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<br />HISC X PROO General Liability Coverage Part (Occurrence)
<br />Unsolicited telemarketing 17. based upon or arlsing out of any actual or alleged violation of any federal, state, or local
<br />statutes, ordinances, or regulations relating to unsolicited telemarketing, solicitations,
<br />emails, faxes, text messages, or any other communications of any type or nature, including
<br />but not limited to the Telephone Consumer Protection Act, CAN-SPAM Act, or any "anti-
<br />spam" or 'do -not -call" statutes, ordinances, or regulations.
<br />Exclusions 8, 12, and 15 of this Section D do not apply to damage by fire to premises while rented to you or temporarily
<br />occupied by you with the owner's permission. However, any payments we make for property damage to such premises will
<br />be subject to the Damage to Premises Limit.
<br />Vil. Definitions
<br />The following deflnitlons apply to this Coverage Part, Additional definitions are contained In the
<br />General Terms and Conditions, Section VI. Definitions applicable to all Coverage Parts.
<br />Accident
<br />means a sudden and unintended event that causes bodily injury to a third parry. This definition
<br />applies only to coverage provided under Section I. What Is covered, C. Medical payments.
<br />Advertisement
<br />means a notice about your goads, products, or services that is published or broadcast to the
<br />general public or a specific market segment for the purpose of attracting customers or supporters.
<br />For purposes of this definition:
<br />1, notices that are published Include material placed on the Internet or on other similar
<br />electronic means of communication; and
<br />2, with regard to wobsltes, only that part of the website that is about your goods, products, or
<br />services for the purposes of attracting customers or supporters is considered an
<br />advertisement.
<br />Auto
<br />means:
<br />1. a land motor vehicle, troller, or semi•traller designed for travel on public roads, including any
<br />attached machinery or equipment, or
<br />2. any other land vehicle subject to a flnanclal responslbllity lawor other motor vehicle
<br />Insurance law in the state where It Is licensed or principally garaged.
<br />However, auto does not Include mobile equipment.
<br />Biological agents
<br />means any:
<br />1. a. bacteria;
<br />b. mildew, mold, or fungi;
<br />C. other microorganisms; or
<br />d. mycoloxins,spares, or other byproducts of any of the foregoing;
<br />2. viruses or other pathogens (whether or not a microorganism); or
<br />3. colony or group of any of the foregoing.
<br />Bodily Injury
<br />means physical Injury, sickness, or disease sustained by a person, Including resulting death,
<br />humlllatlon, mental Injury, mental anguish, emotional distress, suffering, or shock, at any time. All
<br />such resulting Injury will be deemed to occur at the time of the physical Injury, sickness, or
<br />disease that caused It.
<br />Claim
<br />means any:
<br />1. written assertion of Ilablllty;
<br />2. written demand for damages; or
<br />3. civil proceeding seeking damages,
<br />for bodily Injury, property damage, or personal and advertising injury to which this Coverage
<br />Part applies. This Includes an arbitration procending or any other alternative dispute resolution
<br />proceeding In which such damages are sought and to which you submit with our consent.
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