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insurability of coverage, if so required by the terms and conditions of said term life <br />insurance policy. <br />In the event any such employee is determined to be ineligible for said insurance coverage, <br />the City will attempt to provide as much coverage as may be obtained at reasonable cost <br />not to exceed the actual monthly premium amount allotted for said coverage without having <br />to provide evidence of insurability. <br />11.5 The City shall retain the right to change health, dental and life insurance carriers, <br />administer the insurance benefits provided thereunder, and select and/or change any excess <br />or supplemental insurance carriers as a part of any self-insurance plan during the term of <br />this MOU, provided that employees covered by this MOU continue to receive equivalent <br />benefits and provided that the parties have met and conferred before the benefits changes <br />are made. <br />11.6 Retirement Health Savings (RHS) Plan, <br />A. Effective October 1, 2014, employees covered under this MOU began participating <br />in the "Vantage Care" Retirement Health Savings Plan (RHS), as earlier <br />implemented by the City, which designated ICMA-RC as the administrator of the <br />plan, At that time, employees covered under this MOU received a one-time <br />increase of 1.25% in their base pay, which amount was deposited into their <br />individual RHS account each pay period going forward. <br />B. Effective upon adoption of this MOU, the City will contribute one percent (1%) <br />of employee's base pay deposited into their individual RHS account each pay <br />period going forward. <br />11.7 Vision Plan. The City shall maintain in effect a vision care plan for employees covered by <br />this MOU. This plan is voluntary on behalf of the employee and shall be fully funded by <br />the participating employee. <br />SANTA ANAMANAGEMENT ASSOCIATION (SAMA) MOU: 2019-2022 <br />a <br />