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damage is caused by or results from <br />(b) The increased costs incurred to <br />a Covered Cause of Loss. <br />comply with an ordinance or law in <br />(2) Regardless of the number of <br />the course of construction, repair, <br />described premises involved, the <br />renovation, remodeling or <br />demolition of property or removal of <br />most we will pay for loss or damage <br />in any one occurrence is $25,000. <br />its debris, following a physical loss <br />to that property. <br />(3) Payment for loss or damage to this <br />property is included in the applicable <br />This exclusion does not apply to the <br />Limit of Insurance. <br />Ordinance or Law Additional Coverage. <br />(4) Special Paved Surfaces Exclusion <br />b. Earth Movement <br />We will not pay for loss or damage <br />(1) <br />Earthquake, including tremors and <br />caused by tree roots, freezing or <br />aftershocks and any earth sinking, <br />thawing. <br />rising or shifting related to such event; <br />m. Underground Pipes <br />(2) <br />Landslide, including any earth sinking, <br />rising or shifting related to such event; <br />(1) If your policy covers Buildings, you <br />may extend the insurance provided <br />(3) <br />Mine subsidence, meaning subsidence <br />in SECTION I - PROPERTY, A. <br />of a man-made mine, whether or not <br />Coverage, 1. Covered Property, a. <br />mining activity has ceased; <br />Building to apply to direct physical <br />(4) <br />Earth sinking (other than sinkhole <br />loss or damage to underground <br />collapse), rising or shifting including <br />pipes, flues and drains when such <br />soil conditions which cause settling, <br />loss or damage is caused by or <br />cracking or other disarrangement of <br />results from a Covered Cause of <br />foundations or other parts of realty. Soil <br />Loss. <br />conditions include contraction, <br />(2) The most we will pay for loss under <br />expansion, freezing, thawing, erosion, <br />this Coverage Extension is the <br />improperly compacted soil and the <br />applicable Limit of Insurance. <br />action of water under the ground <br />surface. <br />(3) Payment under this Additional <br />Coverage is included within the Limit <br />But if Earth Movement, as described in <br />of Insurance. <br />paragraphs (1), (2), (3) and (4) above, <br />results in fire or explosion, we will pay <br />(4) Special Underground Pipes Exclusion <br />for the loss or damage caused by that <br />We will not pay for loss or damage <br />fire or explosion. <br />caused by tree roots. <br />(5) <br />Volcanic eruption, explosion or effusion. <br />B. Exclusions <br />But if volcanic eruption, explosion or <br />1. We will not pay for loss or damage caused <br />effusion results in fire, building glass <br />breakage or volcanic action, we will pay <br />directly or indirectly by any of the following. <br />for the loss or damage caused by that <br />Such loss or damage is excluded regardless <br />fire, building glass breakage or volcanic <br />of any other cause or event that contributes <br />action. <br />concurrently or in any sequence to the loss. <br />a. Ordinance or Law <br />Volcanic action means direct loss or <br />damage resulting from the eruption of a <br />(1) The enforcement of or compliance <br />volcano when the loss or damage is <br />with any ordinance or law: <br />caused by: <br />(a) Regulating the construction, use <br />(a) Airborne volcanic blast or airborne <br />or repair of any property; or <br />shock waves; <br />(b) Requiring the tearing down of <br />(b) Ash, dust or particulate matter; or <br />any property, including the cost <br />(c) Lava flow. <br />of removing its debris. <br />(2) This exclusion, Ordinance or Law, <br />With respect to coverage for volcanic <br />applies whether the loss results <br />action as set forth In paragraph (5), <br />from: <br />subparagraphs (a), (b) and (c) above, <br />(a) An ordinance or law that is <br />all volcanic eruptions that occur within <br />enforced even if the property has <br />not been damaged; or <br />µ ILLi3RMwag'med DiAsiun <br />F,'q REVIEWED & APPROVED SY.- <br />391-1003 08 16 Includes copyrighted material of Insurance <br />Services <br />Jy/ <br />Office, Inc., with its per, <br />--� Wsk K4anagement Analyst <br />