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HomeMy WebLinkAboutSANTA ANA WBBB - 2011(B) documentation of actions undertaken to meet the equal opportunity requirements of 24 CFR 92.350, which implements Section 3 of the Housing Development Act of 1968, as amended (12 U.S.C. § 1701u); (C) documentation and data on the steps taken to implement Developer's outreach programs to minority-owned and women-owned businesses to meet the minority outreach requirements of 24 CFR 92.350; (5) documentation of the steps taken to carry out an affirmative marketing program in accordance with 24 CFR 92.351, if applicable; (6) if applicable, records which demonstrate compliance with the requirements relating to relocation of displaced persons, as described in 24 CFR 92.353. At a minimum, these shall include project occupancy lists identifying the name and address of all persons occupying the project property upon Developer's acquisition (i.e., the date on which Developer obtained site control); (7) records concerning lead-based paint in accordance with 24 CFR 92.355; (8) if applicable, records which support any requests for waivers of the conflict of interest prohibition as stated in 24 CFR 92.356; (9) records of certifications of contractor qualifications as they relate to the debarment and suspension requirement as stated in 24 CFR 92.357 and 24 CFR Part 24; and (10) any other reports issued by other agencies monitoring the Project. (c) All records pertaining to each calendar year of HOME Program funds must be retained for the most recent five year period, except that for rental housing projects, records may be retained for five years after the project completion date; except that records of individual tenant income verifications, project rents and project inspections must be retained for the most recent five year period, until five years after the affordability period terminates (24 CFR 92.508). Developer shall cooperate with the Agency and City to retain all books and records relevant to the Agreement for a minimum of five years after the expiration of the Agreement and any and all amendments hereto, or for five years after the conclusion or resolution of any and all audits or litigation relevant to the Agreement, whichever is later. The Agency, the City, the State, the Office of the Auditor General of HUD, and/or their representatives shall have unrestricted reasonable access to all locations, books, and records for the purpose of monitoring, auditing, or otherwise examining said locations, books, and records with or without prior notice. (d) If so directed by the Agency, the City, the State or HUD upon termination of the Agreement, Developer shall cause all records, accounts, documentation and all other materials relevant to the work to be delivered to the Agency, the City, the State or HUD, as depository. (e) All records, accounts, documentation and other materials relevant to the Project shall be accessible at any time to the authorized representatives of the Agency, the City, the State or HUD, on reasonable prior notice, for the purpose of examination or audit. 8 DOCSOC/ 1495827v2/200272-0003 (f) The Agency/City may perform an annual audit at the close of each calendar year in which these Restrictions are in effect. Developer shall reasonably cooperate with Agency/City with respect to such audit. 7. Project Operating Budget. Developer must promptly deposit all project income directly into a segregated depository account established exclusively for the Project ("Project Operating Account") in accordance with the Operating Budget prepared by Developer and approved by the Executive Director each year. Withdrawals from this account may be made only in accordance with the provisions of these Restrictions and the approved Operating Budget, as it may be revised from time to time with Agency/City approval. Developer may make withdrawals from this account solely for the payment of project expenses and project fees included in the approved Operating Budget. Withdrawals from this account for other purposes may be made only with the prior written approval of the Agency/City. 8. Replacement Reserve Account. Developer must establish or cause to be established a segregated interest-bearing replacement reserve depository account ("Replacement Reserve Account") no later than sixty (60) days after the Notice of Completion is filed. Developer must make monthly deposits from project income into the Replacement Reserve Account in accordance with the approved Annual Budget, as amended from time to time. Developer may withdraw funds from the Replacement Reserve Account solely to fund capital improvements for the Project, such as replacing or repairing structural elements, furniture, fixtures or equipment of the Project that are reasonably required to preserve the Project. Developer may not withdraw funds from the Replacement Reserve Account for any other purpose without the prior written approval of the Agency/City. 9. Maintenance of the PropertX. Developer shall, at its sole cost and expense, maintain or cause to be maintained the interior and exterior of the Project and all Housing Units thereof and the Property in a decent, safe and sanitary manner, in accordance with the HUD Housing Quality Standards (HQS) and the maintenance standards required by Section 92.251 of the HOME Regulations, and in accordance with the standard of maintenance of first class apartments within Orange County, California. None of the Housing Units in the Project shall at any time be utilized on a transient basis, nor shall the Property or any portion thereof ever be used as a hotel, motel, dormitory, fraternity or sorority house, rooming house, hospital, nursing home, sanitarium or rest home, or be converted to condominium ownership. If at any time Developer fails to maintain the Project or the Property in accordance with these Restrictions and such condition is not corrected within five (5) days after written notice from City with respect to graffiti, debris, and waste material, or thirty days after written notice from City with respect to general maintenance, landscaping and building improvements, then City, in addition to whatever remedy it may have at law or at equity, shall have the right to enter upon the applicable portion of the Project or the Property and perform all acts and work necessary to protect, maintain, and preserve the Project and the Property, and to attach a lien upon the Property, or to assess the Property, in the amount of the expenditures arising from such acts and work of protection, maintenance, and preservation by City and/or costs of such cure, including a reasonable administrative charge, which amount shall be promptly paid by Developer to City upon demand. The liens created under this Section shall be subject and subordinate to the lien of the mortgage or deed of trust encumbering the Property (or any part of the Property) for the Primary Loan approved pursuant to the terms of these Restrictions. (a) Alterations and Repair. Developer shall not remove, demolish or materially alter any Improvement without Agency/City's prior consent, except to make non-structural repairs which preserve or increase the Property's value, and shall promptly restore, in a good and 9 DOC S OC/ 1495827v2/200272-0003 professional manner, any Improvement (or other aspect or portion of the Property) that is damaged or destroyed from any cause. 10. Compliance with Laws. Developer shall comply with all Governmental Requirements (including, without limitation, all requirements relating to' the obtaining of Governmental Authority approvals), all Governmental Authority approvals and all rights of third parties, relating to Developer, the Property or Developer's operation of the Project thereon. 11. Covenants Against Discrimination. Except to the extent preferences are permitted or required by these Restrictions, Developer covenants by and for itself, its successors and assigns, and all persons claiming under or through them that there shall be no discrimination against or segregation of, any person or group of persons on account of any basis listed in subdivision (a) or (d) of Section 12955 of the Government Code, as those bases are defined in Sections 12926, 12926.1, subdivision (m) and paragraph (1) of subdivision (p) of Section 12955, and Section 12955.2 of the Government Code, in the sale, lease, sublease, transfer, use, occupancy, tenure, or enjoyment of the Property, nor shall the grantee or any person claiming under or through him or her, establish or permit any practice or practices of discrimination or segregation with reference to the selection, location, number, use or occupancy of tenants, lessees, subtenants, sublessees, or vendees in the Property. Developer shall refrain from restricting the rental, sale or lease of the Property or any portion thereof on the basis of any of the characteristics listed above. Developer shall also comply with the equal opportunity and fair housing requirements set forth in Section 92.350 of the HOME Regulations. The foregoing covenants shall run with the land and remain in effect in perpetuity. 12. Effect of Covenants. (a) The covenants established in these Restrictions and any amendments hereto approved by the Agency, City and Developer shall, without regard to technical classification and designation, be binding for the benefit and in favor of the Agency and City, and their respective successors and assigns. These Restrictions shall remain in effect for the entire Affordability Period (i.e. until fifty-five (55) years from the date the final Certificate of Occupancy is issued by the City). In its discretion, the Agency/City may defer repayment of the Loans or the Agency/City may agree to such reasonable modifications to the requirements of these Restrictions, as they may determine are necessary for the continued maintenance and operation of the Affordable Units. (b) The Agency and City are beneficiaries of the terms and provisions of these Restrictions and the covenants herein, both for and in its own right and for the purposes of protecting the interests of the community and other parties, public or private, for whose benefit these Restrictions and the covenants running with the land have been provided. The Agency and City shall have the right if the covenants are breached, to exercise all rights and remedies, and to maintain any actions or suits at law or in equity or other proper proceedings to enforce the curing of such breaches to which they or any other beneficiaries of these Restrictions and covenants are entitled. (c) The covenants and agreements contained herein shall run with the land and not be personal obligations of Developer. Upon the sale, conveyance or other transfer of the Property permitted by the Agreement (a "Transfer") and the assumption of the obligations hereunder by a transferee, Developer's liability for performance shall be terminated as to any obligation to be performed hereunder after the date of such Transfer. 10 DOCS OC/ 1495827v2/200272-0003 (d) The Agreement and all of the attachments and exhibits thereto shall be enforceable by the Agency and City in accordance with the terms thereof. Each of the Agreement, these Restrictions, the Promissory Notes and the Deeds of Trust provide a means of enforcement by the Agency and/or City if Developer is in breach of its obligations hereunder or thereunder, including the right to impose liens on the Property, deed restrictions and covenants running with the land 24 CFR 92.5 04(c)(I 3). 13. Default, Remedies and General Provisions. These Restrictions are subject to the provisions of Articles 2000 and 2100 of the Agreement, which provisions are incorporated herein by this reference. [Signatures appear on following pages.] 11 DOCS OC/ 1495827v2/200272-0003 IN WITNESS WHEREOF, the parties hereto have caused these Affordable Housing Restrictions to be executed on the date set forth hereinabove. ATTEST: Maria D. Huizar Agency Secretary APPROVED AS TO FORM: By: C <_. CJZ. G.? ?_ Lisa Storck Assistant Counsel AGENCY: COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF SANTA ANA, a public body, corporate and politic By: 1 l -Y, W- ? (-"4,( Nancy T. Ed ards, Interim Executive Director [Signatures to Affordability Restrictions on Transfer of Property continue on following page.] 12 DOCSOC/ 1495827v3/200272-0003 [Signatures to Affordability Restrictions on Transfer of Property continue from previous page.] ATTEST: Maria D. Huizar Clerk of the Council APPROVED AS TO FORM: By:: i(1?'I dC-L1? Lisa Storck Assistant City Attorney CITY: CITY OF SANTA ANA, a California municipal corporation and charter city By: Paul Walters, Interim City Manager [Signatures to Affordability Restrictions on Transfer of Property continue on following page.] 13 DOCSOC/ 1495 827v3/200272-0003 [Signatures to Affordability Restrictions on Transfer of Property continue from previous page.] DEVELOPER: SANTA ANA WBBB LP, a California Limited Partnership By: ORANGE HOUSING DEVELOPMENT CORPORATION, a California nonprofit corporation, its managing general partner By:- Eunice Bobert Chief Executive Officer By: C&C Development, LLC, a California limited liability company, its developer general partner -------- By: Todd R. Cottle, its member By: The Cottle Family Trust Dated 3/8/1/9 its member By: f Barry A. Cottle, Trustee 14 DOC SOC/ 1495827v2/200272-0003 CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT State of California County of Orange Iss. On June 29, 2011 before me Claudia M. FernandezShaw, Notary Public Date Name and Title of Officer (e.g., "Jane Doe, Notary Public") personally appeared Todd R. Cottle Name(s1 of Sianerfs) who proved to me on the basis of satisfacto evidence to be the person whose name mare-subscribed to thewithin instrument and acknowledged to me that balshefhpy_ executed the same in ex/4h64r- authorized capacity(ie and that by ,gir s/ rerun signatur on the instrument the person or the entity upon behalf of which CLAUDIA M. FERNANDEZ SHAW the pe son( acted, executed the instrument. Commission #F 1875128 // z -. Notary Public - California a I certify under PENALTY OF PERJURY under orange County the laws of the State of California that the M Comm. Ex ires Jan 25, 2 foregoing is true and correct. I?TNE,S/Smy hand and official seal. Place Notary Seal Above L OPTIONAL Signature of Notary Public / Though the information below is not required by law, it may prove valuable to persons relying on the document and could prevent fraudulent removal and reattachment of this form to another document Description of Attached Document Title or Type of Document: Document Date: Signer(s) Other Than Named Above: Capacity(ies) Claimed by Signer(s) Signer's Name: ? Individual ? Corporate Officer - Title(s): ? Partner -- ? Limited ? General ? Attorney in Fact ? Trustee ? Guardian or Conservator ? Other: Number of Pages: Top of thumb here Signer is Representing: CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT State of California County of Orange ISS. On June 29, 2011 before me Claudia M. FernandezShaw, Notary Public Date Name and Title of Officer (e.g., "Jane Doe, Notary Public") personally appeared Barry A. Cottle Name(s) of Signer(s) who proved to me on the basis of satisfactory evades to be the person(s whose name(sl Qare-- subscribed to the within instrument and acknowledged to me that Q5hetthey executed the sam in ! nltleir authorized capacity(, and that by /herltheir signature(won the instrument the person(; or the entity upon behalf of which the person acted, executed the instrument. UAUUTA M. FEHNANOEL SHAVV Commission # 1875128 -ri Notary Public - California ' Orange County My Comm. Expires Jan 25.2014 I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing is true and correct. ?J SS m hand and official seal. Place Notary Seal Above of Notary Public Though the information below is not required by law, it may prove valuable to persons relying on the document and could prevent fraudulent removal and reattachment of this form to another document Description of Attached Document Title or Type of Document: Document Date: Signer(s) Other Than Named Above: Capacity(ies) Claimed by Signer(s) Signer's Name: ? Individual ? Corporate Officer - Title(s): ? Partner -- ? Limited ? General ? Attorney in Fact ? Trustee ? Guardian or Conservator ? Other: Number of Pages: here Signer is Representing: CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT State of California County of Orange SS. On June 29, 2011 before me Claudia M. FernandezShaw, Notary Public Date Name and Title of Officer (e.g., "Jane Doe, Notary Public") personally appeared Eunice Bobert Name(s) of Signer(s) CLAUDIA M. FERNANDEZ SHAW Commission # 1875128 Z a Notary Public - California z z Orange County My Comm. Expires Jan 25, 2014 Place Notary Seal Above who proved to me on the bas' of satisfactory evidence to be the person(sfwhose name ,_-scribed to the within instru ent and acknowledged to me that executed the same in d-g&her/their authorized capacity(ie, and that by ?hellahoir signature) on the instrument the person( o, or the entity upon behalf of which the per one acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing is true and correct. ESS m hand an official seal. /I t,./ OPTIONAL Signature of Notary Public U Though the information below is not required by law, it may prove valuable to persons relying on the document and could prevent fraudulent removal and reattachment of this form to another document Description of Attached Document Title or Type of Document: Document Date: Signer(s) Other Than Named Above: Capacity(ies) Claimed by Signer(s) Signer's Name: ? Individual ? Corporate Officer - Title(s): ? Partner -- ? Limited ? General ? Attorney in Fact ? Trustee ? Guardian or Conservator ? Other: Number of Pages: Top of thumb here Signer is Representing: CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT State of California County of Orange SS. On August 11, 2011 before me Claudia M. FernandezShaw, Notary Public Date Name and Title of Officer (e.g., "Jane Doe, Notary Public") personally appeared Nancy T. Edwards Name(s) of Signer(s) who proved to me on the basis of satisfactory evidence to be the person whose nam ,6.sAw-subscribed to thd within instrument and acknowledged to me that X/9ey executed the same in Dais/ 8r rr authorized capacity(iX)_ and that by .rhi er1fheir signature on the instrument the person( q, or the ent ty upon behalf of which the per o%4 acted, executed the instrument. CLAUDIA M. FERNANDEZ SHAW Commission # 1875128 I certify under PENALTY OF PERJURY under a -: Notary Public - California > the laws of the State of California that the z Orange County foregoing is true and correct. My Comm. Ex ires Jan 25, 2014 `fNESS my hand and officia I. Place Notary Seal Above Signature of Nota Public OPTIONAL Though the information below is not required by law, it may prove valuable to persons relying on the document and could prevent fraudulent removal and reattachment of this form to another document Description of Attached Document Title or Type of Document: Document Date: Signer(s) Other Than Named Above: Capacity(ies) Claimed by Signer(s) Signer's Name: Number of Pages: ? Individual ? Corporate Officer - Title(s): ? Partner -- ? Limited ? General ? Attorney in Fact ? Trustee ? Guardian or Conservator ? Other: Signer is Representing CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT State of California County of Orange ISS. On August 16, 2011 before me Claudia M. FernandezShaw, Notary Public Date Name and Title of Officer (e.g., "Jane Doe, Notary Public") personally appeared Paul M. Walters Name(s) of Signer(s) who proved to me on the basis of satisfacto evidence to be the person whose name t6iare- subscribed to the within instrument and acknowledged to me that 41kls? executed the sam in P_ -=rith authorized capacity(i7), and that by dgiXl eir signature(4 on the instrument the person(sor the entity upon behalf of which the person(g) acted, executed the instrument. CLAUDIA M. ERNANDEZ SHAW I certify under PENALTY OF PERJURY under y Commission 1875128 Z Y a -? Notary Public - California z the laws of the State of California that the Z orange County foregoing is true and correct. My Comm. Ex ires Jan 25, 2014 O? / -,-V ATNESS my hand and official seal. Place Notary Seal Above Signature of Notary Though the information below is not require y law, it may prove valuable to persons relying on the document and could prevent fraudulent removal and reattachment of this form to another document Description of Attached Document Title or Type of Document: Document Date: Signer(s) Other Than Named Above: Capacity(ies) Claimed by Signer(s) Signer's Name: Number of Pages: ? Individual ? Corporate Officer - Title(s): ? Partner -- ? Limited ? General ? Attorney in Fact ? Trustee ? Guardian or Conservator ? Other: City Manager Signer is Representing City of Santa Ana ATTACHMENT NO. 1 LEGAL DESCRIPTION The land referred to herein is situated in the State of California, County of Orange, City of Santa Ana, and described as follows: Parcel 1: A portion of Lots N and 0 of Dresser Tract, in the City of Santa Ana, County of Orange, State of California, as shown on a map recorded in Book 12, Page 83 of Miscellaneous Maps, of Los Angeles County, California, described as follows: Beginning at a point in the North line of Washington Avenue, which is 155 East of the intersection of the North line of said Washington Avenue with the East line of that certain 12 foot alley or Street deeded to the City of Santa Ana, By deed recorded Octoberl5, 1913 in Book 234. Page 294 of Deeds; thence running Northerly parallel to said Alley or Street a distance of 126 feet; thence Westerly parallel to the North line of said Washington Avenue a distance of 47-2/3 feet, thence southerly parallel to said Alley a distance of 126 feet; thence Easterly along the North line of said Washington Avenue a distance of 47-2/3 feet to the point of beginning. Parcel 2: A portion of the Easterly 38.17 feet of Lot Eleven of the Blodget and Billings addition of Santa Ana, in the city of Santa Ana, county of Orange, State of California, as shown on a map recorded in Book 22, Page 64 of Miscellaneous records of Los Angeles County, California, together with a portion of Lots N and 0 of the Dresser Tract as shown on a map recorded in book 12, Page 83 of Miscellaneous records of Los Angeles county, California, bounded and described as a whole as follows: Beginning at a point in the Easterly line of certain 12 foot alley conveyed to the City of Santa Ana by deed recorded Octoberl5, 1913 in Book 234 page 294 of Deeds, which point is 176 feet North of the intersection of the East line of said alley with the Northerly line of Washington Avenue, and running thence Easterly parallel with the Northerly line of said Washington Avenue 155 feet; thence Northerly parallel with the Easterly line of said Alley, 100 feet more or less to the Easterly extension of the Easterly line of Block Five of the French Street Tract as shown on a map recorded in Book 4, Page 45 of Miscellaneous Maps, records of Orange County, California; thence Westerly along said Southerly line of Block Five and the Easterly and Westerly extensions thereof to the Easterly line of the 12 foot alley above mentioned; thence Southerly along the Easterly line of said alley 100 feet, more or less, to the point of beginning. Parcel 3: Those portions of Los Eleven and Twelve of Blodget and Billings Addition to Santa Ana, in the City of Santa Ana, County of Orange, State of California, as shown on a map recorded in Book 22 Page 64 of Miscellaneous Records of Los Angeles County, California, together with portions of Lots N and 0 of the Dresser Tract, as shown on a map recorded in Book 12, Page 83 of Miscellaneous Records of Los Angeles County, California all bounded and described as a whole as follows: ATTACHMENT NO. 1-1 DOC SOC/ 1495827v2/200272-0003 Beginning at the point of intersection of the Northerly line of Washington Avenue with the Easterly line of that certain 12 foot alley described in the deed to the City of Santa Ana, recorded October 5, 1913, in Book 234, Page 294 of Deeds, records of Orange County, California; thence Northerly along the Easterly line of said Alley, 176 feet; thence Easterly, parallel with said Northerly line of Washington Avenue, 155 feet; thence Southerly, parallel with said Easterly line of said alley, 50 feet; thence Westerly parallel with said Northerly line of Washington Avenue, 47-2/3 feet; thence Southerly parallel with said Easterly line of said alley, 126 feet of said Northerly line of Washington Avenue, thence Westerly along said Northerly line of Washington Avenue, 107-1/3 feet to the point of beginning APN: 398-151-11 & 398-151-12 ATTACHMENT NO. 1-2 DOCSOC/ 1495827v2/200272-0003 RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Community Redevelopment Agency of the City of Santa Ana 20 Civic Center Plaza (M-37) D Santa Ana, CA 92702 Attn: Executive Director u This document is exempt from payment of a recording fee pursuant to Government Code Sections 27383 and 6103. NOTICE OF AFFORDABILITY RESTRICTIONS ON TRANSFER OF PROPERTY 605-611 East Washington, Santa Ana, CA (Multi-Family Rental Units) NOTICE IS HEREBY GIVEN, that the Community Redevelopment Agency of the City of Santa Ana ("Agency"), to carry out certain obligations under the Community Redevelopment Law of the State of California (Health and Safety Code Section 33000 et seq.) and the Redevelopment Plan for the Merged Redevelopment Project Areas, has required Santa Ana WBBB, LP ("Owner"), to enter into certain affordability covenants and restrictions entitled Affordability Restrictions on Transfer of Property ("Restrictions"). The Restrictions shall be recorded with the Orange County Recorder concurrently with this Notice, with reference to certain real property located at 605-611 East Washington, Santa Ana, CA ("Property"), designated as Assessor's Parcel Nos. 398-151-11 and 398-151-12 and more particularly described in Attachment No. 1, attached hereto and incorporated herein by reference. The affordability covenants and restrictions contained in the Restrictions include without limitation and as further described in the Restrictions: The Project consists of a thirty-six (36) unit rental project with eight (8) two-bedroom units, twenty-seven (27) three bedroom units, and one (1) five-bedroom unit, all but one unit of which will be restricted to rental and occupancy by Extremely Low Income or Very Low Income households paying an Affordable Rent, determined in accordance with the lower and more restrictive of the regulations applicable to federal 9% low and 1 D O C S O C/ 1495 823 v2/200272-0003 moderate income tax credits and the California Community Redevelopment Law, Health and Safety Code Section 33000, et seq. (and, with respect to ten (10) of the three bedroom units and the one (1) five bedroom unit, which shall be fixed HOME units, the regulations implementing the HOME Investments Partnership Program ("HOME Program") set forth at 24 CFR §92.1, et seq.) Four (4) of the three-bedroom units are to be restricted to Extremely Low Income households, and all but one (1) of the remaining units at the Project shall be restricted to Very Low Income households for a period of not fewer than 55 years (10 years with respect to the HOME Program requirements). This Notice of Affordability Restrictions on Transfer of Property is being recorded for the purpose of providing notice only and it in no way modifies the provisions of the Restrictions. In the event of any conflict between this Notice and the Restrictions, the terms of the Restrictions shall prevail. The Restrictions have been recorded concurrently herewith and shall remain in effect for not fewer than fifty-five (55) years. This Notice is being recorded in the Official Records of Orange County, California by the Agency in compliance with Health and Safety Code Sections 33334.3(f)(3)(B), as amended, and shall be indexed against the Agency and the Owner. [Signatures appear on following pages.] DOCSOC/ 1495823v2/200272-0003 2 IN WITNESS WHEREOF, the parties hereto have caused this Notice of Affordability Restrictions on Transfer of Property to be executed as of the date set forth at the beginning of this Notice. ATTEST: Maria D. Huizar Agency Secretary APPROVED AS TO FORM: i Lisa E. Storck, Assistant Counsel AGENCY: COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF SANTA ANA a public body, corporate and politic By: --hojqw '" I 0"A0 Nancy T. E ards, Interim Executive Director [Signatures to Notice of Affordability Restrictions continue on following page.] 3 D O CS OC/ 1495 823 v3/200272-0003 [Signatures to Notice of Affordability Restrictions continue from previous page.] OWNER: SANTA ANA WBBB LP, a California Limited Partnership By: ORANGE HOUSING DEVELOPMENT CORPORATION, a California nonprofit corporation, its managing general partner 4 Eunice Bobert Chief Executive Officer By: C&C Development, LLC, a California limited liability company, its developer general partner By: Todd R. Cottle, its member By: The Cottle Family Trust Dated 3/8/1987, its member By3 ?---? f Barry A. Cottle, Trustee 4 DOCSOC/ 1495823 v2/200272-0003 CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT State of California County of Orange SS. On June 29. 2011 before me Claudia M. FernandezShaw, Notary Public Date Name and Title of Officer (e.g., "Jane Doe, Notary Public") personally appeared Todd R. Cottle Name(s) of Signer(s) who proved to me on the bas' of satisfactory evidence to be the person whose name(} u scribed to the within instrument and acknowledged to me that . eAhey executed the same in ba4perfth? authorized capacity(i, and that by WE it signatur ? on the instrument the person7, or he entity upon behalf of which the person() acted, executed the instrument. CLAUDIA M. FERNANDEZ SHAW Commission 1675128 I certify under PENALTY OF PERJURY under Z -r Notary Public - California z the laws of the State of California that the Orange County foregoing is true and correct. M Comm. Ex Tres Jan 25, 2014 , W NESS my an=official Plac e Notary Seal Above i ? signatur of Notary Public OPTIONAL Though the information below is not required by law, it may prove valuable to persons relying on the document and could prevent fraudulent removal and reattachment of this form to another document Description of Attached Document Title or Type of Document: Document Date: Number of Pages: Signer(s) Other Than Named Above: Capacity(ies) Claimed by Signer(s) Signer's Name: ? Individual ? Corporate Officer - Title(s): ? Partner -- ? Limited ? General ? Attorney in Fact ? Trustee ? Guardian or Conservator ? Other: Signer is Representing: CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT State of California County of Orange SS. On June 29. 2011 before me Claudia M. FernandezShaw, Notary Public Date Name and Title of Officer (e.g., "Jane Doe, Notary Public") personally appeared Barry A. Cottle Name(s) of Signer(s) CLAUDIA M. FERNANDEZ SHAW Commission # 1875128 Z a Notary Public - California z z Orange County D I My Comm. Expires Jan 25, 2014 Place Notary Seal Above who proved to me on the basis of satisfactory evidence to be the personK whose name(sf C ),Fe-sidibscribed to the within instrument and acknowledged to me that ?fshefthtey executed the sam in l?ktet-/their- authorized capacity(, and that by &h aMh-0ir signature(s;f on the instrument the person(sor the entity upon behalf of which the person(syacted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing is true and correct. TNESS my hand and official seal. Signature of Notary Public L Though the information below is not required by law, it may prove valuable to persons relying on the document and could prevent fraudulent removal and reattachment of this foram to another document Description of Attached Document Title or Type of Document: Document Date: Number of Pages: Signer(s) Other Than Named Above: Capacity(ies) Claimed by Signer(s) Signer's Name: ? Individual Top of thumb here ? Corporate Officer - Title(s): ? Partner -- ? Limited ? General ? Attorney in Fact ? Trustee ? Guardian or Conservator ? Other: Signer is Representing: CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT State of California County of Orange SS. On August 11, 2011 before me Claudia M. FernandezShaw, Notary Public Date Name and Title of Officer (e.g., "Jane Doe, Notary Public") personally appeared Nancy T. Edwards Name(s) of Signer(s) who proved to me on the basis of satisfactory evidence to be the person(W whose name(* /af e-s--u-bscribed to th within instrument and acknowledged to me that he/" executed the same?? in __hisL? authorized capacity(ies?", and that by hisLkO fteir signaturowon the instrument the )ersonTO or the entity upon behalf of which the per acted, executed the instrument. CLAUDIA M. FERNANDEZ SHAW Commission # 1875128 i -: Notary Public - California i I certify under PENALTY OF PERJURY under z Orange County the laws of the State of California that the My Comm. Ex ices Jan 25, 2014 foregoing is true and correct. TNESS my hand n?Jdo6fficial sea Place Notary Seal Above c( Signature of Notary Public PTIONAL Though the information below is not require (??v law, it may prove valuable to persons relying on the document and could prevent fraudulent removal and reattachment of this form to another document Description of Attached Document Title or Type of Document: Document Date: Number of Pages: Signer(s) Other Than Named Above: Capacity(ies) Claimed by Signer(s) RIGHT THUMBPRINT OF SIGNER Signer's Name: ? Individual ? Corporate Officer - Title(s): ? Partner -- ? Limited ? General ? Attorney in Fact ? Trustee ? Guardian or Conservator ? Other: Signer is Representing CALIFORNIA ALL-PURPOSE ACKNOWLEDGMENT State of California County of Orange SS. On June 29, 2011 before me Claudia M. FernandezShaw, Notary Public Date Name and Title of Officer (e.g., "Jane Doe, Notary Public") personally appeared Eunice Bobert Name(s) of Signer(s) CLAUDIA M. FERNANDEZ SHAW Commission # 1875128 -r' Notary Public - California Orange County My Comm. ExDIreS Jan 25.2014 Place Notary Seal Above who proved to me on the basis of satisfactory evidence to be the person(,a5 whose name( t-Qa1e subscribed to t4d within instrument and acknowledged to me that d/_shaghey executed the same in ?><!ieFAheit authorized capacity(ie?a', and that by 113_ r t eir signature(,sy on the instrument the person ), or the entity upon behalf of which the pe son0 acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing is true and correct. NESS IT)y hand and official seal. OPTIONAL Signature or Notary Public o Though the information below is not required by law, it may prove valuable to persons relying on the document and could prevent fraudulent removal and reattachment of this form to another document Description of Attached Document Title or Type of Document: Document Date: Number of Pages: Signer(s) Other Than Named Above: Capacity(ies) Claimed by Signer(s) Signer's Name: ? Individual ? Corporate Officer - Title(s): ? Partner -- ? Limited ? General ? Attorney in Fact ? Trustee ? Guardian or Conservator ? Other: Top of Signer is Representing: ATTACHMENT NO. 1 TO EXHIBIT I LEGAL DESCRIPTION The land referred to herein is situated in the State of California, County of Orange, City of Santa Ana, and described as follows: Parcel 1: A portion of Lots N and 0 of Dresser Tract, in the City of Santa Ana, County of Orange, State of California, as shown on a map recorded in Book 12, Page 83 of Miscellaneous Maps, of Los Angeles County, California, described as follows: Beginning at a point in the North line of Washington Avenue, which is 155 East of the intersection of the North line of said Washington Avenue with the East line of that certain 12 foot alley or Street deeded to the City of Santa Ana, By deed recorded Octoberl5, 1913 in Book 234. Page 294 of Deeds; thence running Northerly parallel to said Alley or Street a distance of 126 feet; thence Westerly parallel to the North line of said Washington Avenue a distance of 47-2/3 feet, thence southerly parallel to said Alley a distance of 126 feet; thence Easterly along the North line of said Washington Avenue a distance of 47-2/3 feet to the point of beginning. Parcel 2: A portion of the Easterly 38.17 feet of Lot Eleven of the Blodget and Billings addition of Santa Ana, in the city of Santa Ana, county of Orange, State of California, as shown on a map recorded in Book 22, Page 64 of Miscellaneous records of Los Angeles County, California, together with a portion of Lots N and 0 of the Dresser Tract as shown on a map recorded in book 12, Page 83 of Miscellaneous records of Los Angeles county, California, bounded and described as a whole as follows: Beginning at a point in the Easterly line of certain 12 foot alley conveyed to the City of Santa Ana by deed recorded Octoberl5, 1913 in Book 234 page 294 of Deeds, which point is 176 feet North of the intersection of the East line of said alley with the Northerly line of Washington Avenue, and running thence Easterly parallel with the Northerly line of said Washington Avenue 155 feet; thence Northerly parallel with the Easterly line of said Alley, 100 feet more or less to the Easterly extension of the Easterly line of Block Five of the French Street Tract as shown on a map recorded in Book 4, Page 45 of Miscellaneous Maps, records of Attachment No. 1-1 DOCSOC/ 1495823 v2/200272-0003 Orange County, California; thence Westerly along said Southerly line of Block Five and the Easterly and Westerly extensions thereof to the Easterly line of the 12 foot alley above mentioned; thence Southerly along the Easterly line of said alley 100 feet, more or less, to the point of beginning. Parcel 3: Those portions of Los Eleven and Twelve of Blodget and Billings Addition to Santa Ana, in the City of Santa Ana, County of Orange, State of California, as shown on a map recorded in Book 22 Page 64 of Miscellaneous Records of Los Angeles County, California, together with portions of Lots N and 0 of the Dresser Tract, as shown on a map recorded in Book 12, Page 83 of Miscellaneous Records of Los Angeles County, California all bounded and described as a whole as follows: Beginning at the point of intersection of the Northerly line of Washington Avenue with the Easterly line of that certain 12 foot alley described in the deed to the City of Santa Ana, recorded October 5, 1913, in Book 234, Page 294 of Deeds, records of Orange County, California; thence Northerly along the Easterly line of said Alley, 176 feet; thence Easterly, parallel with said Northerly line of Washington Avenue, 155 feet; thence Southerly, parallel with said Easterly line of said alley, 50 feet; thence Westerly parallel with said Northerly line of Washington Avenue, 47- 2/3 feet; thence Southerly parallel with said Easterly line of said alley, 126 feet of said Northerly line of Washington Avenue, thence Westerly along said Northerly line of Washington Avenue, 107-1/3 feet to the point of beginning APN: 398-151-11 & 398-151-12 DOCSOC/ 1495823v2/200272-0003 Attachment No. 1-2 o' cv v RECORDING REQUESTED BY AND WHEN RECORDED RETURN TO: Community Redevelopment Agency of the City of Santa Ana 20 Civic Center Plaza P.O. Box 1988 Santa Ana, California 92702 Attention: Executive Director m(?OpC! SPACE ABOVE THIS LINE FOR RECORDING USE FREE RECORDING REQUESTED [Government Code Section 6103] AFFORDABILITY RESTRICTIONS ON TRANSFER OF PROPERTY (605-611 East Washington, Santa Ana, CA) These AFFORDABILITY RESTRICTIONS ON TRANSFER OF PROPERTY ("Restrictions") are entered into as of the June 17, 2011, by and among SANTA ANA WBBB, L.P., a California limited partnership ("Developer"), the CITY OF SANTA ANA, a California municipal corporation and charter city ("City"), and the COMMUNITY REDEVELOPMENT AGENCY OF THE CITY OF SANTA ANA, a public body, corporate and politic ("Agency"). RECITALS: A. Developer is the owner of that certain real property located at 605-611 East Washington ("Property") located in the City of Santa Ana more particularly described in Attachment No. 1, which is attached hereto and incorporated herein by this reference. B. For the purpose of providing thirty-five (35) residential rental units of housing that will be affordable to Extremely Low Income and Very Low Income households ("Affordable Units"), Developer, City and Agency have entered into that certain Loan Agreement, dated concurrently herewith ("Agreement"). The Agreement, along with all of the exhibits and attachments attached thereto, are incorporated herein by this reference (any capitalized term that is not otherwise defined in these Restrictions shall have the meaning ascribed to such term in the Agreement). C. The Agreement provides, among other things, for the use of the Property for Affordable Housing and the restriction of the Affordable Units to rental to and occupancy by Extremely Low Income and Very Low Income households, all at an Affordable Rent. D. The Agreement contains certain provisions relating to the use, maintenance and operation of the Property. NOW, THEREFORE, DEVELOPER, CITY AND AGENCY COVENANT AND AGREE AS FOLLOWS: DOC SOC/ 1495827v2/200272-0003 1. Developer covenants and agrees (for itself, its successors, its assigns, and every successor in interest to the Property or any part thereof) that Developer, such successors, and such assigns shall use the Property exclusively to provide affordable housing for Extremely Low Income and Very Low Income households, as provided in these Restrictions and in the Agreement. 2. Affordability Requirements Use and Maintenance of the Propert y 2.1 Use Covenants and Restrictions. (a) Developer agrees and covenants, which covenants shall run with the land and bind Developer, its successors, its assign and every successor in interest to the Property that Developer will make all but one of the Housing Units on the Property available to Extremely Low Income and Very Low Income households at rents affordable to such households throughout the entire Affordability Period. The HOME Program requirements applicable to the HOME Units shall be enforced until the date that is fifteen (15) years after the date on which the City reports the Project as complete to HUD. Upon expiration of the 15 year HOME Program compliance period, the Agency/City shall require that all Affordable Units remain affordable, with rents calculated based on assumed household size at the same income levels, as required by the Redevelopment Law and adopted Agency guidelines. Developer shall periodically calculate and certify the income of the tenants of the Affordable Units in accordance with the Redevelopment Law, the HOME Regulations, and the NSP Requirements; if directed by the Executive Director, Developer shall calculate and certify the income of the tenants of the Affordable Units annually. (b) The Project shall consist of thirty-six (36) Housing Units. Thirty-five (35) of the Housing Units shall be Affordable Units. Eleven (11) of the Affordable Units shall also be HOME Units. The HOME Units shall be fixed units and shall be distributed throughout the Project with comparable amenities to the other units, as approved by the Executive Director. 2.2 Affordable Rent. The Affordable Units shall be rented to and occupied exclusively by Extremely Low Income and Very Low Income households who shall be charged an Affordable Rent calculated pursuant to this Section 2.2: No. Affordable No. HOME Income Rest. Bedrooms Gross Rent Units Units Max Income Very low-50% Two Bedroom $981 8 0 $41,850 Very low-50% Three Bedroom $1134 22 10 $50,200 Very low-50% Five Bedroom $1395 1 1 $60,350 Ext. low-30% Three Bedroom $724 4 0 $30,100 Total Affordable Units 35 11 (a) The Affordable Rents for Very Low Income households shall not exceed the lower and more restrictive of. (i) The very low income rents as calculated under the methodology presented in California Health and Safety Code Section 50053(b)(2); or (ii) The standards set forth by the California Tax Credit Allocation Committee (TCAC); or 2 DOCSOC/ 1495827v2/200272-0003 (iii) With respect to the HOME Units, the Low HOME rent amount set forth in the HOME Regulations. (b) The Affordable Rents for Extremely Low Income households shall not exceed the lower and more restrictive of. (i) The extremely low income rents as calculated under the methodology presented in California Health and Safety Code Section 50053(b)(1); or (ii) The standards set forth by the California Tax Credit Allocation Committee (TCAC). (c) Utility allowances shall be deducted from the maximum gross monthly rent charged to tenants of the Affordable Units. The Santa Ana Housing Authority publishes the utility allowance. 2.3 Rent Increases. On an annual basis, the Agency/City shall provide the Developer with the maximum allowable schedule of rents for the Property. In no event can Developer charge any tenant more than such amount. 3. Management Plan. Developer shall submit to the Executive Director a Management Plan in a form that is acceptable to the Executive Director, including, but not limited to, the components listed below. Approval of the Management Plan must be obtained from the Executive Director prior to any disbursement of the Loans to the Developer. Developer shall manage the units in accordance with the approved Management Plan, including such amendments as may be approved in writing from time to time by the Executive Director, for the term of the income and rent restrictions contained in these Restrictions. The components of the Management Plan shall include: (a) Management Agent. Developer shall submit the name and qualifications of the proposed Management Agent. The Executive Director shall approve or disapprove the proposed Management Agent in writing based on the experience and qualifications of the Management Agent. (b) Management Agreement. Developer shall submit a copy of the proposed management agreement specifying the amount of the management fee, and the relationship and division of responsibilities between Developer and Management Agent. (c) Annual Budget and Projected Cash Flows. Prior to the first disbursement of the Loans, and annually thereafter not later than one hundred fifty (150) days after the close of each calendar year thereafter, Developer shall submit a projected operating budget and cash flow to the Executive Director. The budget and cash flow shall be in a form that is acceptable to the Executive Director. (d) Tenant Selection Policies. Developer shall adopt and include as part of its Management Plan written tenant selection policies and criteria for the Affordable Units that meet each of the following requirements: (i) Developer's tenant selection policies shall be consistent with the purpose of providing housing for Extremely Low Income and Very Low Income households; 3 DOCSOC/ 1495827v2/200272-0003 (ii) Such policies shall be reasonably related to program eligibility and the applicants' ability to perform the obligations of the approved resident lease agreement; (iii) Such policies shall give reasonable consideration to the housing needs of senior citizens that would have a federal preference under 42 U.S.C. § 12744 of the Cranston- Gonzalez National Affordable Housing Act of 1992; (iv) Such policies shall provide for: (A) The selection of tenants from a written waiting list approved by the Agency and City, in the chronological order of their application, insofar as is practicable; and (B) The prompt written notification to any rejected applicant of the grounds for any rejection; (v) Such policies shall provide first priority in the selection of qualified eligible tenants to households that are referred by the Agency or City; and (vi) Such policies shall carry out the adopted affirmative marketing procedures of the City of Santa Ana, which are designed to provide information and otherwise attract eligible persons from all racial, ethnic and gender groups in the housing market area to the units. Prior to the date of these Restrictions, City has provided Developer with the City's affirmative marketing procedures. (vii) Developer and Agency shall cooperate to effectuate the tenant selection policies described in this Section prior to the initial renting, or upon occurrence of a vacancy, and the re-renting of any Affordable Unit. (e) Termination of Tenancy. Developer, its successors or assigns, must adhere to federal and state law requirements with regard to termination of any tenancy of each and every Affordable Unit. Developer may not terminate the tenancy or refuse to renew the lease of a tenant of an Affordable Unit within the Project except for failure to pay rent, serious or repeated violation of the terms and conditions of the lease; for violation of applicable federal, state, or local law; or for other good cause. Any termination or refusal to renew must be preceded by not less than 30 days by Developer's service upon the tenant of a written notice specifying the grounds for the action. (f) Termination of Management Contract; Replacement of Management Agent. If at any time the Agency determines that the units are not being managed or maintained in accordance with the approved Management Plan, Developer shall change the management agent or the practices complained of, upon receipt of written notice from the Executive Director. The Executive Director may require Developer to change management practices or to terminate the management contract and designate and retain a different management agent. The management contract shall provide that it is subject to termination by Developer without penalty, upon thirty (30) days prior written notice, at the direction of the Executive Director. Within ten (10) days following a direction of the Executive Director to replace the management agent, the Developer shall select another management agent or make other arrangements satisfactory to the Executive Director or designee for continuing management of the Housing Units. 4 DOCSOC/ 1495827v2/200272-0003 4. Vouchers. Developer, its successors and assigns, shall not refuse to lease a unit to a holder of a rental voucher under 24 CFR part 887 (Housing Choice Voucher Program) or to a holder of a comparable document evidencing participation in a tenant-based assistance program because of the status of the prospective tenant as a holder of such certificate of family participation, rental voucher, or comparable tenant-based assistance document. Total rents charged to such tenants, including the tenant contribution and rental assistance, shall not exceed the Affordable Rent permitted to be charged pursuant to these Restrictions, the Agreement, the NSP Documents, and the NSP Requirements. 5. Lease Requirements. Developer shall execute or cause to be executed a written lease in a form approved in writing by Agency and City (other than immaterial modifications thereto) which complies with the applicable HOME Regulations, the Redevelopment Law, the NSP Requirements and all applicable federal, state and local laws and regulations, with each tenant household identifying by name all permitted occupants, both adults and minors, occupying each unit. The lease between tenants occupying the units and Developer must be for not less than one year, unless by mutual agreement between the tenant and Developer. The lease may not contain any of the following provisions (in which references to "owner" shall mean the Developer, its successors or assigns): (a) Agreement by the tenant to be sued, to admit guilt, or to a judgment in favor of the owner in a lawsuit brought in connection with the lease; (b) Agreement by the tenant that the owner may take, hold, or sell personal property of household members without notice to the tenant and a court decision on the rights of the parties. This prohibition, however, does not apply to an agreement by the tenant concerning disposition of personal property remaining in the housing unit after the tenant has moved out of the Unit. The owner may dispose of this personal property in accordance with state law; (c) Agreement by the tenant not to hold the owner or the owner's agent legally responsible for any action or failure to act, whether intentional or negligent; (d) Agreement of the tenant that the owner may institute a lawsuit without notice to the tenant; (e) Agreement by the tenant that the owner may evict the tenant or household members without instituting a civil court proceeding in which the tenant has the opportunity to present a defense, or before a court decision on the rights of the parties; (f) Agreement by the tenant to waive any right to a trial by jury; (g) Agreement by the tenant to waive the tenant's right to appeal, or to otherwise challenge in court, a court decision in connection with the lease; and (h) Agreement by the tenant to pay attorney's fees or other legal costs even if the tenant wins in a court proceeding by the owner against the tenant The tenant, however; may be obligated to pay costs if the tenant loses. 6. Monitoring and Recordkeeping. Throughout the Affordability Period, Developer shall comply with all applicable recordkeeping and monitoring requirements set forth in the 5 D OC S OC/ 1495 82 7v2/200272-0003 Redevelopment Law, the NSP Requirements and the HOME Program, including Section 92.508 (or successor regulation) of the HOME Regulations and Section 33418 of the Redevelopment Law, and shall annually complete and submit to Agency/City a Certification of Continuing Program Compliance substantially in the form of Exhibit N to the Agreement, or other form provided by the Executive Director. Representatives of the Agency and City shall be entitled to enter the Property, upon at least twenty-four (24) hours notice, to monitor compliance with these Restrictions, to inspect the records of the Project, and to conduct an independent audit or inspection of such records. Developer acknowledges and agrees that an Agency and/or City representative will inspect and audit the Project on not less than an annual basis to confirm Developer's compliance with the management, maintenance, and operational requirements set forth in this Agreement (including, without limitation, compliance with the Redevelopment Law, HOME Regulations, and NSP Requirements). Developer agrees to cooperate with City in making the Property and all Housing Units thereon available for such inspection(s) or audit(s). Developer agrees to maintain records in a businesslike manner, to make such records available to the Agency and City upon twenty-four (24) hours notice, and to maintain such records for the entire Affordability Period. Developer shall cure any defects or deficiencies found by the Agency/City while conducting such inspections within two weeks of written notice thereof, or such longer period as is reasonable within the sole discretion of the Agency/City. Without limiting the generality of the foregoing, Developer shall prepare, maintain and submit to the Agency, as appropriate, the following records and reports in compliance with Health and Safety Code Section 33418 and 24 CFR 92.504(c)(12): (a) Annual Reports. Developer shall file with the Agency an Annual Report (herein referred to as the "Annual Report") within one hundred fifty (150) days following the end of each calendar year, commencing with the end of the calendar year (or portion thereof) in which the first disbursement of the Loans occurs. The Annual Report shall contain a certification by Developer as to such information as the Executive Director may then require, including, but not limited to, the following: (1) The fiscal condition of the Project, including the Annual Budget; an updated Project cash flow projection; a financial statement for the previous calendar year that includes a balance sheet and a profit and loss statement indicating any surplus or deficit in operating accounts; a detailed itemized listing of income and expenses; and the amounts contained in any fiscal reserves. Such Annual Budget and financial statement shall be prepared in accordance with generally accepted accounting practices, consistently applied. The Executive Director may require that the financial statement be audited at Developer's expense by an independent certified public accountant acceptable to the Executive Director. Each annual financial statement submitted by Developer shall include a report showing the amount of Residual Receipts produced by the Project in the applicable year, to enable the City and Agency to evaluate the amount of Residual Receipts payments required to be made on the Loans for such year, as required by the Promissory Notes. (2) Any substantial physical defects in the Project, including a description of any major repair or maintenance work undertaken or needed in the previous and current years. Such statement shall describe what steps Developer has taken in order to maintain the Project in a safe and sanitary condition in accordance with applicable housing and building codes and the property standards set forth in 24 CFR 92.251. 6 DOC SOC/ 1495827v2/200272-0003 (3) A report regarding the occupancy of the Affordable Units indicating the income of each current resident and the current rents charged each resident and whether those rents include utilities, including records that demonstrate that the Project meets the requirements of 24 CFR 92.253 for tenant and participant protection under the HOME Program and the requirements of the Agreement and these Restrictions. (4) General management performance, including tenant relations and other relevant information. (5) Records that demonstrate that the Affordable Units meet the affordability requirements of 24 CFR 92.252 and Section 50053 of the California Health and Safety Code, for the required period of affordability according to Section 33334.3 of the California Health and Safety Code. (6) Evidence of a currently paid hazard insurance policy in accordance with the requirements of the Agency Deed of Trust and the City Deed of Trust, with a loss payable endorsement naming the Agency and City as a loss payees together with other approved lenders (as their interests may appear), with a "Replacement Cost Endorsement" in amount sufficient to prevent Developer or Agency/City from becoming a co-insurer under the terms of the policy, but in any event in an amount not less than 100% of the then full replacement cost, to be determined at least once annually and subject to reasonable approval by the Executive Director. (7) Evidence of a currently paid liability insurance policy, naming the Agency and City as additional insureds and in a form approved by legal counsel to the Agency and City, with coverage as described in the Agreement. (8) Termite reports pertaining to the Property shall be provided every fifth (5th) year. (9) Such other information as may be reasonably required by the Executive Director or his/her designee. (b) Records and Audits. Developer shall maintain the following records, and make them available for inspection by the Agency, the City, the State or HUD: (1) records which demonstrate that the project meets the property standard specified in 24 CFR 92.251; (2) records, for each Affordable Unit, which demonstrates that the project meets the requirements of 24 CFR 92.252; (3) records which demonstrate compliance with the tenant and participant protections, as specified in 24 Section 29.253; (4) records which demonstrate compliance with the Equal Opportunity and Fair Housing requirements outlined in these Restrictions, including: (A) data on the extent to which each racial and ethnic group and single head of household (by gender of head of household) have applied for, participated in, or benefited from, any program or activity funded in whole or in part with HOME funds; 7 DOC SOC/ 1495827v2/200272-0003