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Bond No. SU 1156899 AIC 0000279813 - THIs POWER OF ATTORNEY IS N9T VALID -UNLESS IT IS PRINTED ON BLUE BACKGROUND. This Power of Attorney limits the acts of those named herein, and they have no authoritylo bIn&tthe Compahyexcept in_the _� manner and to the extent herein stated. Not valid for Note, Loan, Letter of-CrodIF _Currency Rat6hnterest RbW'6r Residential Value Guarantees. POWER OF ATTORNEY Know All Persons By These Presents: - _: Shat the Arctr Insurance Company a corporation organized and misting under the laws of the State of Missouri, having its principal adm nistrativu-officetn_Jersey Grtg New Jersey (hereinafter referred to as the "Company") does hereby appoint: Arturo Ayala, Daniel Huckabay, Dwight Reilly, Frank Morones and Shaunna Rozelle-Ostrom of Orange a (EACH) - = -- its -true=andFlawful AttotrW(s)in-Faet so make =execute l and deliver from the date of issuance of this power for and on its behalf as surely, and as itsact-arid deed: Any and all bonds, undertakings, recognizances and other surety obligations, in the -penal sunrn_ot exceeding Ninety Million Dollars ($90.000.000.00). T Mkthonty doesnot permit th(r0em�obligahon to-bspl e itinto two or more bonds In order to bring each such bond within the dollar hmiLol=authonty asset f inh herein. The execution of such bonds, undertakings, recognizances and other�surety-obligahensMn pv-rsuance-of-theae prEsen_s-shall be as binding upon the said Company as fully,and amply to -all -intents and -purposes A if fhe same had been -duly executed and acknowledged [b)0saregbIftelected officersa its prurcipalmdministrative-office�in Jersey City, New Jersey. This Power of Attarneyis executed by authority of resolutions adopted by unanimous consent of the Board of Directors -of the Company -- — on September 15, 2011, true and accurate copies of which are hereinafter set forth and�are=hereby-cQrtffied to by the undersigO _ Secretary as being in full force and effect: - � _ — - VOTED;.-. hat the Chairmamof he Board -_the Presidenhor theSxeootive-Vice President, or any Senior Vice President, of the Surety _ - BusinessBvision dLtffeir appouiteesdesignated in waiting and filed with the Secretary, or the Secretary shall have the power and - -_authan_ta appoint agents and attorneys -in -fact, and to authorize them subject to the limitations set forth in their respectivee�o_wers of - - = attorney, to execute on behalf of the Company, and attach the seal of the ComparrMheretogbouds, undertakings oecognizance and other surety obligations obligatory in the nature thereof, =and any_such officersvf=The Company may appoint-_ entsfinr-acceptance of process." - - - - � - -This Power of Alf6r6y is sZrrea, sealed and certified by facsimile under and by authority of the following resolution adopted by -the _-- unanimou&consent of the Board of Directors of the Company on September 15, 2011: - VOTED, That the signature of the Chairman -of the Board lh€Presid-ent &r ttteE-xecutiveV&P%dent ar anKSenior ViciResident, of the Surety Business_ Division or their appointees absighated in-wntin"ad with -the filed Secretary, and the signature of the SecretaryshTeseal of th€Company=andcertif_ications by the Seereay,- may -be affixed by facsimile on any power of attorney or bond executed _pursuant to the resotalion adopted by the Board of Directors on September 15, 2011, and any such power so executed.- sewed andEtertified with respect to any bond or undertaking to which it is attached, shall continue to be valid and bindni g upo)the: _ Company. - Printed in U.S.A. OOMLOO13 00 03 03