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FIRST AMERICAN TITLE -2015
r City of Santa Ana Clerk of the Council AGREEMENT TERMINATION FORM Please complete this form in its entirety when the attached agreement and all amendments (if any) are no longer in effect. — - Note: If your agreement is grant related, please ensure that all grant retention requirements have been satisfied prior to signing the termination form. Is the agreement(s) a permanent record? Yes _ No Return form to the Clerk of the Council Office (M-30). Call 647-1520 if you have any questions. The agreement with A-2015-048-02 No. zis completed on / �1 (List all amendments. Use space below N needed.) Department: Use Only and final payment has been made. Phone/Ext.: L 6/3 Signature: Date: 3 Revised: 10-18-I6 INSURANCE Nei ON FILE WOSK MAY PROCEED CLERK OE COUNCIL DATE: A-2015-048 CONSULTANT AGREEMENT THIS AGREEMENT, made and entered into this Vh1day of April 2015 by and between First American Title Company (hereinafter "Consultant"), and the City of Santa Ana, a charter city and municipal corporation organized and existing under the Constitution and laws of the State of California (hereinafter "City"), RECITALS A. The City desires to retain a consultant having special skill and knowledge in the field of 1 title and escrow related services. ' B. Consultant represents that Consultant is able and willing to provide such services to the .� City. C. In undertaking the performance oftlus Agreement, Consultant represents that it is knowledgeable in its field and that any services performed by Consultant under this Agreement will be performed in compliance with such standards as may reasonably be expected from a professional consulting firm in the field. NOW THEREFORE, in consideration of the mutual and respective promises, and subject to the terms and conditions hereinafter set forth, the parties agree as follows: 1. SCOPE OF SERVICES Consultant shall perform those services as set forth in Exhibit A to this Agreement on an "as -needed' basis. Consultant understands that within the scope of work defined herein that it is being requested to perform title and escrow services for the City and in conjunction therewith to issue Title Insurance Policies. The Consultant agrees to issue Title insurance Policies in conjunction with this work and City understands that any liability of Consultant is subject to all Schedules, Exclusions, Exceptions, Covenants and Conditions contained in each policy. The title services may be used from various agencies in the City. however, `.title company shall proceed work only when received Notice to Proceed from Public Works Agency. Any work done without Public Works Agency authorization shall not be compensated, 2. COMPENSATION a. City agrees to pay, and Consultant agrees to accept as total payment for its services, the rates and charges as set forth in Consultant's proposal as identified in Exhibit B. Consultant has filed rates with the State of California and may not deviate from them. The total stnn to be expended under this Agreement shall not exceed $360,000 during the entire term of this Agreement, including any extensions of the term of this agreement. b. Payment by City shall be made within thirty (30) days following receipt of proper invoice evidencing work performed, subj eet to City accounting procedures. Payment need not Exhibit 1 1 be made for work which fails to meet the standards of performance of a professional Title Insurance Company. 3. TERM This Agreement shall commence on the date first written above and terminate on March 31, 2018, unless terminated earlier in accordance with Section 12, below. The term of this Agreement may be extended upon a writing executed by the City Manager and the City Attorney for two additional one-year terms. 4. INDEPENDENT CONTRACTOR Consultant shall, during the entire tenn of this Agreement, be construed to be an independent contractor and not an employee of the City. This Agreement is not intended nor shall it be construed to create an employer -employee relationship, a joint venture relationship, or to allow the City to exercise discretion or control over the professional manner in which Consultant performs the services which are the subject matter of this Agreement; however, the services to be provided by Consultant shall be provided in a manner consistent with all applicable standards and regulations governing such services. Consultant shall pay all salaries and wages, employer's social security taxes, unemployment insurance and similar taxes relating to employees and shall be responsible for all applicable withholding taxes. 5. INSURANCE Prior to undertaking perfonnance of work under this Agreement, Consultant shall maintain and shall require its subcontractors, if any, to obtain and maintain insurance as described below: a. Commercial General Liability Insurance. Consultant shall maintain commercial general liability insurance naming the City, its officers, employees, agents, volunteers and representatives as additional insured(s) and shall include, but not be limited to protection against claims arising from bodily and personal injury, including death resulting therefrom and damage to property, resulting from acts or occurrence arising out of Consultant's performance of this Agreement. The amounts of insurance shall be not less than the following: single limit coverage applying to bodily and personal injury, including death resulting therefrom, and property damage, in the total amount of $1,000,000 per occurrence, $2,000,000 in the aggregate. Consultant shall supply City with a fully executed additional insured endorsement in substantially the form attached hereto as Exhibit C upon execution of this Agreement and shall be approved in form by the City Attorney. b. Business automobile liability insurance, or equivalent form, with a combined single limit of not less than $1,000,000 per occurrence. Such insurance shall include coverage for owned, hired and non -owned automobiles. c. Worker's Compensation Insurance. In accordance with the provisions of Section 3700 of the Labor Code, Consultant, if Consultant has any employees, is required to be insured against liability for worker's compensation or to undertake self-insurance, Prior to commencing the performance of the work under this Agreement, Consultant agrees to obtain and maintain any employer's liability insurance with limits not less than $1,000,000 per accident. d. If Consultant is or employs a licensed professional such as an architect or engineer: Professional liability (errors and omissions) insurance, with a combined single limit of not less than $1,000,000 per claim. e. The following requirements apply to the insurance to be provided by Consultant pursuant to this section: (i) Consultant shall maintain all insurance required above in full force and effect for the entire period covered by this Agreement. (ii) Certificates of insurance shall be furnished to the City upon execution of this Agreement and shall be approved in form by the City Attorney. (iii) The policies shall state that the policies shall not be canceled or reduced in coverage or changed in any other material aspect without thirty (30) days prior written notice from the Consultant to the City, £ If Consultant fails or refuses to produce or maintain the insurance required by this section or fails or refuses to RTmish the City with required proof that insurance has been procured and is in force and paid for, the City shall have the right, at the City's election, to forthwith terminate this Agreement. Such termination shall not effect Consultant's right to be paid for its time and materials expended prior to notification of termination. Consultant waives the right to receive compensation and agrees to indemnify the City for any work performed prior to approval of insurance by the City. 6. INDEMNIFICATION To the fullest extent permitted by law, Consultant shall defend, indemnify and hold the City, its directors, officials, officers, employees, volunteers and agents free and harmless from any and all claims, demands, causes of action, costs, expenses, liability, loss, damage or injury of any kind, in law or equity, to property or persons, including wrongful death, in any manner arising out of, pertaining to, or incident to any alleged acts, errors or omissions of Consultant, its officials, officers, employees, subcontractors, consultants or agents in connection with the performance of the Consultant's Services, the Project or this Agreement, including without limitation the payment of all consequential damages, expert witness fees and attorneys fees and other related costs and expenses. Notwithstanding the foregoing, to the extent Consultant's Services are subject to Civil Code Section 2782.8, the above indemnity shall be limited, to the extent required by Civil Code Section 2782.8, to claims that arise out of, pertain to, or relate to the negligence, recklessness, or willful misconduct of the Consultant. 7. CONFIDENTIALITY If Consultant receives from the City information which due to the nature of such information is reasonably understood to be confidential and/or proprietary, Consultant agrees that it shall not use or disclose such information except in the performance of this Agreement, and farther agrees to exercise the same degree of care it uses to protect its own information of like importance, but in no event less than reasonable care. "Confidential Information" shall include all nonpublic information. Confidential information includes not only written information, but also information transferred orally, visually, electronically, or by other means. Confidential information disclosed to either party by any subsidiary and/or agent of the other party is covered by this Agreement. The foregoing obligations of non-use and nondisclosure shall not apply to any information that (a) has been disclosed in publicly available sources; (b) is, through no fault of the Consultant disclosed in a publicly available source; (c) is in rightful possession of the Consultant without an obligation of confidentiality; (d) is required to be disclosed by operation of law; or (e) is independently developed by the Consultant without reference to information disclosed by the City. 8. CONFLICT OF INTEREST CLAUSE Consultant covenants that it presently has no interests and shall not have interests, direct or indirect, which would conflict in any manner with performance of services specified under this Agreement. 9. NOTICE With the exception of insurance certificates and renewals covered by Section 5.e.iv, above, any notice, tender, demand, delivery, or other communication pursuant to this Agreement shall be in writing and shall be deemed to be properly given if delivered in person or mailed by first class or certified mail, postage prepaid, or sent by telefacsimile or other telegraphic communication in the manner provided in this Section, to the following persons: To City: Clerk of the City Council City of Santa Ana 20 Civic Center Plaza (M-30) P.O. Box 1988 Santa Ana, CA 92702-1988 Fax 714- 647-6956 With courtesy copies to: City of Santa Ana Public Works Agency 20 Civic Center Plaza, M-36 Santa Ana, CA 92702 Fax: (714) 647-5635 and To Consultant: City Attorney City of Santa Ana 20 Civic Center Plaza (M-29) P.O. Box 1988 Santa Ana, California 92702 Fax 714-647-6515 Donald P. Kennedy Vice President, Orange County Manager First American Title Company 4 First American Way Santa Ana, California 92707 Fax 714-913-6358 Email: dkennedy@firstam.com A party may change its address by giving notice in writing to the other party. Thereafter, any communication shall be addressed and transmitted to the new address. If sent by mail, communication shall be effective or deemed to have been given three (3) days after it has been deposited in the United States mail, duly registered or certified, with postage prepaid, and addressed as set forth above. If sent by telefacsimile, communication shall be effective or deemed to have been given twenty-four (24) hours after the time set forth on the transmission report issued by the transmitting facsimile machine, addressed as set forth above. For purposes of calculating these time frames, weekends, federal, state, County or City holidays shall be excluded. 10. EXC1LUSIVITY AND AMENDMENT This Agreement represents the complete and exclusive statement between the City and Consultant, and supersedes any and all other agreements, oral or written, between the parties. In the event of a conflict between the terms of this Agreement and any attachments hereto, the terms of this Agreement shall prevail. Tlus Agreement may not be modified except by written instrument signed by the City and by an authorized representative of Consultant. The parties agree that any terms or conditions of any purchase order or other instrument that are inconsistent with, or in addition to, the terms and conditions hereof, shall not bind or obligate Consultant nor the City. Each party to this Agreement acknowledges that no representations, inducements, promises or agreements, orally or otherwise, have been made by any party, or anyone acting on behalf of any party, which are not embodied herein. 11. ASSIGNMENT Inasmuch as this Agreement is intended to secure the specialized services of Consultant, Consultant may not assign, transfer, delegate, or subcontract any interest herein without the prior written consent of the City and any such assignment, transfer, delegation or subcontract without the City's prior written consent shall be considered null and void. Nothing in this Agreement shall be construed to limit the City's ability to have any of the services which are the subject to this Agreement performed by City personnel or by other consultants retained by City. 12. TERMINATION This Agreement maybe terminated by the City upon thirty (30) days written notice of termination. In such event, Consultant shall be entitled to receive and the City shall pay Consultant compensation for all services performed by Consultant prior to receipt of such notice of termination, subject to the following conditions: a. As a condition of such payment, the Executive Director may require Consultant to deliver to the City all work product completed as of such date, and in such case such work product shall be the property of the City unless prohibited by law, and Consultant consents to the City's use thereof for such purposes as the City deems appropriate. b. Payment need not be made for work which fails to meet the standard of performance specified in the Recitals of this Agreement. 13. DISCRIMINATION Consultant shall not discriminate because of race, color, creed, religion, sex, marital status, sexual orientation, age, national origin, ancestry, or disability, as defined and prohibited by applicable law, in the recruitment, selection, training, utilization, promotion, termination or other employment related activities. Consultant affirms that it is an equal opportunity employer and shall comply with all applicable federal, state and local laws and regulations. 14. JURISDICTION - VENUE This Agreement has been executed and delivered in the State of California and the validity, interpretation, performance, and enforcement of any of the clauses of this Agreement shall be determined and governed by the laws of the State of California. Both parties further agree that Orange County, California, shall be the venue for any action or proceeding that may be brought or arise out of, in connection with or by reason of this Agreement. 15. PROI+ESSIONAL LICENSES Consultant shall, throughout the term of this Agreement, maintain all necessary licenses, porrnits, approvals, waivers, and exemptions necessary for the provision of the services hereunder and required by the laws and regulations of the United, States, the State of California, the City of Salta Ana and all other governmental agencies, Consultant shall notify the City immediately and in writing of its inability to obtain or maintain such permits, licenses, approvals, waivers, and exemptions. Said inability shall be cause for termination of this Agreement. 16. MISCELLANEOUS PROVISIONS a, Each undersigned represents and warrants that its signature hereinbelow has the power, authority and right to bind their respective parties to each of the terns of this Agreement, and shall indenmify City fully, including reasonable costs and attorney's fees, for any injuries or damages to City in the event that such authority or power is not, in fact, held by the signatory or is withdrawn. b. All Exhibits referenced herein and attached hereto shall be incorporated as if fully set forth in the body of this Agreement. IN WITNESS WHEREOF, the parties hereto have executed this Agreement the date and year first above written. ATTEST: �7v d' Z) Ilib k 5 V' MARIA D. HUIZAR Clerk of the Council APPROVED AS TO FORM: SONIA R. CARVALHO City Attorney,, By: Jose City Attorney ive Director Works Agency APPROVAL: CITY OF SANTA ANA DAV A OS City Manager CONSULTANT DON:SLD P. KENNEDY Vice Presiderif,' 1`ange County Manager First American Title Company Tax ID# 95 - AA 9 S"D'7 °3 EXHIBIT A SCOPE OF SERVICES APPENDIX EXHIBIT A SCOPE OF WORK CITY OF SANTA ANA REQUEST FOR PROPOSALS FOR ON -CALL REAL ESTATE TITLE AND ESCROW SERVICES RFP NO.: 14-085 SCOPE OF WORK The Proposer shall provide real estate title, escrow and related services for various Capital Improvement Projects and other facilities that will be used for public use under the direction of City staff. The Proposer will be expected to provide experienced and knowledgeable professional staff. The Proposer and its staff or representatives shall be responsive and maintain excellent working relationships with City staff and City Right -of -Way Consultants. The Proposer shall be committed to provide adequate staffing levels at all times in order to adhere to established schedules. On an as -needed basis, Proposer is responsible for providing real estate title and escrow servioes on a timely manner, including but not limited to: ➢ Preliminary title reports 1. Update to an existing title report (either ordered by the City or others) 2. Issue new reports and provide copies of all underlying exception and exclusion documents. ➢ Litigation guarantees —Issue condemnation litigation or continuation guarantees. ➢ Provide other related information and documents of record concerning title to property such as copies of vesting deeds, parcel maps/tract, maps, FEMA flood zone designations. ➢ Issue chain of title reports on an exception basis (seldom required) ➢ Assist with the development of legal descriptions for: a) public and private properties; and/or b) unrecorded easements, right-of-way or other apparent encumbrances or rights granted by other agencies. ➢ Assist the City, its consultants and agents in resolving issues affecting marketable title to properties through, among other things, recordation of corrective instruments and/or other appropriate means. ➢ Escrow services: Issue either CLTA or ALTA extended -coverage owner CLTA 100 Comprehensive CLTA 103.1A Encroachment Coverage CLTA 103.4 Access through an easement CLTA 103.7 Access CLTA 110.1 Deletion of item from policy CLTA 116 Location CLTA 116.1 Survey CLTA 116.4 Contiguity CLTA 116.7 subdivision CLTA 123.3 Zoning ➢ Assist the City in determining the appropriate amount of title insurance coverage for each property or portfolio (or portion thereof) whether acquired by purchase or without financial consideration and taking into account valuation as determined by appraisal, or by opinion of value from a commercial real estate company. ➢ Provide all necessary assistance to the City to clear all exceptions stated in the Preliminary Title report unless waived by the City in writing. ➢ Obtain partial release, partial re -conveyance and subordination agreements from the property owners or any party having interest in the property. ➢ Ensure that all conditions present and conditions subsequent provide for in the Purchase Agreement are met and satisfied prior to closing escrow. ➢ Prepare, subject to review and approval by the City, Escrow Instructions for execution by the City and grantor(s). Proposer shall ensure all legal requirements are satisfied prior to escrow closing. ➢ Provide a comprehensive Escrow Services to the City and owners involved in the related transactions. ➢ Prepare all necessary conveyance documents; demand and release of lien/encumbrance documents and submit the same for approval by the City prior to close of escrow. ➢ Record grant deeds, certificates of acceptance. Memoranda of agreements and related documents required with respect to the transfer of each property in the office of Orange County Recorder. ➢ Distribute to the parties originals or copies of executed and/or closing documents ➢ Disburse to the party or parties entitled hereto amounts required to be disbursed in connection with the closing of each property transfer transaction. ➢ Prepare closing settlement statements reflecting pro -rations and funds disbursed through escrow in each property transfer transaction. ➢ Provide additional services related to title, escrow and related services specified above, at hourly rates, the scope of which will be agreed to in writing between the City & Proposer. ➢ Meet and coordinate work with other right-of-way consultants as directed by the City. ➢ Prior to closing escrow, Proposer shall order and provide the City with an updated Preliminary Title report to ensure that no new liens and/or encumbrances are recorded on the property/property interests to be acquired by the City. ➢ Provide multi lingual services as needed for efficient closing of escrow. ➢ Company shall at no cost to the City provide status reports of the requested services on a weekly, bi-weekly, or monthly basis at City's option. ➢ Proposer shall at no cost to the City provide the City and its consultants with password protected access to Proposer's website dedicated for City's projects. The website shall contain all copies of City ordered reports and other documents will be posted no later than due date agreed upon and indicated on the work authorization. Website access must be available to City throughout the term of the agreement and after expiration for a rninimum of 3 months from time all ordered documents and reports have been posted. ➢ Proposer shall provide a fee on City provided template Attachment 1 "Price Proposal Form". EXHIBIT B FEES AND RATES Fee Schedule See attached Price Proposal Form along with First American's filed Residential and Commercial fees pertaining to the scope of work requested, Attachment 1 Price Proposal Form RFP 14.086 The following Hourly Rates and Fixed Prices shall be applicable throughout the full term of the Agreement, including its extensions or reinstatements. Service Name Description Price or Houdy Expedited Update to Pregminary led by Original repot provided by Servlca Provider Rate Price or Hourly Reort under 14oCbcar Update to Preliminary Original report produced by another firm Report New Preliminary Report Acopy o UTHORITY tlepolicy vAll be provided by p New Prof Inary Report CCIoppyy of lite policy will no be provided by � � 9 iti anon uarentee On Ina9 re ort Sr. e u FF� ak e Continuation Guarantee eke I A G4 a �Q Other Related Documents Provide documents as requested cf Record No Gaar e. Chain of Itle Ralson Issue Chain of Title oin back 6 ears 4 e Y Fa eke Chain of Title Report Issue Cheln of Title going back beyond 30 � � f4 ears ®R�II �'1"}h6tsecK Legal Descr pdon Assist in Development of new legal de3G7 lion I100 pa.� 40 w Nt¢y Marketable Title Resolve issues affecting Markatable Title as described 00 zMaa•y e. 1 CcW ste l+p� r 1 ur.�. c C CLTA orALTA Extended Issue Extended Coverage Owners Policy Coverage Owner's Policy based on Value, with following 6e-L%C Qr Ic Ai4-e-t-dA selected endorsements, as required: ❑ CLTA 100 Comprehensive Coverage ❑ CLTA 115 Location ❑ CLTA 103.1A Encroachment Coverage ❑ CLTA'116.1 Survey ❑ CLTA 1D3.4 Access through an Easement CLTA 116.4 Contiguity CLTA 101? Access ❑ CLTA 116.7 Subdivision ❑ CLTA 110.1 Deletion of item from Policy CLTA 123.3 Zoning Others as required ito be quoted an an as needed basis through the Work Aggregate Policy Add Extended Coverage owner's Policy to 5ok e.�d i Q A re a a Egli /i t4arhe. Rscording Services Deeds Title Corrective Instruments Alp akau g c. ❑Agreements ❑ Memoranda Ce�vo{,, reAl.9 Other Instruments a OoL4 rnomi; F-, Od l • Escrow services Opt -of -Pocket Expenses for Escrow Servtoes: [I overnight Mall ❑ Courier Fees Ei4L� I,bPW I A- /J t}AGt c.41 171 Document Pre ar tion Other Services Provide additional services related to the Prov de hourly title, escrow and related services s edfied rates b Attachment 1 Price Proposal Form RFP 14-085 above, a4 hourly rates. The soope of these $ervlcas will be agreed to In writing with the CITY via the Work Authorization Process given in the Agreement. personal UUe. Status Reports Proposer will at no charge provide the CITY No Charge with regular order status reports on a weekly, bi•weakly, or monthly basis, at CITY's cotton. Delivery of Title Contractor will at no charge provida CITY and No Charge Reports/Documents/Status its consultants with password protected Reports access to an CITY -dedicated section of Contractor's website, where copies of all CITY -ordered reports and other documents will be posted no later than the order due date agreed upon and indicated on the Work Authorization. Webske access must be available to CITY throughout the term of the Agreement (and any renewal terms), and after expiration, for a minimum of three (3) months from the time all ordered documents and reports have been posted. For Policies of Tide Insurance, Contractor also will mail the CITY an original for Its file. Notes: The Proposer shall not charge nor shall the CITY pay any overtime rate. No additional charges, consulting fees or retainers will apply. FIRST AMER ICAN TITLE INSURANCE COMPANY PART I Residential Schedule of Fees .2. 0 2014 First Amedran Ttie Insurance Company. All rights reserved, November 10, 2019 GENERAL INFORMATION THIS SCHEDULE OF FEES SHALL NOT BE CONSTRUED AS ESTABLISHING OR CHANGING THE RULES AND PROCEDURES PERTAINING TO THE PRACTICES FOLLOWED BY THE COMPANY. THE RATES CONTAINED IN THIS SCHEDULE OF FEES ARE APPLICABLE ONLY TO THE PRODUCTS AND SERVICES PROVIDED FOR HEREIN. ALTA: American Land Title Association. • Basic Escrow Services: See Definidons in Section F. • Binder: See description In subsection 13^5. • CLTA: California Land Tide Association. • Company: First Amarican Tide Insurance Company and its authorized agents, e EAGLE Loan Policy: FATICO's branded version of any of the ALTA Expanded Coverage Residential Loan Policies, • EAGLE Owner's Policy: FATICO's branded version of the CLTA/ALTA Homeowner's Policy of Title Insurance. • Fair Value: The Fair Value is the sate price, 0xcept that where no sale is Involved, the Fair Value is determined based on available Information, but in no event Is less than the sum of all the monetary encumbrances to which the title is subject. The Company will not Issue title Insurance for less than the Fair Value of the estate or interest to be Insured or for more than the Fair Value of the estate or Interest to be Insured without approval from FATICO's underwriting department, except that; 1. an Owners Policy issued In connection with the purchase of the subject property maybe issued In the amount of the purchase price or the contemplated value of the land with planned Improvements, and 2. where undivided interests In a property are being conveyed or encumbered, a policy may be Issued describing such undivided Interests and charged for based upon the value of such undivided Interests, • FATICO: First American Title Insurance Company, • Loan Policy: A policy insuring a lender or assignee of a lender other than a Mobile/Manufactured Home Loan Policy. • Mobile/Manufactured Home Owner's Policy or Mobile/Manufactured Home Loan Policy; A FATICO proprietary form of policy Insuring an interest In a mobile/manufactured home that has been registered with the California Department of Housing and Community Development but has not been converted to real property. • Multiple Loan Policies: See description in subsection G4. • New Home Subdivision; Newly constructed Improved one -to -four family residential properties (including condominiums) offered for sale for the first time that Include two or more separate lots or units of occupancy that are for sale as separate units. For purposes of this definition, a "sale" Includes assignment of a ground lease. Non -EAGLE Loan Policy: Any Loan Policy other than an EAGLE Loan Policy. • Non -EAGLE Owner's Policy: Any Owner's Policy other than an EAGLE Owners Policy. • Owners Policy: A policy insuring an owner, opdonee, vendee, or lessee other than a Mobile/Manufactured Home Owner's Policy. • REO (Real Estate Owned): Property currently owned by a lender (or the lender's affiliate, Investor or insurer) that acquired the property through a foreclosure sale or a deed in lieu of foreclosure. The lenders "affiliate" is any person or entity that directly or Indirectly controls, Is controlled by, or Is under common control with the lender. Short Sale: See Definition in Section F. .5- ® 2014 First American Tide Insurance Company. All rights reserved. November 10, 2014 • Western Regional Exceptions (or "WRE"). The following exceptions to coverage for a Non -EAGLE Loan Policy or Non -EAGLE Owner's Policy. 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result In taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an Inspection of the land or which may be asserted by persons In possession thereof, 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5, (a) tinpatented mining claims, (b) reservations or exceptions in patents or in Ads authorizing the issuance thereof, (c) water rights or, claims or We to water, whether or not the natters excepted under (a), (b) or (c) are shown by the public records 6. Any lien or right to a lien for services, labor or material not shown by the public records. ROUNDING UP OF APPLICABLE RATES, FEES AND CHARGES All rates, fees and charges contemplated by this Schedule shall be rounded up to the next dollar at each calculation except as otherwise expressly provided. ENDORSEMENT RATES Rates kr endorsements are sat forth in the appendices to this rate manual as foliovrs: • CLTA Endorsement Rates - Appendix C • FATICO Endorsement Rates - Appendix D • ALTA Endorsement Rates • Appendix E When determining Policy Type for purpose of these appendices, the endorsed policies are either Owner or Loan, and Sher Standard or Extended. For this purpose: • "Standard" means a Non -EAGLE Owner's Policy with WRE or a Non -EAGLE Loan Policy with WRE; and • "Extended" means a Non -EAGLE Owner's Policy without WRE or a NOn^EAGLE Loan Policy without WRE. When an endorsement Is issued for an EAGLE Owner's polity, the rate applicable to a "Standard"Owner's Policy applies, When an endorsement is issued for an EAGLE Loan Policy, the rate applicable to an "Extended" Loan Policy applies .g. 0 2014 First American Tide Insurance Company. All rights reserved. November 10, 2014 Residential Title Fees SECTION A BASIC TITLE INSURANCE RATE The Basic Title Insurance Rate Is set forth In Appendix A. ....11.1...................................................... .......I .................... ,..... SECTION B OWNER'S INSURANCE 8-1) OWNER'S POLICY OTHER THAN THOSE ADDRESS40 IN SUBSECTIONS B-2 THROUGH 11-4 For an Owner's Polity other than an Owner's Polity issued under subsection 8-2, B•3, or 8-4 below, the following rates apply: pollev Tvoe Rate Non -EAGLE Owners toig with WRE 100% of Basic Title Insurance Rate, Minimum 399 EAGLE Owners POA 10% of Basie Tkle nsurance Rake, Minim m 435 Nan•EAGLE Owners Poli wIt17OUt WRE1 125%of Bask Tidi insurance Rate. Minimum S00 SECTION F ESCROW The applicable rates for escrow services shall be determined by the county where the office of the Company handling the escrow Is located and not the county where the property is located, except that the rates for REO escrows described In subsection F-2 below are based on the county where the property Is located, The rates set forth in this Section F are not to be charged on a "per side" basis. However, the charges may be apportioned among the parties to the transaction in accordance with the Instructions of the parties. Services in connection with transactlons Initiated and coordinated by First American Mortgage Services are subject to Section 6 below. LIEFINMONS: BASIC ESCROW SERVICES means the primary escrow services, Including but not limited to: • in the case of escrow in connection with a We transaction other than REO or a New Home Subdivision, optional enrollment by the buyer In the "First American eloroperty Watch" property monitoring service, • document preparation, • electronic document download, • receipt of incoming funds and Issuance of disbursements, whether by check or wire transfer, Including associated wire transfer fear, • overnight delivery, Including associated overnight delivery fees, and • processing of a subordination. BASXCESCROWSERWCESdo not include the following services, the rates for which are set forth in subsection F•7, Miscellaneous Services: • notary fees and signing services, • recording fees, check returned due to insufficient funds, • Interest bearing account set-up, • funds held In escrow over 90 days after either close of escrow or estimated dose of escrow, • additional fee for Escrows involving I&C, § 1031 Exchanges as set forth In subsection F-7 below, fees for services obtained from a third party (other than the Company) and not otherwise specifically included in this Schedule of Fees, specially retained messenger service to accommodate or comply with the Instructions of the parties In a specific transaction for which the Company is Invoiced based on the individual service request, or • transfer tax or any other governmental fees or charges, In addition, BasIcBseraw SeW e" do not Include New loan Services Fees as set forth In subsection F-4 below. Short Salo means a sale transaction In which the proceeds of the sale are Insufficient to satisfy the outstanding obligations secured by the subject property and one or more creditors or lenders agrees to accept less than the amount that is owed on the property in satisfaction of the outstanding loan or loan obligatlons. ,17- 40 2014 First American Title Insurance Company. All rights reserved. November 10, 2014 Residential Escrow Fees (b) ESCROW RE®ION 2: For use in the fallowing counties: Imperial, Inyo, Los Angeles, Mono, Orange, Riverside, San Bernardino, San Diego and Ventura, Transaetlon Amount Up to Rake r_ 50 000 $700 60 000 750 70,000 810 80,000 870 90,000 930 100,000 990 300,000 Add $35 for each $10,000 or fraction above t100.000 2,000,000 Add $30 for each $10,000 or fraction above 300 000 Greater gan 2,000,000 6 790 F-7) MISCELLANEOUS SERVICES The items below are not to be charged when the service is expressly Ind uded in the description of the applicable escrow strAces. Type of Service Rate Check returned due to Insufficient funds $15 per check returned Interest bearing account sat -up $50 par account Funds held in escrow aver 90 days after either close of escrow or estimated close of escrow Monthly fee of $25 Escrows Involving LR.C. § 1031 Exchanges Additional $200 per exchange Component Recording fees, transfer tax or any other governmental fees or charges Actual charge or tax Mra transfer fee $15 per wire Overnight delivery fees - $15 per delivery Document preparation foe $50 per document Electronic document download fee where New Loan Services are not being provided $50 per set of documents Pao per check to pay credit card or other debt not secured by the real property Involved in the escrow $10 per chock Notary fees $10 per signature acknowledgement Fees for services, including but not limited to signing sarv1 obtained from a third party (other than the Company) and for which a s he fee or charge is not assigned for the individual service In this Schedule of Fees Actual charge Y. I., Mrst American Title Insurance Company Commercial Schedule of Fees -2a- 2014 First American Title Insurance Company. All rights reserved. November 10, 2014 GENERAL INFORMATION THIS SCHEDULE OF FEES SHALL NOT BE CONSTRUED AS ESTABLISHING OR CHANGING THE RULES AND PROCEDURES PERTAINING TO THE PRACTICES FOLLOWED BY THE COMPANY. THE RATES CONTAINED IN THIS SCHEDULE OF FEES ARE APPLICABLE ONLY TO THE PRODUCTS AND SERVICES PROVIDED FOR HEREIN, DEFINITIONS • ALTA: American Land Title Association. • Basic Escrow Services; See Definition In Section C-E + Binder: See Section C-3.4 • CLTA: California Land Tide Association, • Commitment ALTA Plain Language Commitment or ALTA Commitment • Company: First American Title Insurance Company and Its authorized agents. • Fair Value: The Fair Value Is the sale price, except that where no sale is Involved, the Fair Value is determined based on available information, but in no event Is less then the sum of all the monetary encumbrances to which the title Is subject. The Company will not Issue title Insurance for less than the Fair Value of the estate or Interest to be Insured or for more than the Fair Value of the estate or Interest to be Insured without approval from PATICO's underwriting department, except that: 1. An Owner's Policy Issued in connection with the purchase of the subject property may be Issued in the amount of the purchase price or the contemplated value of the land with planned improvements; and 2. Where undivided interests in a property are being conveyed or encumbered, a policy may be issued describing such undivided interests and charged for based upon the value of such undivided Interests. • FATICO: First American Title Insurance Company. • Loan Policy: A policy Insuring a lender or assignee of a lender, • Multiple Loan Policies: See subsection C-C-4. • Owner's Policy: A Polity Insuring an owner, optlonee, vendee, or lessee. For the purposes of this commercial Schedule, Owner's Polity does not include an Eagle Owner's Policy as defined in Part I, Residential Schedule of Fees. RED (Real Estate Owned): Property currently owned by a lender (or the lender's affiliate, Investor or insurer) that acquired the property through a foreclosure sale or a deed in lieu of foreclosure, The lender's "affiliate" Is any person or entity that directly or Indirectly controls, Is controlled by, or is under common control with the lender, • Leasehold Policy: Any form of policy where the estate of Interest Insured Is a leasehold estate. 92 0 2014 First American Title Insurance Company. All rights reserved. November 10, 2014 • Western Regional Exceptions (or "WRE"); Standard exceptions from coverage included within various policy forms as a matter of local practice. 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof 3. Easements, liens or encumbrances, or claims thereof, not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims, (b) reservations or exceptions in patents or in Acts authorizing the Issuance thereof, (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records, 6. Any lien or right to a lien for services, labor or material not shown by the public records. ROUNDING UP OF APPLICABLE RATES, FEES AND CHARGES All rates, fees and charges contemplated by this Schedule shall be rounded up to the next dollar at each calculation except as otherwise expressly provided. ENDORSEMENT RATES Rates for endorsements are set forth in the appendices to this rate manual as follows: • [LTA Endorsement Rates - Appendix C FATICO Endorsement Rates • Appendix D • ALTA Endorsement Rates - Appendix E When determining Policy Type for purpose of them appendices, the endorsed policies are either Owner or Loan, and either Standard or Extended, For this purpose: • "Standard" means an Owner's Policy with WRE or a Loan Policy with WRE; and • "Extended" means an Owner's Policy without WRE or a Loan Policy without WRE. - 33 . p 2014 First American Tine insurance Company. All rights reserved. November 10, 2011 Commercial Title Fees SECTION C-A BASIC TITLE INSURANCE RATE The Basic Title Insurance Rate Is set forth in Appendix A ..,..... ... ..—.... .... .... U................................................ I... ........ SECTION C-B OWNER'S INSURANCE C•8-1) OWNER'S POLICY Palley Type I Rate Owner's Policy with Western Regional Exceptions 100% of Basic Title Insurance Rate. Minimum $395 (-with WRE' Owner's Policy without Western Regional 125% of Basic Title Insurance Rate. Minimum $500 Exceptions ("without WRE') SECTION C-E ESCROW Except for rates under Sections C-E-6 (Miscellaneous Services), the escrow rates set forth In this Section constitute the total escrow rate for the given transaction and are not to be charged on a "per side" basis. However, the total escrow rate may be apportioned to either side in accordance with the instructions of the parties. The applicable escrow rates shall be determined by the county where the escrow is being handled and not the county where the property Is located. DEFINITIONS: BASICESCROW S,ERVI'Mmeans the primary escrow services, Including but not limited to: • document preparation, • electronic document download, • receipt of Incoming funds and Issuance of disbursements, whether by check or wire transfer, • overnight delivery, and • processing of a subordination BASIC ESCRO W SERICCES d o n a t include the following services: • notary and signing services, • recording fees, • check returned due to insufficient funds, • interest bearing account set-up, • funds held in escrow over 90 days after either close of escrow or estimated close of escrow, • additional fee for Escrows Involving IKC § 1D31 Exchanges as set forth in subsection C-E-6 below, • fees for services obtained from a third party (other than the Company) and not otherwise specifically Included in this Schedule of Fees, • specially retained messenger service to accommodate or comply with the insuudfens of the parties In a spedfic transaction for which the Company is Invoiced based on the Individual service request, or • transfer tax or any other governmental fees or charges, .yg. Co 2014 First American 71tle Insurance Company. All rlghtsreserved, November 10, 2014 Commercial Escrow Fees (b) ESCROW REGION a: For use in the following counties: Imperial, Inyo, Loa Angeles, Mono, Orange, Riverside, San Bernardino, San Diego, San Luls Obispo, Santo Sorbara and Ventura. Transaction Amount: Up to to $ 60 000 s 635 100000 750 150.00L 600 200000 a30 250,000 900 300 000 950 350,000 1000 400 000 1 0 456 000 1 !fill 500 000 1 15A 550.000 1 1,194 C-E-6) MISCELLANEOUS SERVICES up to t@ $ 600,000 $ 1 380 650,000 1,495 700,000 6 D 750 000 1725 90 tl00 1,040 SSO 000 1 955 900,000 2,070 950 000 21185 1100.010.00 2 300 2 7003/0900 3,20o Unless otherwise Included In an applicable escrow rate, the following rates may appiyc Ivan of Service Rate ChtLreturned due to iruufR 'ent funds 13 er cheek returned Interest bea d n account set: 50 er account Funds held In escrow ova 90 days after either close of oscrow or estimated dose of escrow Monthly fee of $2S s i wWirt LR.C. q 10316 L�chanqq§ Additional 1200 per exalts m nt Recording fees, transfer tax or any other governmental fees or charges Actual charge or tax IMre transfer 5 per wire OVerniaht deliveryfees 15 nor delivery Qoamor re ara0 fee it dotu. ent Eleeon decument down load feewhare Now Loan are net beln rovld $50 per set of documents r chServices Fee peeek to pay credit card or other debt not secured by, the real Property Involved in the escrow $10 per check Fees for services obtalnad from a gird party (other than the Company) and for which a specific fee or charge is not assigned for the Individual service in this Schedule of Fees Actual charge Nato Fees 10 nor sionature ackriowled2gment Guarantees SECTION C•O GUARANTEES C-0-51 LITIGATION GUARANTEE (CLTA GUARANTEE FORM NO. 1) 100% of the Basic This Insurance Rate, based upon the value of the estate or Interest Involved, minimum 095. A Continuation report (CLTA Guarantee Form No. 2) may be issued wlthln twenty-four (24) months from the date of the orlglnal guarantee for p rate of 57S. C-6-6) CHAIN OF TITLE GUARANTEE (CLTA GUARANTEE FORM NO.6) $100, plus $5 for each Item reported. The amount of liability shall be $1,000, For liability amounts in 11KCea5 of $1,000, the rate shall be calculated using the Basic Title Insurance Rote, APPENDIX A BASIC TITLE INSURANCE RATE Policy Amount U Ra UP to Rate up to Rate Uo to Rate Up to Rate 60 000 399 450 000 i 248 840 00O 1868 1 230 000 2 84 1620 000 2 52 7p 000 493 460 000 1 264850,OOO 1883 1240 OQO 2 396 1630 000 2,864 80,000 471 470,000 1284 050,000 1,898 1,250,000 2,408 1640 Ooo 2,876 90.000 508 480 000 1 96 870,000 11913 1,260,000 2,420 1650 000 2 888 100,000 535 490.000 1.31L2 880 000 1,928 1.270.00n 2 432 1660 000 2 900 110,000 559 500.000 1328 890 000 1943 1 280 000 2,444 L 670 000 2.912 20000 581 510.000 1.344 9OO OOQ Y 9S8 1,290,000 2,436 168D OOO 2,924 130,000 603 520,000 1 910 0 1973 13 00 000 2,468 1690 000 2.936 14 626 5 1 poo 1376 920 oO0 1,989 1,310,000 2,480 ! 7 000 2 948 150 000 648 540,000 1392 930,000 2 003 I1,32 p 000 2,492 1 71O 000 2.9606660A72 55p 00 i 408 94 00 2 q 18 1.330.000 2,504 1,720,000 2 972 170,000 694 560 000 1424 950,000 2,033 1,340,000 2,515 1,730,000 2 984 180,600 7 7 570 0Q0 f 440 960,990 048 1350 000 2,528 1,740.000 996 i90 000 739 580 00' 1456 970 000 2 O63 1,360,000 2.540 1 750 000 3,008 00 Qtl0 762 9D 000 i 472 980.000 2,078 i 370 000 2,552 1,760,000 5,019 210 DOD 785 600.000 1486 990,000 2,093 1 38p QO &564 1770 Oq0 03p 220,000 808 610 0O0 15 4 1000 000 2108 1 390 000 2,576 1780 000 3,041 230 000 830 620,000 1,520 1,010.000 2120 1400 O00 2 588 1,790.000 3,052 240,000 8531 630 000 Y 536 1020 000 2132 1410 000 2,600 1800 000 3.0611 250,000 876 640,000 1,552 1,030.000 2144 1420 000 2,612 1810 000 3,074 260,000 899 650 q00 68 104 000 2 156 1430 000 2,624 1820 00O 3,085 270,000 921 660,000 1 S84 1050 000 2 168 1,440.000 636 1830 000 3,056 280,000 99 670,000 16 1060 000 2180 1450 0 0 2 648 1840 000 3 07 290 tl0O 966 680 000 1626 1070 000 2192 14bQ 000 2 660 1 B50 000 3 118 30D 000 990 690,000 1632 1,080,000 000 2 2014 147p 000 2,672 1860 000 3129 310,000 1,007 700 000 1648 1,09D,000 2,216 1480 000 2 684 1.870.000 3140 320 000 1025 71p 000 1 664 1 100 000 2 228 1490 O0tl 2,696 1880 o0D 3151 33Q,000 1043 7 tl 000 1650 1,110,000 2,240 1,50 000 2 7oa 1,890,000 3162 340,000 1 1061 730,00 1,696 1 120 000 2,252 1 510 000 2 720 1900 000 3173 350 000 Y 079 740 000 1 712 1 130 000 2 264 1 520 000 2 732 1910 000 3,184 360,000 1097 750,000 1,728 1,140,000 2,276 1 S 0 00 2,744 920,000 3,195 370,000 1,115 760 OOD 1744 1 P,000 2,288 1540 000 2,756 1 930 000 3,206, 380,000 1 133 770 000 1760 1 16p OQQ 2,300 1,1 50 0 O 2 768 1,110,000 3,217 390,000 1,151 780 p00 1776 1 17 oo Z 3 1560 000 2.780 11 950 000 3,228 400,000 1,168 790.000 1 2 1,180,000 2 324 1570 000 2 792 1960 000 3 239 410 000 1 84 800,000 1808 L 90 000 2,336 1560 000 2,804 1970 000 3 2SO 420 000 1,200 810,000 1,823 1838 1.200.0 00 1,210,0651 2 348 2 360 1590 OOtl f 600 Q00 2 B16 2,828 1980 000 L 990,000 3 61 3 272 430 0p0 1216 820.0001 44no 0 1232 830 000 1853 1220 000 2,372 1610 000 2,840 2 000 Q00 3 283 For policy amounts above $2,000,000 add $6 for each additional $10,000 or fraction thereof. .72. C 2014 First American Title Insurance Company, All rights reserved. November 10, 2014 EXHIBIT C ADDITIONAL IN5URED ENDORSEMENT FOR COMMERCIAL GENERAL LIABILITY POLICY Insurance Company This endorsement modifies such insurance as is afforded by the provisions of Policy # relating to the following: I. The City of Santa Ana, 20 Civic Center Plaza, Santa Ana, California 92701; its officers, employees, agents, volunteers and representatives are named as additional insureds ("additional insureds") with regard to liability and defense of suits arising from the operations and uses performed by or on behalf of the named insured. 2. With respect to claims arising out of the operations and uses performed by or on behalf of the named insured, such insurance as is afforded by this policy is primary and is not additional to or contributing with any other insurance carried, by or for the benefit of the additional insureds. 3. This insurance applies separately to each insured against whom claim is made or suit is brought except with respect to the company's limits of liability. The inclusion of any person or organization as an insured shall not affect any right which such person or organization would have as a claimant if not so included. 4. With respect to the additional insureds, this insurance shall not be cancelled, or materially reduced in coverage or limits except after thirty (30) days written notice has been given to the City of Santa Ana, 20 Civic Center Plaza, Santa Ana, California 92701. (Completion of the following, including countersignature, is required to make this endorsement effective.) Effective Policy # Issued to this endorsement form as a part of Named Insured Countersigned by Cull Authorized Representative MAYOR Miguel A. Pulido MAYOR PRO TEM Snl Tinajero COUNCIL MEMBERS F. David 13enavides Angelica Aomwuo Michclr C Mm[incz V inccn�1'. Sunnienw Roman A. Revna CITY OF SANTA ANA FINANCE & MANAGEMENT SERVICES AGENCY 20 CIVIC CENTER PLAZA, P.O. BOX 1988 M-16 SANTA ANA, CA 92702 PHONE: (714) 647-6941 FAX: (714) 647-6944 CITY MANAGER David Cavazos CITY ATTORNEY Sonia R. Carvalho CLERK. OF THE COUNCIL Maria D. lluizai The Tax Equity & Fiscal Responsibility Act of 1982 and Backup withholding Regulations of 1983 require us to have a Social Security or Federal Tax Identification Number (TIN) on file for all vendors subject to form 1099 reportable payments. Please print, sign and return this form, along with your completed and signed W-9 (attached) in order to allow us to process purchase orders and payments. Business Name First American Title DBA (if applicable) Purchase -From Address ( First American Title _ 4 First American Way Santa Ana, CA 92707 Phone 1714-250-4958 Fax 714-913-6358 Email I ereardon@firstam.com Web Address � off Payment Terms I upon receipt Remit -To Address First American Title 4 First American Way Santa Ana, CA 92707 Sign Here cF— Title I en(Frank LaBlanc - Vice Presidt/Op erations — I Form Request for Taxpayer Give Form to the (Rev. August Identification Number and Certification requester. Do not in. T Cteinal not of the Treasury Internal Revenue Served SErld fO the IRS. MlmelllaIi the W,7,r youri3O/l�l,C tax retnln) —' � Business name/disregarded entity name If different from above m m n Check appropriate box for federal tax p eificatlon: 5 Exemptions (see Instructions)', a ❑ Individual/sole proprietor C oration p p p ❑ S Corporation ❑ Partnership ❑ Trust/estate a c o Exempt payee code (if any) oL ❑ Limited liability company. Enter the tax classifleation (C=C corporation, S=S corporation, P=partnership) P Exemption from FATCA reporting c code (if any) Q. ❑ Other (sae instructions) ;r Addrress��s (number, street, and apt. or suite no.) Requester's name and address (optional) Cityyate, and ZIP code >.'�y'� List account numbers) here (optional) • . Taxpayer Identification Number (TIN) Enter your TIN in the appropriate box. The TIN provided must match the name given on the "Name" line Social security number avoid backup withholding. For individuals, this is your social security numberHowever, for a re resident alien, sole proprietor, or disregarded entity, see the Part I instructions onn page 3. For other -m �n entities, it is your employer identification number FIN). If you do not have a number, see How to gate TIN on page 3. Note. If the account is in more than one name, see the chart on page 4 for guidelines on whose Employer identification number number to enter. /ICI rx mil ®.... Under penalties of perjury, I certify that: 1. The number shown on this form is my correct taxpayer identification number for I am waiting for a number to be issued to me), and 2. 1 am not subject to backup withholding because: (a) I am exempt from backup withholding, or lb) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or to) the IRS has notified me that I am no longer subject to backup withholding, and 3. 1 am a U.S. citizen or other U.S. person (defined below), and 4. The FATCA coddle) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct, Certification instructions. You must cross out item 2 above if you have been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return. For real estate transactions, item 2 does not apply. For mortgage interest paid, acquisition or abandonment of secured property, cancellation of debt, contributions to an individual retirement arrangement (IRA), and generally, payments other than interest and dividends, you are not required to sign the certification, but you must provide your correct TIN. See the instructions on page 3Z--"'-~ ,_ Sign Signature of Here I U.S. person Ir General Instructions Section references are to the Internal Revenue Code unless otherwise noted. Future developments. The IRS has created a page on IRS.gov for information about Form W-9, at www.irs.gov/uv9. Information about any future developments affecting Form W-9 (such as legislation enacted after we release it) will be posted on that page. Purpose of Form A person who is required to his an information return with the IRS must obtain your correct taxpayer identification number (TIN) to report, for example, income paid to you, payments made to you in settlement of payment card and third party network transactions, real estate transactions, mortgage interest you paid, acquisition or abandonment of secured property, cancellation of debt, or contributions you made to an IRA. Use Form W-9 only if you are a U.S. person (including a resident alien), to provide your correct TIN to the person requesting it (the requester) and, when applicable, to: 1. Certify that the TIN you are giving Is correct (or you are. waiting for a number to be issued), 2. Cattily that you are not subject to backup withholding, or 3. Claim exemption from backup withholding if you are a U.S. exempt payee. If applicable, you are also certifying that as a U.S. person, your allocable share of any partnership income from a U.S. trade or business is not subject to the Date li� t) L..) _. 770 `MV I !;— withholding tax on foreign partners' share of effectively connected income, and 4. Certify that FATCA coasts) entered on this form (if any) Indicating that you are exempt from the FATCA reporting, is correct. Note. If you are a U.S. person and a requester gives you a form other than Form W-9 to request your TIN, you must use the requester's form if it is substantially similar to this Form W-9. Definition of a U.S. person. For federal tax purposes, you are considered a U.S. person if you are: • An individual who la a U.S. citizen or U.S. resident alien, • A partnership, corporation, company, or association created or organized in the United States or under the laws of the United States, • An estate (other than a foreign estate), or • A domestic trust (as defined In Regulations section 301.7701-7). Special rules for partnerships. Partnerships that conduct a trade or business In the United States are generally required to pay a withholding tax under section 1446 on any foreign partners' share of effectively connected taxable income from such business. Further, in certain cases where a Form W-9 has not been received, the rules under section 1446 require a partnership to presume that a partner is a foreign person, and pay the section 1446 withholding tax. Therefore, if you are a U.S. person that Is a partner in a partnership conducting a trade or business in the United States, provide Form W-9 to the partnership to establish your U.S. status and avoid section 1446 withholding on your share of partnership income. Car. No. 10231X Form W-9 (Rev. 8-2013) Form W-9(Rev. 8-2013) In the cases below, Hie following person must give Form W-9 to the partnership for purposes of establishing its U.S. status and avoiding withholding on its allocable all of net Income from the partnership conducting a trade or business in the United States: • In the case of a disregarded entity with a U.S. owner, the U.S. owner of the disregarded entity and not the entity, • In the case of a grantor trust with a U.S. grantor or other U.S. owner, generally, the U.S. grantor or other U.S. owner of the grantor trust and not the trust, and • In the case of a U.S. trust (other than a grantor trust), the U.S. trust (other than a grantor trust) and not the beneficiaries of the trust. Foreign person. If you are a foreign person or the U.S. branch of a foreign bank that has elected to be treated as a US. person, do not use Form W-9. Instead, use the appropriate Form W-8 or Form 8233 (see Publication 515, Withholding of Tax on Nonresident Aliens and Foreign Entities). Nonresident alien wlie becomes a resident alien. Generally, only a nonresident alien individual may use the terns of a tax treaty to reduce or eliminate U.S. tax on certain types of Income. However, most tax treaties contain a provision known as a "saving clause." Exceptions specified in the saving clause may permit an exemption from tax to continue for certain types of income even after the payee has otherwise become a U.S. resident alien for tax purposes. If you are a U.S. resident alien who is relying on an exception contained In the saving clause of a tax treaty to claim an exemption from U.S. tax on certain types of Income, you must attach a statement to Form W-9 that specifies the following five Items: 1. The treaty country. Generally, this must be the same treaty under which you claimed exemption from tax as a nonresident alien. 2. The treaty article addressing the income. 3. The article number (or location) in the tax treaty that contains the saving clause and its exceptions. 4. The type and amount of income that qualifies for the exemption from tax. 5. Sufficient facts to justify the exemption from tax under the terms of the treaty article. Example. Article 20 of the U.S.-China income tax treaty allows an exemption from tax for scholarship income received by a Chinese student temporarily present in the United States, Under U.S. law, this student will become a resident alien for tax purposes If his or her stay in the United States exceeds 5 calendar years. However, paragraph 2 of the first Protocol to the U.S.-China treaty (dated April 30, 1984) allows the provisions of Article 20 to continue to apply even after the Chinese student becomes a resident alien of the United States. A Chinese student who qualifies for this exception (under paragraph 2 of the first protocol) and is relying on this exception to claim an exemption from tax on his or her scholarship or fellowship Income would attach to Form W-9 a statement that Includes the information described above to support that exemption. If you are a nonresident alien or a foreign entity, give the requester the appropriate completed Form W-8 or Form 8233. What is backup withholding? Persons making certain payments to you must under certain conditions withhold and pay to the IRS a percentage of such payments. This Is called "backup withholding." Payments that may be subject to backup withholding include interest, tax-exempt interest, dividends, broker and barter exchange transactions, rents, royalties, nonemployee pay, payments made In settlement of payment card and third party network transactions, and certain payments from fishing boat operators. Real estate transactions are not subject to backup withholding. You will not be subject to backup withholding on payments you receive If you give the requester your correct TIN, make the proper certifications, and report all your taxable interest and dividends on your tax return. Payments you receive will be subject to backup withholding if: 1. You do not furnish your TIN to the requester, 2. You de not certify your TIN when required (see the Part II Instructions on page 3 for details), 3. The IRS tells the requester that you furnished an incorrect TIN, 4. 1'lie IRS tells you that you are subject to backup withholding because you did not report all your interest and dividends on your tax return (for reportable interest and dividends only), or 5. You do not certify to the requester that you are not subject to backup withholding under 4 above (for reportable Interest and dividend accounts opened after 1983 only). Certain payees and payments are exempt from backup withholding. See Exempt payee code on page 3 and the separate Instructions for the Requester of Form W-9 for more information. Also see Special rules for partnerships on page 1. What is FATCA reporting? The Foreign Account Tax Compliance Act (FATCA) requires a participating foreign financial institution to report all United Slates account holders that are specified United States persons. Certain payees are exempt from FATCA reporting. See Exemption from FATCA reporting code on page 3 and the Instructions for the Requester of Form W-9 for more information, Page 2 Updating Your Information You most provide updated Information to any person to whom you claimed to be an exempt payee if you are no longer an exempt payee and anticipate receiving reportable payments in the future from this person. For example, you may need to provide updated information If you are a C our that elects to be an S corporation, or if you no longer are tax exempt. In addition: you must furnish a new Form W-9 If the name or TIN changes for the account, for example, if the grantor of a grantor trust dies. Penalties Failure to furnish TIN. If you fail to furnish your correct TIN to a requester, you are subject to a penalty of $50 for each such failure unless your failure is due to reasonable cause and not to willful neglect. Civil penalty for false information with respect to withholding. If you make a false statement with no reasonable basis that results in no backup withholding, you are subject to a $500 penalty. Criminal penalty for falsifying information. Willfully falsifying certifications or affirmations may subject you to criminal penalties including fines and/or imprisonment. Misuse of TINS. If the requester discloses or uses TINS in violation of federal law, the requester may be subject to civil and criminal penalties. Specific Instructions Name If you are an individual, you must generally enter the name shown on your Income tax return. However, if you havechanged your last name, for instance, due to marriage without Informing the Social Security Administration of the name change, enter your first name, the last name shown on your social security card, and your new last name. If the account is in joint names, list first, and then circle, the name of the person or entity whose number you entered In Part I of the form. Sole proprietor. Enter your individual name as shown on your Income tax return on the "Name" line. You may enter your business, trade, or "doing business as BSA)" name on the "Business name/disregarded entity name" line. Partnership, C Corporation, or S Corporation. Enter the entity's name on the "Name" line and any business, trade, or "doing business as (DBA) name" on the "Business name/disregarded entity name" line. Disregarded entity. For U.S, federal tax purposes, an entity that is disregarded as an entity separate from its owner is treated as a "disregarded entity." See Regulation section 301.7701-2(c)(2)(iii). Enter the owner's name on the "Name" line. The name of the entity entered on the "Name" line should never be a disregarded entity. The name on the "Name" line must be the name shown on the Income tax return on which the Income should be reported. For example, if a foreign LLC that Is treated as a disregarded entity for U.S. federal tax purposes has a single owner that is a U.S. person, the U.S. owner's name is required to be provided on the "Name" line. If the direct owner of the entity is also a disregarded entity, enter the first owner that is not disregarded for federal tax purposes. Enter the disregarded entity's name on the "Business name/disregarded entity name" line. If the owner of the disregarded entity is a foreign person, the owner must complete an appropriate Form W-8 instead of a Form W-9. This is the case even if the foreign person has a U.S. TIN. Note. Check the appropriate box for the U.S. federal tax classification of the person whose name is entered on the "Name" line (Individual/sole proprietor, Partnership, C Corporation, S Corporation, Trustlestate). Limited Liability Company (LLC). If the person identified on the "Name" line is an LLC, check the "Limited liability company" box only and enter the appropriate code for the U.S. federal tax classification in the space provided. If you are an LLC that is treated as a partnership for U.S. federal tax purposes, enter "P" for partnership. If you are an LLC that has filed a Form 8832 or a Form 2553 to be taxed as a corporation, enter "C" for C corporation or "S" for S corporation, as appropriate. If you are an LLC that is disregarded as an entity separate from its owner under Regulation section 301.7701-3 (except for employment and excise tax), do not check the LLC box unless the owner of the LLC (required to be identified on the "Name" line) is another LLC that is not disregarded for U.S. federal tax purposes. If the LLC is disregarded as an entity separate from its owner, enter the appropriate tax classification of the owner identified on the "Name" line Other entities. Enter your business name as shown on required U.S. federal tax documents on the "Name" line. This name should match the name shown on the charter or other legal document creating the entity. You may enter any business, trade, or DBA name on the "Business name/disregarded entity name" line. Exemptions If you are exempt from backup withholding and/or FATCA reporting, enter In the Exemptions box, any socials) that may apply to you. See Exempt payee code and Exemption from FATCA reporting code on page 3. - Form W-9 (Rev. 8-2013) Exempt payee code. Generally, individuals (including sole proprietors) are not exempt from backup withholding. Corporations are exempt from backup withholding for certain payments, such as Interest and dividends. Corporations are not exempt from backup withholding for payments made in settlement of payment card or third party network transactions. Note. If you are exempt from backup withholding, you should still complete this form to avoid possible erroneous backup withholding, l'he fallowing codes identify payees that am exempt from backup withholding: 1—An organization exempt from tax under section 501(a), any IRA, of a "circular account under section 403(b)(7) If the account satisfies the requirements of section 401(f)(2) 2—The United States or any of its agencies or Instrumentalities 3—A state, the District of Columbia, a possession of the United States, or any of their political subdivisions or instrumentalities 4--A foreign government or any of its polltical subdivislons, agencies, or instrumentalities 5—A corporation 6—A dealer in securities or commodities required to register in the United States, the District of Columbia, or a possession of the United States 7—A futures commission merchant registered with the Commodity Futures Trading Commission 8—A real estate investment trust 9—An entity registered at all limes during the tax year under the Investment Company Act of 1940 10—A common trust fund operated by a bank under section 584(a) 11 —A financial institution 12—A middleman known in the investment community as a nominee or custodian 13—A trust exempt from tax under section 664 or described in section 4947 The following chart shows types of payments that may be exempt from backup withholding. The chart applies to the exempt payees listed above, 1 through 13. IF the payment is for... THEN the payment is exempt for... Interest and dividend payments All exempt payees except for 7 Broker transactions Exempt payees 1 through 4 and 6 through 11 and all C corporations. S carporations must not enter an exempt payee code because they are exempt only for sales of noncovered securities acquired prior to 2012. Barter exchange transactions and Exempt payees 1 through 4 patronage dividends Payments over $600 required to be Generally, exempt payees reported and direct sales over $5,000' 1 through 5s Payments made in settlement of Exempt payees 1 through 4 payment card or third party network transactions See Form 1099-MISC, Miscellaneous Income, and its instructions. However, the following payments made to a corporation and reportable on Form 1099-MISC are not exempt from backup withholding: medical and health care payments, attorneys' fees, gross proceeds paid to an attorney, and payments for services paid by a federal executive agency, Exemption from FATCA reporting code. The following codes identify payees that are exempt from anal under FATCA. These codes apply to persons submitting this farm for accounts maintained outside of the United States by certain foreign flnanclal Institutions. Therefore, If you are only submitting this form for an account you hold In the United States, you may leave this field blank. Consult with the person requesting this form if you are uncertain If the financial institution Is subject to these requirements. A —An organization exempt from tax under section 501(a) or any individual retirement plan as defined In section 7701(a)(37) B--l'he United States or any of its agencies or instrumentalities C—A state, the District of Columbia, a possession of the United States, or any of their political subdivisions or instrumentalities D—A corporation the stock of which is regularly traded on one or more established securities markets, as described in Reg. section 1.1472-1(c)(1)(1) E—A corporation that is a member of the same expanded affiliated group as a corporation reentered in Reg. section 1.1472-1(c)(1)(1) F—A dealer In securities, commodities, or derivative financial instruments (including notional principal contracts, futures, forwards, and options) that is registered as such under the laws of the United States or any state G—A real estate investment trust H—A regulated investment company as defined in section 851 or an entity registered at all times during the tax year under the Investment Company Act of 1940 I --A common trust fund as defined in section 584(a) J—A bank as defined in section 581 I( —A broker L—A trust exempt from tax under section 664 or described in section 4947(a)(1) M—A tax exempt trust under a section 403(b) plan or section 457(g) plan Part I. Taxpayer Identification Number (TIN) Enter your TIN in the appropriate box. If you are a resident alien and you do not have and are not eligible to get an SSN, your TIN is your IRS individual taxpayer identification number (ITIN). Enter it In the social security number box. If you do not have an If see How to get a TIN below. If you are a sale proprietor and you have an EIN, you may enter either your SSN or EIN. However, the IRS prefers that you use your SSN. If you are a single -member LLC that Is disregarded as an entity separate from its owner (see Limited Liability Company (LLC) on page 2), enter the owner's SSN (or EIN, if the owner has one). Do not enter the disregarded entity's EIN. If the LLC is classified as a corporation or partnership, enter the entity's EIN. Note. See the chart on page 4 for further clarification of name and TIN combinations. How to get a TIN. If you do not have a TIN, apply for one immediately. To apply for an SSN, get Form SS-5, Application for a Social Security Card, from your local Social Security Administration office or get this form online at www.ssa.gov. You may also get this form by calling 1-800-772-1213. Use Form W-7, Application for IRS Individual Taxpayer Identification Number, to apply for an ITIN, or Form SS-4, Application for Employer Identification Number, to apply for an EIN. You can apply for an EIN online by accessing the IRS website at www.lrs.gov/businesses and clicking on Employer Identification Number (EIN) under Starting a Business. You can get Forms W-7 and SS-4 from the IRS by vlsiting IRS.gov or by calling 1-800- TA%-FORM (1-800-829-3676). If you are asked to complete Form W-9 but do not have a TIN, apply for a TIN and write "Applied For" in the space for the TIN, sign and date the form, and give it to the requester. For interest and dividend payments, and certain payments made with respect to readily tradable instruments, generally you will have 60 days to get a TIN and give it to the requester before you are subject to backup withholding on payments. The 60-day rule does not apply to other types of payments. You will be subject to backup withholding on all such payments until you provide your TIN to the requester. Note. Entering "Applied For" means that you have already applied for a TIN or that you intend to apply for one soon. Caution: A disregarded U.S. entity that has a foreign owner must use the appropriate Form W-8. Part II. Certification To establish to the withholding agent that you are a U.S. person, or resident alien, sign Farm W-9. You may be requested to sign by the withholding agent even if items 1, 4, or 5 below indicate otherwise. For a joint account, only the person whose TIN Is shown in Part I should sign (when required). In the case of a disregarded entity, the person Identified on the "Name" line must sign. Exempt payees, see Exempt payee code earlier. Signature requirements. Complete the certification as indicated in items 1 through 5 below. 1. Interest, dividend, and barter exchange accounts opened before 1984 and broker accounts considered active during 1983. You must give your correct TIN, but you do not have to sign the certification. 2. Interest, dividend, broker, and barter exchange accounts opened after 1983 and broker accounts considered inactive during 1983. You must sign the certification or backup withholding will apply. If you are subject to backup withholding and you are merely providing your correct TIN to the requester, you must or out item 2 in the certification before signing the form. 3. Real estate transactions. You must sign the certification. You may areas out item 2 of the certification. 4. Other payments. You must give your correct TIN, but you do not have to sign the certification unless you have been notified that you have previously given an incorrect TIN. "Other payments" include payments made in the course of the requester's trade or business for rents, royalties, goods (other than bills for merchandise), medical and health care services (including payments to corporations), payments to a nonemployee for services, payments made in settlement of payment card and third party network transactions, payments to certain fishing boat crew members and fishermen, and gross proceeds paid to attorneys (including payments to corporations), 5. Mortgage interest paid by you, acquisition or abandonment of secured property, cancellation of debt, qualified tuition program payments (under section 529), IRA, Coverdell £SA, Archer MSA or NSA contributions or distributions, and pension distributions. You must give your correct TIN, but you do not have to sign the certification. Form W-9 (Rev. 8-2013) What Name and Number To Give the Requester - For (iris type of account --I Give name and SSN oF.,_. 1. Intl Individual The intliJduel 'i 2. 1'wo of more individuals (joint The achy ow nor of the account or, coconut) 'il combin +d t nds, the first individual on the account' 3. Custodian account of amine, The minor' (Uniform Gift to Minors Act) 4, a. The usual revocable savings The grantor -trustee' trust (grantor is also trustee) b. So-called trust account that is The actual owner' not a legal or valid trust under state law 5. Sale proprietorship or disregarded The owner' entity owned by an individual 6. Grantor trust filing under Optional The grantor" Form 1099 Filing Method 1 (see Regulation section 1.671-4(b)(2)@(A)) For this type of account: Give name and EIN of: 7. Disregarded entity not owned by an The owner Individual 8. A valid trust, estate, or pension trust Legal entity 9. Corporation or LLC electing The corporation corporate status on Farm 8832 or Form 2553 10. Association, club, religious, The organization charitable, educational, or other tax-exempt organization 11. Partnership or multi -member LLC The partnership 12. A broker or registered nominee The broker or nominee 13. Account with the Department of The public entity Agriculture in the name of a public entity (such as a state or local government, school district, or prison) that receives agricultural program payments 14. Grantor trust filing under the Form The trust 1041 Filing Method or the Optional Form 1099 Filing Method 2 (see Regulation section 1.671-4(b)(2)(I)(El List first and cbole the name of the person whose number you furnish. If only one person on a joint account has an SSN, that person's number must be furnished. 'Circle the minor's name and furnish the minor's SSN. ' You must show your individual name and you may also enter your business or "DRA" name on the "Business name/disregarded entity" name line. You may use either your SSN or EIN (if you have one), but the IRS amcoumges you to use your SSN. n List first and circle the mama of the Imst, estate, or pension trust. (Do not furnish the TIN of the personal representative or trustee unless the legal entity itself is not designated in the accurst title.) Also see Special rules forpartnershlpson page 1, 'Note. Grantor also must provide a Form W-8 to throve of trust. Page 4 Note. If no name is circled when more than one name is listed, the number will be considered to be that of the first name listed. Secure Your Tax Records from Identity Theft Identity theft occurs when someone uses your personal Information such as your name, social security number (SSN), or other identifying Information, without your permission, to commit fraud or other crimes. An identity thief may use your SSN to get at job or may file a tax return using your SSN to receive a refund. To reduce your risk'. • Protect your SSN, • Ensure your employeris protecting your SSN, and • Be careful when choosing a tax preparer. If your tax records are affected by identity theft and you receive a notice from the IRS, respond right away to the name and phone number printed on the IRS notice or letter. If your tax records are net currently affected by identity theft but you think you are at risk due to a lost or stolen purse or wallet, questionable credit card activity or credit report, contact the IRS Identity Theft Hotline at 1-800-908-4490 or submit Form 14039. For more information, see Publication 4535, Identity Theft Prevention and Victim Assistance. Victims of identity theft who are experiencing economic harm or a system problem, or are seeking help in resolving tax problems that have not been resolved through normal channels, may be eligible for Taxpayer Advocate Service (TAS) assistance. You can reach TAS by calling the TAS tall -free case intake line at 1-877-777-4778 or TTY/TDD 1-800-829-4059, Protect yourself from suspicious emails or phishing schemes. Phishing is the creation and use of small and websites designed to mimic legitimate business emails and websites. The most common act is sending an email to a user falsely claiming to be an established legitimate enterprise in an attempt to scam the user Into surrendering private information that will be used for identity theft. The IRS does not Initiate contacts with taxpayers via emails. Also, the IRS does not request personal detailed Information through email or ask taxpayers for the PIN numbers, passwords, or similar secret access information for their credit card, bank, or other financial accounts. If you receive an unsolicited email claiming to be from the IRS, forward this message to phishlog®Irs.gov. You may also report misuse of the IRS name, logo, or other IRS property to the Treasury Inspector General for Tax Administration at 1-800-366-4484, You can forward suspicious smalls to the Federal Trade Commission at: spam@uce.gov or contact them at www.ftc.gov/itltheft or 1-877- IDTHEFT (1-877-438-4338). Visit IRS.gov to learn more about identity theft and how to reduce your risk. Privacy Act Notice Section 6109 of the Internal Revenue Code requires you to provide your correct TIN to persons (Including federal agencies) who are required to file Information returns with the IRS to report interest, dividends, or certain other income paid to you; mortgage interest you paid; the acquisition or abandonment of secured property; the cancellation of debt; or contributions you made to an IRA, Archer MSA, or NSA. The person collecting this farm uses the information on the form to file information returns with the IRS, reporting the above information. Routine uses of this Information Include giving It to the Department of Justice for civil and criminal litigation and to cities, states, the District of Columbia, and U.S. commonwealths and possessions for use In administering their laws. 1'he information also may be disclosed to other countries under a treaty, to federal and state agencies to enforce civil and criminal laws, or to federal law enforcement and Intelligence agencies to combat terrorism. You must provide your TIN whather or not you are required to file a tax return. Under section 3406, payers must generally withhold a percentage of taxable Interest, dividend, and certain ether payments to a payee who does not give a TIN to the payer. Certain penalties may also apply for providing false or fraudulent information. ACOIR" CERTIFICATE OF LIABILITY INSURANCE DATE (MMI°° YYY, i75t0472U15 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW, THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER, IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT AME' NPHX Marsh Rlsk & Insurance Services aAic 17901 Von Kazman Avenus#1100 AONNe et _ No: -E-Ni (949) 399-5800 Licenore #0437153 ADDRESS: Was, CA 92614 INSUREftIs AFFORDING COVERAGEW27q2O 318366.1ntCR-FL� Ib-16 INSURER A: National Unbn Fire Insurance Co. of Pittsburgh, FA .. __...... ....._.____ INSURED INSURER B: Lexington Insurance Company First American Financial Corporation HartfoN Flre insurance Co First American Title]I Soared Company INSURER C: 1 First American Way INSURER D: NIASanta Ana, CA 92707 Trumbull Insurance Company INSURER EINSURER F: NIA cnvFRAGFR CERTIFICATE NUMBER: LOS-001666119-04 REVISION NUMBER: 16 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, PERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS MAY HAVE BEEN REDUCED BY PAID CLAIMS, _SHOWN ILTR TYPEOF INSURANCE ADDL SUER ep LTR POLICY NUMBER MROI/DRY YYY MOtDD1YVYY LIMITS —T C s GENERALLABILrrY Y2CSER32S11 04i1912015 001016 _ EACH OCCURRENCE $ 1,t)00,000 I DAMAGETORENTED 1�Q'}G30 X CGAd,41ERCiAI GENERAL LIABILITY PREMISES Eac a deco' CLAIMS -MADE I X I OCCUR MED EXP (Any one person) $ _ NSA PERSONAL &ADV INJURY $ GENERAL AGGREGATE $ 2,000,000 GEN L AGGREGArE LIMIT APPLIES PER: —� PRODUCTS - COMP/OP AGG $ ... 2,000,000 X POLICY_..... PRO- OC $ C AUTOMOBILE I...IABILITY 72CSERJ2909 04/19/2016 fill/0112016 COMBINED SINGLE LIMIT Ea accident $ 3,000,000 X ANY AUTO BODILY INJURY (Per person) $ ALL OWNED SCHEDULED BODILY INJURY (Per accident)$ AUTOS h._._� AUr05 NON -OWNED PROP ERTY DAMAGE $ HIREC AUTOS AUTOS Per arcd nd i $ A I X I UMaRELAUAB X OCCUR CE24250560 04i19120[5 ORV2016 EACH OCCURRENCE S 5,000,000 EXCESS LIAR CLAlMS1NtDE AGGREGATE $ 5' 000,000 DOD RETENTION$ $ E WORKERS COMPENSATION 72WNR32908 0471972015 041191201E X wC srATu- aTH- E AND EMPLOYERS'LIABILITY 12WNR32968 04119/2016 0610112016 I 1,000,000 ANY PROPME] ORIPARTNERIEXECUTIVE NIA OFFICERIMEMeBR EXCW DED? EL EACH ACCIDENT S 1,000,000 I(MandaMry In NI11 E. L. DISEASE - EA EMPLOYE $ If yes, rose dD under 1,000,000 ❑ESCRIPTIC/N OF OPERATIONS hale. E.L. DISEASE -POLICY LIMIT $ B Internet LiabilllylCybar Risk 01-146-5403 05/01/2014 06/0112015 Each Claim 10,000,000 $1,000,000 SIR — DESCRIPTION OF OPERATIONS LOCATIONS I VEHICLES (Attach ACORD 1e1, Hdditlonal Remarks Schedule, If more apace is required) See Attached - Page 2 Corti Holder is iM9uced as additional [Ranted where required by written evirmut with respect to General and Auto LlabWty. DR City of Santa Ana 20 Civic Center Plaza Santa Ana, CA 92701 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE of Marsh Risk & Insurance Services Lisa J. Chalellier ACCIRn All rirr racervR.ri_ ACORD 26 (2010105) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: 318366 LOC *: Los Angeles �co2o® ADDITIONAL REMARKS SCHEDULE Page 2 of 2 AGENCY NAMED INSURED Marsh Risk & Insurance Services First American Financial Corporation FlrstAmerican Title Insurance Company 1 First American Way POLICY NUMBER Santa Ana, CA 92707 CARRIER NAIC CODE EFFECTIVE DATE: THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE: Certificate Of Liability Insurance Policy Covers: Professional LlabritylE&c Clalmsmade form Policy Details', Insr Ur: B Lexington Insurance Company Policy #', 01-145-70-67 Eft. Dates: 6/l/14 911/15 Units: SIR/Retro Dates various per policy Limit (Each Claim) $10,000,000 per occurrence 1$10,000,000 aggregate Policy Covers: CrimelFidelity Bond Policy Details', Insr Ltr: A National Union Fire Insurance Company of Pittsburgh, PA Policy N', 01-565-47-19 EIL Dates: 9/30114 - 9/30/15 Limits: $10,000.000 per occurrence / $10,000,000 aggregate AUUKU 9Ul (ZUUG/U9) V ZUUS AUUKU UUKHUKA I IUN. All rlgnts reserved. The ACORD name and logo are registered marks of ACORD POLICY NUMBER: 72 csr; P32911 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Or Or anization s : Designated Project(s) Or Location(s) Of Covered Operations: Any person or organization from whom you are required by written contract or age-eement. Information required to complete this Schedule, if not shown above, will be shown in the Declarations. A. VMth respect to those person(s) or organization(s) (3) In connection with "your work" for the shown in the Schedule above when you have additional insured at the project(s) or agreed in a written contract or written agreement location(s) designated in the Schedule to provide insurance such as is afforded under this and included within the "products - policy to them, Subparagraph f., Any Other completed operations hazard", but only if: Party, under the Additional Insureds When (a) The written contract or written Required By Written Contract, Written agreement requires you to provide Agreement Or Permit Paragraph of Section II — such coverage to such additional Who Is An Insured is replaced with the following: insured at the project(s) or location(s) f. Any Other Party designated in the Schedule; and Any other person or organization who is, not (b) This Coverage Part provides an insured under Paragraphs a. through e. coverage for "bodily injury" or above, but only with respect to liability for "property damage" included within the "bodily injury", "property damage" or "personal "products -completed operations and advertising injury" caused, in whole or in hazard". part, by your acts or omissions or the acts or The insurance afforded to the additional omissions of those acting on your behalf: insured shown in the Schedule applies: (1) In the performance of your ongoing (1) Only if the "bodily injury" or 'property operations for such additional insured at damage" occurs, or the 'personal and the projects) or location(s) designated in advertising injury" offense is committed: the Schedule; (a) During the policy period; and (2) In connection with your premises owned (b) Subsequent to the execution of such by or rented to you and shown in the written contract or written agreement; Schedule; or and Form HIS 24 80 07 13 Page 1 of 2 © 2013, The Hartford (Includes copyrighted material of Insurance Services Office, Inc., with its permission) (c) Prior to the expiration of the period of time that the written contract or written agreement requires such insurance be provided to the additional insured. (2) Only to the extent permitted by law; and (3) VNII not be broader than that which you are required by the written contract or written agreement to provide for such additional insured. With respect to the insurance afforded to the person(s) or organization(s) that are additional insureds under this endorsement, the following additional exclusion applies: This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of, or the Failure to render, any professional architectural, engineering or surveying services, including: (1) The preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders, designs or specifications; or (2) Supervisory, inspection, architectural or engineering activities. The limits of insurance that apply to the additional insured shown in the Schedule are described in the Limits Of Insurance section. How this insurance applies when other insurance is available to the additional insured is described in the Other Insurance Condition in Section IV — Commercial General Liability Conditions, except as otherwise amended below. B. With respect to insurance provided to the person(s) or organization(s) that are additional insureds under this endorsement, the When You Add Others As An Additional Insured To This Insurance subparagraph, under the Other Insurance Condition of Section IV — Commercial General Liability Conditions is replaced with the following: When You Add Others As An Additional Insured To This Insurance (a) Primary Insurance When Required By Contract This insurance is primary if you have agreed in a written contract or written agreement that this insurance be primary. If other insurance is also primary, we will share with all that other insurance by the method described in Paragraph (c) below. This insurance does not apply to other insurance to which the additional insured in the Schedule has been added as an additional insured. (b) Primary And Non -Contributory To Other Insurance When Required By Contract This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that: (i) The additional insured in the Schedule is a Named Insured under such other insurance; and (ii) You have agreed in a written contract or written agreement that this insurance would be primary and would not seek contribution from any other insurance available to the additional insured in the Schedule. (c) �Iethod Of Sharing If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach, each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. All other terms and conditions in the policy remain unchanged. Page 2 of 2 Form HIS 24 80 07 13 COMMERCIAL AUTOMOBILE HA 99 16 03 12 THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. COMMERCIAL AUTOMOBILE BRiAM FORM ENDORSEMENT This endorsement modifies insurance provided under the following: BUSINESS AUTO COVERAGE FORM To the extent that the provisions of this endorsement provide broader benefits to the "insured" than other provisions of the Coverage Form, the provisions of this endorsement apply. 1. BROAD FORM INSURED d. Any "employee" of yours while using a A. Subsidiaries and Newly Acquired or covered "auto" you don't own, hire or Formed Organizations borrow in your business or your The Named Insured shown in the personal affairs. Declarations is amended to include: C. Lessors as Insureds (1) Any legal business entity other than a Paragraph A. 1. - WHO IS AN INSURED - of partnership or joint venture, formed as a Section 11 - Liability Coverage is amended to subsidiary in which you have an add: ownership inlerest of more than 50% on e. The lessor of a covered "auto" while the the effective date of the Coverage Form. "auto" is leased to you under a written h-lowever, the Named Insured does no[ agreement if: include any subsidiary that is an "insured" (1) The agreement requires you to under any other automobile "insured" provide direct primary insurance for policy or would be an under the lessor and such a policy but for its termination or the exhaustion of its Limit of Insurance. (2) The "auto" is leased without a driver. (2) Any organization that is acquired or Such a leased "auto" will be considered a formed by you and over which you covered "auto" you own and not a covered maintain majority ownership. However, "auto" you hire. the Named Insured does not include any D. Additional Insured if Required by Contract newly formed or acquired organization: (1) Paragraph A.I. - WHO IS AN INSURED (a) That is a partnership or joint - of Section 11 - Liability Coverage is venture, amended to add: (b) That is an "insured" under any other f. When you have agreed, in a written policy, contract or written agreement, that a (c) That has exhausted its Limit of person or organization be added as Insurance under any other policy, or an additional insured on your (d) 180 days or more after its business auto policy, such person or acquisition or formation by you, organization is an "insured", but only unless you have given us notice of to the extent such person or, the, acquisition orfornation. organization is liable for "bodily Coverage does not apply to "bodily injury" or "property damage' caused injury" or "property damage" that results by the conduct of an "insured" under from an "accident" that occurred before paragraphs a, or b. of Who Is An you formed or acquired the organization. Insured with regard to the B. Employees as Insureds ownership, maintenance or use of a covered "auto." Paragraph A.1. - WHO IS AN INSURED - of SECTION 11 - LIABILITY COVERAGE is amended to add: 2011, The Hartford (Includes copyrighted material Form HA 99 16 03 12 of ISO Properties, Inc., with its perrnission.) Page 1 of 5 The insurance afforded to any such E. Primary and Non -Contributory if additional insured applies only if the Requires! by Contract "bodily injury' or "properly damage" Only with respect to Insurance provided to occurs: an additional insured in I.D. - Additional (1) During the policy period, and Insured If Required by Contract, the (2) Subsequent to the execution of such following provisions apply: written contract, and (3) Primary Insurance When Required By (3) Prior- to the expiration of the period Contract of time that the written contract This insurance is primary if you have requires such insurance be, provided agmeed in a written contract or written to 'the additional insured. agreement that this insurance be (2) How Limits Apply primary. If other insurance is also primary, we will share with all that other If you have agreed in a written contract insurance by the method described in or, written agreement that another Other Insurance .5.d. person or organization be added as an additional insured on your policy, the (4) Primary And Non -Contributory To Other inost we will pay on behalf of such Insurance When Required By Contract additional insured is the lesser of: if you have agreed in a written contract (a) The limits of insurance specified in or written agreement that this insurance the written contract or written is primary and non-contributory with the agreement; or additional insured's own insurance, this (b) The Limits of Insurance shown in insurance is primary and we will not seek contribution from that other the Declarations, Insurance, Such amount shall be a part of and net Paragraphs (3) and (4) do not apply to other in addition to Limits of Insurance shown insurance to which the additional insured in the Declarations and described in this has been added as an additional insured. Section. When this insurance is excess, we will have; no (3) Additional Insureds Other Insurance duty to defend the insured against any "suit" if If we cover a clairn or "suit" under this any other insurer has a duty to defend the Coverage Part that may also be uovemd insured against that ':suit". If no other insurer by other insurance available to an defends, we will undertake to do so, but we will additional insured, such additional be entitled to the insured's rights against Fill insured must submit such claim or "suit" thew-, other insurers, to the other insurer for dofonse and When this insurance is excess over other indemnity. insurance, we will pay only our share of the However, this provision does not apply amount of the loss, 0 any, that exceeds the sum to the extent that you have agreed in a of: written contract or written agreement (1) The total amount that all such other that this insurance is primary and non- insurance would pay for the lass in the contributory with the additional insured's absenoo (if this insurance; and own insurance. (2) The total of all deductible and self-insurod (4) Duties in The Event Of Accident, Claim, amoun:9 under all that other insurance. Suit or Loss We will share the remaining loss, if any, by tare If you have agreed in a written contract method described in Otfner insurance S.d. or written agreement that another person or organization be added as an 2. AUTOS RENTED BY EMPLOYEES additional insured on your policy, the Any "auto" hired or rented by your "employee" additional insured shall be required to on your behalf and at your direction will be comply with the provisions in LOSS considered can "auto' you hire. CONDITIONS 2. - DUTIES IN THE The OTHER INSURANCE Condition is anende:d EVENT OF ACCIDENT, CLAIM , SUIT by adding the following: OR LOSS — OF SECTION IV — BUSINESS AUTO CONDITIONS, in the same manner as the Nanted Insured. C, 2011, The Hartford (Includes copyrighted materlai Form HA 99 16 03 12 of ISO Properties, Inc., with its permission) Page 2 of 5 If an "employee's" personal insurance also 5. PHYSICAL DAMAGE ADDITIONAL applies on an excess basis to a coveted "auto" TEMPORARY TRANSPORTATION EXPENSE hired or rented by Your "elup]OYOO" On Your COVERAGE behalf and at your direction, this Insurance will Paragraph Akn, of SECTION III - PHYSICAL be primary to the "employee's' personal DAMAGE COVERAGE is amended to provide a insurance. limit of $50 per day and a maximum limit of 1 AMENDED FELLOW EMPLOYEE EXCLUSION $1,000. EXCLUSION 5. - FELLOW EMPLOYEE - of & LOANILEASE GAP COVERAGE SECTION If - LIABILITY COVERAGE does not Under SECTION III - PHYSICAL DAMAGE apply F you have workers' compensation COVERAGE, in the event o4 a total "loss" to a insurance in -force- coverinc 0 i g all of your covered "auto", we will pay your, additional legal "employees". obligation for any difference between the actual Coverage is excess over any other collectible cash value of the "auto" at the time of the "loss" Insurance. and the "outstanding balance" of the loan/lease, 4. HIRED AUTO PHYSICAL DAMAGE COVERAGE "OUIStandir1r) balance" means the amount you If hired "autos" are covered "autos" for Liability owe on the loariflease at the time of "loss" less Coverage and if Comprehensive, Specified any amounts representing taxes; overdue Causes of Loss, of, Collision coverages are payments; penalties, interest or charges provided under this Coverage Fomi for any resulting frorn overdue payments; additional "auto'" you own, then the Physical Damage mileage charges; excess wear and tear charges; Coverages provided are extended to 'autos" you lease ternitration fees; security deposits not hire or IbOFTOW, subject to the following limit. returned by the tosser; costs for extended warranties, credit life Insurance, healifi, accident The most we will Pay rofr 'Jose" to any hired or disability Insurance purchased with the loan or is: lease; and parry -over balances from previous (1) $10o,000, loans or I eases, (2) The actual cash value of he damaged of, 7. AIRBAG COVERAGE stolen property at the lime oftho "loss"; or Under Paragraph B. EXCLUSIONS - of (3) The cost of repairing of roplacing the SECTION III - PHYSICAL DAMAGE damaged or stolen property, COVERAGE, the following is added: wl)i(;Iicver is smallest, minus a deductible. The The exclusion rotating to mechanical breakdown deductible will be equal to the largest deductible does not apply to the accidental discharge of an applicable to any owned "auto" for, that airbag. Coverage. No deductible applies to "loss" caused 8, ELECTRONIC EQUIPMENT - BROADENED by fire or lightning. Hired Auto Physical Damage COVERAGE coverage is excess over any other collectible insurance. Subject to the above limit, deductible a. The exceptions to Paragraphs BA - and excess provisions, we will provide coverage EXCLUSIONS - of SECTION If - PHYSICAL equal to the broadest coverage -applicable to any DAMAGE COVERAGE are replaced by the: covered "auto" you own. following: We will also cover loss of use or the hired "auto" Exclusions 4.C. and 4.d. do not apply to if it results from an "accident", you are legally equipment designed to be operated sololy liable and the lessor incurs an actual financier by ujo of the power from the "auto's" loss, subject to a maximum of $1000 per, electrical system that, at the time of "loss", "accident". is: This extension of coverage does riot apply to (1) Permanently installed in of, upon any "auto" you hire or borrow from any of your the covered "auto"; "'employees", partners (if you are a partnership), (2) Removable from a housing unit members (if you are a firnited liability company), which is pen-imnently installed in or members of their households, or upon the covered "auto"; (3) An integral part of the same unit housing any electronic equipment described in Paragraphs (1) and (2) above; or @ 2011, The f lartford (Includes copyrighted material Farm VIA 99 10 03 12 of ISO properties, Inc., with its permission) Page 3 of 5 (4) Necessary for the normal operation of the covered "auto" or the monitoring of the covered "auto's" operating system. h.Section III — Vorsicn CA 00 01 03 10 of the Business Auto Coverage Fond, Physical Damage Coverage, Limit Of Insurance, Paragraph C.2 and Version CA 00 0'1 10 01 of the Business Auto Coverage Form, Physical Damage Coverage, Limit of Insurance, Paragraph C are each amended to add the following: $1 500 is the most we will pay for "loss" in any one "accident" to all electronic equipment (other than equipment designed solely for the reproduction of sound, and accessories used with such equipment) that reproduces, receives or transmits audio, visual or data signals which, at the time of "loss", is: (1)Permanently installed in or upon the covered "auto" in a housing, opening or other location that is not normally used by the "auto" manufacturer for the installation of such equipment; (2) Removable from a permanently installed housing unit as described in Paragraph 2.a. above, or is an integral part of that equipment; or (3)An integral part of such equipment. c. For each covered "auto", should loss be limited to elecIronic equipment Only, our obligation to pay for, repair, return or replace damaged or stolen ele0honiC equipment will be reduced by the applicable deductible shown in the Declarations, or $250, whichever deductible is less. 9. EXTRA EXPENSE - BROADENED COVERAGE Under Paragraph A. - COVERAGE - of SECTION III - PHYSICAL DAMAGE COVERAGE, we, will pay for the expense of returning a stolen covered .auto" to you. 10. GLASS REPAIR - WAIVER OF DEDUCTIBLE Under Paragraph D. - DEDUCTIBLE - of SECTION III - PHYSICAL DAMAGE COVERAGE, the following is added: If another Hartford Financial Services Group, Inc. company policy or coverage form that is not an automobile policy or coverage form applies to the same "accident", the following applies: (1) If the deductible under this Business Auto Coverage Forrn is the smaller (or smallest) deductible, it will be waived; (2) If the deductible under this Business Auto Coverage Form is not the smaller (or smallest) deductible, it will he reduced by the amount of the smaller (or smallest) deductible. 12. AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS the requirernent in LOSS CONDITIONS 2.a. - DUTIES IN THE EVENT OF ACCIDENT,CLAIM, SUIT OR LOSS - of SECTION IV - BUSINESS AUTO CONDITIONS that you must notify us of an "accident" applies only when the "accident" is known to: (1) You, if you are an individual; (2) A partner, if you are a partnership; (3) A member, if you are a limited liability company; or (4) An executive officer or insurance manager, if you are a corporation. '13. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS If you unintentionally fail to disclose any hazards existing at the inception date of your policy, we will not deny coverage under this Coverage Form because of such failure. 14. HIRED AUTO - COVERAGE TERRITORY Paragraph e. of GENERAL CONDITIONS 7. - POLICY PERIOD, COVERAGE TERRITORY - of SECTION IV - BUSINESS AUTO CONDITIONS is replaced by the following: e. For short-term hired "autos", the coverage territory with respect to Liability Coverage is anywhere in the world provided that if the Insured's" responsibility to pay damages for "bodily injury" or "property damage," is determined in a "suit," the "suit' is brought in the United States of America, the territories and possessions of the United States of Arnorica, Puerto Rico or Canada or in a settlementwe agree to. No deductible applies to glass damage if the 15. WAIVER OF SUBROGATION glass is repaired rather than replaced. TRANSFER OF RIGHTS OF RECOVERY 11. TWO OR MORE DEDUCTIBLES AGAINST OTHERS TO US - of SECTION IV - Under Paragraph D. - DEDUCTIBLE - of SECTION BUSINESS AUTO CONDITIONS is amended by III - PHYSICAL DAMAGE COVERAGE, the adding the following: following is added: Cu12011,The Hartford (Includes copyrighted material Form HA 99 16 03 '12 of ISO Properties, Inc., with its permission.) Page 4 of 5 We waive any right of recovery we may have against any person or organization with whore you have a written contract that requires such waiver because of payments we make for damages underthis Coverage Form. 16. RESULTANT MENTAL ANGUISH COVERAGE The definition of "bodily injury" in SECTION V- DEFINITIONS is replaced by the following: "Bodily injury" means bodily injury, sickness or disease sustained by any person, including mental anguish or death resulting from any of these. 17. EXTENDED CANCELLATION CONDITION Paragraph 2. of the COMMON POLICY CONDITIONS - CANCELLATION - applies except as follows: If we cancel for any reason other than nonpayment of premium, we will mail or deliver to the first Named Insured written notice of cancellation at least 60 days before the effective date of cancellation. 18. HYBRID, ELECTRIC, OR NATURAL GAS VEHICLE PAYMENT COVERAGE In the event of a total loss to a "non -hybrid" auto for which Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this Coverage Form, then such Physical Damage Coverages are amended as follows: a.lf the auto is replaced with a "hybrid" auto or an auto powered solely by electricity or natural gas, we will pay an additional 10%, to a maximum of $2,500, of the "non -hybrid" auto's actual cash value or replacement cost, whichever is less, b.The auto must be replaced and a copy of a bill of sale or new lease agreement received by us within 60 calendar days of the date of "loss," c. Regardless of the number of autos deerned a total loss, the most we will pay under this Hybrid, Electric, or Natural Gas Vehicle Payment Coverage provision for any one "loss" is $10,000. For the purposes of the coverage provision, &A "non -hybrid" auto is defined as an auto that uses only an internal combustion engine to move the auto but does not include autos powered solely by electricity or natural gas. b.A "hybrid" auto is defined as an auto with an internal combustion engine and one or more electric motors, and that uses the internal combustion engine and one or more electric motors to move the auto, or the internal combustion engine to charge one or more electric motors, which move the auto. 19. VEHICLE WRAP COVERAGE In the event of a total loss to an "auto' for which Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this Coverage Form, then such Physical Damage Coverages are amended to add the following: In addition to the actual cash value of the "auto', we will pay up to $'1,000 for vinyl vehicle wraps which are displayed on the covered "auto" at the time of total loss. Regardless of the number of autos deemed a total loss, the most we will pay under this Vehicle Wrap Coverage provision for any one 'loss" is $5,000. For purposes of this coverage provision, signs or other graphics painted or magnetically affixed to the vehicle are not considered vehicle wraps. C>) 2011, The Hartford (Includes copyrighted material Form HA 99 16 03 12 of ISO Properties, Inc., with its permission.) Page) 5 of 5 ACc>RhP CERTIFICATE OF LIABILITY INSURANCE °o6oiio B YY THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER, THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURERkSI, AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: if the cortlikeate holder Is nit ADDITIONAL INSURED, tiro pollcy(las) most be endorsed, If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not center rights to the certificate holder In boa of such ork orsomant s . PRODUCER Marsh Risk& Insurance SaRBSOPHOE CONTA T rvaME; --- .-- 17001 Von Annul Avenue 61100 010,N )� (949) 399-5800 Llcome ll043710 EMAIL 6PURCes• Irvine, CA 92614 INSURERISI APFOR01113COVERAOE NAICN INSURER A; Naponal Union FIR suranes Ca of Plttabwuth PA 19445 319360•kttOR-PL1.15 M1fi INSURED �— ..`INSURERS: Le%sgYninsuram:B tympany 4437 HIS! American Fhandai Corpnreeff FhN American TWO insurance Company INSURE, c: Hartford Fire lnaurmwe CO 19662 INSURER D ; NIA NIA 1 First American Way Santa Ana, CA 92707 7rumtaull Insurance Company 27120 INSURER E; p` y INSURER F; NIA NIA COVERAGES CERTIFICATE NUMBER: LOS 001661119.04 REVISION NUMBER: 15 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO MICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRISED HEREIN IS SUBJECT TO ALL, THE TERMS, EXCLUSIONS AND CON_OITIO_NS OF SUCH POLICIES, LIMITS SHOWN M_AY HAVE BEEN REDUCED BY PAID CLAIMS, IN SR TYPEOFINBURANCE JAW.AN $'wvl 06 POLICYNU MBER PMIDIP C MOLppY Y P LIMITS C GENERAL LIABILITY 720BER3291 04119120' 5 0010112016 EACH OCCURRENCE S 1,000,000 56 (Ea cecl rrsncdl 51,00Q000 X COMMERCIAL GENERAL LIABILITY CLAIMS.Muf r� OCCUR MED EXP An one disc, a NIA PERSONAL&ADV INJURY S i,Wk},M0 --- GENERAi. A4GREGATE :$ �..- 7,000,fX70 GEN'L AGGREGATE LIMIT APPLIES PER; PRODUCTS - COMPIOP AGO $ 2,00D,000 $ -- X POLICY P LOG C AUTOMOBILE LIABILITY %20SER32909 0411912016 QGI011201G EO SNGL LIMIT 3,000,000 OOOLY INJURY(Parpraon) & X ANY AUTO ALLOWNED SCHEDULED HIRED AVt03 NOROWNED _..... AUTOS ;DOILY INJURY(Persc100$v ?RQP[RTY ARAM— a • .-11 S ...� A X UMBRELLA LIAR X OCCUR 0E24250560 0411912015 061012016 EACH OCCURRENCE $ 6,000,000 AGOr4EGATE $ $,090000 EXCESS LIAO CLAIMS MADE BED RETENTIONS,_ E WORKERS COMPCNSAUON E AND EMPLOYERS' LIABILITY YIN ANY PROPRIETOR,PARTNCRADOICUTIVE O OFEICERtMEMEER EXCLUDED'! Whadatory In NH) 72WNR329 72WNR32908 NIA 04119120 G 0409112016 041112016 081011201E - X arAIATU- OTH tQftxlw an E.L. EACH ACCIDENT $ 1,0Og000 IE^L, D15 EASE EA EMPLOYCd S� '. it yaa aoscloe+a,dor OESCRIPTIOlV OF OPERATIONS P.I. S.L. DISEASE POLICY LIMIT I,5 i.,000 8 Intomel LlebllllylCybor RIM 01,146-54-03 081012014 0610112916 EeOh CIRIm 10,000,000 91,000,000 61R DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (Attach ACDRO 101, Additional Rdcmrks ScM1eaule, If maid apace Is required) Sea Atealod - Page 2 Ceruleats Mesa IsInd des as eddusped Insured where Nquirid by annual can3ac(1V41 Teapsol to Games ai/d INAAL, UaNdy,, FIRST AMERICAN TITLE COMPANY REVIEWED BY: EUNICE HEREDIA (PG 1 OF 9) City of Sams 20 ao Canter Plus Ssnin Ana, CA 92701 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL Be DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRRSENTAI'WE of Marsh Rlak & Insurnnco Services Use J. Chatellier `L.'' mFtfCdtFP./lutr OACORD ACORD 25 (2010105) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: 316366 LOG lf: Loe Angeles ACO ADDITIONAL REMARKS SCHEDULE Page 2 of 2 AGENCY NAMED INSURED Marsh Risk & Insurance Services First American Financial Corporation First American Title Insurance Company POLICY NUMBCR 1 First American Way Santa Ana, CA 92707 CARRIER NAIC CODE EFFECTIVE DATE; THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE: Certificate of Llabllity Insurance Policy Cavaral Prolasslonm LlabllllylE&O Clelms-made form Policy Details: Iner LIr8 Lexington Insurance Company Policy in 01-146-70-07 BIT, Eaton 61M4.911/16 Limps: SIWRaIm Dates various per policy LIMIf(Eacll Claim) $10,000,o00 per occurrence 1$10.000,000 aggregate Policy Covers: Crlmel9dellty Bond Policy Delalls: Insf Lie A National Union Flra Insurance Company of Pittsburgh, PA PoIIcy N: 01-665.47.19 Elf. Dates: W0114 - 9130115 Limits: $10,000,000 paroccurrence l510,D00,00D aggregate ACORD 101 (2008/01) © 2008 ACORD CORPORATION, All nigh The ACORD nano and to o are registered marks of ACORD FIRST AMERICAN TITLE COMPANY REVIEWED BY: 1� EUNICE HEREDIA (PG 2 OF 9) COMMERCIAL AUTOMOBILE HA 99 19 03,12 THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY, ENDORSEMENT This endorsement modifies Insurance provided under the foil owl ng: BUSINESS AUTO COVERAGE FORM To the extent that the, provisions of this endorsement provide broader benefits to the "Insured" than other provisions of tho Coverage Form, the provisions of this endorsement apply. 1, BROAD FORM INSURED A. Subsidiaries and Newly Acquired or Formed Organizations The Named Insured shown lit the Declarations is amended to Include: (1) Any legal business entity other tPran a partnership or joint venture, formed as a subsidiary in which you have an ownership interest of more than 60% on the effective date of the Coverage Form, However, Ills Named Insured does not Include any subsidiary that is an "Insured" under any other automobile pollcy or would be an "Insured" under such a policy but for Its termination or the exhaustion of Its Limit of Insurance. (2) Any organization that is acquired or formed by you and over which you maintain majority ownership. However, the Named Insured does [lot include any newly toned ar acqulred organization: (a) That Is a partnership or joint venture, (b) That Is an "Insured" under any other policy, (c) That has exhausted Its Limit of Insurance under any other policy, or (d) 160 days or more afler its acquisition or formation by you, unless you have given us notice of the acquisition or formation. Coverage does not apply to "bodily Injury" or "property darmage" that results from an "accident" thal occurred before you formed or acquired the organization. B. Employees as Insureds Paragraph Al. - WHO IS AN INSURED - of SECTION II - LIABILITY COVERAGE is amended 10 add: d, Any "employee" of yours whdle using a covered "auto" you don't own, hire or borrow in your business at, your personal affairs. C. Lessors as Insureds Paragraph A1. - WHO IS AN INSURED • of Section II - Liability Coverage is amended to add: e. The lessor of a covered "auto" while the "auto" is leased to you under a written agreement if: (1) The agreement requires you to provide direct primary Insurance for the lessor and (2) The "auto" Is leased without a driver. Such a leased "auto" will be considered a covered "auto" you own and not a covered "auto" you His, D. Additional Insured if Required by Contract (1) Paragraph A.1. - WHO IS AN INSURED - of Section II - Llabllity Coverage is amended to add: When you have agreed, It) a written contract or written agroomenl, that a Person or ofganizatlen be added as an additional Insured on your business auto policy, such person or organlzatlon is an "Insured", but only to She extent such person or organization is liable for "bodily injury" or "property damage" caused by the conduct of an "Insured" under paragraphs a. or b. of Who Is An Insured with regard to the ownership, maintenance or use of a covered "auto." rt0'2011,The I-lartford (Includes copyrighted material Form HA 99 16 03 12 of ISO Properties, Inc., with its pol-11119sion.) Page 1 of 6 FIRST AMERICAN TITLE COMPANY REVIEWED BY: `GL�,� , EUNICE HEREDIA (PG 3 OF 9) The Insurance afforded to any such additional Insured applies only If the "badly Injury" or "properly damage" occurs; (1) During the policy period, and (2) Subsequent to tyre execution of such written contract, and (3) Prior to lire expiration of the-, period of tune thal the written contract requires such Insurance be provided to the additional insured. (2) How Limits Apply If you have agreed in a written contract or written agreement that another person or organization be added as nil additional Insured on your policy, the most we will pay on behalf of such additional Insured Is the lesser of; (a) The Ilmits of Insurance specified in the written contract or written agreenionfi or (b) The Limns of Insurance shown In the Declarations. Such amount shall ba a par[ of and not In addition to Limits of Insurance shown In the Declarations and described In this Section (3) Additional Insureds Other Insurance If we cover a claim or "suit" under this Coverage Pall that may also be, covered by other Insurance available to an additional insured, such additional insured must submit such claim or "suit" to the other insurer for defense and Indemnity, However, this provision does not apply to tine extent that you have agreed In a written contract or written agreement that tills Insurance Is primary and non- contributory with the ndditlonal Insured's own Insurance. (4) Duties In The Event Of Accident, Claim, Stilt or Lass If you have agreed In a wrltten contract or written agreement that another person or organization be added as are additional Insured on your policy, the additional Insured shall be required to comply Willi tile: provisions in LOSS CONDITIONS 2, - DUTIES IN THE EVENT OF ACCIDENT, CLAIM , S111T CR LOSS — OF SECTION IV — BUSINESS AUTQ CONDITIONS, In the same manner as the Named Insured. E. primary and Non -Contributory If Required by Contract Only with respect to Insurance provided to Eli) additional insured In 1.D. - Additional Insured If Required by Contract, the following provisions apply: (3) Primary Insurance When Required By Contract This Insurance Is primary If you have agreed In a written contract or wfI'lel'1 agreement that tills Insurance be primary, If other Insurance Is also primary, we will share with all that other Insurance by the method described in Other Insurance 6.d. (4) Prhnary Arid Non -Contributory To Other Insurance When Required By Contract If you have agreed in a written contract or written agreement that this insurance Is primary and non-contributory with the additional Irsured's own insurance, this insurance Is primary and we will not seek contribution from that other insuranco, Paragraphs (3) and (4) do nal apply to other Insurance to which the additional insured has been added as an additional Insured, When this insurance Is excess, we will have no duty to defend the insured against any "suit" if any other Insurer has a duty to defend the Insured -against that "suit", If no other Insurer defends, we will undertake to do so, but we will be entitled to the insurod's rights against all those other insurers. When this insurance is excess over other insurance, we will pay only out- share of the amount of the loss, If any, that exceeds the sum of: (1) The total amount that all such other insuraiu:e would pay for the loss Ira the absence of tills insurance; and (2) Tile'fofal of all deductible and solf-Insured amounts under ail that other Insurance. WO will share tine remaining Toss, If any, by the method described In Other Insurance 64 2. AUTOS RENTED BY EMPLOYEES Any "auto" hired or rented by your "employee" on your behalf and at your dlrectlan will be considered an "auto" you hire. The, OTHER INSURANCE Condition is amonded by adding 11he following: Oc 2911, The Hartford (Includes copyrighted iniatarlal Form HA 99 16 93 12 of ISO Propel les, Inc., with Its permission) Page 2 of 6 r FIRST AMERICAN TITLE COMPANY REVIEWED BY: EUNICE HEREDIA (PG 4 OF 9) If an "eirlployee's" personal Insurance also applies oil an excess basis to a covered "auto" hired or rallied by your "e1111310y60" an your behalf and at your, direction, this insurance will be primary to the "employee's" personal insurance, 3. AMENDED FELLOW EMPLOYEE EXCLUSION EXCLUSION 5, - FELLOW EMPLOYEE - of SECTION II - LIABILITY COVERAGE does not apply If yet) have workers' OOmparlaat10r1 Insurance In --force covering all of your "employees", Coverage Is excess over any other collectible Insurance, 4. HIRED AUTO PHYSICAL DAMAGE COVERAGE IF hlred "autos" are covered "autos" for Liability Coverage and If Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this Coverage Fonn for any "auto" you own, then the Physical Damage Coverages provided are extended to "autos" you hire orborrow, subject to the following limit, The most we will pay for "loss" to any hired "auto" Is: (1) $100,000; (2) The actual cash value of the damaged or stolen proparty at the time of the "loss"; or (3) The cost of repairing or replacing the damaged or stolen property, whichever is smallest, minus a deductlble, The deductible will be equal to the largest deduatlble applicable to any owned "auto" for that coverage. No deductible applies to "loss" caused by fire or lightning. Puled Auto Physical Damage coverage Is excess over any other collectible Insurance. Subject to the above Ilmit, deductible and excess provisions, we will provide coverage equal la the broadest coverage applicable to any covered "auto" you own. We will also cover loss of use of the hired "auto" If It results from an "accident", you Orr, legally liable and the lossor Incurs an actual financial Ion, subject to a maximum of $1000 per °accident". This extension of coverage does not apply to any "auto" you hire or borrow from any of your "employees", partners (if you are a partnership), members (If you are a limited liability company), or members of their households, S. PHYSICAL DAMAGE ADDITIONAL TEMPORARY TRANSPORTATION EXPENSE COVERAGE Paragraph Aka. of SECTION III - PHYSICAL DAMAGE COVERAGE is amended to provide t+ Iinilt of $50 per day and a maximum liinit of $1,000. 6. LOAN/LEASE GAP COVERAGE Under SECTION III - PHYSICAL DAMAGE COVERAGE, In the event of a total ,loss" to a covered "auto", we will pay your additional legal Obligation for any difference between the actual cash value Of the "auto" at the time of the "loss" and the, "outstanding balance" of the loan/lease, "Outstanding balance" means the amount you Owe on the loan/lease at the time of "loss" less any amounts representing taxes; overdue Paynmonts; penalties, Interest or charges resulting from overdue payinentB; additional mileago charges; excess wear and tear charges; lease termination fees; security deposits not returned by the lessor; costs for extended worrantles, credit life Insurance, health, accident Or disability Insurance purchased with the loan Or lease; and cant' -over balances from previous loans or leases, 7. AIRBAG COVERAGE Under Paragraph B. EXCLUSIONS - of SECTION III - PHYSICAL DAMAGE COVERAGE, the following is added: llle exclusion relating to mechanical breakdown does not apply to the accidental discharge of an airbag. 8. ELECTRONIC EQUIPMENT - BROADENED COVERAGE a. The exceptions to Paragraphs BA - EXCLOSIONS - of SECTION III - PHYSICAL DAMAGE COVERAGE are replaced by the following: Exclusions 4.c. slid 4.d. do not apply to equipment designed to be operated solely by use of the power from the "auto's" electrical system that, at the time of "losr, IR: (1) Permanently Installed In or upon the covered "auto"; (2) Removable from a housing unit which is Pennan0lrlly Installed In or upon the covered "auto"; (3) An Integral per of the same unit housing any electronic equipment described in Paragraphs (1) and (2) above; or 02011, The Hartford oncludes copyrighted material Form HA 06 16 0312 of ISO Properties, Inc.., With its ppe/rmission.) Page 3 of 6 FIRST AMERICAN TITLE COMPANY REVIEWED BY: �� ,L • EUNICE HEREDIA (PG 5 OF 9) (4) Necessary for the nomfal operation of the covered "auto" or the monftoring of the covered "auto's" operating system. b, Section III — Version CA 00 01 03 10 of the Business Auto Coverage Form, Physical Damage Coverage, Limit or Insurance, Paragraph C2 and Version CA 00 01 10 01 or ills Business Auto Coverage Form, Physical Damage Coverage, Limit of Insurance, Paragraph C are each amended to add the following: $1,600 Is the most we will pay far "loss" In any one "accident" to all electronic equipment (other than equipment designed solely for the; reproduction of sound, and accessories used with suoit equipment) that reproduces, receives or transmits audio, visual or data signals which, M the time of "loss", Is: (1) Permanently Installed In or upon life covered "auto" In a housing, opening or other locailon that is not normally used by the "auto" nnanufaoturer for the installation of such equipment; (2) Removable, from a ponnanenily installed housing unit as described In Paragraph 2,a. shove or is an Integral part of that equipment; or (3) An integral part of such equipment. c. For each covered "auto", should loss he limited to electronic equipment only, our obligation to pay rot, repair, return or roplaca damaged or stolen electronic equipment will be reduced by the applicable deductible shown in the Declarations, of, $250, whichever deductible Is loss. 9. EXTRA EXPENSE BROADENED COVERAGE Under Paragraph A. - COVERAGE • of SECTION III - PHYSICAL DAMAGE COVERAGE, we, will pay for the expense of returning d stolen covered "auto' to you. 10. GLASS REPAIR - WAIVER OF DEDUCTIBLE Under Paragraph D. - DEDUCTIBLE -of SECTION If - PHYSICAL DAMAGE COVERAGE, the following Is added: No deductible applies to glass damage if the glass Is repaired rather than replaced, 11. TWO OR MORE DEDUCTIBLES Under Paragraph D. - DEDUCTIBLE • of SECTION III - PHYSICAL DAMAGE COVERAGE, the following is added: If another Hartford Flnanclal Services Group, Inc. company policy or coverage faint that is not an automobile policy or coverage form applies to the same "accident", the fallowing applies; It) If the deductible under this Business Auto Coverage Form is the smaller (or smallest) deductible, It will be waived; (2) If the deductible under this Business Auto Coverage Form Is not the smaller (or smallest) deductible, it will be, reduced by the amount of the smaller (or stfnallest) deductible. 12. AMENDED DUTIES IN THE EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS Ifni requirement In LOSS CONDITIONS 2.a, - DUTIES IN THE EVENT 0 F ACCIDENT,CLAIM, SUIT OR LOSS • of SECTION IV . BUSINESS AUTO CONDITIONS that you must notify us of an "accident" applies only when tine "accident" Is known to: (1) You, If you are an Individual; (2) A partner, it you are a partnership; (3) A member, If you are a limited liability company; or (4) An executive officer or Insurance manager, if you are a corporation. 13. UNINTENTIONAL FAILURE TO DISCLOSE HAZARDS If you unintentionally fall to dlscloss any hazards existing at the inoeption dale of your policy, we will not deny rovorage under this Coverage Forst because of such fallure. 14. HIRED AUTO - COVERAGE TERRITORY Paragraph e. of GENERAL CONDITIONS 7, - POLICY PERIOD, COVERAGE TERRITORY - of SECTION IV - BUSINESS AUTO CONDITIONS Is replaced by the following: e. For short-term hired "autos", the coverage territory with respect to Liability Coverage Is anywhere in the world provided that If the "insured's" responsibility to pay damages far "bodily Injury" or "property damage" is detemnined in a "suil," the "suil" is brought in the United States of America, the territories and possessions of the United States of America, Puerto Rico or Canada or in a settlement we agree to. 15. WAIVER OF SUBROGATION TRANSFER OF RIGHTS OF RECOVERY AGAINST OTHERS TO US - of SECTION IV - BUSINESS AUTO CONDITIONS Is amended by adding tine following: O 2011, The Hartford (Includes copyrighted material Farm HA 00 16 03'12 Of ISO Properties, Inc,,, with Its permission) Page 4 of 6 FIRST AMERICAN TITLE COMPANY REVIEWED BY: l/'vt �./�,' EUNICE HEREDIA (PG 6 OF 9) We waive any right of recovery we, may have against any person or organization with whom you have a written contract fhal requires such wall because of payments we snake for damages underthls Coverage Form. 16. RESULTANT MENTAL ANGUISH COVERAGE The deflnition of "bodily Injury" In SECTION V- DEFINITIONS Is replaced by the followiriv "Bodily Injury" means bodlly Injury, sickness or disease sustained by any person, including mental anguish or death resulting from any of these. 17. EXTENDED CANCELLATION CONDITION Paragraph 2. of tine COMMON POLICY CONDITIONS - CANCELLATION - applies except as follows: If we cancel for any reason other than 19 nonpayment of premium, we will mail or deliver to the first Named Insured written notice of cancellation at least 60 days before the effective date of cancellation. 18. HYBRID, ELECTRIC, OR NATURAL GAS VEHICLE PAYMENT COVERAGE In the event of a total loss to a "nort-hybrid" auto for which Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this Coverage Form, than such Physical Damage Coverages are amended as follows: aJf the auto is replaced with a "hybrid" auto or an auto powered solely by electricity or natural gas, we will pay an additional 10%, to a nlaximuni o•f $2,000, of the "non -hybrid" auto's actual cash valuo or replacement cost, whichever Is less, b.The auto must be replaced and a copy of a bill of sale or new lease agreement received by us within 60 calendar days of the date of"loss," c. Regardless of the number of autos deemed a total loss, the most we will pay under tills Hybrid, Electric, or Natural Gas Vehicle Payment Coverage provision for any one "loss" is $10,000, For the purposes of the coverage provision, a A "non -hybrid" auto Is darned as an auto that uses only an internal combustion engine to move the auto but does not Include autos powered solely by electriclty or, natural gas, b.A "hybrid" auto is defined as an auto with an Internal combustlon engine and one or more electric motors; and that uses the Internal oonnbustlon engine and one or more electric motors to move the auto, or the internal combustlon engine to charge one or more electric motors, which move the auto, VEHICLE WRAP COVERAGE In the event of a total loss to an "auto" for which Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this Coverage Form, then such Physical Damage Coverages are amended to add the following: In addillon to the actual cash value of the "auto", we will pay up to $1,000 for vinyl vehicle wraps which are displayed on the covered "auto" at tine tine or total loss. Regardless of the number of autos deemed a total loss, the roost we will pay under this Vehicle Wrap Coverage provision for any one "loss" Is $6,000, For purposes of this coverage provision, signs or other graphics painted or magnetically affixed to the vehicle are not considered vehicle wraps, rcJ 2011, Tine I-artford ( Includes copyrighted material Form HA 99 16 03 12 of ISO Properties, Inc., with its pormiiss/•) sion FIRST AMERICAN TITLE COMPANY REVIEWED BY: Z/ ,/ �+ Page 5 of 5 EUNICE HERFDIA (PG 7 OF 9) POLICY NUMBER: 72 esL R32911 Fwl THIS ENDORSEMENT CHANGES THE POLICY, PLEASE READ IT CAREFULLY. This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART &1t3S[q-*T Name Of Additional Insured Parson(s) pereon or organi:,ation from whom you required by written contrict. or A. Wth respect to those person(s) or organization(s) shown In the Schedule above when you have agreed In a written contract or written agreement to provide insurance such as is afforded under this policy to them, Subparagraph L, Any Cther Party, under the Additional Insureds When Required By Written Contract, Written Agreement Or Permit Paragraph of Section II — Who is An Insured is replaced with thefollowing: f. Any Other Party Any other person or organization who is not an Insured under Paragraphs a. through e. above, but only with respect to liability for "bodily injury", 'property damage" or "personal and advertising Injury" caused, In whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: (1) In the performance of your ongoing operations for such additional Insured at the project(s) or looation(s) designated In the Schedule; (2) In connection with your premises owned by or rented to you and shown in the Schedule; or Form HS 24 80 07 13 Designated Project(s) Or Location(s) (3) In connection with "your work" for the additional insured at the projeot(s) or locations) designated In the Schedule and Included within the "products. completed operations hazard", but only if: (a) The written contract or written agreement requires you to provide such coverage to such additional Insured st the project(d) or location(s) designated In the Schedule; and (b) This Coverage Part provides coverage for "bodily Injury" or "property damage" included within the "prod ucts-oompldied operations hazard". The Insurance afforded to the additional Insured shown In the Schedule applies: (1) Only if the "bodily Injury" or "property damage" occurs, or the "personal and advertising injury" offense Is committed: (a) During the policy period; and (b) Subsequent to the execution of such written contract or written agreement; and Page 1 of 2 Q) 2013. The Hartford (Inoludes copyrighted material of Insurance Services Office, Inc., with Its permission.) / FIRST AMERICAN TITLE COMPANY REVIEWED BY: / /2 ✓/7 - EUNICE HEREDIA (PC 8 OF 9) (c) Prior to the expiration of the period of time that the written contract or written agreement requires such insurance be provided to the additional insured, (2) Only to the extent permitted by law; and (3) VNII not be broader than that which you are required by the written contract or written agreement to provide for such additional Insured, With respect to the Insurance afforded to the person(s) or organization(s) that are additional Insureds under this endorsement, the following additional exclusion applies: This Insurance does not apply to "bodily injury" "property damage" or "personal and advertising Injury" arising Out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, Including: (1) The preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders, designs or specifications; or (2) Supervisory, Inspection, architectural or engineering activities, The limits of Insurance that apply to the additional Insured shown In the Scheduls are described In the Limits Of Insurance section, How this Insurance applies when other Insurance Is available to the additional Insured Is described in the Other Insurance Condition In Section IV — Commercial General Liability Conditions, except as otherwise amended below. B. With respect to insurance provided to the person(s) or organizatlon(s) that are additional Insureds under this endorsement, the When You Acid Others As An Additional Insured To This Insurance subparagraph, under the Other Insurance Condition of Section IV — Commercial Goneral Liability Conditions is replaced with the following: Paga2of2 FIRST AMERICAN TITLE COMPANY REVIEWED BY: When You Add Others As An Additional Insured To This Insurance (a) Primary Insurance When Requireci By Contract This Insurance is primary If you have agreed In a written contract or written agreement that this Insurance be primary If other Insurance Is also primary, we will share with all that other Insurance by the method described In Paragraph (c) below. This Insurance does not apply to other Insurance to which the additional insured in the Schedule has been added as an additional Insured. (b) Primary And Non -Contributory To Other Insurance When Required By Contract This Insurance is primary to and will not seek contributlon from any other Insurance available to an additional insured under your policy provided that; (1) The additional insured In the Schedule Is a Named Insured under such other insurance; and (ii) You have agreed in a written contract or written agreement that this insurance would be primary and would not seek contribution from any other Insurance available to the additional Insured In the Schedule. (c) Method Of Sharing If all of the other Insurance permits contribution by equal shares, we will follow this method also, Under this approach, each insurer contributes equal amounts until it has paid its applicable limit of Insurance or none of the loss remains, whichever comes first. If any of the other Insurance does not permit cor ibution by equal shares, we will contribute by limits. Under this mathod, each Insurers share Is based on the ratio of Its applicable limit of Insurance to the total applicable limits of insurance of all insurers, Ail other terms and conditions in the policy remain unchanged, Form HS 24 80 07 93 EUNICE HEREDIA (PG 9 OF 9) FIRST AMER[ CAN TITLE INSURANC,'E COMPANY A-2015-048 REVIEWED BY EUNICE HERI DIA (PG I OF 4) A('`• C> `"a� CERTIFICATE OF LIABILITY INSURANCE `wns" DATE /2015 IYYYY) 10/052015 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh Risk & Insurance Services 17901 Von Karman Avenue, Suite 1100 (949) 399-5800; License #0437153 Irvine, CA 92614 CONTACT NAME: _(4CO � E AIC No): AI E-ML ADDRESS: INSURER(S)AFFORDING COVERAGE NAIC # INSURER A: National Union Fire Insurance Co. of Pittsburgh, PA 19445 318366-IntCR-PL-15-16 INSURED First American Financial Corporation First American Title Insurance Company INSURER a: Lexington Insurance Company 19437 INSURER C : Hartford Fire Insurance Company 19682 INSURER D : N/A NIA 1 First American Way Santa Ana, CA 92707 INSURER E :Trumbull Insurance Company 27120 INSURER F : N/A N/A COVERAGES CERTIFICATE NUMBER: LOS-001977080-01 REVISION NUMBER!3 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. LTR TYPE OF INSURANCE ADDL SUER NUMBER POLPOLICY MM/DDY/YEYYY POLICY M DDY/� LIMITS C X COMMERCIAL GENERAL LIABILITY CLAIMS -MADE M OCCUR 72CSER32911 04/1912015 0610112016 EACH OCCURRENCE $ 1,000,000 DA AGE TO RENTED PREMISES Ea occurrence $ 1,000,000 GENT XPOLICY MED EXP (Any one person) $ PERSONAL & ADV INJURY $ 1,000,000 AGGREGATE LIMIT APPLIES PER: ❑ C- LOC OTHER: GENERAL AGGREGATE $ 2,000,000 2,000,000JECT $ C AUTOMOBILE X LIABILITY ANY AUTO ALL OWNED SCHEDULED AUTOS AUTOS HIRED AUTOS NON -OWNED AUTOS 72CSER32909 04/19/2015 06101/2016 COMBINED SINGLE LIMIT Ea accident $ 3,000,000 BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE Per accident $ A X UMBRELLA LAB EXCESS LIAB X OCCUR CLAIMS -MADE BE24250560 04/1912015 06/01/2016 EACH OCCURRENCE $ 2,000,000 AGGREGATE $ 2,000,000 DED I I RETENTION $ $ E E WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETORIPARTNERIEXECUTIVE YIN OFFICER/MEMBEREXCLUDED? � (Mandatory In NH) If yes, describe under OF OPERATIONS below NIA 72WNR32908 72WNR32908 04119/2015 0411912016 04/19/2016 06/01/2016 X STATUTE RH E.L. EACH ACCIDENT $ 1,C00,000 E.L. DISEASE - EA EMPLOYEd --- $ 1,000,000 E.L. DISEASE - POLICY LIMIT 1,000,000DESCRIPTION $ B Internet Liability/Cyber Risk 01-354-17-09 06/01/2015 06/01/2016 Each Claim 5,000,000 $1,000,000 SIR DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space Is required) CERTIFICATE HOLDER CANCELLATION City of Santa Ana Public Works Agency 20 Civic Center Plaza, 3rd Floor SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Ross Annex M-36 Santa Ana, CA 92701 AUTHORIZED REPRESENTATIVE of Marsh Risk & Insurance Services Lisa J. Chatellier�fdc ©1988-2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD hI125T ANIPI3.IC",'' \N TT.'PL> INSURAN(_;I C;C)MPANY A-2015-048 REVIEWI�L7 BY: � L UNICI; IIEILLL)IA (PG 2 GP 4) AGENCY CUSTOMER ID: 318366 LOC #: Los Angeles ADDITIONAL REMARKS SCHEDULE Page 2 of 2 AGENCY NAMED INSURED Marsh Risk & Insurance Services First American Financial Corporation POLICY NUMBER First American Title Insurance Company 1 First American Way Santa Ana, CA 92707 CARRIER NAIC CODE EFFECTIVE DATE: Huul I IUNAL. KCMAKKS THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE: Certificate of Liability Insurance Policy Covers; Professional Liability/E&O Clalms-made form Policy Details: Insr Ur: B Lexington Insurance Company Policy #: 01-354-17-09 Elf. Dates: 6/1 /15 - 6/1116 Limits: SIR various per policy, Clalms-made form, retro dates various per policy. Limit (Each Claim) $10,000,000 per claim / $10,000,000 aggregate Policy Covers: Crime/Fidelity Bond Policy Details: Insr Ltr: A National Union Fire Insurance Company of Pittsburgh, PA Policy#:01-701-57-80 9/30115 - 9/30/16 Limits: $3,000,000 per occurrence / $3,000,000 aggregate ArnRn gni ronnumii v 4VU0 At Urcu GUKFUKA I IUN. All rights reserved. The ACORD name and logo are registered marks of ACORD FIRST AMERICAN TITLE INSURANCE COMPANY A-2015-048 REVIEWED BY /,1z:' IX45,111( , EUNICE HERE DIA (PG 3 of 4) POLICY NUMBER: 72 csE R32911 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL • AOPTION I This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE - - -7 Name Of Additional Insured Person(s) F Designated Project(s) Or Locations) Or Or anization s : Of Covered Operations: Any person or organization from whom you are required by written contract or agreement. Information required to complete this Schedule if not shown above will be shown in the Declarations. A. With respect to those person(s) or organization(s) shown in the Schedule above when you have agreed in a written contract or written agreement to provide insurance such as is afforded under this policy to them, Subparagraph f., Any Other Party, under the Additional Insureds When Required By Written Contract, Written Agreement Or Permit Paragraph of Section 11 — Who Is An Insured is replaced with the following: f. Any Other Party Any other person or organization who is not an insured under Paragraphs a. through e. above, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: (1) In the performance of your ongoing operations for such additional insured at the project(s) or location(s) designated in the Schedule; (2) In connection with your premises owned by or rented to you and shown in the Schedule; or Form HS 24 80 07 13 (3) In connection with "your work" for the additional insured at the project(s) or location(s) designated in the Schedule and included within the "products - completed operations hazard", but only if: (a) The written contract or written agreement requires you to provide such coverage to such additional insured at the project(s) or location(s) designated in the Schedule; and (b) This Coverage Part provides coverage for "bodily injury" or "property damage" included within the "products -completed operations hazard". The insurance afforded to the additional insured shown in the Schedule applies: (1) Only if the "bodily injury" or "property damage" occurs, or the "personal and advertising injury" -offense is committed: (a) During the policy period; and (b) Subsequent to the execution of such written contract or written agreement; and © 2013, The Hartford (Includes copyrighted material of Insurance Services Office, Inc., with its permission.) Page 1 of 2 P PII2ST AML^',I21CAN'I'II`L,E INS LJRANCE <,OMPANY A-2U15-04& RI;VIt;WI3I) BY: EUNICE I II REDIA (PG 4 OFA) (c) Prior to the expiration of the period of time that the written contract or written agreement requires such insurance be provided to the additional insured. (2) Only to the extent permitted by law; and (3) Will not be broader than that which you are required by the written contract or written agreement to provide for such additional insured. With respect to the insurance afforded to the person(s) or organization(s) that are additional insureds under this endorsement, the following additional exclusion applies: This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including: (1) The preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders, designs or specifications; or (2) Supervisory, inspection, architectural or engineering activities. The limits of insurance that apply to the additional insured shown in the Schedule are described in the Limits Of Insurance section. How this insurance applies when other insurance is available to the additional insured is described in the Other Insurance Condition in Section IV — Commercial General Liability Conditions, except as otherwise amended below. B. With respect to insurance provided to the person(s) or organization(s) that are additional insureds under this endorsement, the When You Add Others As An Additional Insured To This Insurance subparagraph, under the Other Insurance Condition of Section IV —Commercial General Liability Conditions is replaced with the following: When You Add Others As An Additional Insured To This Insurance (a) Primary Insurance When Required By Contract This insurance is primary if you have agreed in a written contract or written agreement that this insurance be primary. If other insurance is also primary, we will share with all that other insurance by the method described in Paragraph (c) below. This insurance does not apply to other insurance to which the additional insured in the Schedule has been added as an additional insured. (b) Primary And Non -Contributory To Other Insurance When Required By Contract This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that: (1) The additional insured in the Schedule is a Named Insured under such other insurance; and (ii) You have agreed in a written contract or written agreement that this insurance would be primary and would not seek contribution from any other insurance available to the additional insured in the Schedule. (c) Method Of Sharing If all of the other insurance permits contribution by equal shares, we will follow this method also. Under this approach, each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers, All other terms and conditions in the policy remain unchanged. Page 2 of 2 Form HS 24 80 07 13 A�I� P L/ CERTIFICATE OF LIABILITY INSURANCE DATE (MMIDD/YYYY) 0610712016 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh Risk & Insurance Services 17901 Von Karman Avenue, Suite 1100 CONTACT NAME: PHONE FAX A/C No): EMAIL ADDRESS: (949) 399-5800; License f0437153 Irvine, CA 92614 INSURERS AFFORDING COVERAGE NAIC # INSURER A: NIA N/A 318366-IntCR-PL+-16.17 INSURED First American Financial Corporation First American Title Insurance Company INSURER B : Lexington Insurance Company 19437 INSURER C : Hartford Fire Insurance Company 19682 INSURER D : Commerce and Industry Insurance Company 19410 1 First American Way Santa Ana, CA 92707 INSURER E: Trumbull Insurance Company 27120 INSURER F : N/A NIA COVERAGES CERTIFICATE NUMBER: LOS-001977080-06 REVISION NUMBER:7 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE ADDL S BR POLICY NUMBER POLICY EFF MM/DD/YYYY POLICY EXP MMIDD/YYYY LIMITS C X COMMERCIAL GENERAL LIABILITY CLAIMS -MADE Ifl OCCUR 72CSER32911 06/01/2016 06101/2017 EACH OCCURRENCE $ 1,000,000 DAMAGETORENTED PREMISES (Ea occurrence) _-$ 1,000,000 MED EXP (Any one person) $ N/A PERSONAL & ADV INJURY $ 1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: X POLICY 0 JECOT � LOC OTHER: GENERAL AGGREGATE $ 2,000,000 PRODUCTS -COMP/OP AGG $ 2,000,000 $ C AUTOMOBILE X1HIREDAUTOS LIABILITY ANY AUTO ALL OWNED SCHEDULED AUTOS AUTOS NON -OWNED AUTOS 72CSER32909 06/01/2016 06/01/2017 Ea�eBcidaDISINGLE LIMIT $ 3,000,000 BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE Perac (dent)_ $ $ D X UMBRELLA LIAB EXCESS LIAB X OCCUR CLAIMS -MADE BE084771884 06/01/2016 06/01/2017 EACH OCCURRENCE $ 2,000,000 AGGREGATE $ 2,000,000 DED RETENTION$ $ E WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNENEXECUTIVE Ya OFFICERIMEMBER EXCLUDED? (Mandatory In NH) If yes, describe under DESCRIPTION OF OPERATIONS below NIA 72WNR32908 06/01/2016 06/01/2017 X STATUTE �OT ER 1 E.L. EACH ACCIDENT $ 1,000,000 E.L. DISEASE - EA EMPLOYE $ 1,000,000 _ E.L. DISEASE - POLICY LIMIT $ 1,000,000 8 Internet Llabi6ly/Cyber Risk 01-420-57-64 01/011211G 06/01/2017 Each Claim 5,000,000 $1,000,000 SIR DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space Is required) R O71F1dVLLJ,BY: EUNlCEFIEREDIA(fIG 6bf ) City of Santa Ana Public Works Agency 20 Civic Center Plaza, 3rd Floor Ross Annex M-36 Santa Ana, CA 92701 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE of Marsh Risk & Insurance Services Lisa J. Chatellier ©1988-2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD POLICY NUMBER. 72 CSE R32.911 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - OPTION I This endorsern ent modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Designated Project(s) Or Location(s) Or Orgppizatilon(s)-, Of Covered Operations: Any person or organization from whom you are required by written contract or agreement. Information required to complete this Schedule, if not shown above, will be shown In the Declarations. A. 'With respect to those person(s) or organization(s) M In connection with "your work" for the shown in the Schedule above when you have additional Insured at the project(s) or agreed In a written contract or written agreement location(s) designated in the Schedule to provide Insurance such as is afforded under this and Included within the "products, policy to them, Subparagraph f., Any Other completed operations hazard", but only if Party, under the Additional Insureds When (a) The written contract or written Required By Written Contract, Written agreement requires you to provide Agreement Or Permit Paragraph of Section 11 — such coverage to such additional Who Is An insured is replaced with the following: insured at the project(s) or location(s) t Any Other Party designated in the Schedule; and Any other person or organization who Is not (b) This Coverage Part provides an Insured under Paragraphs a. through e. coverage for 'bodily Injury" or above, but only with respect to liability for "property damage" Included within the "bodily injury", "property damage" or "personal "products -completed operations and advertising injury" caused, in whole or In hazard". part, by your acts or omissions or the acts or The insurance afforded to the additional omissions of those acting on your behalf, insured shown in the Schedule applies: (1) In the performance of your ongoing (1) Only If the "bodily Injury" or "property operations for such additional insured at damagd' occurs, or the "personal and the project(s) or location(s) designated in advertising injury" offense is committed: the Schedule; (a) During the poticy period; and (2) In connection with your premises owned (b) Subsequent to the execution of such by or rented to you and shown in the written contract or written agreement; Schedule; or and Form HS 24 80 0713 Page 1 of 2 Oc 2013, The Hartford (includes copyrighted material of Insurance Services office, Inc., ith its permission.) REVIE'VVED BY: �@HHCE HEREDkA (F'GZ06-'Z (o) Prior to the expiration of the period of time that the written contract or written agreement requires such insurance be provided to the additional insured, (2) Only to the extent permitted by law; and (3) Will not be broader than that which you are required by the written contract or written agreement to provide for such additional insured. With respect to the insurance afforded to the person(s) or organization(s) that are additional insureds under this endorsement, the following additional exclusion applies: This insurance does not apply to "bodily injury", "property damage" or ')personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including: (1) The preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders, -designs- or. specifications;. or (2) Supervisory, Inspection, architectural or engineering activities. The limits of insurance that apply to the additional insured shown in the Schedule are described in the Units Of Insurance section. Now this insurance applies when other insurance Is available to the additional Insured is described in the Other Insurance Condition in Section IV — Commercial General Liability Conditions, except as otherwise amended below. B. With respect to insurance provided to the person(s) or organization(s) that are additional insureds under this endorsement, the When You Acid Others As An Additional Insured To This Insurance subparagraph, under the Other Insurance Condition of Section IV — Commercial General Liability Conditions is replaced with the following: Page 2 of 2 When You Add Others As An Additional Insured To This Insurance (a) Primary Insurance When Required By Contract This insurance Is primary if you have agreed in a written contract or written agreement that this insurance be primary. If other Insurance is also primary, we will share with all that other insurance by the method described in Paragraph (c) below. This insurance does not apply to other insurance to which the additional Insured in the Schedule has been added as an additional Insured. (b) Primary And Non -Contributory To Other Insurance When Required By Contract This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that: (I) The additional insured in the Schedule is a Named Insured under such other Insurance; and (11) You have agreed In a- written -contract- or written agreement that this Insurance would be primary and would not seek contribution from any other insurance available to the additional Insured in the Schedule. (c) Pethod Of Sharing If all of the other Insurance permits contribution by equal shares, we will follow this method also, Under this approach, each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other Insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share Is based an the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers, Ail other terms and conditions in the policy remain unchanged. Form HS 24 80 0713 REVONED BAY : MGMGE REDA OF", A�I� P L/ CERTIFICATE OF LIABILITY INSURANCE DATE (MMIDD/YYYY) 0610712016 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh Risk & Insurance Services 17901 Von Karman Avenue, Suite 1100 CONTACT NAME: PHONE FAX A/C No): EMAIL ADDRESS: (949) 399-5800; License f0437153 Irvine, CA 92614 INSURERS AFFORDING COVERAGE NAIC # INSURER A: NIA N/A 318366-IntCR-PL+-16.17 INSURED First American Financial Corporation First American Title Insurance Company INSURER B : Lexington Insurance Company 19437 INSURER C : Hartford Fire Insurance Company 19682 INSURER D : Commerce and Industry Insurance Company 19410 1 First American Way Santa Ana, CA 92707 INSURER E: Trumbull Insurance Company 27120 INSURER F : N/A NIA COVERAGES CERTIFICATE NUMBER: LOS-001977080-06 REVISION NUMBER:7 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE ADDL S BR POLICY NUMBER POLICY EFF MM/DD/YYYY POLICY EXP MMIDD/YYYY LIMITS C X COMMERCIAL GENERAL LIABILITY CLAIMS -MADE Ifl OCCUR 72CSER32911 06/01/2016 06101/2017 EACH OCCURRENCE $ 1,000,000 DAMAGETORENTED PREMISES (Ea occurrence) _-$ 1,000,000 MED EXP (Any one person) $ N/A PERSONAL & ADV INJURY $ 1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: X POLICY 0 JECOT � LOC OTHER: GENERAL AGGREGATE $ 2,000,000 PRODUCTS -COMP/OP AGG $ 2,000,000 $ C AUTOMOBILE X1HIREDAUTOS LIABILITY ANY AUTO ALL OWNED SCHEDULED AUTOS AUTOS NON -OWNED AUTOS 72CSER32909 06/01/2016 06/01/2017 Ea�eBcidaDISINGLE LIMIT $ 3,000,000 BODILY INJURY (Per person) $ BODILY INJURY (Per accident) $ PROPERTY DAMAGE Perac (dent)_ $ $ D X UMBRELLA LIAB EXCESS LIAB X OCCUR CLAIMS -MADE BE084771884 06/01/2016 06/01/2017 EACH OCCURRENCE $ 2,000,000 AGGREGATE $ 2,000,000 DED RETENTION$ $ E WORKERS COMPENSATION AND EMPLOYERS' LIABILITY ANY PROPRIETOR/PARTNENEXECUTIVE Ya OFFICERIMEMBER EXCLUDED? (Mandatory In NH) If yes, describe under DESCRIPTION OF OPERATIONS below NIA 72WNR32908 06/01/2016 06/01/2017 X STATUTE �OT ER 1 E.L. EACH ACCIDENT $ 1,000,000 E.L. DISEASE - EA EMPLOYE $ 1,000,000 _ E.L. DISEASE - POLICY LIMIT $ 1,000,000 8 Internet Llabi6ly/Cyber Risk 01-420-57-64 01/011211G 06/01/2017 Each Claim 5,000,000 $1,000,000 SIR DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space Is required) R O71F1dVLLJ,BY: EUNlCEFIEREDIA(fIG 6bf ) City of Santa Ana Public Works Agency 20 Civic Center Plaza, 3rd Floor Ross Annex M-36 Santa Ana, CA 92701 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE of Marsh Risk & Insurance Services Lisa J. Chatellier ©1988-2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD POLICY NUMBER. 72 CSE R32.911 THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. ADDITIONAL INSURED - OWNERS, LESSEES OR CONTRACTORS - OPTION I This endorsern ent modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART SCHEDULE Name Of Additional Insured Person(s) Designated Project(s) Or Location(s) Or Orgppizatilon(s)-, Of Covered Operations: Any person or organization from whom you are required by written contract or agreement. Information required to complete this Schedule, if not shown above, will be shown In the Declarations. A. 'With respect to those person(s) or organization(s) M In connection with "your work" for the shown in the Schedule above when you have additional Insured at the project(s) or agreed In a written contract or written agreement location(s) designated in the Schedule to provide Insurance such as is afforded under this and Included within the "products, policy to them, Subparagraph f., Any Other completed operations hazard", but only if Party, under the Additional Insureds When (a) The written contract or written Required By Written Contract, Written agreement requires you to provide Agreement Or Permit Paragraph of Section 11 — such coverage to such additional Who Is An insured is replaced with the following: insured at the project(s) or location(s) t Any Other Party designated in the Schedule; and Any other person or organization who Is not (b) This Coverage Part provides an Insured under Paragraphs a. through e. coverage for 'bodily Injury" or above, but only with respect to liability for "property damage" Included within the "bodily injury", "property damage" or "personal "products -completed operations and advertising injury" caused, in whole or In hazard". part, by your acts or omissions or the acts or The insurance afforded to the additional omissions of those acting on your behalf, insured shown in the Schedule applies: (1) In the performance of your ongoing (1) Only If the "bodily Injury" or "property operations for such additional insured at damagd' occurs, or the "personal and the project(s) or location(s) designated in advertising injury" offense is committed: the Schedule; (a) During the poticy period; and (2) In connection with your premises owned (b) Subsequent to the execution of such by or rented to you and shown in the written contract or written agreement; Schedule; or and Form HS 24 80 0713 Page 1 of 2 Oc 2013, The Hartford (includes copyrighted material of Insurance Services office, Inc., ith its permission.) REVIE'VVED BY: �@HHCE HEREDkA (F'GZ06-'Z (o) Prior to the expiration of the period of time that the written contract or written agreement requires such insurance be provided to the additional insured, (2) Only to the extent permitted by law; and (3) Will not be broader than that which you are required by the written contract or written agreement to provide for such additional insured. With respect to the insurance afforded to the person(s) or organization(s) that are additional insureds under this endorsement, the following additional exclusion applies: This insurance does not apply to "bodily injury", "property damage" or ')personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including: (1) The preparing, approving, or failing to prepare or approve maps, shop drawings, opinions, reports, surveys, field orders, change orders, -designs- or. specifications;. or (2) Supervisory, Inspection, architectural or engineering activities. The limits of insurance that apply to the additional insured shown in the Schedule are described in the Units Of Insurance section. Now this insurance applies when other insurance Is available to the additional Insured is described in the Other Insurance Condition in Section IV — Commercial General Liability Conditions, except as otherwise amended below. B. With respect to insurance provided to the person(s) or organization(s) that are additional insureds under this endorsement, the When You Acid Others As An Additional Insured To This Insurance subparagraph, under the Other Insurance Condition of Section IV — Commercial General Liability Conditions is replaced with the following: Page 2 of 2 When You Add Others As An Additional Insured To This Insurance (a) Primary Insurance When Required By Contract This insurance Is primary if you have agreed in a written contract or written agreement that this insurance be primary. If other Insurance is also primary, we will share with all that other insurance by the method described in Paragraph (c) below. This insurance does not apply to other insurance to which the additional Insured in the Schedule has been added as an additional Insured. (b) Primary And Non -Contributory To Other Insurance When Required By Contract This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that: (I) The additional insured in the Schedule is a Named Insured under such other Insurance; and (11) You have agreed In a- written -contract- or written agreement that this Insurance would be primary and would not seek contribution from any other insurance available to the additional Insured in the Schedule. (c) Pethod Of Sharing If all of the other Insurance permits contribution by equal shares, we will follow this method also, Under this approach, each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. If any of the other Insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer's share Is based an the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers, Ail other terms and conditions in the policy remain unchanged. Form HS 24 80 0713 REVONED BAY : MGMGE REDA OF", ''`14C"R©� CERTIFICATE OF LIABILITY INSURANCE �'- DATE /YYYY) 06101/2017/2017 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER Marsh Risk & Insurance ServicesL 17901 Von Karman Avenue, Suite 1106E CONTACT _ NAME: PHONE FAX (A/C. No Ext): (A/C No): (949) 399-5800; License #0437153L Irvine, CA 92614 _ E-MAIL ADDRESS: INSURERS AFFORDING COVERAGE NAIC # _ INSURER A: Hartford Fire Insurance Company 19682 318366-STND-GAWUI-17-18 _ _ INSURED First American Financial Corporationt First American Title Insurance Company! INSURER B : Commerce and Industry Insurance Company 19410 INSURER C : Trumbull Insurance Company 27120 INSURER D , Twin City Fire Insurance Company 29459 1 First American Wayl Santa Ana, CA 92707 INSURER E: National Union Fire Ins. Co. of Pittsburgh, PA INSURER F : COVERAGES CERTIFICATE NUMBER: LOS-001977080-09 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE AND SUED POLICY NUMBER POLICY EFF MM(DD WYY POLICY EXP MM DD/YYYY LIMITS A X COMMERCIAL GENERAL LIABILITY 72CSER32911 06/01/2017 06/01/2018 EACH OCCURRENCE $ 1,000,000 CLAIMS -MADE OCCUR DAMAGE TO RENTED PREMISES Ea occurrence $ 1,000,000 MED EXP (Any one person) $ N/A PERSONAL & ADV INJURY $ 1,000,000 AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ 2,000,000 GEN'L X POLICY L7 PRO - POLICY E LOC PRODUCTS - COMP/OP AGG $ 2,000,000 $ OTHER: I A AUTOMOBILE LIABILITY 72CSER32909 06/01/2017 06/01/2018 COMBINED SINGLE LIMIT Ea accident $ 3,000,000 BODILY INJURY (Per person) $ X1AUTOS ANY AUTO ALL OWNED F SCHEDULED AUTOS AUTOS _ BODILY INJURY (Per accident) $ HIRED AUTOS NON -OWNED PROPERTY DAMAGE Per accident $ B X UMBRELLA LIAR X occuR 039155012 06/01/2017 06/01/2018 EACH OCCURRENCE $ 2,000,000 AGGREGATE $ 2,000,000 EXCESS LIAB CLAIMS -MADE DED RETENTION $ $ C D WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y/N ANY PROPRIETOR/PARTNER/EXECUTIVE � D? OFFICER/MEMBER EXCLUDE N / A 72WNR32908 (AOS) 72WEKU6489 WI ( ) 06/01/2017 06/01/2017 06101/2018 06/01/2018 X I PER oTH- STATUTE ER E.L. EACH ACCIDENT _ $ 1,000,000 E.L. DISEASE - EA EMPLOYE $ 1,000,000 (Mandatory In NH) If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT $ 1,000,000 E Internet Liability/Cyber Risk 01.424-64.37 06/01/2017 06/01/2018 Each Claim: 5,000,000 SIR - various per policy DESCRIPTION OF OPERATIONS I LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) REVIEWED BY LL1NBt d=NB IERfWiIIA (5'C OF )...� CERTIFICATE HOLDER CANCELLATION City of Santa Anal Public Works Agencyr 20 Civic Center Plaza, 3rd FloorL Ross Annex M-361 Santa Ana, CA 92701 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE of Marsh Risk & Insurance Services Sally Sonnenburg © 1988-2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014/01) The ACORD name and logo are registered marks of ACORD POLICY NUMBER; 72 CSE R32911 NUM ADDITIONAL INSURED - OWNERS, LESSEES 0 CONTRACTORS - OPTION I I This endorsement modifies insurance provided under the following: COMMERCIAL GENERAL LIABILITY COVERAGE PART Name Of Additional Insured Person(s) Designated Project(s) Or Location(s) L- Or Or ganization(s): I Of Covered Or)erations: I Any person or organization from whom you are required by written contract or agreement. re this A. Wth respect to those person(s) or organization(s) shown in the Schedule above when you have agreed in a written contract or written agreement to provide insurance such as is afforded under this policy to them, Subparagraph f., Any Other Party, under the Additional Insureds When Required By Written Contract, Written Agreement Or Permit Paragraph of Section 11 - Who Is An insured is replaced with the following: f. Any Other Party Any other person or organization who is not an insured under Paragraphs a. through e. above, but only with respect to liability for "bodily injury", "properly damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf: (1) In the performance of your ongoing operations for such additional insured at the project(s) or location(s) designated in the Schedule; (2) In connection with your premises owned by or rented to you and shown in the Schedule; or (3) In connection with "your work" for the additional Insured at the project(s) or location(s) designated in the Schedule and included within the "products - completed operations hazard", but only if. (a) The written contract or written agreement requires you to provide such coverage to such additional insured at the project(s) or location(s) designated in the Schedule, and (b) This Coverage Part provides coverage for "bodily injury" or "property damage" included within the "products -completed operations hazard", The insurance afforded to the additional insured shown in the Schedule applies: (1) Only if the 'bodily injury" or "property damage" occurs, or the "personal and advertising injury" offense is committed: (a) During the policy period; and (b) Subsequent to the execution of such written contract or written agreement; and Oc 2013, The Hartford (Includes copyrighted material of Insurance Services Office, Inc., with its permission.) 7 REVIEWED BY: ELJN10EHERED1A(PG;-o�- 8 - - ----------- ------- (o) Prior to the expiration of the period of time that the written contract or written agreement requires such Insurance be provided to the additional insured, (2) Only to the extent permitted by law; and (3) Will not be broader than that which you are required by the written contract or written agreement to provide for such additional insured. With respect to the Insurance afforded to the person(s) or organization(s) that are additional Insureds under this endorsement, the following additional exclusion applies: This insurance does not apply to "bodily Injury", "property damage' or "personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including: (1) The preparing, approving, or failing to prepare or approve rnaps, shop drawings, opinions, reports, surveys, field orders, change orders, designs or specifications; or (2) Supervisory, inspection, architectural or engineering activities. The limits of insurance that apply to the additional insured shown in the Schedule are described in the Limits Of Insurance section, How this insurance applies when other insurance is available to the additional insured is described in the Other Insurance Condition in Section IV -- Commercial General Liability Conditions, except as otherwise amended below. B. With respect to insurance provided to the person(s) or organlZation(s) that are additional Insureds under this endorsement, the When You Add Others As An Additional Insured To This Insurance subparagraph, under the Other Insurance Condition of Section IV — Commercial General Liability Conditionsis replaced with the following; When You Add Others As An Additional Insured To This Insurance (a) Primary Insurance When Required By Contract This Insurance Is primary if you have agreed in a written contract or written agreement that this Insurance be primary. If other Insurance is also primary, we will share with all that other insurance by the method described in Paragraph (c) below. This insurance does not apply to other insurance to which the additional insured in the Schedule has been added as an additional Insured. (b) Primary And Non -Contributory To Other Insurance When Required By Contract This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that: (I) The additional insured in the Schedule Is a Named Insured tinder such other Insurance; and (I!) You have agreed In a written contract or written agreement that this Insurance would be primary and would not seek contribution from any other insurance available to the additional Insured in the Schedule. (c) Method Of Shming If all of the other Insurance permits contribution by equal shares, we will follow this method also. Undor this approach, each Insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss r6ma[ns, whichever comes first. If any of the other insurance does not permit .contribution by equal shares, we will contribute by limits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers. AM other terms and conditions in the policy remain unchanged, CC>VP1TktrS,VJd�k1 A Page 2 of 2 Form HS 24 80 0713 -U� REVIEWED :EWE7D BY: EUNICE HERE IA,(PG _EY (PG F