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CNA CNA PARAMOUNT Business Property Coverage Part The most the Insurer will pay for such extra expense at any one reported unspecified location for any one occurrence is the Reported Unspecified Locations Extra Expense Limit of Insurance. S. Research and Development Coverage 1. Research and Development Project Property The Insurer will pay for: a. direct physical loss of or damage to research and development project property while at a location or reported unspecified location directly caused by a covered peril; and b. reasonable and necessary additional expenses the Named Insured incurs to minimize direct physical loss of or damage to research and development project property, but only to the extent the loss of or damage to research and development project property is reduced by such additional expenses. The most the Insurer will pay for research and development project property under this ADDITIONAL COVERAGE at any one location or reported unspecified location for any one occurrence is the Research and Development Coverage Research and Development Project Property Limit of Insurance. 2. Research and Development Business Income To the extent that Business Income Coverage or Business Income and Extra Expense Coverage is applicable at that location or reported unspecified location, the Insurer will also pay, as provided, for the loss of research and development business income that the Named Insured sustains during the period of restoration due to the necessary suspension or delay of the Named Insured's research and development projects in process caused by direct physical loss of or damage to property at a location or reported unspecified location. The loss or damage must be directly caused by a covered peril. The amount the Insurer will pay for research and development business income under this ADDITIONAL COVERAGE at any one location or reported unspecified location for any one occurrence is included within, and not in addition to, the applicable Business Income Coverage or Business Income and Extra Expense Coverage Limit of Insurance unless a separate Research and Development Business Income Limit of Insurance is shown. If a separate Limit is shown, then the most the Insurer will pay under this Research and Development Business Income coverage at any one location or reported unspecified location for any one occurrence is the Research and Development Business Income Limit of Insurance. N T. Theft Damage to Non Owned Building Coverage 0 0 1. The Insurer will pay for direct physical loss of or damage to buildings at a location or reported unspecified 0 location in which the Named Insured is a tenant and does not own the building, caused directly by theft, robbery or burglary, provided the Named Insured is obligated by the written lease in effect at the time of loss or damage to pay for such loss or damage. 2. The amount the Insurer will pay for all loss or damage under this ADDITIONAL COVERAGE is included within the applicable Personal Property Coverage Limit of Insurance. 3. This ADDITIONAL COVERAGE does not apply to theft that occurs after fire or explosion. U. Trees, Shrubs, Plants or Lawns Coverage The Insurer will pay for direct physical loss of or damage to outdoor trees, shrubs, plants or lawns, including the expense to remove debris of outdoor trees, shrubs, plants or lawns, at a location or reported unspecified location directly caused by: a. fire; b. lightning; c. explosion; CNA62648XX 10-15 Copyright CNA All Rights Reserved. �oRaN I Risk MmRgemerdDi isfan REVIEWED & APPROVED BY.- FU-6N" 1Z. Y1•.t.tA44a Risk Management Analyst