HomeMy WebLinkAboutTOWNSEND PUBLIC AFFAIRS INSURANCE ON FILE
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CITY'CLEF(
Wo(6) AGREEMENT WITH TOWNSEND PUBLIC AFFAIRS TO PROVIDE
sy,u is llq���p�{nz� STATE LEGISLATION ADVOCACY SERVICES
THIS AGREEMENT is made and entered into on this 3rd day of February, 2026 by and
between Townsend Public Affairs, Inc., a California corporation ("Consultant") and the City of
Santa Ana, a charter city and municipal corporation organized and existing under the Constitution
and laws of the State of California("City").
RECITALS
A. On December 1, 2025 the City issued Request for Proposal No. 25-142 seeking to retain a
Consultant having special skill and knowledge to provide strategic government affairs and
state legislation advocacy services on behalf of the City.
B. Consultant submitted a responsive proposal that was selected by the City. Consultant
represents that it is able and willing to provide the services described in the scope of work
that was included in RFP No. 25-142,which is attached hereto as Exhibit A. Consultant's
responsive proposal to RFP No. 25-142 shall be incorporated herein by reference as though
fully attached to this Agreement.
C. In undertaking the performance of this Agreement, Consultant represents that it is
knowledgeable in its field and that any services performed by Consultant under this
Agreement will be performed in compliance with such standards as may reasonably be
expected from a professional consulting firm in the field.
NOW THEREFORE, in consideration of the mutual and respective promises, and subject
to the terms and conditions hereinafter set forth, the parties agree as follows:
1. SCOPE OF SERVICES
Consultant shall perform during the term of this Agreement, the tasks and obligations
including all labor, materials, tools, equipment, and incidental customary work required to fully
and adequately complete the services described and set forth in. Exhibit A, attached hereto and
incorporated by reference.
2. COMPENSATION
A. City agrees to pay, and Consultant agrees to accept as total payment for its services for
City, the rates and charges identified in Exhibit B. The total amount to be expended
during the term of this Agreement shall not exceed $375,000.
B. Payment by City shall be made within forty-five (45) days following receipt of proper
invoice evidencing work performed, subject to City accounting procedures. City and
Consultant agree that all payments due and owing under this Agreement shall be made
through Automated Clearing House (ACH)transfers. Consultant agrees to execute the
City's standard ACH Vendor Payment Authorization and provide required
documentation. Upon verification of the data provided, the City will be authorized to
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deposit payments directly into Consultant's account(s) with financial institutions.
Payment need not be made for work which fails to meet the standards of perfonrance
set forth in the Recitals which may reasonably be expected by City.
3. TERM
This Agreement shall commence on March 1,2026 for a three(3)year term with the option
for the City to grant up to two (2) one (1) year extension(s), exercisable by a writing by the City
Manager and the City Attorney, unless terminated earlier in accordance with Section 15, below.
4. INDEPENDENT CONTRACTOR
Consultant shall, during the entire term of this Agreement, be construed to be an
independent Consultant and not an employee of the City. This Agreement is not intended nor shall
it be construed to create an employer-employee relationship, a joint venture relationship, or to
allow the City to exercise discretion or control over the professional manner in which Consultant
performs the services which are the subject matter of this Agreement; however, the services to be
provided by Consultant shall be provided in a manner consistent with all applicable standards and
regulations governing such services. Consultant shall pay all salaries and wages, employer's social
security taxes, unemployment insurance and similar taxes relating to employees and shall be
responsible for all applicable withholding taxes.
5. OWNERSHIP OF MATERIALS
This Agreement creates a non-exclusive and perpetual license for City to copy, use,
modify, reuse, or sublicense any and all copyrights, designs, and other intellectual property
embodied in plans, specifications, studies, drawings, estimates, and other documents or works of
authorship fixed in any tangible medium of expression, including but not limited to, physical
drawings or data magnetically or otherwise recorded on computer diskettes, which are prepared or
caused to be prepared by Consultant under this Agreement ("Documents & Data"). Consultant
shall require all subcontractors to agree in writing that City is granted a non-exclusive and
perpetual license for any Documents & Data the subcontractor prepares under this Agreement.
Consultant represents and warrants that Consultant has the legal light to license any and all
Documents & Data. Consultant mattes no such representation and warranty in regard to
Documents & Data which were provided to Consultant by the City. City shall not be limited in
any way in its use of the Documents and Data at any time, provided that any such use not within
the purposes intended by this Agreement shall be at City's sole risk.
6. INSURANCE
Insurance requirements are attached hereto as Exhibit C.
7. INDEMNIFICATION
Consultant agrees to defend, and shall indemnify and hold harmless the City, its officers,
agents, employees, contractors, special counsel, and representatives from liability: (1)for personal
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injury, damages,just compensation, restitution,judicial or equitable relief arising out of clairns for
personal injury, including death, and claims for property damage, which may arise from the
negligent operations of the Consultant, its subcontractors, agents, employees, or other persons
acting on its behalf which relates to the services described in section l of this Agreement; and (2)
from any claim that personal injury, damages,just compensation, restitution,judicial or equitable
relief is due by reason of the terms of or effects arising from this Agreement. This indemnity and
hold harmless agreement applies to all claims for damages,just compensation, restitution,judicial
or equitable relief suffered, or alleged to have been suffered, by reason of the events referred to in
this Section or by reason of the terms of, or effects, arising from this Agreement, The Consultant
further agrees to indemnify, hold harmless, and pay all costs for the defense of the City, including
fees and costs for special counsel to be selected by the City, regarding any action by a third party
challenging the validity of this Agreement, or asserting that personal injury, damages, just
compensation, restitution,judicial or equitable relief due to personal or property rights arises by
reason of the terms of, or effects arising from this Agreement. City may make all reasonable
decisions with respect to its representation in any legal proceeding. Notwithstanding the foregoing,
to the extent Consultant's services are subject to Civil Code Section 2782.8, the above indemnity
shall be limited, to the extent required by Civil Code Section 2782.8, to claims that arise out of,
pertain to, or relate to the negligence, recklessness, or willful misconduct of the Consultant.
8. INTELLECTUAL PROPERTY INDEMNIFICATION
Consultant shall defend and indemnify the City, its officers, agents, representatives, and
employees against any and all liability, including costs, for infringement of any United States'
letters patent,trademark, or copyright infringement,including costs,contained in.the work product
or documents provided by Consultant to the City pursuant to this Agreement.
9. RECORDS
Consultant shall keep records and invoices in connection with the work to be performed
under this Agreement. Consultant shall. maintain complete and accurate records with respect to
the costs incurred under this Agreement and any services, expenditures, and disbursements
charged to the City for a minimum period of three(3) years, or for any longer period required by
law, from the date of final payment to Consultant under this Agreement. All such records and
invoices shall be clearly identifiable. Consultant shall allow a representative of the City to
examine, audit, and make transcripts or copies of such records and any other documents created
pursuant to this Agreement during regular business hours. Consultant shall allow inspection of all
work, data, documents, proceedings, and activities related to this Agreement for a period of three
(3) years fi•om the date of final payment to Consultant under this Agreement.
10. CONFIDENTIALITY
If Consultant receives from the City information which due to the nature of such
information is reasonably understood to be confidential and/or proprietary, Consultant agrees that
it shall not use or disclose such information except in the performance of this Agreement, and
further agrees to exercise the same degree of care it uses to protect its own information of like
importance, but in no event less than reasonable care. This includes any sharing of Confidential
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Information between Consultant and any of its parent companies or subsidiaries. "Confidential
Information" shall include all nonpublic information. Confidential information includes not only
written information, but also information transferred orally, visually, electronically, or by other
means. Confidential information disclosed to either party by any subsidiary and/or agent of the
other party is covered by this Agreement. The foregoing obligations of non-use and nondisclosure
shall not apply to any information that (a) has been disclosed in publicly available sources; (b) is,
through no fault of the Consultant disclosed in a publicly available source; (c) is in rightful
possession of the Consultant without an obligation of confidentiality;(d)is required to be disclosed
by operation of law; or (e) is independently developed by the Consultant without reference to
information disclosed by the City.
11, CONFLICT OF INTEREST CLAUSE
a. Consultant covenants that it presently has no interests and shall not have interests,
direct or indirect, which would conflict in any manner with performance of services
specified under this Agreement,
b. No immediate family members of either the Mayor, City Council Member, or any
appointed City Official, including appointed board and commission members, as
defined under the City's Municipal Code, whose position with the City shall award or
influence the award of this Agreement, or any competing contract or amendment
thereof, shall be employed in any capacity by the Consultant or have any other direct
or indirect financial benefit or interest in this Agreement.
c. The section also prohibits the awarding of any agreement, contract, grant, or any
amendment to those awards, to any former full-time employee for one-year from date
of employee separation except for any Ca1PERS retiree as authorized by City Council
resolution
d. The Consultant must comply with all conflict of interest laws, ordinances, and
regulations now in effect or hereafter to be enacted during the term of this Agreement.
The Consultant warrants that it is not now aware of any facts which conflict with the
prohibitions defined above, If the Consultant hereafter becomes aware of any facts that
might reasonably be expected to create a conflict of interest, it must immediately snake
full written disclosure of such facts to the City Full written disclosure must include,
but is not limited to, identification of all persons implicated and a complete description
of all relevant circumstances. Failure to comply with the provisions of this paragraph
will be a material breach of this Agreement.
e. Consultant covenants that none of its directors, officers, employees, or agents shall
participate in selecting or administrating any subcontract supported(in whole or in part)
by City fiends stemming from the Agreement where the awarding of the subcontract
has any direct or indirect financial benefit or interest to any individual, as defined in
subsections (b) and (c) above,
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12. NON-DISCRIMINATION
Consultant shall not discriminate because of race, color, creed,religion, sex,marital status,
sexual orientation, gender identity, gender expression, gender, medical conditions, genetic
information, or military and veteran status, age, national origin, ancestry, or disability, as defined
and prohibited by applicable law, in the recruitment, selection, teaching, training, utilization,
promotion, tennination or other employment related activities or any services provided under this
Agreement, Consultant affirms that it is an equal opportunity employer and shall comply with all
applicable federal, state and local laws and regulations.
13. EXCLUSIVITY AND AMENDMENT
This Agreement represents the complete and exclusive statement between the City and
Consultant-, and supersedes any and all other agreements, oral or written, between the parties., in
the event of a conflict between the terms of this Agreement and any attachments hereto, the terms
of this Agreement shall prevail. This Agreement may not be modified except by written instrument
signed by the City and by an authorized representative of Consultant. The parties agree that any
terms or conditions of any purchase order or other instrument that are inconsistent with, or in
addition to, the terms and conditions hereof, shall not bind or obligate Consultant or the City. Each
party to this Agreement acknowledges that no representations, inducements, promises or
agreements, orally or otherwise, have been trade by any party, or anyone acting on behalf of any
party, which is not embodied herein.
14. ASSIGNMENT
Inasmuch as this Agreement is intended to secure the specialized services of Consultant,
Consultant may not assign, transfer, delegate, or subcontract any interest herein without the prior
written consent of the City and any such assignment, transfer, delegation or subcontract without
the City's prior written consent shall be considered null and void. Nothing in this Agreement shall
be construed to limit the City's ability to have any of the services which are the subject to this
Agreement performed by City personnel or by other Consultants retained by City.
15. TERMINATION
This Agreement may be terminated by the City upon thirty (30) days written notice of
termination. In such event, Consultant shall be entitled to receive and the City shall pay Consultant
compensation for all services performed by Consultant prior to receipt of such notice of
termination, subject to the following conditions;
a. As a condition of such payment, the Executive Director may require Consultant to
deliver to the City all work product(s) completed as of such date, and in such case
such work product shall be the property of the City unless prohibited by law, and
Consultant consents to the City's use thereof for such purposes as the City deems
appropriate.
b. Payment need not be made for work which fails to meet the standard of
performance specified in the Recitals of this Agreement.
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16. WAIVER
No waiver of breach, failure of any condition, or any right or remedy contained in or
granted by the provisions of this Agreement shall be effective unless it is in writing and signed by
the party waiving the breach, failure, right or remedy. No waiver of any breach, failure or right, or
remedy shall be deemed a waiver of any other breach, failure, right or remedy, whether or not
similar, nor shall any waiver constitute a continuing waiver unless the writing so specifies.
17. JURISDICTION -VENUE
This Agreement has been executed and delivered in the State of California and the validity,
interpretation, performance, and enforcement of any of the clauses of this Agreement shall be
determined and governed by the laws of the State of California. Both parties further agree that
Orange County, California, shall be the venue for any action or proceeding that may be brought or
arise out of, in connection with or by reason of this Agreement.
18. PROFESSIONAL LICENSES
Consultant shall, throughout the term of this Agreement, maintain all necessary licenses,
permits, approvals, waivers, and exemptions necessary for the provision of the services hereunder
and required by the laws and regulations of the United States, the State of California, the City of
Santa Ana and all other governmental agencies. Consultant shall notify the City immediately and
in writing of its inability to obtain or maintain such permits, licenses, approvals, waivers, and
exemptions. Said inability shall be cause for termination of this Agreement.
19. NOTICE
Any notice, tender,demand, delivery, or other communication pursuant to this Agreement
shall be in writing and shall be deemed to be properly given if delivered in person or mailed by
first class or certified mail, postage prepaid, or sent by fax or other telegraphic communication in
the manner provided in this Section, to the following persons:
To City:
City Clerk
City of Santa Ana
20 Civic Center Plaza (M-30)
P.O. Box 1988
Santa Ana, CA 92702-1988
With courtesy copies to:
City Manager
City of Santa Ana
20 Civic Center Plaza(M-31)
P.O. Box 1988
Santa Ana, California 92702
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To Consultant:
Townsend Public Affairs
Attn: Christopher Townsend, President
925 L Street
Sacramento CA 95814
A party may change its address by giving notice in writing to the other party. Thereafter,
any communication shall be addressed and transmitted to the new address. If sent by mail,
communication shall be effective or deemed to have been given three (3) days after it has been
deposited in the United States mail, duly registered or certified, with postage prepaid, and
addressed as set forth above. If sent by fax, communication shall be effective or deemed to have
been given twenty-four(24) hours after the time set forth on the transmission report issued by the
transmitting facsimile machine, addressed as set forth above. For purposes of calculating these
time frames, weekends, federal, state, County or City holidays shall be excluded.
20. MISCELLANEOUS PROVISIONS
a. Each undersigned represents and warrants that its signature herein below has the
power, authority and right to bind their respective parties to each of the terms of
this Agreement, and shall indemnify City fully, including reasonable costs and
attorney's fees, for any injuries or damages to City in the event that such authority
or power is not, in fact, held by the signatory or is withdrawn.
b. All Exhibits referenced herein and attached hereto shall be incorporated as if fully
set forth in the body of this Agreement.
IN WITNESS WHEREOF, the parties hereto have executed this Agreement the date and
year first above written.
ATTEST: CITY OF SANTA ANA
Jennifer a Alvaro Nunez
City C City Manager
APPROVED AS TO FORM:
SONIA R. CARVALHO CONSULTANT:
City Attorney
By: _
Jonathan T. Martinez Chri h ownsend
Assistant City Attorney President
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EXHIBIT A
SCOPE OF SERVICES
t
CITY OF SANTA ANA
EXHIBIT A
SCOPE OF SERVICES
Consultant shall perform services as set forth below.
SCOPE OF SERVICES
1. Work with the City Council, the City Manager, and other City staff to discuss goals, objectives, opportunities
and priorities.
2. Advocate the City's position to members of the State Assembly, State Senate, State agencies, and other
interested parties. Identify opportunities for elected officials and City officials to participate in the legislative
process and make recommendations. Those opportunities include, but are not limited to, communication to
legislators, providing testimony at legislative hearings, and communication with the Governor and the
Governor's staff.
3. Support a positive relationship with the Governor's office,State Legislature,Governor's office,and other State
agencies. Assist in establishing relations between councilmembers/City staff and legislative persons,including
chairs and consultants of key committees and other important policymakers.
4. Provide sufficient support to lobby aggressively on any number of legislative priorities as determined by City.
Support includes proactively searching for potential legislative mechanisms relating to those topics and
affecting the outcome of those proposals.
5. At the request of the City, research, provide information, and prepare written reports on a variety of topics,
including, but not limited to the following:
a. State laws/regulations or proposed legislation
b. Legislative hearings, reports, and testimony
c. State funding opportunities
d. Reporting and data that may impact City operations
6. Provide updates on state legislation that affects the City's legislative priorities, particularly those included in
the City's Legislative Platform. Identify potential future legislative issues or opportunities that may interest
the City, and help position the City to benefit from new laws/regulations/policies, programs, or funding
opportunities.
7. Lobby for the City's position on legislation and regulatory matters of interest including attendance at key
legislative hearings and expressing the City's position at these hearings.
8. When appropriate, coordinate and cooperate with other organizations, municipalities, companies and firms
having similar legislative objectives as the City.Where appropriate,advocate positions on legislation and work
to secure language in law that will advance the City's interests.
(9)
CITY OF SANTA ANA
9. Provide the City with copies of bills (introduced or amended) or proposals pertaining to issues of
concern/interest to City, particularly those affecting or relating to City's Legislative Program.
10. Track said legislation and provide the City with advance notice of hearings or critical actions relating to those
bills or issues.At the request of the City, prepare briefing materials such as memos summarizing legislation.
11. At the request of the City, assist with drafting position letters on legislation or language for City policy
resolutions.
12. Coordinate meetings with State Legislators and state agency leaders to provide the City the opportunity to
meet with key decision-makers on pertinent City issues.
13. Provide regular updates on the political landscape in Sacramento to help provide context, and identify
opportunities and potential issues. Provide monthly reports of activities pursued or accomplished on behalf
of the City.
14. Arrange for an annual visit to the City of Santa Ana for a legislative committee meeting and/or to meet with
the City Manager and/or designated City officials.
15. Prepare and file all applicable Fair Political Practices Commission lobbying documents and reports within all
applicable deadlines, per the provisions of the Political Reform Act of 1974 as amended. Provide the City
notification of any changes or modifications that may be pertinent.
EXHIBIT B
COST PROPOSAL
EXHIBIT r
- COST PROPOSAL
ALL-INCLUSIVE RETAINER:
DESCRIPTIONOF SERVICES MONTHLY
State Legislative Advocacy Services $6,250*
• Conduct Detailed Orientation Included
• Develop Legislative Strategy Included
• Implement the Legislative Strategy Included
• Build and Strengthen Relevant Relationships Included
• Leverage Relationships for Strategic Advocacy Plan Included
• Coordinate Advocacy Trips Included
• Track Legislation Included
• Craft Testimony and Position Letters Included
• Draft Bill Language Included
• State Budget Funding Opportunities Included
• Provide Progress Reports Included
• Prepare and File Lobbying Disclosure Reports Included
'The monthly fee includes all reasonable business and travel expenses.
ANNUAL NOT-TO-EXCEED AMOUNT: $75,000
0 Proposal for State Legislative Advocacy Services I City of Santa Ana X
EXHIBIT C
INSURANCE REQUIREMENTS
Insurance Requirements—Exhibit C
Prior to undertaking performance of work under this Agreement, Consultant shall maintain and
shall require any subcontractors to obtain and maintain insurance as described below for the entire
Term of this Agreement against claims for injuries to persons or damage to property which may
arise from or in connection with services, products and materials supplied to City. Total cost of
such insurance shall be borne by Consultant.
MINIMUM SCOPE AND LIMIT OF INSURANCE
1. Commercial General Liability (CGL): Insurance Services Office Form CG 00
01 covering CGL on an "occurrence" basis, including products and completed operations,
property damage, bodily injury and personal & advertising injury with limits no less than
$1,000,000 per occurrence and $2,000,000 aggregate. Required policy limits can be met
with primary and umbrella/excess insurance policies.
2. Automobile Liability (AL): Insurance Services Office Form CA 00 01. covering Code 1
(any auto), with limits no less than $1,000,000 combined single limits. In the event
Consultant does not maintain commercial automobile liability insurance, City will accept
evidence of personal automobile insurance, provided that such policy is endorsed for
business use and provides coverage with a minimum limit of$1,000,000, Required policy
limits can be met with primary and umbrella/excess insurance policies.
3. Workers' Compensation (WC): as required by the State of California, with Statutory
Limits, and Employer's Liability Insurance with limit of no less than $1,000,000 per
accident, policy or employee, for bodily injury or disease. Coverage is not required if
Consultant has no employees and signs request to waive such insurance.
4, Professional Liability (PL): with limits no less than $1,000,000 per occurrence or claim,
and $1,000,000 aggregate.
If Consultant maintains broader coverage and/or higher limits than the minimum requirements for
each line of coverage shown above, City requires and shall be entitled to the broader coverage
and/or the higher limits maintained by Consultant. Any available insurance proceeds in excess of
the specified minimum limits of insurance and coverage shall be available to City.
Other Insurance Provisions
The above required insurance policies are to contain or be endorsed to contain the following
provisions:
1. City, its City Council, its officers, officials, employees, agents, and volunteers are to be
covered as additional insureds, under Consultant's CGL and AL policies, with respect to
any liability arising out of work or operations performed by or on behalf of the Consultant
including materials, parts, equipment, and personnel furnished in connection with such
work or operations.
1 Consultant's Insurance company(ies)agrees to waive all rights of subrogation against City,
its City Council, its officers, officials, employees, agents, and volunteers for losses paid
Insurance Requirements—Exhibit C
tinder the terms of Consultant's CGL, AL, and WC policies which arise from work
performed by Consultant under this Agreement.
3. For any claims related to this contract, Consultant's insurance coverage shall be primary
and any insurance maintained by City, its City Council, its officers, officials, employees,
agents, or volunteers shall not contribute with it.
d, A severability of interest provision must apply for all the additional insureds, ensuring that
Consultant's insurance shall apply separately to each insured against whom a claim is made
or suit is brought, except with respect to the insurer's limits of liability.
5. Insurance policies required herein shall provide that coverage shall not be canceled,
suspended, voided, reduced in coverage or in limits, non-renewed by the carrier, or
materially changed except after thirty(30) days prior written notice has been given to City.
Ten(10) days prior written notice shall be provided to City for policy cancellation or non-
renewal due to non-payment of premium.
G. Certificate Holder on each Evidence of Insurance certificate shall be: City of Santa Ana,
Attention: City Manager's Office;, 20 Civic Center Plaza, M-31, Santa Ana, CA 92701.
The name and location of project must be included in the Description of Operations section
of each certificate.
Sell-Insured Retentions
Self-insured retentions must be declared to and approved by the City. The City may require the
Consultant to purchase coverage with a lower retention or provide proof of ability to pay losses
and related investigations, claim administration, and defense expenses within the retention.
Acceptability of Insurers
Insurance is to be placed with insurers authorized to conduct business in the State of California
with a current A.M. Best rating of no less than ANII, unless otherwise acceptable to City.
Verification of Coverage
Consultant shall furnish City with original Certificates of Insurance including all required
amendatory endorsements(or copies of the applicable policy language effecting coverage required
by this clause) and a copy of the Declarations and Endorsement Page of the CGL policy listing all
policy endorsements before work begins. However, failure to obtain the required documents prior
to the work beginning shall not waive Consultant's obligation to provide them.
City reserves the right to require complete, certified copies of all required insurance policies,
including endorsements required by these specifications, at any time,
Special Risks or Circumstances
City reserves the right to modify these requirements, including limits, based on the nature of the
risk, prior experience, insurer, coverage, or other special circumstances.
i
TOWNPUB-01 NCHUNG
AFRO CERTIFICATE OF LIABILITY INSURANCE DATE[MM1DDlYYYYi
9130/2025
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES
BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S),AUTHORIZED
REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on
this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
PRODUCER License#0757776 CONTACT Kimberly Morrisroe
HUB International Insurance Services Inc. PHONE FAX,
-2572PO Box 5345 r ,Ext):(951)779-8607 (AIC No):(951)231
Riverside,CA 92517 E-MAIL ADDRESS:cal.cp u hubinternational.com
INSURER(S)AFFORDING COVERAGE NAIC#
INSURER A:Continental Casualty Company 20443
INSURED INSURERB:United Financial Casualty.Company 11770
Townsend Public Affairs, Inc. INSURER C:Oak River Insurance Company 34630
1401 Dove St,Ste 430 INSURER D:Lloyd's Syndicate 3623
Newport Beach,CA 92660-2420
INSURER E
INSURER F:
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD
INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,
EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
1NSR TYPE OF INSURANCE ADDL SUBR POLICY NUMBER POLICY EFF POLICY EXP
LTR INS❑ WVD MMlDDIYYYY MMIDDIYYYY LIMITS
A X COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE S 1,000,000
CLAIMS-MADE X OCCUR X X 8034762328 8/31/2025 813112026 PRFMDAMAGE
SETORa a cur encel s 1,000,000
MEo EXP(Any one Person). S 10,000
PERSONAL BADVINJURY S 1,000,000
GENT AGGREGATE LIMITAP_PL_IES PER GENERAL AGGREGATE S 2,000,000
X POLICY PRO- 2,060,000JECT Lac PRODUCTS-COMPIOP AGG $
OTHER: $
B AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT 1,000,000
(Ea accident) $
ANY AUTO X 862859129 8/28/2025 2128/2026 BODILY_ INJURY(Perperson . $
OWNED X SCHEDULED --
AUTOS ONLY AUTOS _BODILY INJURY(Peraccident) $
HIRED NON-OWNS❑ PROPERTY DAMAGE
AUTOS ONLY AUTOS ONLY (Per accident) $
S
A X UMBRELLA LIAR X OCCUR EACH OCCURRENCE_ $ 5,000,000
EXCESS LIAR CLAIMS-MADE 8034762331 8/3112025 813112026 AGGREGATE $ 5,000,000
DED X RETENTION$ 10,000 $
C WORKERS COMPENSATION X PER OTH-
AND EMPLOYERS'LIABILITY STATUTE_ ER 1,000,000
ANY PROPRiETORIPARTNERIEXECUTIVE YIN X TOWC635486 $13112025 8/3112026 E.L.EACH ACCIDENT $
OFFICERIMEMBER EXCLUDED? _
(Manda(ory in NH) _Y NIA E_L DISEASE-EA_EMPLOYEE $ 1,000,000
If der
DESCRIPTION OF OPERATIONS below E,L.01SEASE-POLICY DM IT $ 1,000,000
D Professional Liabili W301DF250501 913012025 8/31/2026 Ret: $5k; EA. Claim 2,000,000
D Professional Liabili W301 DF250501 9/30/2025 8131/2026 Aggregate 4,000,000
DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 7D1,Additional Remarks Schedule,may be attached if more space is required)
City of Santa Ana,its officers,agents,employees,and volunteers are Additional Insured with regard to the General Liability policy,when required by written
contract,per the attached endorsement form SB146932G 10119, Primary&Non-Contributory and Waiver of Subrogation included.Additional Insured applies
with regard to the Auto Liability policy,when required by written contract,per the attached endorsement form 2366 02111, Primary&Non-Contributory
included.Waiver of Subrogation applies to the Workers Compensation policy,when required by written contract,per the attached endorsement form
WC990410C 01119.
Should the policies be cancelled before the expiration date, Hub International Insurance Services Inc.(Hub),independent of any rights which may be afforded
SEE ATTACHED ACORD 101
CERTIFICATE HOLDER CANCELLATION APPROVED
By Tu Tran Nguyen at 11:18 am,Feb 04,2026
SHOULD ANY OF THE ABOVE p B A E
City of Santa Ana THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN
tY ACCORDANCE WITH THE POLICY PROVISIONS.
Risk Management Division 20 Civic Center Plaza,
4th Floor
Santa Ana,CA 92701 AUTHORIZED REPRESENTATIVE
REEPP%RESENTATIVE
ACORD 25(2016103) 01988-2015 ACORD CORPORATION. All rights reserved.
The ACORD dame and logo are registered marks of ACORD
CNA POLICY NUMBER: 8034762328 CNA80103XX
POLICY TERM: 8/31/2025 - 8/31/2026 (09-14)
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
PRIMARY AND NONCONTRIBUTORY-
OTHER INSURANCE CONDITION
This endorsement modifies insurance provided under the following:
BUSINESSOWNERS COMMON POLICY CONDITIONS
The following is added to Paragraph H.Other Insurance and supersedes any provision to the contrary:
Primary And Noncontributory Insurance
This insurance is primary to and will not seek contribution from any other insurance available to an additional insured
under your policy provided that:
1. The additional insured is a Named Insured under such other insurance; and
2. You have agreed in writing in a contract or agreement that this insurance would be primary and would not seek
contribution from any other insurance available to the additional insured.
All other terms and conditions of the Policy remain unchanged.
CNA80103XX(09-14)
Page 1 of 1
Copyright,CNA All Rights Reserved.Includes copyrighted rnaterial of Insurance Services Office,Inc.,with Its perrnlsslon
POLICY NUMBER:
328
CNA POLICY TERM:8/s 2025628/3 61/2026 (Ed 031
BLANKET ADDITIONAL INSURED AND LIABILITY EXTENSION ENDORSEMENT
This endorsement modifies insurance provided under the following:
BUSINESSOWNERS LIABILITY COVERAGE FORM
BUSINESSOWNERS COMMON POLICY CONDITIONS
TABLE OF CONTENTS
I. Blanket Additional Insured Provisions
A. Additional Insured—Blanket Vendors
B. Miscellaneous Additional Insureds
C. Additional Provisions Pertinent to Additional Insured Coverage
1.a. Prima —Noncontributory provision
1.b. Definition of "written contract"
2. Additional Insured—Extended Coverage
II. Liability Extension Coverages
A. Bodily In'u --Expanded Definition
B. Broad Knowledge of Occurrence
C. Estates,Legal Representatives and Spouses
D. Fellow Em to ee First Aid
E. Legal Liability—Damage to Premises
F. Personal and Advertising Injury—Discrimination or Humiliation
G. Personal and Advertising Injury—Broadened Eviction
H. Waiver of Subrogation—Blanket
I. BLANKET ADDITIONAL INSURED PROVISIONS
A. ADDITIONAL INSURED—BLANKET VENDORS
Who Is An Insured is amended to include as an additional insured any person or organization (referred to below
as vendor) with whom you agreed under a "written contract" to provide insurance, but only with respect to
'bodily injury" or 'property damage" arising out of 'your products' which are distributed or sold in the regular
course of the vendor's business,subject to the following additional exclusions:
1. The insurance afforded the vendor does not apply to:
a. 'Bodily injury" or'property damage'far which the vendor is obligated to pay damages by reason of the
assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages
that the vendor would have in the absence of the contract or agreement;
b. Any express warranty unauthorized by you;
c. Any physical or chemical change in the product made Intentionally by the vendor;
d. Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the
substitution of parts under instructions from the manufacturer, and then repackaged in the original
container;
e. Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make
or normally undertakes to make in the usual course of business, in connection with the distribution or sale
of the products;
f. Demonstration, installation, servicing or repair operations, except such operations performed at the
vendor's premises in connection with the sale of the product;
g. Products which, after distribution or sale by you, have been labeled or relabeled or used as a container,
part or ingredient of any other thing or substance by or for the vendor;or
SB146932G (10-19) Page 1 of 7
Copyright,CNA All Righta Reserved.
SB146932G
(Ed. 10-19)
h. "Bodily Injury" or"property damage" arising out of the sole negligence of the vendor for its own acts or
omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does not
apply to:
(1) The exceptions contained in Subparagraphs d.or f.; or
(2) Such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally
undertakes to make in the usual course of business, in connection with the distribution or sale of the
products.
2. This insurance does not apply to any Insured person or organization, from whom you have acquired such
products, or any ingredient, part or container,entering into, accompanying or containing such products.
3. This provision 2. does not apply to any vendor Included as an insured by an endorsement issued by us and
made a part of this Policy.
4. This provision 2. does not apply If 'bodily Injury" or "property damage" included within the "products-
completed operations hazard" is excluded either by the provisions of the Policy or by endorsement.
B. MISCELLANEOUS ADDITIONAL INSUREDS
1. Who Is An Insured is amended to include as an insured any person or organization (called additional
Insured) described in paragraphs S.e. through 3.1. below whom you are required to add as an additional
Insured on this policy under a"written contract."
2. However, subject always to the terms and conditions of this policy, including the limits of insurance, we will
not provide the additional insured with:
a. A higher limit of insurance than required by such "written contract;'
b. Coverage broader than required by such "written contract" and in no event greater than that described
by the applicable paragraph a. through k. below; or
c. Coverage for "bodily injury" or "property damage" included within the "products-completed
operations hazard." But this paragraph c. does not apply to the extent coverage for such liability is
provided by paragraph S.J. below.
Any coverage granted by this endorsement shall apply only to the extent permitted by law.
3. Only the following persons or organizations can qualify as additional insureds under this endorsement:
a. Controlling Interest
Any persons or organizations with a controlling interest in you but only with respect to their liability arising
out of:
(1) such person or organization's financial control of you; or
(2) Premises such person or organization owns, maintains or controls while you lease or occupy these
premises;
provided that the coverage granted to such additional insureds does not apply to structural alterations,
new construction or demolition operations performed by or for such additional insured.
b. Co-owner of Insured Premises
A co-owner of a premises co-owned by you and covered under this insurance but only with respect to the
co-owners liability for "bodily injury," "property damage" or 'personal and advertising injury° as co-
owner of such premises.
c. Grantor of Franchise
Any person or organization that has granted a franchise to you, but only with respect to such person or
organizations liability for "bodily injury," "property damage,' or 'personal and advertising injury" as
grantor of a franchise to you.
SB146932G (10-19) Page 2 of 7
Copyright,CNA All Rights Reserved.
SB146932G
(Ed. 10-19)
d. Lessor of Equipment
Any person or organization from whom you lease equipment, but only with respect to liability for "bodily
Injury," 'property damage" or "personal and advertising injury" caused in whole or In part by your
maintenance, operation or use of such equipment, provided that the "occurrence" giving rise to such
"bodily injury" or 'property damage" or the offense giving rise to such 'personal and advertising
Injury" takes place prior to the termination of such lease.
e. Lessor of Land
Any person or organization from whom you lease land, but only with respect to liability for "bodily injury,"
"property damage" or 'personal and advertising Injury" arising out of the ownership, maintenance or
use of that specific part of the land leased to you, provided that the 'occurrence' giving rise to such
"bodily injury" or "property damage" or the offense giving rise to such "personal and advertising
injury,"takes place prior to the termination of such lease.The insurance hereby afforded to the additional
insured does not apply to structural alterations, new construction or demolition operations performed by,
on behalf of or for such additional insured.
f. Lessor of Premises
An owner or lessor of premises leased to you, or such owner or lessor's real estate manager, but only
with respect to liability for "bodily Injury," 'property damage" or "personal and advertising injury"
arising out of the ownership, maintenance or use of such part of the premises leased to you, and
provided that the "occurrence" giving rise to such "bodily injury" or 'property damage" or the offense
giving rise to such "personal and advertising injury,"takes place prior to the termination of such lease.
The insurance hereby afforded to the additional insured does not apply to structural alterations, new
construction or demolition operations performed by, on behalf of or for such additional insured.
g. Mortgagee,Assignee or Receiver
A mortgagee, assignee or receiver of premises but only with respect to such mortgagee, assignee, or
receiver's liability for "bodily injury," "property damage" or "personal and advertising Injury" arising
out of the ownership, maintenance,or use of a premises by you.
This insurance does not apply to structural alterations, new construction or demolition operations
performed by, on behalf of or for such additional insured.
lh. State or Political Subdivisions
A state or government agency or subdivision or political subdivision that has issued a permit or
authorization, but only with respect to such government agency or subdivision or political subdivision's
liability for"bodily Injury,' "property damage" or*personal and advertising Injury" arising out of:
(1) The following hazards in connection with premises you own, rent, or control and to which this
insurance applies:
(a) The existence, maintenance, repair, construction, erection, or removal of advertising signs,
awnings, canopies, cellar entrances, coal holes, driveways, manholes, marquees, ho€staway
openings, sidewalk vaults,street banners, or decorations and similar exposures;or
(b) The construction, erection, or removal of elevators; or
(c) The ownership, maintenance or use of any elevators covered by this insurance; or
(2) The permitted or authorized operations performed by you or on your behalf. But the coverage granted
by this paragraph does not apply to:
(a) 'Bodily Injury", "property damage' or "personal and advertising Injury' arising out of
operations performed for the state or government agency or subdivision or political subdivision;
or
(b) 'Bodily Injury' or "property damage' included within the 'products-completed operations
hazard."
With respect to this provision's requirement that additional insured status must be requested under a
"written contract,"we will treat as a"written contract'any governmental permit that requires you to add
the governmental entity as an additional insured.
SB146932G(10-19) Page 3 of 7
Copyright,CNA All Rights Reserved.
SB 146932G
(Ed. 10-19)
1. Trade Show Event Lessor
With respect to your participation in a trade show event as an exhibitor, presenter or displayer, any
person or organization whom you are required to include as an additional insured, but only with respect to
such person or organization's liability for "bodily Injury," "property damage," or "personal and
advertising injury'caused by:
a. Your acts or omissions; or
b. Acts or omissions of those acting on your behalf;
in the performance of your ongoing operations at the trade show premises during the trade show event.
j. Other Person or Organization
Any person or organization who is not an additional insured under paragraphs a.through I. above. Such
additional insured is an insured solely for "bodily Injury,' "property damage" or "personal and
advertising injury"for which such additional insured is liable because of your acts or omissions.
The coverage granted by this paragraph does not apply to any person or organization:
(1) For "bodily injury," 'property damage,' or "personal and advertising Injury" arising out of the
rendering or failure to render any professional services;
(2) For "bodily injury" or "property damage" included in the "products-completed operations
hazard."But this provision(2)does not apply to such "bodily injury" or"property damage" if:
(a) It is entirely due to your negligence and specifically results from your work for the additional
insured which Is the subject to the"written contract"; and
(b) The"written contract° requires you to make the person or organization an additional insured for
such 'bodily injury"or"property damage";or
(3) Who is afforded additional insured coverage under another endorsement attached to this policy.
C. ADDITIONAL PROVISIONS PERTINENT TO ADDITIONAL INSURED COVERAGE
1. With respect only to additional insured coverage provided under paragraphs A.and B.above:
a. The BUSINESSOWNERS COMMON POLICY CONDITIONS are amended to add the following to the
Condition entitled Other Insurance:
This insurance is excess of all other insurance available to an additional insured whether primary,
excess, contingent or on any other basis, However, if a "written contract" requires that this insurance be
either primary or primary and noncontributing, then this insurance will be primary and non-contributory
relative solely to insurance on which the additional insured is a named Insured.
b. Under Liability and Medical Expense Definitions, the following definition is added:
"Written contract" means a written contract or agreement that requires you to make a person or
organization an additional insured on this policy, provided the contract or agreement:
(1) Is currently in effect or becomes effective during the term of this policy;and
(2) Was executed prior to:
(a) The"bodily Injury"or'property damage;"or
(b) The offense that caused the°personal and advertising injury";
IIIIIIIIII�
for which the additional insured seeks coverage.
2. With respect to any additional insured added by this endorsement or by any other endorsement attached to
I this Coverage Part,the section entitled Who Is An Insured is amended to make the following natural persons
insureds.
If the additional insured is:
a. An individual,then his or her spouse is an insured;
SB146932G (10-19) Page 4 of 7
Copyright,CNA All Rights Reserved.
SB1469320
(Ed. 10-19)
b. A partnership or joint venture,then its partners, members and their spouses are insureds;
c. A limited liability company, then its members and managers are insureds;
d. An organization other than a partnership, joint venture or limited liability company, then its executive
officers, directors and shareholders are insureds; or
e. Any type of entity,then its employees are Insureds;
but only with respect to locations and operations covered by the additional insured endorsement's provisions,
and only with respect to their respective roles within their organizations. Furthermore, employees of
additional insureds are not insureds with respect to liability arising out of:
(1) "Bodily injury" or "personal and advertising Injury" to any fellow employee or to any natural person
listed in paragraphs a.through d.above;
(2) "Property damage"to property owned, occupied or used by their employer or by any fellow employee; or
(3) Providing or failing to provide professional health care services.
Ill. LIABILITY EXTENSION COVERAGES
It Is understood and agreed that this endorsement amends the Businessowners Liability Coverage Form. if any
other endorsement attached to this policy amends any provision also amended by this endorsement, then that other
endorsement controls with respect to such provision, and the changes made by this endorsement to such provision do
not apply.
A. Bodily injury—Expanded Definition
Under Liability and Medical Expenses Definitions, the definition of "Bodily injury" is deleted and replaced by
the following:
'Bodily injury" means physical injury, sickness or disease sustained by a person, including death, humiliation,
shock, mental anguish or mental injury by that person at any time which results as a consequence of the physical
Injury,sickness or disease.
B. Broad Knowledge of Occurrence
Under Businessowners Liability Conditions, the Condition entitled Duties In The Event of Occurrence, Offense,
Claim or Suit is amended to add the following:
Paragraphs a. and b. above apply to you or to any additional insured only when such "occurrence," offense,
claim or'suit'is known to:
(1) You or any additional insured that is an individual;
(2) Any partner, if you or an additional insured is a partnership;
(3) Any manager, if you or an additional insured is a limited liability company;
(4) Any"executive officer"or insurance manager, if you or an additional insured is a corporation;
(6) Any trustee, if you or an additional insured is a trust; or
(6) Any elected or appointed official, if you or an additional insured is a political subdivision or public entity.
This paragraph applies separately to you and any additional insured.
C. Estates,Legal Representatives and Spouses
The estates, heirs, legal representatives and spouses of any natural person insured shall also be insured under
this policy; provided, however,coverage is afforded to such estates, heirs, legal representatives and spouses only
for claims arising solely out of their capacity as such and, in the case of a spouse, where such claim seeks
damages from marital common property, jointly held property, or property transferred from such natural person
insured to such spouse. No coverage is provided for any act, error or omission of an estate, heir, legal
representative or spouse outside the scope of such person's capacity as such, provided however that the spouse
of a natural person Named Insured and the spouses of members or partners of joint venture or partnership
Named Insureds are insureds with respect to such spouses'acts, errors or omissions in the conduct of the Named
Insured's business.
SB146932G (10-19) Page 5 of 7
Copyright,CNA All Rights Reserved.
SB 146932G
(Ed. 10-19)
D. Fellow Employee First Aid Coverage
In the section entitled Who Is An Insured, paragraph 2.a.1.is amended to add the following:
The limitations described in subparagraphs 2.a.1.(a), (b) and (c) do not apply to your "employees" for 'bodily
injury" that results from providing cardiopulmonary resuscitation or other first aid services to a co-'employee" or
'volunteer worker" that becomes necessary while your "employee" is performing duties in the conduct of your
business. Your "employees" are hereby Insureds for such services. But the insured status conferred by this
provision does not apply to "employees" whose duties in your business are to provide professional health care
services or health examinations.
E. Legal Liability—Damage To Premises
1. Under B. Exclusions,1.Applicable to Business Liability Coverage, Exclusion k.Damage To Property, is
replaced by the following:
k. Damage To Property
'Property damage'to:
1. Property you own, rent or occupy, including any costs or expenses incurred by you, or any other
person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of
such property for any reason, including prevention of Injury to a person or damage to another's
property;
2. Premises you sell, give away or abandon, if the 'property damage" arises out of any part of those
premises;
3. Property loaned to you;
4. Personal property in the care, custody or control of the insured;
5. That particular part of any real property on which you or any contractors or'subcontractors working
directly or indirectly in your behalf are performing operations, if the "property damage"arises out of
those operations; or
6. That particular part of any property that must be restored, repaired or replaced because"your work"
was incorrectly performed on it.
Paragraph 2 of this exclusion does not apply if the premises are 'your work" and were never occupied,
rented or held for rental by you.
Paragraphs 1, 3, and 4, of this exclusion do not apply to "property damage" (other than damage by fire
or explosion)to premises:
(1) rented to you:
N (2) temporarily occupied by you with the permission of the owner, or
(3) to the contents of premises rented to you for a period of 7 or fewer consecutive days,
A separate limit of insurance applies to Damage To Premises Rented To You as described in Section D—
Liability and Medical Expenses Limits of Insurance.
Paragraphs 3, 4,5, and 6 of this exclusion do not apply to liability assumed under a sidetrack agreement.
Paragraph 6 of this exclusion does not apply to 'property damage" included in the "products-
completed operations hazard,'
2. Under B.Exclusions, 1.Applicable to Business Liability Coverage, the following paragraph is added, and
replaces the similar paragraph, if any, beneath paragraph (14) of the exclusion entitled Personal and
Advertising Injury:
Exclusions cr d,or f,g,h, I,k,I,m,n,and o,do not apply to damage by fire to premises while rented to you
or temporarily occupied by you with permission of the owner or to the contents of premises rented to you for a
period of 7 or fewer consecutive days. A separate limit of insurance applies to this coverage as described in
Section D. Liability And Medical Expenses Limits Of Insurance.
SB146932G (10-19) Page 6 of 7
Copyright,CNA All Rights Reserved.
SB146932G
(Ed. 10-19)
3. The first Paragraph under item S. Damage To Premises Rented To You Limit of the section entitled
Liability And Medical Expenses Limits Of Insurance is replaced by the following:
The most we will pay under Business Liability for damages because of "property damage" to any one
premises, while rented to you or temporarily occupied by you with the permission of the owner, including
contents of such premises rented to you for a period of 7 or fewer consecutive days, is the Damage to
Premises Rented to You Limit. The Damage to Premises Rented to You Limit is the greater of:
a. $1,000,000; or
b. The Damage to Premises Rented to You Limit shown in the Declarations.
F. Personal and Advertising Injury—Discrimination or Humiliation
1. Under Liability and Medical Expenses Definitions, the definition of "personal and advertising injury" is
amended to add the following:
h. Discrimination or humiliation that results in injury to the feelings or reputation of a natural person, but only
if such discrimination or humiliation is:
(1) Not done intentionally by or at the direction of:
(a) The insured; or
(b) Any "executive officer," director, stockholder, partner, member or manager (if you are a limited
liability company)of the insured; and
(2) Not directly or indirectly related to the employment, prospective employment, past employment or
termination of employment of any person or person by any insured.
2. Under B. Exclusions, 1. Applicable to Business Liability Coverage, the exclusion entitled Personal and
Advertising Injury is amended to add the following additional exclusions:
(15)Discrimination Relating to Room,Dwelling or Promises
Caused by discrimination directly or Indirectly related to the sale, rental, lease or sub-lease or prospective
sale, rental, lease or sub-lease of any room, dwelling or premises by or at the direction of any insured.
(16)Employment Related Discrimination
Discrimination or humiliation directly or indirectly related to the employment, prospective employment,
past employment or termination of employment of any person by any Insured.
(17)Fines or Penalties
Fines or penalties levied or imposed by a governmental entity because of discrimination.
3. This provision (Personal and Advertising Injury — Discrimination or Humiliation) does not apply if
Personal and Advertising Injury Liability is excluded either by the provisions of the Policy or by
endorsement.
G. Personal and Advertising Injury-Broadened Eviction
Under Liability and Medical Expenses Definitions, the definition of "Personal and advertising Injury' is
amended to delete Paragraph c. and replace it with the following:
c. The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room
dwelling or premises that a person or organization occupies committed by or on behalf of its owner, landlord
or lessor.
H. Waiver of Subrogation—Blanket
We waive any right of recovery we may have against:
a. Any person or organization with whom you have a written contract that requires such a waiver.
All other terms and conditions of the Policy remain unchanged.
SB146932G(10-19) Page 7 of 7
Copyright,CNA All Rights Reserved.
cNA POLICY NUMBER: 8034762328 SB300022C
POLICY TERM: 8/31/2025 - 8/31/2026 (Ed. 6-16)
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
WAIVER OF SUBROGATION
SCHEDULE
Name Of Person Or Organization:
* Information required to complete this Schedule, if not shown on this endorsement,will be shown in the Declarations.
This endorsement modifies insurance provided under the following:
BUSINESSOWNERS COMMON POLICY CONDITIONS
We waive any right of recovery we may have against:
1. Any person or organization shown above or in the Declarations; or
2. Any person or organization with which you have a written contract that requires such a waiver, provided the
contract was executed prior to the loss.
All other terms and conditions of the Policy remain unchanged.
SB300022C (Ed. 6-16)
Page 1 of t
i
Copyright,CNA All Rights Reserved.
I
POLICY NUMBER: 8034762328 SB300113D
CNA POLICY TERM; 8/31/2025 - 8/31/2026 (Ed. 6-16)
ADDITIONAL INSURED-DESIGNATED PERSON OR ORGANIZATION
This endorsement modifies insurance provided under the following:
BUSINESSOWNERS LIABILITY COVERAGE FORM
SCHEDULE
Name Of Person Or Organization:
Information required to complete this Schedule, if not shown on this endorsement, will be shown in the Declarations.
It is understood and agreed that the section entitled WHO IS AN INSURED is amended with the addition of the following:
A. The person or organization shown In the Schedule is an Insured, but only with respect to such person or organizations
liability for "bodily injury," "property damage" or "personal and advertising injury` caused, in whole or in part, by your
acts or omissions or the acts or omissions of those acting on your behalf:
1. in the performance of your ongoing operations; or
2. in connection with premises owned by or rented to you.
B. However, if coverage for the additional insured is required by written contract or written agreement, subject always to
the terms and conditions of this policy, including the limits of insurance, we will not provide such additional insured
with:
1. coverage broader than required by such contract or agreement; or
2. a higher limit of insurance than required by such contract or agreement.
C. The coverage granted by this endorsement does not apply to "bodily injury" or "property damage" included within the
`products-completed operations hazard."
Any coverage granted by this endorsement shall apply solely to the extent permissible by law.
All other terms and conditions of the Policy remain unchanged.
SB300113D (Ed. 6-16)
Page 1 of 1
Copyright,CNA All Rights Reserved.
_POLICY NUMBER: 8034762328 SB-300120-C
CNA POLICY TERM: 8/31/2025 - 8/31/2026 (Ed. 06111)
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS --
SCHEDULED PERSON OR ORGANIZATION - WITH PRODUCTS COMPLETED
OPERATIONS COVERAGE
This endorsement modifies insurance provided under the following:
BUSINESSOWNERS LIABILITY COVERAGE FORM
SCHEDULE*
Name Of Person Or Organization:
Information required to complete this Schedule if not shown on this endorsement will be shown in the Declarations.
A. The following is added to Paragraph C. Who Is An 1. The rendering of, or the failure to render any
Insured: professional architectural, engineering, or
4. Any person(s) or organization(s) shown in the
surveying services, Including:
Schedule is also an additional insured, but only (a) The preparing, approving, or falling to prepare
with respect to liability for "bodily injury," "property or approve maps, shop drawings, opinions,
damage" or "personal and advertising injury," reports, surveys, field orders, change orders
caused, in whole or in part, by: or drawings and specifications; and
a. Your acts or omissions; or (b) Supervisory, inspection, architectural or
b. The acts or omissions of those acting on your engineering activities.
behalf 2. 'Bodily Injury,' "property damage," or "personal
In the performance of your ongoing operations for and advertising injury" arising out of any premises
the additional insured(s); at the location(s) or work for which the additional insured is
designated above; or specifically listed as an additional insured on
another endorsement attached to this Policy.
c. "Your work" that is included in the "products- C. The following is added to Paragraph H. of the
completed operations hazard" and performed for the additional insured, but only if this Businessowners Common Policy Conditions:
Policy provides such coverage, and only if the H. Other Insurance
written contract or written agreement requires This insurance is excess over any other insurance
you to provide the additional insured such naming the additional insured as an insured
coverage. whether primary, excess, contingent or on any
B. The insurance provided to the additional insured does other basis unless a written contract or written
not apply to "bodily injury," "property damage,° or agreement specifically requires that this insurance
°personal and advertising injury"arising out of: be either primary or primary and noncontributing.
s
SB-300120-C Page 1 of 1
(Ed. 06111)
WORKERS COMPENSATION AND EMPLOYERS LIABILITY INSURANCE POLICY WC 99 04 10 C
(Ed. 01-19)
WAIVER OF OUR RIGHT TO RECOVER FROM OTHERS ENDORSEMENT-CALIFORNIA
BLANKET BASIS
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce
our right against the person or organization named in the Schedule. (This agreement applies only to the extent that you
perform work under a written contract that requires you to obtain this agreement from us.)
The additional premium for this endorsement shall be calculated by applying a factor of 2% to the total manual
premium, with a minimum initial charge of $350, then applying all other pricing factors for the policy to this calculated
charge to derive the final cost of this endorsement.
This agreement shall not operate directly or indirectly to benefit anyone not named in the Schedule.
Schedule
Blanket Waiver
Person/Organization Blanket Waiver--Any person or organization for whom the Named Insured has
agreed by written contract to furnish this waiver.
Job Description Waiver Premium (prior to adjustments)
All CA Operations 415.00
This endorsement changes the policy to which it is attached and is effective on the date issued unless otherwise stated.
(The information below is required only when this endorsement is issued subsequent to preparation of the policy.)
Endorsement Effective: 08/31/2025 PolicyNo.: TOWC635486 Endorsement No.:
Insured: Premium $
Insurance Company: Oak River Insurance Company
Countersigned by
WC990410C
(Ed. 01-19)
Policy Number: 862869129
Policy Term: 8/28/2026-2/28/2026
Form 2366 (02/11)M_CL
Blanket Additional Insured Endorsement
This endorsement modifies insurance provided by the Commercial Auto Policy,Motor Truck Cargo Legal
Liability Coverage Endorsement, and/or Commercial General Liability Coverage Endorsement,as appears
on the declarations page.All terms and conditions of the policy apply unless modified by this
endorsement,
if you pay the fee for this Blanket Additional Insured Endorsement,we agree with you that any person
or organization with whom you have executed a written agreement prior to any loss is added as an
additional insured with respect to such liability coverage as is afforded by the policy, but this insurance
applies to such additional insured only as a person or organization liable for your operations and then
only to the extent of that liability.This endorsement does not apply to acts,omissions, products,work,
or operations of the additional insured.
Regardless of the provisions of paragraph a.and b. of the"Other Insurance"clause of this policy, if the
person or organization with whom you have executed a written agreement has other insurance under
which it is the first named insured and that insurance also applies,then this insurance is primary to and
non-contributory with that other insurance when the written contract or agreement between you and
that person or organization,signed and executed by you before the bodily injury or property damage
occurs and in effect during the policy period, requires this insurance to be primary and non-
contributory.
In no way does this endorsement waive the "Other Insurance" clause of the policy, nor make this policy
primary to third parties hired by the insured to perform work for the insured or on the insured's behalf.
ALL OTHER TERMS,LIMITS,AND PROVISIONS OF THE POLICY REMAIN UNCHANGED.
Policy Number: 862859129
Policy Term: 8/28/2025-2/28/2026
Form 2367 (06/10)M_CL
Blanket Waiver of Subrogation Endorsement
This endorsement modifies insurance provided by the Commercial Auto Policy,Motor Truck Cargo Legal
Liability Coverage Endorsement, and/or Commercial General Liability Coverage Endorsement,
as appears on the declarations page. All terms and conditions of the policy apply unless modified by
this endorsement.
If you pay the fee for this Blanket Waiver of Subrogation Endorsement, we agree to waive any
and all subrogation claims against any person or organization with whom a written waiver
agreement has been executed by the named insured, as required by written contract, prior to
the occurrence of any loss.
ALL OTHER TERMS, LIMITS AND PROVISIONS OF THE POLICY REMAIN UNCHANGED.
Policy Number: 862859129
Policy Term: 8/2812025-2/28/2026
Form 2367 (06110)M—CL
Blanket Waiver of Subrogation Endorsement
This endorsement modifies insurance provided by the Commercial Auto Policy,Motor Truck Cargo Legal
Liability Coverage Endorsement, and/or Commercial General Liability Coverage Endorsement,
as appears on the declarations page. All terms and conditions of the policy apply unless modified by
this endorsement,
If you pay the fee for this Blanket Waiver of Subrogation Endorsement, we agree to waive any
and all subrogation claims against any person or organization with whom a written waiver
agreement has been executed by the named insured, as required by written contract, prior to
the occurrence of any loss.
ALL OTHER TERMS, LIMITS AND PROVISIONS OF THE POLICY REMAIN UNCHANGED.
Policy Number: 862869129
Policy Term: 8/28/2026-2/28/2026
Form 2366 (02/11)M_CL
Blanket Additional Insured Endorsement
This endorsement modifies insurance provided by the Commercial Auto Policy,Motor Truck Cargo Legal
Liability Coverage Endorsement, and/or Commercial General Liability Coverage Endorsement,as appears
on the declarations page.All terms and conditions of the policy apply unless modified by this
endorsement.
If you pay the fee for this Blanket Additional Insured Endorsement,we agree with you that any person
or organization with whom you have executed a written agreement prior to any loss is added as an
additional insured with respect to such liability coverage as is afforded by the policy, but this insurance
applies to such additional insured only as a person or organization liable for your operations and then
only to the extent of that liability.This endorsement does not apply to acts,omissions, products,work,
or operations of the additional insured.
Regardless of the provisions of paragraph a.and b.of the"Other Insurance"clause of this policy, if the
person or organization with whom you have executed a written agreement has other insurance under
which it is the first named insured and that insurance also applies,then this insurance is primary to and
non-contributory with that other insurance when the written contract or agreement between you and
that person or organization,signed and executed by you before the bodily injury or property damage
occurs and in effect during the policy period, requires this insurance to be primary and non-
contributory.
In no way does this endorsement waive the "Other Insurance" clause of the policy, nor make this policy
primary to third parties hired by the insured to perform work for the insured or on the insured's behalf.
ALL OTHER TERMS,LIMITS,AND PROVISIONS OF THE POLICY REMAIN UNCHANGED.