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THE
<br />HARTFORD
<br />(6) Exterior building glass, if you are a tenant and no Limit of Insurance is shown in the Declarations for
<br />Building property. The glass must be owned by you or in your care, custody or control and for which the
<br />lease holds you responsible.
<br />2. Property Not Covered
<br />Covered Property does not include:
<br />a. Aircraft (including "unmanned aircraft", other than "unmanned aircraft" held for sale);
<br />b. Automobiles, motortrucks and other vehicles subject to motor vehicle registration;
<br />c. Automobiles held for sale;
<br />d. Trailers or semi -trailers except as otherwise provided for in this Coverage Part;
<br />e. "Money", bank notes and "securities", except as otherwise provided in this Coverage Part;
<br />f. Contraband, or property in the course of illegal transportation or trade;
<br />g. Land, whether or not resurfaced with stone, gravel or similar layer or a paved surface, (including land on
<br />which the property is located), land improvements, water (including water that is natural, metered water that is
<br />purchased from a utility company or other supplier, water that is located within a swimming pool, and/or bulk
<br />containerized water which is used for a fire suppression system. This does not include containerized water
<br />that is "stock"), growing crops, standing timber or lawns (other than lawns which are part of a vegetated roof);
<br />h. Outdoor fences, radio or television antennas (including satellite dishes), including their lead-in wiring, masts
<br />or towers, signs (other than signs attached to buildings), trees, shrubs or plants (other than "stock" of trees,
<br />shrubs or plants or trees, shrubs or plants which are sold but not delivered or which are part of a vegetated
<br />roof), except as otherwise provided for in this Coverage Part;
<br />i. Watercraft (including motors, equipment and accessories) while afloat;
<br />j. "Valuable papers and records" (including the cost to research, replace or restore the information on "valuable
<br />papers and records"), except as otherwise provided for in this Coverage Part;
<br />k. "Electronic data" (including the cost to research, replace or restore "electronic data") except as otherwise
<br />provided for in this Coverage Part. This Paragraph k. does not apply to your "stock" of prepackaged software;
<br />I. Accounts, bills, food stamps, other evidences of debt or accounts receivable, except as otherwise provided for
<br />in this Coverage Part;
<br />m. "Computer(s)" which are permanently installed in aircraft, watercraft, motor truck, or other vehicles subject to
<br />motor vehicle registration;
<br />n. Live eggs, embryos and cells;
<br />o. Animals, unless owned by others and boarded by you, or if owned by you, only as "stock" while inside of
<br />buildings, except as otherwise provided for in this Coverage Part; and
<br />p. Property that is more specifically covered, insured or described elsewhere within this Coverage Part or in any
<br />other policy, except for the excess of the amount due (whether you can collect on it or not) from other
<br />insurance.
<br />3. Covered Causes of Loss
<br />Covered Cause of Loss means direct physical loss or direct physical damage unless the loss or damage is
<br />excluded or limited in this Coverage Part.
<br />4. Limitations
<br />a. We will not pay for loss of or damage to:
<br />(1) Property that is missing, where the only evidence of the loss or damage is a shortage disclosed on taking
<br />inventory, or other instances where there is no physical evidence to show what happened to the property;
<br />(2) Property that has been transferred to a person or to a place outside the "scheduled premises" on the
<br />basis of unauthorized instructions, except as otherwise provided for in this Coverage Part; or
<br />(3) The interior of any building or structure, or to personal property in the building or structure, caused by or
<br />resulting from rain, snow, sleet, ice, sand or dust, whether driven by wind or not, unless:
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<br />Form SP 00 00 10 18 J_/ ,qq REVIEWED & APPROVED BY.-
<br />© 2018, The Hartford ��' ., V
<br />(May include copyrighted material of Insurance Services Office, Inc., with itsr RiskPjanagementAnalpt
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