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CNA CNA PARAMOUNT <br />Business Property Coverage Part <br />10. Inherent Vice/Latent Defect <br />The Insurer will not pay for loss or damage caused by or resulting from: <br />a. wear and tear; <br />b. rust or other corrosion or decay; <br />c. gradual deterioration, hidden or latent defect or any quality in property that causes it to damage or <br />destroy itself; <br />d. nesting or infestation, or discharge or release of waste products or secretions, by insects, birds, rodents <br />or other animals; <br />f. smog; <br />g. marring or scratching; or <br />h. inherent vice. <br />This exclusion applies unless one of these Excluded Perils is itself caused by a specified peril. <br />However, if any of these Excluded Perils results in a covered peril, the Insurer will pay for that portion of the <br />loss or damage solely caused by such covered peril. <br />11. Mysterious Disappearance <br />The Insurer will not pay for loss or damage caused by or resulting from disappearance of property or shortage <br />of property disclosed on taking inventory, where there is no physical evidence to show what happened to the <br />property. <br />However, if such disappearance or shortage results in a covered peril, the Insurer will pay for that portion of <br />the loss or damage solely caused by such covered peril. <br />This exclusion does not apply to property in the custody of carriers or other bailees for hire. <br />12. Precipitation <br />The Insurer will not pay for loss or damage caused by or resulting from hail, ice, rain, sleet or snow to <br />personal property in the open, other than property in the custody of carriers for hire. <br />0 <br />13. Pressure or Electrical Testing <br />0 <br />The Insurer will not pay for loss of or damage to machinery or equipment while undergoing electrical or <br />0 <br />pressure testing. <br />0 <br />However, if such testing results in a covered peril, the Insurer will pay for that portion of the loss or damage <br />solely caused by such covered peril. <br />14. Programming Errors or Defects <br />The Insurer will not pay for loss of or damage to electronic data processing equipment, media or records <br />of accounts receivable caused by or resulting from: <br />a. programming errors or faulty instructions to a machine; or <br />b. other errors or omissions in processing or copying. <br />However, if such errors, omissions or faulty instructions result in a covered peril, the Insurer will pay for that <br />portion of the loss or damage solely caused by such covered peril. <br />15. Repair, Restoration or Retouching <br />The Insurer will not pay for loss of or damage to fine arts caused by or resulting from any repairing, <br />restoration or retouching process. <br />CNA62648XX 10-15 <br />Copyright CNA All Rights Reserved. <br />�oRaN <br />RiskMmRgemerttDiAsfan <br />REVIEWED & APPROVED BY. - <br />Risk Management Analyst <br />