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(8) When You Are Added As An <br />Additional Insured To Other <br />Insurance <br />That Is other Insurance available to <br />you covering liability for damages <br />arising out of the premises or <br />operations, or products and completed <br />operations, for which you have been <br />added as an addlkional Insured by that <br />Insurance; or <br />(7) When You Add Others As An <br />Additional Insured To This <br />Insurance <br />That Is other Insurance available to an <br />additional Insured. <br />However, the following provisions <br />apply to other Insurance available to <br />any person or organization who is an <br />additional insured under this Coverage <br />Part: <br />(a) Primary Insurance When <br />Required By Contract <br />This Insurance Is primary If you <br />have agreed In a written contract, <br />written agreement or permit that <br />this Insurance be primary. If other <br />Insurance is also primary, we will <br />share with all that other insurance <br />by the method described In c. <br />below. <br />(b) Primary And Non -Contributory <br />To Other Insurance When <br />Required By Contract <br />If you have agreed In a written <br />contract, written agreement or <br />permit that this Insurance Is <br />primary and non-contributory with <br />the additional Insured's own <br />Insurance, this insurance is <br />primary and we will riot seek <br />contribution from that other <br />Insurance. <br />Paragraphs (a) and (b) do not apply to <br />other Insurance to which the additional <br />insured has been added as an <br />additional insured. <br />When this insurance is excess, we will <br />have no duty under this Coverage Part to <br />defend the Insured against any "suit" If any <br />other insurer has a duty to defend the <br />Insured against that "suit". If no other <br />Insurer defends, we will undertake to do <br />so, but we will be entitled to the Insured's <br />rights against all those other Insurers. <br />Form SS 00 08 04 05 <br />Policy Number: 72SBAAIt0318 <br />BUSINESS LIABILITY COVERAGE FORM <br />When this Insurance is excess over other <br />Insurance, we will pay only our share of <br />the amount of the loss, if any, that <br />exceeds the sum of: <br />(1) The total amount that all such other <br />insurance would pay for the loss in the <br />absence of this Insurance; and <br />(2) The total of all deductible and self. <br />Insured amounts under all that other <br />Insurance. <br />We will share the remaining loss, if any, with <br />any other Insurance that is not described in <br />this Excess Insurance provision and was not <br />bought specifically to apply In excess of the <br />Limits of Insurance shown in the <br />Declarations of this Coverage Part. <br />c. Method Of Sharing <br />If all the other insurance permits <br />contribution by equal shares, we will follow <br />this method also. Under this approach, <br />each insurer contributes equal amounts <br />until it has paid Its applicable limit of <br />insurance or none of the loss remains, <br />whichever comes first. <br />If any of the other Insurance does not permit <br />contribution by equal shares, we will <br />contribute by limits. Under this method, each <br />insurer's share Is based on the ratio of its <br />applicable limit of insurance to the total <br />applicable limits of insurance of ail insurers. <br />8. Transfer Of Rights Of Recovery Against <br />Others To Us <br />a. Transfer Of Rights Of Recovery <br />If the Insured has rights to recover all or <br />part of any payment, Including <br />Supplementary Payments, we have made <br />under this Coverage Part, those rights are <br />transferred to us. The Insured must do <br />nothing after loss to impair them. At our <br />request, the insured will bring "suit" or <br />transfer those rights to us and help us <br />enforce them, This condition does not <br />apply to Medical Expenses Coverage. <br />b. Waiver Of Rights Of Recovery (Waiver <br />Of Subrogation) <br />If the Insured has waived any rights of <br />recovery against any person or <br />organization for all or part of any payment, <br />Including Supplementary payments, we <br />have made under this Coverage Part, we <br />also waive that right, provided the Insured <br />waived their rights of recovery against <br />such person or organization In a contract, <br />agreement or permit that was executed <br />prior to the Injury or damage. <br />