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<br />HISCOX PRCJ- General Liability Coverage Part (Occurrence)
<br />Claim expenses means all reasonable and necessary fees, costs, and expenses (Including the fees of attorneys
<br />and experts) Incurred In the Investigation, defense, or appeal of a claim.
<br />Coverage territory
<br />means anywhere In the world, but this Coverage Part will apply only to a claim brought In the
<br />United States, Its territories or possessions, or Canada.
<br />Damages
<br />means any monetary amount you are ordered to pay by a court, or by an arbitrator in an
<br />arbitration to which we have consented.
<br />However, damages does not include any civil, regulatory, or criminal fines, restitution,
<br />disgorgement, sanctions, taxes, or penalties, including those Imposed by any federal, state, or
<br />local governmental authority, or any multiple, punitive, or exemplary damages,
<br />Damages because of bodily Injury Includes care, loss, or services, or death resulting at any time
<br />from the bodily injury. .
<br />Employee
<br />means any person employed by you, Including any leased worker, but does not Include a
<br />temporary worker.
<br />Hostile fire
<br />means a fire that becomes uncontrollable or breaks out from where it was Intended to be.
<br />Impaired property
<br />means tangible property, other than your product or your work, that cannot be used or is less
<br />useful because:
<br />1. it Incorporates your product or your work that is known or thought to be defective,
<br />deficient, Inadequate, or dangerous; or
<br />2. you have failed to fulfill the terms or conditions of a contract or agreement;
<br />If such property can be restored to use by;
<br />1. the repair, replacement, adjustment, or removal of your product or your work; or
<br />2. your fulfilling the terms or conditions of the contract or agreement.
<br />Insured contract
<br />means:
<br />1. a contract for the lease of premises, but not any portion of the lease that Indemnifies any
<br />person or organization for damage by fire to premises while rented to you or temporarily
<br />occupied by you with permission of the owner;
<br />2. a sidetrack agreement;
<br />3. an casement or license agreement, except in connection with construction or demolition
<br />operations on or within 50 feet of a alllmad;
<br />4, an obligation, as required by ordinance, to Indemnify a municipallty, except In connection
<br />With work for a municipality;
<br />5. an elevator maintenance agreement; or
<br />WCL P0002 OW (7Oil 9)
<br />6. any other contract or agreement pertalning to your business (Including an Indemnification of
<br />a municipality In connection with work performed for such municipality) in which you assume
<br />the tort liablilly of another to pay damages sustained by a third party to which this Coverage
<br />Part would apply. 'fort Ilabllity, moans liability that would be Imposed by law In the absence of
<br />any contract or agreement.
<br />However, an Insured contract does not Include that part of any contract or agreement:
<br />1. that Indemnifies a rallroad for bodily Injury or property damage arising out of construction
<br />or demolition operations on or within 50 feet of any railroad property and affecting any
<br />railroad bridge or treslia, tracks, roadbeds, tunnel, underpass, or crossing;
<br />2, that Indemnifies an architect, engineer, or surveyor for damages arising out of:
<br />a. preparing, approving, or failing to prepare or approve maps, drawings, opinions,
<br />reports, surveys, field orders, change orders, designs, or specifications; or
<br />b. giving or failure to give directions or Instructions, If that Is the primary cause of the
<br />Injury or damage; or
<br />Includes copyrighted material of
<br />Services Offices, Inc., with Its p
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