damage is caused by or results from
<br />(b) The increased costs incurred to
<br />a Covered Cause of Loss.
<br />comply with an ordinance or law in
<br />(2) Regardless of the number of
<br />the course of construction, repair,
<br />described premises involved, the
<br />renovation, remodeling or
<br />demolition of property or removal of
<br />most we will pay for loss or damage
<br />in any one occurrence is $25,000.
<br />its debris, following a physical loss
<br />to that property.
<br />(3) Payment for loss or damage to this
<br />property is included in the applicable
<br />This exclusion does not apply to the
<br />Limit of Insurance.
<br />Ordinance or Law Additional Coverage.
<br />(4) Special Paved Surfaces Exclusion
<br />b. Earth Movement
<br />We will not pay for loss or damage
<br />(1)
<br />Earthquake, including tremors and
<br />caused by tree roots, freezing or
<br />aftershocks and any earth sinking,
<br />thawing.
<br />rising or shifting related to such event;
<br />m. Underground Pipes
<br />(2)
<br />Landslide, including any earth sinking,
<br />rising or shifting related to such event;
<br />(1) If your policy covers Buildings, you
<br />may extend the insurance provided
<br />(3)
<br />Mine subsidence, meaning subsidence
<br />in SECTION I - PROPERTY, A.
<br />of a man-made mine, whether or not
<br />Coverage, 1. Covered Property, a.
<br />mining activity has ceased;
<br />Building to apply to direct physical
<br />(4)
<br />Earth sinking (other than sinkhole
<br />loss or damage to underground
<br />collapse), rising or shifting including
<br />pipes, flues and drains when such
<br />soil conditions which cause settling,
<br />loss or damage is caused by or
<br />cracking or other disarrangement of
<br />results from a Covered Cause of
<br />foundations or other parts of realty. Soil
<br />Loss.
<br />conditions include contraction,
<br />(2) The most we will pay for loss under
<br />expansion, freezing, thawing, erosion,
<br />this Coverage Extension is the
<br />improperly compacted soil and the
<br />applicable Limit of Insurance.
<br />action of water under the ground
<br />surface.
<br />(3) Payment under this Additional
<br />Coverage is included within the Limit
<br />But if Earth Movement, as described in
<br />of Insurance.
<br />paragraphs (1), (2), (3) and (4) above,
<br />results in fire or explosion, we will pay
<br />(4) Special Underground Pipes Exclusion
<br />for the loss or damage caused by that
<br />We will not pay for loss or damage
<br />fire or explosion.
<br />caused by tree roots.
<br />(5)
<br />Volcanic eruption, explosion or effusion.
<br />B. Exclusions
<br />But if volcanic eruption, explosion or
<br />1. We will not pay for loss or damage caused
<br />effusion results in fire, building glass
<br />breakage or volcanic action, we will pay
<br />directly or indirectly by any of the following.
<br />for the loss or damage caused by that
<br />Such loss or damage is excluded regardless
<br />fire, building glass breakage or volcanic
<br />of any other cause or event that contributes
<br />action.
<br />concurrently or in any sequence to the loss.
<br />a. Ordinance or Law
<br />Volcanic action means direct loss or
<br />damage resulting from the eruption of a
<br />(1) The enforcement of or compliance
<br />volcano when the loss or damage is
<br />with any ordinance or law:
<br />caused by:
<br />(a) Regulating the construction, use
<br />(a) Airborne volcanic blast or airborne
<br />or repair of any property; or
<br />shock waves;
<br />(b) Requiring the tearing down of
<br />(b) Ash, dust or particulate matter; or
<br />any property, including the cost
<br />(c) Lava flow.
<br />of removing its debris.
<br />(2) This exclusion, Ordinance or Law,
<br />With respect to coverage for volcanic
<br />applies whether the loss results
<br />action as set forth In paragraph (5),
<br />from:
<br />subparagraphs (a), (b) and (c) above,
<br />(a) An ordinance or law that is
<br />all volcanic eruptions that occur within
<br />enforced even if the property has
<br />not been damaged; or
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