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(2) Your "employee" if the covered "auto" is <br />owned by that "employee" or a member <br />of his or her household. <br />(3) Sorneone using a covered "auto" while <br />he or she is working in a business of <br />selling, servicing, repairing, parking or <br />storing "autos" unless that business is <br />yours. <br />(4) Anyone other than your "employees", <br />partners (if you are a partnership), <br />members (if you are a limited liability <br />company) or a lessee or borrower or <br />any of their "employees", while moving <br />property to or from a covered "auto". <br />(5) A partner (if you are a partnership) or a <br />member (if you are a limited liability <br />company) for a covered "auto" owned by <br />him or her or a member of his or her <br />household. <br />c. Anyone liable for the conduct of an <br />"insured" described above but only to the <br />extent of that liability. <br />2. Coverage Extensions <br />a. Supplementary Payments <br />We will pay for the "insured": <br />(1) All expenses we incur. <br />(2) Up to $2,000 for cost of bail bonds <br />(including bonds for related traffic law <br />violations) required because of an <br />"accident" we cover. We do not have to <br />furnish these bonds. <br />(3) The cost of bonds to release <br />attachments in any "suit" against the <br />"insured" we defend, but only for bond <br />amounts within our Limit of Insurance. <br />(4) All reasonable expenses incurred by the <br />"insured" at our request, including actual <br />loss of earnings up to $250 a day <br />because of time off from work. <br />(5) All court costs taxed against the <br />"insured" in any "suit' against the <br />"insured" we defend. However, these <br />payments do not include attorneys' fees <br />or attorneys' expenses taxed against the <br />"insured". <br />(6) All interest on the full amount of any <br />judgment that accrues after entry of the <br />judgment in any "suit" against the <br />"insured" we defend, but our duty to pay <br />interest ends when we have paid, <br />offered to pay or deposited in court the <br />part of the judgment that is within our <br />Limit of Insurance. <br />CA 00 01 1013 <br />These payments will not reduce the Limit of <br />Insurance. <br />b. Out-of-state Coverage Extensions <br />While a covered "auto' is away from the <br />state where it is licensed, we will: <br />(1) Increase the Limit of Insurance for <br />Covered Autos Liability Coverage to <br />meet the limits specified by a <br />compulsory or financial responsibility <br />law of the jurisdiction where the covered <br />"auto" is being used. This extension <br />does not apply to the limit or limits <br />specified by any law governing motor <br />carriers of passengers or property. <br />(2) Provide the minimum amounts and <br />types of other coverages, such as no- <br />fault, required of out-of-state vehicles by <br />the jurisdiction where the covered "auto" <br />is being used. <br />We will not pay anyone more than once for <br />the same elements of loss because of <br />these extensions. <br />B. Exclusions <br />This insurance does not apply to any of the <br />following: <br />1. Expected Or Intended Injury <br />"Bodily injury" or "property damage" expected <br />or intended from the standpoint of the <br />"Insured", <br />2. Contractual <br />Liability assumed under any contract or <br />agreement. <br />But this exclusion does not apply to liability for <br />damages: <br />a. Assumed in a contract or agreement that is <br />an "insured contract provided the "bodily <br />injury" or "property damage" occurs <br />subsequent to the execution of the contract <br />or agreement; or <br />b. That the "insured" would have in the <br />absence of the contract or agreement. <br />3. Workers' Compensation <br />Any obligation for which the "insured" or the <br />"insured's" insurer may be held liable under <br />any workers' compensation, disability benefits <br />or unemployment compensation law or any <br />similar law. <br />© Insurance Services Mica, Inc., 2011 <br />Page 3 of 12 <br />ACP BAPD75-5-5954504 L183 17086 INSURED COPY CA0001101300 0001 47 0034415 <br />