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Hanover
<br />Insurance Group-
<br />ODF D785344 5701644
<br />any 168-hour period will constitute a
<br />of Loss, we will pay for the loss or
<br />single occurrence.
<br />damage caused by that Covered Cause of
<br />Volcanic action does not include the
<br />Loss.
<br />cost to remove ash, dust or
<br />Communication services include but are
<br />particulate matter that does not
<br />not limited to service relating to Internet
<br />cause direct physical loss of or
<br />access or access to any electronic,
<br />damage to Covered Property.
<br />cellular or satellite network.
<br />This exclusion applies regardless of
<br />This exclusion does not apply to loss or
<br />whether or not any of the above, in
<br />damage to "computer equipment" and
<br />SECTION I - PROPERTY, B. Exclusions,
<br />"electronic data" or to SECTION I -
<br />paragraph 1., b Earth Movement,
<br />PROPERTY, 5. Additional Coverages, bb.
<br />subparagraphs(1), (2), (3), (4) and (5), are
<br />Utility Services.
<br />caused by an act of nature or is
<br />otherwise caused.
<br />f. War and Military Action
<br />c. Governmental Action
<br />(1) War, including undeclared or civil war;
<br />Seizure or destruction of property by
<br />(2) Warlike action by a military force,
<br />order of governmental authority.
<br />including action in hindering or
<br />defending against an actual or
<br />But we will pay for loss or damage
<br />expected attack, by any government,
<br />caused by or resulting from acts of
<br />sovereign or other authority using
<br />destruction ordered by governmental
<br />military personnel or other agents; or
<br />authority and taken at the time of a fire to
<br />prevent its spread, if the fire would be
<br />(3) Insurrection, rebellion, revolution,
<br />covered under this Coverage Form.
<br />usurped power, or action taken by
<br />governmental authority in hindering or
<br />d. Nuclear Hazard
<br />defending against any of these.
<br />Nuclear reaction or radiation, or
<br />g. Water
<br />radioactive contamination, however
<br />caused.
<br />(1) "Flood", surface water, waves
<br />(including tidal wave or tsunami),
<br />But if nuclear reaction or radiation, or
<br />tides, tidal water, overflow of any
<br />radioactive contamination, results in fire,
<br />body of water, or spray from any of
<br />we will pay for the loss or damage
<br />these, all whether or not driven by
<br />caused by that fire.
<br />wind (including storm surge);
<br />e. Utility Services
<br />(2) Mudslide or mudflow;
<br />The failure of power, communication,
<br />(3) Water that backs up or overflows or is
<br />water or other utility service supplied to
<br />otherwise discharged from a sewer,
<br />the described premises, however caused,
<br />drain, sump, sump pump; or related
<br />if the failure:
<br />equipment;
<br />(1) Originates away from the described
<br />(4) Water under the ground surface
<br />premises; or
<br />pressing on, or flowing or seeping
<br />(2) Originates at the described premises,
<br />through:
<br />but only if such failure involves
<br />(a) Foundations, walls, floors or
<br />equipment used to supply the utility
<br />paved surfaces;
<br />services to the described premises
<br />from a source away from the
<br />(b) Basements, whether paved or not;
<br />described premises.
<br />or
<br />Failure of any utility service includes lack
<br />of sufficient capacity and reduction in
<br />supply.
<br />Loss or damage caused by a surge of
<br />power is also excluded, if the surge
<br />would not have occurred but for an event
<br />causing a failure of power.
<br />But if the failure or surge of power, or the
<br />failure of communication, water or other
<br />utility service, results in a Covered Cause
<br />(c) Doors, windows or other
<br />openings.
<br />(5) Waterborne material carried or
<br />otherwise moved by any of the water
<br />referred to in paragraphs (1), (3) or (4)
<br />above, or material carried or
<br />otherwise moved by mudslide or
<br />mudflow.
<br />This exclusion applies regardless of
<br />whether any of paragraphs (1), (2), (3), (4)
<br />and (4bove, are caused by an act of
<br />nature or is otherwise caused. An example
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<br />391-1003 08 16 Includes copyrighted material of Insurance Services Office, Inc., with its permi ,
<br />--� Risk K4anagement Analyst
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