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BUSINESS LIABILITY COVERAGE FORM <br />If more than one limit of insurance under this <br />policy and any endorsements attached thereto <br />applies to any claim or "suit", the most vwewill pay <br />under this policy and the endorsements is the <br />single highest limit of liability of all coverages <br />applicable to such claim or "suit". However, this <br />paragraph does not apply to the Medical Expenses <br />limit set forth inParagraph 3. above. <br />The Limits ofInsurance of this Coverage Part apply <br />separately tmeach consecutive annual period and to <br />any remaining period mfless than 12months, starting <br />with the beginning of the policy period shown in the <br />Deo|anahmns, unless the policy period is extended <br />after issuance for anadditional period mfless than 12 <br />months. In that case, the additional period will be <br />deemed part mfthe last preceding period for purposes <br />mfdetermining the Limits mfInsurance, <br />E. LIABILITY AND MEDICAL EXPENSES <br />GENERAL CONDITIONS <br />1. Bankruptcy <br />Bankruptcy or insolvency of the insured or of <br />the |nouned'o estate will not ne||awa us of our <br />obligations under this Coverage Part. <br />3. Duties In The Event Of Occurvonce, <br />Offenae, Claim Or Suit <br />a. Notice Of Occurrence Or Offense <br />You or any additional insured must see to <br />it that we are notified as soon as <br />practicable of an "occurrence" or an <br />oKonoa which may noou|t in a claim. To <br />the extent possible, notice should include: <br />(1) How, when and where the "occurrence" <br />uroffense took place', <br />(3) The names and addresses of any <br />injured persons and vxitnesses�and <br />(3) Tha nature and location of any injury <br />or damage arising out of the <br />~occurrence" uroffense, <br />b. Notice Of Claim <br />If a claim is made or "suit" is brought <br />against any |nounad. you orany additional <br />insured must: <br />(i) Immediately record the specifics ofthe <br />claim or "suit" and the dsda received; <br />and <br />(2) Notify usassoon aspracticable. <br />You orany additional insured must see to <br />it that we receive a written notice of the <br />claim or^suh"assoon aspracticable. <br />(1) Immediately send us copies of any <br />demands, noUces, summonses or <br />legal papers received in connection <br />with the claim or^suk": <br />(2) Authorize us to obtain records and <br />other information-, <br />(3) Cooperate with us in the investigation, <br />settlement of the claim or dahanam <br />against the ^auh^' and <br />(4) Aoo|ai uo, upon our nsquaoL in the <br />enforcement of any right against any <br />person or organization that may be <br />||ab|a to the insured because of injury <br />or damage to which this insurance <br />may also apply. <br />d. Obligations At The |naunyd\s Own Coat <br />No insured will, except at that insunsd's own <br />oost, voluntarily make a payment, assume <br />any ob|iQadon, orincur any expanse, other <br />than for first aid, without our consent, <br />e. Additional |naured'a Other Insurance <br />If we cover a claim or "auk. under this <br />Coverage Part that may also be covered <br />by other insurance available to an <br />additional inaunad, such additional insured <br />must submit such claim or "suit" to the <br />other insurer for defense andindamnky. <br />However, this provision dues not apply to <br />the extent that you have agreed in a <br />written cuntract, written agreement or <br />permit that this insurance is primary and <br />non-contributory with the additional <br />|nsunad'sown insurance. <br />[ Knowledge Of An Occurrence, Offense, <br />Claim Or Suit <br />Paragraphs a. and b. apply to you or to <br />any additional insured only when such <br />^000unenoe^. offense, claim or "suit" is <br />known to: <br />(1) You or any additional insured that is <br />anindiv|dua|� <br />(D) Any partner, if you or an additional <br />insured iaa partnership-, <br />(3) Any manager, if you or an additional <br />insured is limited liability company: <br />(4) Any "executive officer" or insurance <br />manage[ if you or an additional <br />insured isamzqpmratimm <br />(5) Any tmstmm, if you or an additional <br />insured is a trust; or <br />u� Assistance And Cooperation Of The <br />(G) Any elected orappointed official, ifyou <br />Insured <br />or an additional insured is a political <br />You and any other involved insured must: subdivision orpublic entity. <br />Form SS OO 08 04 05 Page 15 of34 <br />