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POLICY NO.: CA-FXDD-ICL-81451-1-22-221534503 ALTA Homeowner’s Policy of Title Insurance (12-2-13) Page 1 Copyright American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA Licensees and ALTA Members in good standing as of the date of use. All other uses are prohibited. Reprinted under license from the American Land Title Association. HHOOMMEEOOWWNNEERR’’SS PPOOLLIICCYY OOFF TTIITTLLEE IINNSSUURRAANNCCEE FFoorr aa oonnee--ttoo--ffoouurr ffaammiillyy rreessiiddeennccee Issued by Commonwealth Land Title Insurance Company OWNER’S INFORMATION SHEET Your Title Insurance Policy is a legal contract between You and Us. It applies only to a one-to-four family residence and only if each insured named in Schedule A is a Natural Person. If the Land described in Schedule A of the Policy is not an improved residential lot on which there is located a one-to-four family residence, or if each insured named in Schedule A is not a Natural Person, contact Us immediately. The Policy insures You against actual loss resulting from certain Covered Risks. These Covered Risks are listed beginning on page 3 of the Policy. The Policy is limited by: • Provisions of Schedule A • Exceptions in Schedule B • Our Duty To Defend Against Legal Actions On Page 7 • Exclusions on page 8 • Conditions on page 9. You should keep the Policy even if You transfer Your Title to the Land. It may protect against claims made against You by someone else after You transfer Your Title. IF YOU WANT TO MAKE A CLAIM, SEE SECTION 3 UNDER CONDITIONS ON PAGE 10. The premium for this Policy is paid once. No additional premium is owed for the Policy. This sheet is not Your insurance Policy. It is only a brief outline of some of the important Policy features. The Policy explains in detail Your rights and obligations and Our rights and obligations. Since the Policy – and not this sheet – is the legal document, YOU SHOULD READ THE POLICY VERY CAREFULLY. If You have any questions about Your Policy, contact: Commonwealth Land Title Insurance Company, P.O. Box 45023, Jacksonville, FL 32232-5023 1927 & 1929 S Hickory St2/12/2025