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HomeMy WebLinkAboutJ.P MORGAN CHASE BANK (JPMC) INSURANCE ON FILE WORK MAY PROCELD UNTFr INSURANCE ExIRLS A-2025-133 wb l©1 -- CITY CLERK DATE: OCT 13 2025 SECOND AMENDMENT TO AGREEMENT BETWEEN THE 0'-F Msa c+) CITY OF SANTA ANA AND JPMORGAN CHASE BANK, N.A. Rebertivbiwtp, THIS SECOND AMENDMENT TO AGREEMENT ("Second Amendment") is entered into this 5th day of August 2025, by and between the City of Santa Ana, a charter city and municipal corporation organized and existing under the Constitution and laws of the State of California ("City"), and JPMorgan Chase Bank N.A. ("Banking Services Provider"). City and Banking Services Provider may be referred to herein separately as a "Party" and collectively as "Parties". RECITALS: A. On December 6,2016,the City entered into Agreement No.A-2016-366("Agreement") with J.P. Morgan Chase Bank N.A. in which Banking Services Provider,having special skill and knowledge in the field of banking services, banking technology, and related ancillary services to include but not limited to: daily deposit processing, image cash letter (ICL) deposits, check clearing, wire services, automated clearing house (ACH) transactions, positive pay services, account reconciliation, directdeposit of accounts payables, account analysis services, lockbox services, client staff training, the latter, to the extent reasonably required for City to utilize the services provided. B. On December 21, 2021,the City executed the First Amendment to Agreement (No. A- 2021-285) with J.P. Morgan Chase Bank, N.A., by which the City and Banking Services Provider agreed to amend the Compensation, Term, Insurance, and Miscellaneous clauses of said Agreement. The Agreement is current and in effect- C. The City and Banking Services Provider now desire to further amend the Agreement by entering into this Second Amendment, by which the City and Banking Services Provider agree to extend the term of the Agreement through December 31, 2028 (Section 3-1. Term of the Agreement) and add additional banking services as set forth in Exhibits A-2 and A-3. The Parties therefore agree: 1. Section 1. Scope of Services, shall be amended to read as follows: 1. Scope of Services BANKING SERVICES PROVIDER shall perform the following services as described in the CITY's Request for Proposal (RFP) No. 16-111 and related addenda, as more particularly described in Section 3-21 (the "RFP"), as clarified and/or modified by BANKING SERVICES PROVIDER'S proposal in response to such RFP, inclusive of all exhibits and attachments thereto and subsequent responses and clarifications provided to the CITY, as more particularly described in Section 3-21 (collectively, the "Proposal"): a. BANKING SERVICES PROVIDER will provide CITY with services described in EXHIBIT A,Exhibit A-2 and Exhibit A-3,and, if later elected by the CITY, Exhibit A-1 (subject to the notification requirements Pagel of 3 contained therein), each of which is attached hereto and incorporated by reference. BANKING SERVICES PROVIDER shall provide said services at the time, place, and in the manner specified in the RFP, as clarified and/or modified by the Proposal and, in the case of Services described in EXHIBIT A-1 ("Optional Services"), as described in other agreements specifically related to such services and agreed to by the CITY. b. BANKING SERVICES PROVIDER shall furnish at its own expense all labor, materials, equipment and other items necessary to carry out the terms of this Agreement. 2. Section 3,General Provisions,subsection 3-1 Terre of the Agreement. The Parties agree to extend the term of the Agreement for two (2) additional years through December 31, 2028,unless terminated earlier in accordance with Section 3-2. 3. Except as modified by this Second Amendment, all terms and conditions of the Agreement shall remain in full force and effect. [signature page to follow] Page 2 of 3 IN WITNESS WHEREOF,the Parties hereto have executed this First Amendment to Agreement as of thelast date and year written below, ATTEST: CITY OF SANTA ANA af (,:�ennifer a Alvaro Nunez City Manager APPROVED AS TO FORM: SONIA R. CARVALHO BANKING SERVICES PROVIDER City Attorney JP MORGAN CH"AS N.A. By: L�c14 Gt c ct u -( ---- Andrea Garcia-Miller Matt Moon Assistant City Attorney Authorized Officer RECOMMENDED FOR APPROVAL: .i.+an. Iuiip r li3i]1.1.':1{_ll POiI Alex Trinidad, CPA Executive Director Finance and Management Services Agency Page 3 of 3 EXHIBIT A-2 CHASTE OF JTMorgan Pricing Schedule ?fate: May2025 Name: THE CITY OF SANTA ANA Model Name: Access Check Print& Validation Services SchedulePricing Total Service Fees $540.00 Balance Incentive' ($0.00) Based an balance eflgibfe for fee affset Estimated Monthly Amount Due $540.00 Balance Eligible for Fee Offset $0.00 -Volumes and Balances on thls Prlcing Schedule are estlmated.Actual volumes and balance maybe different,which will result indifferent charges than are specified above. Page i of 2 EXHIBIT A-2 . I Item service Tler Price Volume Total Balance Based Charges Balance Based Charges $0.0000 1 $om $0.00 Disbursement Services Check Print Direct Entry $3.0000 0 $0.00 check Print File upload $10.0000 4 $40.00 Check Print Item-Jpm AM $0.4500 1,000 $450.00 Check Print Online Maint $50.0000 1 $5O.00 Check Printing Addl Page $0.2000 0 $0,00 Check Prnt Cashier's Check $10.0000 0 $0.00 $540.00 Other Product Services AVS Account Authentication 1-1,000 $0.4000 - %0.00 1,001.5,000 $0.3500 $0.00 5,001-25,000 $0,3000 $0.00 25,001+ $0.2500 $0.00 0 $0,00 AVS Account Verification 1-1,000 $0.4000 MOO 1,001-5,000 $0,3500 $0.00 5,001.25,000 $0.3000 $0.00 25,001+ $0.2500 $0.00 0 $0.00 Account Confidenre score $1.0000 0 $0.00 Business Validation•US $3.0000 0 $0.00 Individual Validation-US $0.7500 0 $0.00 $0.00 Total Service Fees $540.00 •volumes and Balances on this Pricing schedule are estimated.Actual volumes and balance maybe different,which will result In different charges than are specified above. Page 2 of 2 EXHIBIT A-3 Document Checklist I JFMQRGAIJ CHASE BANK, N.A. 26 April 2024 THE CITY OF SANTA ANA 20 CIVIC CENTER PLAZA SANTA ANA, CA 927014058 USA Thank you for choosing JPMorgan Chase for your banking needs. Below is a list of documents contained in this package that pertain to the products and/or services you have requested, with instructions for each document. In striving to deliver best-in-class service,we encourage you to complete and return any of the attached documentation requiring signature within 5 business days from the day you receive this package Please let us know if there is any way we can assist you. We understand that on occasion this timeline cannot be met due to other priorities, the complexity of requirements, and/or the availability of authorized signatories. In such cases we kindly ask that you advise us when we can anticipate receipt of the documentation or if there is any additional support Are can provide. Timely receipt of the documents enables us to better complete your request in the desired timeframe. For your protection, where documents in this package are being sent as e-mail attachments and have been pre-filled, the account and/or SSN/TIN number has been truncated to the last 4 digits, or the documents have been encrypted and may require a password to open. We at JPMorgan Chase are fully committed to meeting your banking needs. We are happy to answer any questions you may have regarding the attached documents. If you need assistance, please do not hesitate to call, Kind regards, Angela Koch +16022212015 angela.koch@jpmorgan.com 150 W University Dr Tempe, AZ 85281-3640 Document Name ID Instructions Addendum to ACH Origination 1 Complete, Sign, Return Service Terms for ACH File Contingency Processing EXHIBIT A-3 lI,IEI III ADDENDUM TO ACH ORIGINATION SERVICE TERMS v1.0-10 08jo FOR ACH PILE CONTINGENCY PROCESSING This Addendum to ACH Origination Service Terms for ACH File Contingency Processing(this"Addendum")sets forth the terms and conditions under which JPMorgan Chase Bank, N.A.(the"Bank")will retrieve and process for The City Of Santa Ana(the"Customer")a previously transmitted ACH Credit Entry or ACH Debit Entry file in the event that an emergency or disruption at the Customer's transmission site or other Customer emergency or disruption prevents the Customer from transmitting its intended ACH files to the Bank. The Bank's ACH Origination Service Terms and terms and conditions governing the operation of accounts and services (collectively, the"Account Documentation") are incorporated into this Addendum by reference and shall become a part thereof. The Customer's signature below constitutes the Customer's acceptance of,and agreement to be bound by, this Addendum and the Account Documentation, Capitalized terms used in this Addendum and not otherwise defined herein shall have their meanings set forth in the Account Documentation. In the event of any conflict between the Account Documentation and this Addendum,the terms of this Addendum shall prevail. The parties hereby agree as follows: 'I. If the Customer determines that it cannot create or transmit to the Bank a file of ACH Credit or ACH Debit Entries as a result of an emergency or disruption at the Customer's facilities,the Customer may request the Bank to retrieve, re-generate and process a previously transmitted ACH Credit or Debit Entry file. It will be the Customer's responsibility to determine whether there is an emergency or disruption that interferes with file transmission and the Bank will have no responsibillty to verify that such an emergency or disruption exists. The Customer shall provide with any such request the origin number,Item count,dollar amount and original effective entry date for the ACH file that the Customer wants the Bank to retrieve and re-process(the"Designated Re-Process File")and any other information requested by the Bank in order to retrieve such file(i.e.,origin name,company ID and account number,date). It is understood and agreed that ACH files are only maintained by the Bank for specified periods and the Bank will not re-generate a requested file if the retention period for such file has expired and it is no longer being maintained by the Bank. 2. Any request for the Bank to retrieve and re-process a Designated Re-Process File shall be issued by either an Authorized Person or by a person whose name,signature and telephone number Is set forth in a Designation of Persons Authorized to Request Re-Generation of ACH Files in the form set forth as Exhibit A to this Agreement(a"Designee"),which Designation shall be delivered to the Bank concurrently with the execution and delivery of this Agreement, Any such request shall be delivered either(a)in writing signed by an Authorized Person or by a Designee,which may be sent by pdf attached to an email to an email address designated by the Bank,or(b)by telephone from a person identifying himself or herself as an Authorized Person or a Designee to a telephone number specified by the Bank, and in either case such request shall contain all of the information specified in Section 1 above. The Bank shall be entitled to act upon such instructions from any person purporting to be an Authorized Person or Designee, 3. Upon receipt and confirmation of a request to re-generate a Designated Re-Process File as provided herein,the Bank will seek to retrieve the Designated Re-process File using the information provided pursuant to Sections 1 and 2.Whether retrievable or not,the Bank shall thereafter place a callback to an Authorized Person or Designee and shall report on whether the fife is retrievable or not and If the file has been retrieved, identify the located Designated Re-Process File for confirmation by such Authorized person or Designee. Upon receipt of such confirmation, the Bank shall(except as otherwise provided in Section 4)release the Designated Re-Process File into the ACH system for processing. The Bank will use reasonable efforts to perform this process promptly after the receipt of the Customer's request,but it is understood and agreed that processing may not occur the same day. 4. Notwithstanding anything to the contrary set forth in Section 3,if the Customer is an Infodex user,the Bank shall not release Designated Re- Process File,but rather shall advise the Customer that the file is available for the Customer to release on Infodex. Thereafter, it will be the Customer's responsibility to release such file through the normal Infodex process. With respect to the ACH entries contained in any Designated Re-Process File processed by the Bank under this Agreement,the Customer hereby makes all of the warranties made by the Customer under the Account Documentation relating to ACH origination, including without limitation,that each entry has been authorized by the Receiver(as such term Is used in the Operating Rules of NACHA). 6. It is understood and acknowledged that retrieving and re-generating Designated Re-Process Files is a manual process for the Bank and is performed as an accommodation to the Customer. Accordingly,the Bank shall not be liable to the Customer or any other person for any errors or delays in connection with the services described herein unless such error or delay is the direct result of the Bank's gross negligence or willful misconduct. To the maximum extent permitted by law, the Bank shall under no circumstances be liable for Indirect, special or consequential damages. The Customer shall indemnify and hold the Bank harmless from and against any and all loss, liability,damages, costs or expenses,including attorneys'fees and costs,incurred in connection with this Agreement except to the extent due to the Bank's gross negligence or willful misconduct. 7, The Customer shall pay the fees specified by the Bank for the services performed hereunder. Payment of such fees shall be effected by a mutually agreed method. PN,2797010 DOC ID:1 I II II EXHIBIT A - 3 DESIGNATION OF PERSONS AUTHORIZED TO REQUEST RE-GENERATION OF ACH FILES The undersigned, being the duly elected,qualified and acting of The City Of Santa Ana(the"Customer'),does hereby certify to JPMorgan Chase Bank,N.A.(the"Bank"): (. That each of the following persons(each,a"Designee")is designated by the undersigned to(a)request the Bank to retrieve, re-generate and process a previously transmitted ACH credit or debit file on the terms provided in the Addendum to ACM Origination Service Terms for ACH File Contingency Processing("Contingency Processing Agreement"),and(b)authorize the release of any such retrieved and re- generated file. 2. That the signature appearing opposite each Designee's name is the true and genuine signature of such person,and that each Designees contact Information is current and up-to-date at the date hereof. Each of the Designees Is authorized to issue requests as provided in the preceding sentence,all in accordance with the terms of the Contingency Processing Agreement. NAME SIGNATURE TELEPHONE&CELL NUMBERS (cell) (cell) (cell) 3. That pursuant to the Customer's governing documents,as amended,the undersigned has the power and authority to execute this Designation on behalf of the Customer,and that the undersigned has so executed this Designation this day of 20 Signature: Name: Title: PN:2797010 DOC ID:1 7�1,MCERTIFICATE OF LIABILITY INSURANCE01"0 5YYY) THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT:If the certificate holder is an ADDITIONAL INSURED,the policy(les)must have ADDITIONAL INSURED provisions or be endorsed.If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement.A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). r PRODUCER CONTACT W Aon Risk Services Northeast, Inc. NAME` M PHONE (866) 283-7122 FAX 800-353-0105 d New York NY Office (A/C.No.Exit): NC.No.: One Liberty Plaza E-MAIL O 165 Broadway, suite 3201 ADDRESS: _ New York NY 10006 USA INSURERS)AFFORDING COVERAGE NAIC# INSURED INSURER A: National Union Fire Ins co of Pittsburgh 19445 ipMorgan chase & co. INSURERB: AIU Insurance company 19399 and subsidiary, affiliated, and associated companies thereof INSUREPC: 383 Madison Ave New York NY 10179-0001 USA INSURER D: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: 570114953940 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED.NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSiONSAND CONDITIONS OF SUCH POLICIES,LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Limits shown are as requested INSR LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER MMlbb1YYYY MM1DDlYYYY LIMITS A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE S 5,000,000 CLAIMS-MADE F_X 1 OCCUR RENTED $1,000,000 PREMISES Ea occurrence X Blanket Contractual Liability MED EXP(Any one person) Excluded PERSONAL&ADV INJURY S5,000,000 ` GEN'LAGGREGATE LIMITAPPLES PER: GENERALAGGREGATE s50,OQO,000 ca'�s POLICY PRO X LOC rn �JECT PRODUCTS AGO $5,000,000 v OTHER: T 0 h A AUTOMOBILE LIABILITY 013-59-3978 06/01/2025 06/01/2026 COMBINED SINGLE UMIT $5,000,000 � AOS Ea accident , A J ANYAUTO 013-59-3977 06/01/2025 06/01/2026 BODILY INJURY(Per person) Z OWNED AUTOSULED MA BODILY INJURY(Per accident) y CHED AUTOS ONLY H6RED AUTOS NON-OWNED PROPERTY DAMAGE O ONLY AUTOS ONLY Per accident. A X UMBRELLALIAB X OCCUR 33576381 06/01/2025 06/01/2026 EACH OCCURRENCE $10700,000 C-) EXCESS LIAB CLAIMS-MADE SIR applies per policy terns & condi ions AGGREGATE s1O,000,000. DIED I X I RETENTION R WORKERS COMPENSATION AND 013626322. 06/01/2025 06/01/2026 X I PER STATUTE I OTH- EMPLOYERS'LIABILITY YIN ADS ER ANY PROPRIETOR!PARTNER!EXECUTIVE EL.EACH ACCIDENT $1,000,000 B OFFICERIMEMBEREXCLUDEo? NIA 013626323 06/01/2025 06/01/2026 (Mandatory in NH) MN E.L.DISEASE-EA EMPLOYEE $1,ODO,000 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $1,000,000__T - DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES(ACORD 101,Additional Remarks Schedule,may be attached If more space is required) City of Santa Ana, its officers, officials, employees and volunteers are included as Additional Insured in accordance with the policy provisions of the General Liability policy. General Liability policy evidenced herein is Primary and Non-contributory to other insurance available to Additional Insured, but only in accordance with the policy's provisions. A waiver of Subrogation is granted in favor of certificate Holder in accordance with the policy provisions of the General Liability, Automobile Liability and workers' compensation policies. Tu Tran DigiraCly signetl by Nguyen PM.:2025 603 APPROVED ED N f:55:33- 8y Tu Tran Nguyen at 10:54 am,Oct 03,2025 CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. city of Santa Ana AUTHORIZED REPRESENTATIVE Risk Management Division -� 20 Civic Center Plaza Altleyllll�tr,S A dC�+�J� �. Santa Ana CA 92702 USA ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD (® DATE(MMlDOIYYYY) A►`>o CERTIFICATE OF LIABILITY INSURANCE 02f 1512024 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the pDlicy(ies)must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). CONTACT PRODUCER NAME: DIRECT PLACEMENT PHONE FAX A!C No Ext): _ (AlC,No); E-MAIL ADDRESS:_ - INSURER(S)AFFORDING COVERAGE NAIC# INSURER A: Park Assurance Company 11923 INSURED INSURER B JPMorgan Chase&Co,and all of its subsidiaries INSURER C 383 Madison Avenue INSURER D: _ New York, NY 10179 INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADDL SUBR! POLICY EFF POLICY EX LIMITS LTR TYPE OFINSURANCE POLICYNUMBER MMfDDIYYYY MMIDDIYYYY COMMERCIAL GENERAL LIABILITY �, EACH OCCURRENCE $ DAMAGE TO RENTE❑ $ CLAIMS-MADE DCCUR PREMISES Ea occurrence) MED EXP(Any one person) $ PERSONAL&ADV INJURY $ _ GENT AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ POLICY PRO L I LOG PRODUCTS-COMP/OP AGG $P _ JFCT ❑ OTHER: COMAUTOMOBILE LIABILITY V (Fa e c de0n[ INGLE LIMIT ANY AUTO BODILY INJURY(Per person) $ OWNED SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS - HIRED NON-OWNF❑ PROPERTY DAMAGE $ AUTOS ONLY AUTOS ONLY Per accident _ $ UMBRELLALIAB OCCUR EACH OCCURRENCE $ _ EXCESS LIAR CLAIMS-MADE AGGREGATE $ DFD RETENTION $ WORKERS COMPENSATION STATUTE ERR- AND EMPLOYERS'LIABILITY YIN ANYPROPRIETOPJPARTNEPJEXECUTIVE ❑ N f A E.L.EACH ACCIDENT $ OFFICER/MEMBER EXCLUDE D? E.L.DISEASE-EA EMPLOYEE $ (Mandatory In NH) If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ Each Wrongful Act $25,000,000 Bankers Professional Liability A 144 02115/2024 02l1512027 and in the aggregate Insurance DESCRIPTION OF OPERATIONS f LOCATIONS I VEHICLES (ACORD 101,Additional Remarks Schedule,maybe attached if more space is required) Errors and Omissions Insurance. APPROVED By Tu Tran Nguyen at 10.55 am,Oct 03,2025 CERTIFICATE HOLDER CANCELLATION -- - —W SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN City of Santa Ana ACCORDANCE WITH THE POLICY PROVISIONS. Risk Management Division AUTHORIZED REPRESENTATIVE DocuSignedpY; 20 Civic Center Plaza Santa Ana,CA 92702 '/ ~� O 1988-2015 ACORD CORPORATION_ All rights reserved. ACORD 25(2016103) The ACORD name and logo are registered marks of ACORD ' ca CERTIFICATE OF LIABILITY INSURANCE 7E(MMIDOIYYYY) /28/2025 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: DIRECT PLACEMENT PHONE FAX A1C No,Ezt); A1C No E-MAIL ADDRESS: INSURER(S)AFFORDING CO_VERAGE NAIC -- INSURER A: Park Assurance Company 11923 INSURED INSURER B JPMorgan Chase&Co. INSURER C: and subsidiary,affiliated,and associated companies thereof INSURER D: 383 Madison Avenue INSURERE: New York, NY 10179 INSURER F COVERAGES CERTIFICATE NUMBER. REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE �ADDL SUBR POLICY EFF POLICY EXP LTR INSD, D POLICY NUMBER MMIDDIYYYY M�YY LIMITS COMMERCIALGENERALLIABILITY EACH OCCURRENCE �l $ CLAIMS-MADEEJ OCCUR DAMAGE TORENTED I $ PREMISES Ea occurrence I MED EXP(Any one person) $ _PERSONAL&ADV INJURY $ GENTAGGREGATELIMITAPPLIESPER: GENERAL AGGREGATE $ POLICY 7 JECTPRO- E LOG PRODUCTS-COMPIOP AGG $ OTHER: $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ Ea acciden() ANY AUTO BODILY INJURY(Per person) $ U OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY(Per accident) $ HIRED NON-OWNED PROPERTY DAMAGE AUTOS ONLY AUTOS ONLY Per accident $ f UMBRELLALIAS OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE - AGGREGATE $ DED I I RETENTION$ $ WORKERS COMPENSATION PER OTH- AND EMPLOYERS'LIABILITY YIN STATUTE I I ER ANYPROPRIETORiPARTNERIEXECUTIVE EACH ACCIDENT OFFICERIMEMSER EXCLUDED? ❑ NIA E-L.EA $ (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ Cyber Liability Insurance Each loss and $25,000,000 A 160 07/01/2025 07101/2026 in the aggregate DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) APPROVED � CERTIFICATE HOLDER CANCELLATION By Tu Tran Nguyen at 10:55 am,Oct 03,2025 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN City Of Santa Ana ACCORDANCE WITH THE POLICY PROVISIONS. Risk Management Division ❑ocuSigned b 20 Civic Center Plaza AUTHORIZED REPRESENTATIVE v Santa Ana,CA 92702 ©1988-2015 AC ATION. All rights reserved. ACORD 25.(2016103) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: 10243827 LOC#: ADDITIONAL REMARKS SCHEDULE Page _ of AGENCY NAMED INSURED Aon Risk services Northeast, Inc. ]PMorgan Chase & Co. POLICY NUMBER see certificate Number: 570114953940 CARRIER NAIL CODE see Certificate Number: 570114953940 EFFECTIVE RATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: Certificate of Liability Insurance INSURER(S) AFFORDING COVERAGE NAIC# INSURER INSURER INSURER INSURER ADDITIONAL POLICIES If a policy below does not include limit information,refer to the corresponding policy on the ACORD certificate form for policy limits. POLICY POLICY INSR ADDL SUBR POLICY NUMBER EFFECTING LXPUdATION LIMI'E'S LTR TYPE OF INSURANCE INSD WVD DATE DAIS. (MM/DD/YYYY) (MMIDD/YYYY) WORKERS COMPENSATION B N/A 013626321 06/01/2025 06/01/2026 WI ACORD 101(2008101) (0 2008 ACORD CORPORATION.All rights reserved. The ACORD name and logo are reglatered marks of ACORD POLICY NUMBER: 013-62-6320 COMMERCIAL GENERAL LIABILITY CG 20 26 12 19 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE DART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): ANY PERSON OR ORGANIZATION WHOM YOU BECOME OBLIGATED TO INCLUDE AS AN ADDITIONAL INSURED AS A RESULT OF ANY CONTRACT OR AGREEMENT YOU HAVE ENTERED INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II - Who Is An Insured is amended to agreement, the insurance afforded to such include as an additional insured the person(s) or additional insured will not be broader than organization(8) shown in the Schedule, but only that which you are required by the contract with respect to liability for "bodily injury", or agreement to provide for such additional "property damage" or "personal and advertising insured. injury" caused, in whole or in part, by your acts B. With respect to the insurance afforded to these or omissions or the acts or omissions of those additional insureds, the following is added to acting on your behalf: Section III - Limits Of Insurance: 1. In the performance of your ongoing If coverage provided to the additional insured is operations; or required by a contract or agreement, the most 2. In connection with your premises owned by we will pay on behalf of the additional insured or rented to you. is the amount of insurance: However; 1. Required by the contract or agreement; or 1. The insurance afforded to such additional 2. Available under the applicable limits of insured only applies to the extent permitted insurance; by law; and whichever is loss. 2. If coverage provided to the additional This endorsement shall not increase the insured is required by a contract or applicable limits of insurance. CG 20 26 12 19 0 Insurance Services Office, Inc., 2018 Wage 1 of 1 POLICY NUMBER: 013-62-6320 COMMERCIAL GENERAL LIABILITY CG 24 04 12 19 WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US (WAIVER OF SUBROGATION) This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART DESIGNATED SITES POLLUTION LIABILITY LIMITED COVERAGE PART DESIGNATED SITES PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY DESIGNATED TANKS SCHEDULE Name Of Person(s) Or Organizations): PURSUANT TO APPLICABLE WRITTEN CONTRACT OR AGREEMENT YOU ENTER INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV - Conditions: We waive any right of recovery against the person(s) or organization(s) shown in the Schedule above because of payments we make under this Coverage Part. Such waiver by us applies only to the extent that the insured has waived its right of recovery against such persons? or organization(s) prior to loss. This endorsement applies only to the person(s) or organizations) shown in the Schedule above. CG 24 04 12 19 0 Insurance Services Office, Inc., 2018 Page 1 of 1 ENDORSEMENT This endorsement, effective 12:01 A.M. 06/01/2025 forms a part of Policy No. 013-59-3977 issued to JPMORGAN CHASE & CO. by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM Section IV - Business Auto Conditions, A. - Loss Conditions, 5. - Transfer of Rights of Recovery Against Others to Us, is amended to add: However, we will waive any right of recover we have against any person or organization with whom you have entered into a contract or agreement because of payments we make under this Coverage Form arising out of an "accident" or "loss" if: (1) The "accident" or "loss" is due to operations undertaken in accordance with the contract existing between you and such person or organization; and (2) The contract or agreement was entered into prior to any "accident" or "loss". No waiver of the right of recovery will directly or indirectly apply to your employees or employees of the person or organization, and we reserve our rights or lien to be reimbursed from any recovery funds obtained by any injured employee. AUTHORIZED REPRESENTATIVE 62897 (6/95) Includes copyrighted material of Insurance Services Office, Inc. with its permission. Page 1 of 1 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT This endorsement changes the policy to which it is attached effective on inception date of the policy unless a different date is indicated below. This endorsement, effective 12:01 AM 06/01/2026 forms a part of Policy No. WC 013-62-6322 Issued to JPMORGAN CHASE & CO. By A I U INSURANCE COMPANY We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us. This agreement shall not operate directly or indirectly to benefit any one not named in the Schedule. Schedule ANY PERSON OR ORGANIZATION WITH WHOM YOU HAVE ENTERED INTO A CONTRACT, A CONDITION OF WHICH REQUIRES YOU TO OBTAIN THIS WAIVER FROM US. THIS ENDORSEMENT DOES NOT APPLY TO BENEFITS OR DAMAGES PAID OR CLAIMED: 1..PURSUANT TO THE WORKERS, COMPENSATION OR EMPLOYERS' LIABILITY LAWS OF KENTUCKY, NEW HAMPSHIRE, OR NEW JERSEY; OR, 2. BECAUSE OF INJURY OCCURRING BEFORE YOU ENTERED INTO SUCH A CONTRACT. i This form is not applicable in Kansas for private construction contracts as defined in K.S.A. 16-1801 through K.S.A where per mitted b 16-1807 or public construction contracts as defined in K.S.A. 16 1901 through 16-1908, except p y statute or other applicable law, such as for use in wrap-up insurance programs. Any person or organization for which the employer has agreed by written contract, executed prior to loss, may execute a waiver of subrogation. However, for purposes of work performed by the employer in Missouri, this waiver of subrogation does not apply to any construction group of classifications as designated by the waiver of right to recover from others (subrogation) rule in our manual. This form is not applicable in California, Kentucky, New Hampshire, New Jersey, Texas, or Utah. WC 00 03 13 Countersigned by (Ed. 04184) Authorized Representative WC 00 03 13 (Ed. 04/84) Authorized Representative ACORO® DATE(MM/DD/YYYY) CERTIFICATE OF LIABILITY INSURANCE 06/29/2026 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain w� p y, policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT 'a NAME: Aon Risk Services Northeast, Inc. PHONE FAX N New York NY Office (A/C.No.Ezt): (866) 283-7122 (A/C.No,): 800-363-0105 'a One Liberty Plaza E-MAIL 2 165 Broadway, suite 3201 ADDRESS: New York NY 10006 USA INSURER(S)AFFORDING COVERAGE NAIC# INSURED INSURERA: National Union Fire Ins Co Of Pittsburgh 19445 7PMorgan Chase & Co. and subsidiary, INSURER B: AIU Insurance Company 19399 affiliated, and associated companies thereof INSURER C: 270 Park Avenue New York NY 10017 USA INSURER D: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: 570121449030 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. Limits shown are as requested INSR ADDL SUBR POLICY EFF POLICY EXP LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER (MM/DD/YYYY) (MM/DD/YYYY) LIMITS A X COMMERCIAL GENERAL LIABILITY 024575545 06/01/2026 06 O1 2027 EACHOCCURRENCE $5,000,000 A 024575546 06/01/2026 06/01/2027 DAMAULIONIENILL) CLAIMS-MADE PREMISES(Ea occurrence)OCCUR $1,000,000 X Blanket Contractual Liability MED EXP(Any one person) Excluded PERSONAL&ADV INJURY $5,000,000 p P'LAGGREGATE LIMITAPPLIES PER: GENERAL AGGREGATE $50,000,000 POLICY ❑PRO ECT X❑LOC PRODUCTS-COMP/OPAGG $5,000,000 N OTHER: o r A 024575547 06/01/2026 06/01/2027 COMBINED SINGLE LIMIT AUTOMOBILE LIABILITY $5,000,OOO ADS (Ea accident) A X ANYAUTO 024-57-5549 06/01/2026 06/01/2027 BODILY INJURY(Per person) O X OWNED SCHEDULED MA BODILY INJURY(Per accident) Z AUTOS ONLY AUTOS N HIREDAUTOS NON-OWNED PROPERTY DAMAGE ONLY AUTOS ONLY (Per accident) U N UMBRELLA LAB OCCUR EACH OCCURRENCE U EXCESS LIAB CLAIMS-MADE AGGREGATE DED I RETENTION B WORKERS COMPENSATION AND 024575543 06/01/2026 06/01/2027 X PER STATUTE ORTH- EMPLOYERS'LIABILITY v/N A05 $1,000,000 A PROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT B OFFICER/MEMBER EXCLUDED? N N/A 024575552 06/01/2026 06/01/2027 (Mandatory in NH) MN E.L.DISEASE-EA EMPLOYEE $1,000,000 ID SCdescribender $1,000,000 ESC RIPTION U OPERATIONS below E.L.DISEASE-POLICY LIMIT oft DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES(ACORD 101,Additional Remarks Schedule,may be attached if more space is required) ME Named Insured Includes: 7PMorgan Chase Bank, National Association. RE: A-2021-285, Work or operations performed by or on �N'y behalf of the Contractor including materials, parts or equipment furnished in connection with such work or operations. The Cit of Santa Ana, its officers, officials= employees and volunteers are included as Additional Insured in accordance with the policy provisions of the General Liability and Automobile Liability policies. General Liability policy evidenced herein is Primary and Non-Contributory to other insurance available to Additional Insured, but only in accordance with the policy's provisions. A Waiver of Subrogation is granted in favor of City of Santa Ana in accordance with the policy provisions of the General Liability, Automobile Liability and Workers' Compensation policies. Should General Liability, Automobile Liability and r CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF,NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. City of Santa Ana AUTHORIZED REPRESENTATIVE all� 20 Civic Center Plaza �y Santa Ana CA 92701 USA V. �,� la �L APPROVED By Tu Tran Nguyen at 12:15 pm,Jun 29,2026 ©1988-2015 ACORD CORPORATION.All rights reserved ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: 10243827 LOC#: ADDITIONAL REMARKS SCHEDULE Page _ of _ AGENCY NAMED INSURED Aon Risk services Northeast, Inc. JPMorgan chase & Co. and subsidiary, POLICY NUMBER See Certificate Number: 570121449030 CARRIER I NAIC CODE See Certificate Number: 570121449030 EFFECTIVE DATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: Certificate of Liability Insurance INSURER(S)AFFORDING COVERAGE NAIC# INSURER INSURER INSURER INSURER ADDITIONAL POLICIES If a policy below does not include limit information,refer to the corresponding policy on the ACORD certificate form for policy limits. POLICY POLICY FsSR ADDL SUBR POLICY NUNIBER LIMITS LTR TYPE OF FNSURANCE L\SD R'{'D EFFECTIVE EXPIRATION DATE DATE (MM/DD/YYYY) MM/DD/YYYY WORKERS COMPENSATION B N/A 024575544 06/01/2026 06/01/2027 WI ACORD 101(2008101) ©2008 ACORD CORPORATION.All rights reserved. The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: 10243827 LOC#: A o ADDITIONAL REMARKS SCHEDULE Page _ of _ AGENCY NAMED INSURED Aon Risk services Northeast, Inc. JPMorgan chase & Co. and subsidiary, POLICY NUMBER see certificate Number: 570121449030 CARRIER NAIC CODE see certificate Number: 570121449030 EFFECTIVE DATE: ADDITIONAL REMARKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: ACORD 25 FORM TITLE: Certificate of Liability Insurance Additional Description of Operations/Locations/Vehicles: workers' compensation policies be cancelled before the expiration date thereof, the policy provisions of each policy will govern how notice of cancellation may be delivered to certificate holders in accordance with the policy provisions of each policy. ACORD 101(2008101) ©2008 ACORD CORPORATION.All rights reserved. The ACORD name and logo are registered marks of ACORD ENDORSEMENT This endorsement, effective 12:01 A.M. 06/01/2026 forms a part of Policy No. 024-57-5545 issued to JPMORGAN CHASE & CO. by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. ADDITIONAL INSURED - PRIMARY INSURANCE This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE FORM Section IV, Commercial General Liability Conditions, paragraph 4., Other Insurance subparagraph a. Primary Insurance, is amended by the addition of the following: However, coverage under this policy afforded to an additional insured will apply as primary insurance where required by contract, and any other insurance issued to such additional insured shall apply as excess and noncontributory insurance. kW4J2'1-*0-&4 Authorized Representative or Countersignature (in States Where Applicable 74434 (10/99) Includes copyrighted material of Insurance Services Office, Inc. with its permission. Page 1 of 1 WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT This endorsement changes the policy to which it is attached effective on inception date of the policy unless a different date is indicated below. This endorsement, effective 12:01 AM 06/01/2026 forms a part of Policy No. WCO24575543 Issued to JPMORGAN CHASE & CO. By A I U INSURANCE COMPANY We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against the person or organization named in the Schedule. This agreement applies only to the extent that you perform work under a written contract that requires you to obtain this agreement from us. This agreement shall not operate directly or indirectly to benefit any one not named in the Schedule. Schedule ANY PERSON OR ORGANIZATION WITH WHOM YOU HAVE ENTERED INTO A CONTRACT, A CONDITION OF WHICH REQUIRES YOU TO OBTAIN THIS WAIVER FROM US. THIS ENDORSEMENT DOES NOT APPLY TO BENEFITS OR DAMAGES PAID OR CLAIMED: 1 .PURSUANT TO THE WORKERS' COMPENSATION OR EMPLOYERS' LIABILITY LAWS OF KENTUCKY, NEW HAMPSHIRE, OR NEW JERSEY; OR, 2.13ECAUSE OF INJURY OCCURRING BEFORE YOU ENTERED INTO SUCH A CONTRACT. This form is not applicable in Kansas for private construction contracts as defined in K.S.A. 16-1801 through K.S.A 16-1807 or public construction contracts as defined in K.S.A. 16-1901 through 16-1908, except where permitted by statute or other applicable law, such as for use in wrap-up insurance programs. Any person or organization for which the employer has agreed by written contract, executed prior to loss, may execute a waiver of subrogation. However, for purposes of work performed by the employer in Missouri, this waiver of subrogation does not apply to any construction group of classifications as designated by the waiver of right to recover from others (subrogation) rule in our manual. This form is not applicable in California, Kentucky, New Hampshire, New Jersey, Texas, or Utah. y WC 00 03 13 (Ed. 04/84) Countersigned by Authorized Representative POLICY NUMBER: 024-57-5545 COMMERCIAL GENERAL LIABILITY CG20101219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - SCHEDULED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s) Location(s) Of Covered Operations ANY PERSON OR ORGANIZATION WHOM YOU PER THE CONTRACT OR AGREEMENT. BECOME OBLIGATED TO INCLUDE AS AN ADDITIONAL INSURED AS A RESULT OF ANY CONTRACT OR AGREEMENT YOU HAVE ENTERED INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. CG 20 10 12 19 0 Insurance Services Office, Inc., 2018 Page 1 of 2 ❑ A. Section II - Who Is An Insured is amended to maintenance or repairs) to be performed by include as an additional insured the person(s) or or on behalf of the additional insured(s) at organization(s) shown in the Schedule, but only the location of the covered operations has with respect to liability for "bodily injury", been completed; or "property damage" or "personal and advertising 2. That portion of "your work" out of which injury" caused, in whole or in part, by: the injury or damage arises has been put to 1. Your acts or omissions; or its intended use by any person or 2. The acts or omissions of those acting on organization other than another contractor or your behalf; subcontractor engaged in performing in the performance of your ongoing operations operations for a principal as a part of the for the additional insured(s) at the location(s) same project. designated above. C. With respect to the insurance afforded to these additional insureds, the following is added to However: Section III - Limits Of Insurance: 1. The insurance afforded to such additional If coverage provided to the additional insured is insured only applies to the extent permitted required by a contract or agreement, the most by law; and we will pay on behalf of the additional insured 2. If coverage provided to the additional is the amount of insurance: insured is required by a contract or 1. Required by the contract or agreement; or agreement, the insurance afforded to such additional insured will not be broader than 2. Available under the applicable limits of that which you are required by the contract insurance; or agreement to provide for such additional whichever is less. insured. This endorsement shall not increase the B. With respect to the insurance afforded to these applicable limits of insurance. additional insureds, the following additional exclusions apply: This insurance does not apply to "bodily injury" or "property damage" occurring after: 1. All work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, Page 2 of 2 © Insurance Services Office, Inc., 2018 CG 20 10 12 19 POLICY NUMBER: 024-57-5545 COMMERCIAL GENERAL LIABILITY CG20261219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s): ANY PERSON OR ORGANIZATION WHOM YOU BECOME OBLIGATED TO INCLUDE AS AN ADDITIONAL INSURED AS A RESULT OF ANY CONTRACT OR AGREEMENT YOU HAVE ENTERED INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II - Who Is An Insured is amended to agreement, the insurance afforded to such include as an additional insured the person(s) or additional insured will not be broader than organization(s) shown in the Schedule, but only that which you are required by the contract with respect to liability for "bodily injury", or agreement to provide for such additional "property damage" or "personal and advertising insured. injury" caused, in whole or in part, by your acts B. With respect to the insurance afforded to these or omissions or the acts or omissions of those additional insureds, the following is added to acting on your behalf: Section III - Limits Of Insurance: 1. In the performance of your ongoing If coverage provided to the additional insured is operations; or required by a contract or agreement, the most 2. In connection with your premises owned by we will pay on behalf of the additional insured or rented to you. is the amount of insurance: However: 1. Required by the contract or agreement; or 1. The insurance afforded to such additional 2. Available under the applicable limits of insured only applies to the extent permitted insurance; by law; and whichever is less. 2. If coverage provided to the additional This endorsement shall not increase the insured is required by a contract or applicable limits of insurance. CG 20 26 12 19 0 Insurance Services Office, Inc., 2018 Page 1 of 1 POLICY NUMBER: 024-57-5545 COMMERCIAL GENERAL LIABILITY CG20371219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - COMPLETED OPERATIONS This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Organization(s) Location And Description Of Completed Operations ANY PERSON OR ORGANIZATION WHOM PER THE WRITTEN CONTRACT YOU BECOME OBLIGATED TO INCLUDE AS AN ADDITIONAL INSURED AS A RESULT OF ANY CONTRACT OR AGREEMENT YOU HAVE ENTERED INTO. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. Section II — Who Is An Insured is amended to include as an additional insured the person(s) or B. With respect to the insurance afforded to organization(s) shown in the Schedule, but only these additional insureds, the following is with respect to liability for "bodily injury" or added to Section III — Limits Of Insurance: "property damage" caused, in whole or in part, If coverage provided to the additional insured is by "your work" at the location designated and required by a contract or agreement, the most described in the Schedule of this endorsement we will pay on behalf of the additional insured performed for that additional insured and is the amount of insurance: included in the "products-completed operations hazard". 1. Required by the contract or agreement; or However: 2. Available under the applicable limits of insurance; 1. The insurance afforded to such additional insured only applies to the extent permitted whichever is less. by law; and This endorsement shall not increase the 2. If coverage provided to the additional applicable limits of insurance. insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide for such additional insured. CG 20 37 12 19 0 Insurance Services Office, Inc., 2018 Pagel of 1 POLICY NUMBER: 024-57-5545 COMMERCIAL GENERAL LIABILITY CG24531219 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US (WAIVER OF SUBROGATION) - AUTOMATIC This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART ELECTRONIC DATA LIABILITY COVERAGE PART LIQUOR LIABILITY COVERAGE PART POLLUTION LIABILITY COVERAGE PART DESIGNATED SITES POLLUTION LIABILITY LIMITED COVERAGE PART DESIGNATED SITES PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART RAILROAD PROTECTIVE LIABILITY COVERAGE PART UNDERGROUND STORAGE TANK POLICY DESIGNATED TANKS The following is added to Paragraph 8. Transfer Of Rights Of Recovery Against Others To Us of Section IV - Conditions: We waive any right of recovery against any person or organization, because of any payment we make under this Coverage Part, to whom the insured has waived its right of recovery in a written contract or agreement. Such waiver by us applies only to the extent that the insured has waived its right of recovery against such person or organization prior to loss. CG 24 53 12 19 0 Insurance Services Office, Inc., 2018 Page 1 of 1 ENDORSEMENT This endorsement, effective 12:01 A.M. 06/01 /2026 forms a part of Policy No. 024-57-5547 issued to JPMORGAN CHASE & CO. by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. WAIVER OF TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM Section IV - Business Auto Conditions, A. - Loss Conditions, 5. - Transfer of Rights of Recovery Against Others to Us, is amended to add: However, we will waive any right of recover we have against any person or organization with whom you have entered into a contract or agreement because of payments we make under this Coverage Form arising out of an "accident" or"loss" if: (1) The "accident' or "loss" is due to operations undertaken in accordance with the contract existing between you and such person or organization; and (2) The contract or agreement was entered into prior to any "accident'or"loss". No waiver of the right of recovery will directly or indirectly apply to your employees or employees of the person or organization, and we reserve our rights or lien to be reimbursed from any recovery funds obtained by any injured employee. AUTHORIZED REPRESENTATIVE 62897 (6/95) Includes copyrighted material of Insurance Services Office, Inc. with its permission. Page 1 of 1 POLICY NUMBER: 024-57-5547 COMMERCIAL AUTO CA 20 48 10 13 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. DESIGNATED INSURED FOR COVERED AUTOS LIABILITY COVERAGE This endorsement modifies insurance provided under the following: AUTO DEALERS COVERAGE FORM BUSINESS AUTO COVERAGE FORM MOTOR CARRIER COVERAGE FORM With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by this endorsement. This endorsement identifies person(s) or organization(s) who are "insureds" for Covered Autos Liability Co- verage under the Who Is An Insured provision of the Coverage Form. This endorsement does not alter coverage provided in the Coverage Form. This endorsement changes the policy effective on the inception date of the policy unless another date is indicated below. Named Insured: JPMORGAN CHASE & CO. Endorsement Effective Date: 06/01/2026 SCHEDULE Name Of Person(s) Or Organization(s): ANY PERSON OR ORGANIZATION WHOM YOU HAVE AGREED IN WRITING TO ADD AS AN ADDITIONAL INSURED, BUT ONLY TO COVERAGE AND MINIMUM LIMITS OF INSURANCE REQUIRED BY THE WRITTEN AGREEMENT, AND IN NO EVENT TO EXCEED EITHER THE SCOPE OF COVERAGE OR THE LIMITS OF INSURANCE PROVIDED IN THIS POLICY. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. Each person or organization shown in the Schedule of Section II - Covered Autos Liability Coverage in is an "insured" for Covered Autos Liability Cover- the Business Auto and Motor Carrier Coverage age, but only to the extent that person or organ- Forms and Paragraph D.2. of Section I - Covered ization qualifies as an "insured" under the Who Is Autos Coverages of the Auto Dealers Coverage An Insured provision contained in Paragraph A.1. Form. CA 20 48 10 13 © Insurance Services Office, Inc., 2011 Page 1 of 1 ENDORSEMENT This endorsement, effective 12:01 A.M. 06/01 /2026 forms a part of Policy No. 024-57-5547 issued to JPMORGAN CHASE & CO. by NATIONAL UNION FIRE INSURANCE COMPANY OF PITTSBURGH, PA. INSURANCE PRIMARY AS TO CERTAIN ADDITIONAL INSUREDS This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM Section IV - Business Auto Conditions, B., General Conditions, 5., Other Insurance, c., is amended by the addition of the following sentence: The insurance afforded under this policy to an additional insured will apply as primary insurance for such additional insured where so required under an agreement executed prior to the date of accident We will not ask any insurer that has issued other insurance to such additionalinsured to contribute to the settlement of loss arising out of such accident. All other terms and conditions remain unchanged. J&4J2'1-*0-&4 Authorized Representative or Countersignature (in States Where Applicable) 74445 (10/99) Includes copyrighted material of Insurance Services Office, Inc. with its permission. Page 1 of 1