HASSETT & WILLIS ASSOCIATES, LLC (HWC)-2016 (2)

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(G) When You Are Added As An Additional Insured To Other Insurance That is other insurance available to you covering liability for damages arising out of the premises or operadons, or products and completed operations, for which you have been added as an additional insured by that insurance-, or (7) When You Add Others As An Additional Insured To This Insurance — That isother insurance available to an additional insured. However. the following provisions apply to other insurance available to any person or organization who is an additional insured under this Coverage Pa rt'. (a) Primary Insurance When === Required By Contract This insurance is primary if you have agreed in a written oontnao, written agreement or permit that this insurance beprimary, If other insurance is also primary, we will share with all that other insurance by the method described in c. below. (b) Primary And Non-ContrIbutory To Other Insurance When Required By Contract If you have agreed in a written contract, written agreement or permit that this insurance is primary and non-contributory with the additional |nsuned's own insuxenoe. this insurance is phmary and we will not seek contribution hom that other insurance. Paragraphs (m)and (b)donot apply to other insurance bzwhich the additional insured has been added as an additional insured. When this insurance is exoess, we will have no duty under this Coverage Part to defend the insured against any ^suh^ifany other insurer has a duty to defend the insured against that "suit". If no other insurer defends, we will undertake to do so, but wewill be entitled to theinsured's rights against all those other insurers. When this insurance is excess over other insunonms, we will pay only our shops of the onnnunt of the |nss, if any, that exceeds the sunnof: (1) The total annount that all such other insurance would pay for the loss in the absence ofthis insurance; and (2) The bzka| of all deductible and self - insured amounts under all that other insurance. We will share the remaining |oss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations ofthis Coverage Part. c. Method Of Sharing If all the other insurance permits contribution by equal shares, we will follow this method also. Under this appmaoh, each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first. Ifany ofthe other insurance does not permit contribution by equal shares, we will contribute bylimits. Under this method, each insurer's share is based on the ratio of its applicable limit of insurance to the total applicable limits ofinsurance ofall insurers. 8. Transfer Of Rights Of Recovery Against Others ToUs z. Transfer OfRights 0fRecovery If the insured has rights to recover all or part of any payment, including Supplementary Paynents, mehave made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to impair them. At our naquest, the insured will bring "suit" or transfer those rights to us and help us enforce them. This condition does not apply toMedical Expenses Coverage. b. Waiver Of Rights Of Recovery (Waiver Of Subrogation) If the insured has waived any rights of recovery against any person or organization for all or part of any payment, including Supplementary Paynnents, we have made under this Coverage Part, we also waive that nght, provided the insured waived their rights of recovery against such person or organization in a oontraot, agreement or permit that was executed Injuryprior to the age 17 cf24 �� ^ =*"^~ =�," ° ` .�~.-~°~~~ ~',