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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />THE <br />HARTFORD <br />BACK-UP OF SEWERS AND DRAINS COVERAGE <br />This endorsement modifies insurance provided under the following: <br />SPECIAL PROPERTY COVERAGE FORM <br />Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply. <br />The following is added to Paragraph A.5., Additional Coverages, of the Special Property Coverage Form: <br />Back -Up of Sewer or Drain Water Damage <br />(1) We will pay for direct physical loss or direct physical damage to Covered Property solely caused by or <br />resulting from water that backs up from a sewer or drain. <br />THIS IS NOT FLOOD INSURANCE <br />We will not pay for water or other materials that back up from any sewer or drain when it is caused by any <br />flood. This applies regardless of the proximity of the flood to Covered Property. Flood includes the <br />accumulation of surface water, waves, tides, tidal waves, overflow of streams or other bodies of water, or <br />their spray, all whether driven by wind or not that enters the sewer or drain system. <br />(2) Paragraph (3) of Exclusion B.1.f., Water, does not apply to this Additional Coverage. However, the <br />remainder of Exclusion B.1.f., Water, remains in full force and effect. <br />(3) Additional Exclusions <br />(a) We will not pay for loss or damage caused by or resulting from water or other materials that back up <br />from any sewer or drain when it is caused by any flood. This applies regardless of the proximity of the <br />flood to the Covered Property. Flood includes the accumulation of surface water, waves, tides, tidal <br />waves, overflow of streams or other bodies of water, or their spray, all whether driven by wind or not <br />that enters the sewer or drain system. <br />(b) Sump overflow that does not occur concurrently with a back-up of a sewer or drain is not covered by <br />this endorsement. <br />eGF �D <br />Form SP 30 57 10 18 ��/ 1°x REVIEWED & APPROVED BY.- <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its 1— ---- r skPjanagementAnalpt <br />