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POLICY NO.: CA-FXDD-ICL-81451-1-22-221534503 <br /> <br />ALTA Homeowner’s Policy of Title Insurance (12-2-13) Page 2 <br />Copyright American Land Title Association. All rights reserved. The use of this Form is restricted to ALTA <br />Licensees and ALTA Members in good standing as of the date of use. All other uses are prohibited. Reprinted <br />under license from the American Land Title Association. <br /> <br />HHOOMMEEOOWWNNEERR’’SS PPOOLLIICCYY OOFF TTIITTLLEE IINNSSUURRAANNCCEE <br />FFoorr aa oonnee--ttoo--ffoouurr ffaammiillyy rreessiiddeennccee <br />Issued by <br />Commonwealth Land Title Insurance Company <br />TABLE OF CONTENTS <br />OWNER'S COVERAGE STATEMENT ...................................................................................................................... 3 <br />COVERED RISKS ...................................................................................................................................................... 3 <br />OUR DUTY TO DEFEND AGAINST LEGAL ACTIONS .......................................................................................... 7 <br />EXCLUSIONS ............................................................................................................................................................ 8 <br />CONDITIONS <br />1. Definitions .............................................................................................................................................. 9 <br />2. Continuation of Coverage ........................................................................................................................ 9 <br />3. How to Make a Claim ............................................................................................................................. 10 <br />4. Our Choices When We Learn of a Claim ................................................................................................. 10 <br />5. Handling a Claim or Legal Action ........................................................................................................... 11 <br />6. Limitation of Our Liability ...................................................................................................................... 11 <br />7. Transfer of Your Rights to Us ................................................................................................................. 12 <br />8. This Policy is the Entire Contract ............................................................................................................ 13 <br />9. Increased Policy Amount......................................................................................................................... 13 <br />10. Severability ............................................................................................................................................. 13 <br />11. Arbitration .............................................................................................................................................. 13 <br />12. Choice of Law ........................................................................................................................................ 13 <br />SCHEDULE A ............................................................................................................................................................ 14 <br />Policy Number, Premium, Date and Time and Amount <br />Deductible Amounts and Maximum Dollar Limits of Liability <br />Street Address of the Land <br />1. Name of Insured <br />2. Interest in Land Covered <br />3. Description of the Land <br />SCHEDULE B – EXCEPTIONS ................................................................................................................................. 16 <br /> <br /> <br />1927 & 1929 S <br />Hickory St2/12/2025