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F1 MM All 11111r 0 Various provisions in this policy restrict coverage, Read the entire policy carefully to determine rights, clutles and what is and is not covered. Throughout this policy the words "you" and "your" refer to the Narned Insured shown in the Declarations. The words "we", "us' and "oar" refer to the stock Insurance company member of The Hartford providing this Insurance, The word "insured" means any person or organization qualifying as such under Section C. - Who Is An Insured. Other words And phrases that appear In quotation marks have special meaning. Refer to Section G. - Liability And Medical Expenses Definitions, 1. BUSINESS LIABILITY COVERAGE (BODILY INJURY, PROPERTY DAMAGE, PERSONAL AND ADVERTISING INJURY) Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury", "property damage" or "personal and advertising Injury" to which this insurance applies. We will have the right and duty to defend the Insured against any "suit" aeaking those damages, However, we will have no duty to defend the insured against any "suit" seeking damages for "bodily injury", "property damage" or "personal and advertising injury" to which this insurance does not apply. We may, at our discretion, investigate any .occurrence" or offense and settle any claim or "suit" that may result, But! (1) The amount we will pay for damages is limited as described in Section D. - Liability And Medical Expenses Limits Of Insurance; and (2) Our right and duty to datend ends when we have used Lip the applicable limit of Insurance in the payment of judgments, settlements or medical expenses to which this insurance applies, No other obligation or liability to pay sums or perform arts or services is covered unless explicitly provided for under Coverage Extension - Supplementary Payments, In. This insurance applies; (1) To "bodily Injury" and "property damage" only If: Form SS 00 03 04 05 CD 2005,'rhe Hartford (a) The "bodily Injury" or "property damage" is caused by an .'occurrence" that takes place in the "coverage tpirraory"; (b) The "bodily injury' or "property detnago!' occurs during the policy period; And (c) Prior to the policy pericid, no insured listed under Paragraph 1. of Section C. — Who 16 An Insured and no "employea" authorized by Yowto give or receive notice of an "occurrence" or Malm, knew that the "bodily, injury" or "property damage" had occurred, In whole or in part. If such a listed insured at authorizeol "employee" knew, prior to the policy period, that the "bodily injury" or "property damage" occurred, then any continuation, change or resumption of such "bodily Injury" or "properly damage" during or after the policy period will be deeniod to have been known prior to the policy period. (2) To "personal and advertising Injury" caused by an offense Arising out of your business, but only If the offense ores committed in the "coverage territory" during the policy period. 0, "Bodily injury" or "property damage" will be deemed to have been known to have occurred at the earlost time when any insured listed under Paragraph 1. of Section C. — Who Is An Insured or any "employee" authorized by you to give or receive notice of an "occurrence" or claim: (1) Reports All, or any part, of the "bodily injury" or "property domage' to us or any other insurer; Page I of 24