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BUSINESS LIABILITY COVERAGE FORM <br />(a) The preparing, approving, or <br />failure to prepare or approve, <br />maps, shop drawings, opinions, <br />reports, surveys, field orders, <br />change orders, designs or <br />drawings and specifications; or <br />(b) Supervisory, Inspection, <br />architectural or engineering <br />activities. <br />The limits of Insurance that apply to additional <br />Insureds are described In Section R, — Limits <br />Of Insurance. <br />How this insurance applies when other <br />Insurance Is available to an additional insured <br />Is described In the Other Insurance Condition <br />in Section E. — Liability And Medical Expenses <br />General Conditions. <br />No person or organization is an Insured with <br />respect to the conduct of any current or past <br />partnership, joint venture or limited liability <br />company that Is not shown as a Named Insured in <br />the Declarations. <br />D. LIABILITY AND MEDICAL EXPENSES <br />LIMITS OF INSURANCE <br />1. The Most We Will Pay <br />The Limits of Insurance shown in the <br />Declarations and the rules below fix the most <br />we will pay regardless of the number of; <br />a, Insureds; <br />b. Claims made or "suits" brought; or <br />c. Persons or organizations making claims or <br />bringing "sults". <br />2. Aggregate Limits <br />The most we will pay for; <br />a. Damages because of "bodily Injury' and <br />"property damage" included In the <br />"products -completed operations hazard" Is <br />the Products -Completed Operations <br />Aggregate Limit shown in the <br />Declarations. <br />b. Damages because of all other "bodily <br />Injury", "property damage" or "personal <br />and advertising Injury", Including medical <br />expenses, is the General Aggregate Limit <br />shown in the Declarations. <br />This General Aggregate Limit applies <br />separately to each of your "locations" <br />owned by or rented to you. <br />"Location" means premises Involving the <br />same or connecting lots, or premises <br />whose connection Is interrupted only by a <br />street, roadway or right-of-way of a <br />railroad, <br />Policy Number.72SBAAK0318 <br />This General Aggregate limit does not <br />apply to "property damage" to premises <br />while rented to you or temporarily <br />occupied by you with permission of the <br />owner, arising out of fire, lightning or <br />explosion. <br />3, Each Occurrence Limit <br />Subject to 2,a. or 2,b above, whichever <br />applies, the most we will pay for the sum of all <br />damages because of all "bodily injury", <br />"property damage" and medical expenses <br />arising out of any one "occurrence" Is the <br />Liability and Medical Expenses Limit shown In <br />the Declarations. <br />The most we will pay for all medical expenses <br />because of "bodily injury" sustained by any <br />one person Is the Medical Expenses Limit <br />shown In the Declarations. <br />A. Personal And Advertising Injury Limit <br />Subject to 2,b, above, the most we will pay for <br />the sum of ail damages because of all <br />"personal and advertising injury" sustained by <br />any one person or organization Is the Personal <br />and Advertising injury Limit shown in the <br />Declarations. <br />S. Damage To Premises Ranted To You Limit <br />The Damage To Premises Rented To You <br />Limit is the most we will pay under Business <br />Liability Coverage for damages because of <br />"property damage" to any one premises, While <br />rented to you, or in the case of damage by fire, <br />lightning or explosion, while rented to you or <br />temporarily occupied by you with permission of <br />the owner. <br />In the case of damage by fire, lightning or <br />explosion, the Damage to Promises Rented -To <br />You Limit applies to all damage proximately <br />caused by the same event, whether such <br />damage results from fire, lightning or explosion <br />or any combination of these. <br />6. How Limits Apply To Additional Insureds <br />The most we will pay on behalf of a person or <br />organization who is an additional insured <br />under this Coverage Part is the lesser of; <br />a. The limits of insurance specified In a <br />written contract, written agreement or <br />permit issued by a state or political <br />subdivision; or <br />b. The Limits of Insurance shown in the <br />Declarations. <br />Such amount shall be a part of and not In <br />addition to the Limits of Insurance shown in <br />the Declarations and described In this Section. <br />Form SS 00 08 04 05 <br />