CITYGATE ASSOCIATES, LLC. - Laserfiche WebLink

Home Browse Search

BUSINESS LIABILITY COVERAGE FORM (2) Receives a written or verbal demand or claim for damages bccauso of tho "bodily Injury' or "property damage"; or (3) Becomes aware by any other means that "hodly Injury" or "property damage" his occurred or has begun to occur, of. Damages because at "bodily Injury" Include damages claimed by any person or organization for care, loss of services or death resulting at any time from the "bodily Injury". a. Incidental Medical Malpractice (1) "Bodily injury" arising out of the rendering of or failure to Tender professional health care services as a physician, dentist, norso, emergency medical technician or paramedic shelf be deemed to be caused by an occurrence", but only it, (a) The physician, dentist, ourso, emergency medical Technician or paramedic is employed by you to provide such services; and (b) You are not engaged In The business or occupation of providing such service,,,,, (2) For the purpose of determining file linfilts at Insurance Tor Incidental medical malpractice, any act or omission together with all related acts or omissions In the furnishing of these services to any one person will be considered one "occurrence", 2. MEDICAL EXPENSES Insuring Agreement a. We will pay medical expenses as desoribed below for "bodily Injiay" caused by an accident: (1) On premises you own or rent; (2) On ways next to prernmes you own or rent; or (3) because of your operations; provided that: (1) The accident takes place in the "rovoraqo territory" and during the policy period; (2) The expenses are incurred and reported to us within three years of the date of the accident; and (3) The injured person SLIbAITS to examination, at our expense, by physicians of our choice as often is we Page 2 of 24 All, b, We will makq these payments regardless of fault. These payments will not exceed the applicable limit of Insurance. We will pay reasonable expenses for: (1) First aid Administered at the time of an accident; (2) Necessary medical, surgical, x-ray and dental services, including prosthetic devices: and (3j Necessary ambulance, hospital, professional nursing and funeral services. 3. COVERAGE EXTENSION - SUPPLEMENTARY PAYMENTS a. We will PAY, with respect to any claim or "suit"' we Investigate or settle, or any "suit„ Against an Insured we defend! (1) All expenses we incur, (2) Up to $1,000 for the cost of ball boos required because of arcidents or traffic law violations arising out of die use of any vehicle to which Business Liability Coverage for"bodily injury" applies, We do not have to furdsh these bonds, (3) The cost of appeal bonds or bonds to release attachments, but only tar hand announim within the npplicablo limit of Insurance, We do not have to furnish these bonds, (4) All reasonable expenses Incurred by the insured at our focloost to assist Lis in the Investigation or defense of the claim or "suit", including actual loss of earnings up to $500 a day because of flore off from work. (5) All costs farad against the insured in the "cult". (6) Prejudgment Interest awarded offatiot the insured on that part of the Judgment we pay. If we make An offer to pay the applicable limit of insurance, we will not pay any prejudgment Interest baser) on that period of tit -no after the offer. (7) All interest on the full amount of any judgment that accrues after entry of the judgment and before we have paid, offered to pay, or deposited in Court the part of the judgment that is within the applicable limit of insurance, Any amounts paid under (1) through (7) aboVe will not reduce the limits of insurance. Form $8 00 08 04 05