BENEFIT FINANCIAL SERVICES GROUP (BFSG)

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A� RH CERTIFICATE OF LIABILITY INSURANCE DATvai2o16Y"1 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW, THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). a RODUCBR Hub International Northeast Limited 100 Sunnyside Blvd Woodbury NY 11797 RebeccaKorman NAME: Rebecca Korman PHONE . FAX No): 516 E-MAIL AODREs : rebecca.korman hubinternational.com INSURERS AFFORDING COVERAGE NAIC N 1/1/2019 INSURER A: U.S. Specialty Insurance Company 29599 DAMAGE TO RENTED PREMISES Ea occurrence INSURED F Focus FocusLLC Financial Partners, LLC INSURER a: Hartford Fire Insurance Company 19682 INSURER C : Hartford CasualtyInsurance Company 29424 INSURER D : Hartford Insurance Group 914 825 3rd Avenue 27th Floor New York NY 10022 INSURER E: $3,000,000 $ B INSURER F: LIABILITY ANY AUTO ALL OWNED F7SCHEDUULD AUTOS AUTOS HIRED AUTOS X AUTOS COVERAGES CERTIFICATE NUMBER: 929830326 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. I NSR R TYPE OF INSURANCE IVSD SUER POLICYNUMBER Io MMIBmYV POLICY EXP MMIODM'YY LIMITS B X COMMERCIAL GENERAL LI ABILITY CLAIMS -MADE 1XI OCCUR Y Y 31UUNAX3381 1/1/2010 1/1/2019 EACH OCCURRENCE $1000,00 DAMAGE TO RENTED PREMISES Ea occurrence $1,000,000 MED EXP (Any one person) $10,000 PERSONAL & ADV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: POLICY PECT RO-I LOC OTHER: GENERAL AGGREGATE $3,000,000 PRODUCTS - COMP/OP AGG $3,000,000 $ B AUTOMOBILE Ix LIABILITY ANY AUTO ALL OWNED F7SCHEDUULD AUTOS AUTOS HIRED AUTOS X AUTOS Y Y 31UUNAX3381 1/1/2018 1/1/2019 COMBINED SINGLE LIMIT Ea accident $1,000,000 BODILY I INJURY (Per person) $ BODILY INJURY (Per accident) $ Parra.idem ROPERTY AMAGE (P $ C X UMBRELLA LIAB EXCESS LIAB X OCCUR CLAIMS -MADE Y 31RHUAX3254 11112018 1/1/2019 EACH OCCURRENCE $15,000,000 AGGREGATE $15,000,000 DED X I RETENTION$ 1 a 000 $ D WORKERS COMPENSATION ANDEMPLOYERS'LIABILITY YIN ANY PROPRIETOR/PARTNETEXECUTIVE OFFICER/MEMBER EXCLUDED? ❑ (Mandatory in NH) If yes, describe under DESCRIPTION OF OPERATIONS below NIA 31WBEL9793 1/112018 1/112019 OTRH- X STATUTE I E.L. EACH ACCIDENT $1,000,000 E.L. DISEASE - EA EMPLOYEE $1,000,000 E.L. DISEASE -POLICY LIMIT $1,000,000 A Errors &Ommisions Y Y 24-MGU-17-A397]7 1/26/2017 1126/2018 Oco/Aggregete 10,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required) Evidence of Insurance CERTIFICATE HOLDER CANCELLATION ©1988.2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD -� �, 4-t , SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. City of Santa Ana20 Civic Center Plaza Santa Ana, CA 92701-4058 AUTHORIZED REPRESENTATIVE USA ©1988.2014 ACORD CORPORATION. All rights reserved. ACORD 25 (2014101) The ACORD name and logo are registered marks of ACORD -� �, 4-t ,