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CNA CNA PARAMOUNT Business Property Coverage Part 16. Settling and Cracking The Insurer will not pay for loss or damage caused by or resulting from naturally occurring or man-made bulging, cracking, expansion, shrinkage or settling of land, paved or concrete surfaces, foundations, pools or buildings, including soil or fill adjacent to such property. This exclusion applies unless the bulging, cracking, expansion, shrinkage or settling is itself caused by a specified peril. However, if such bulging, cracking, expansion, shrinkage or settling results in a covered peril, the Insurer will pay for that portion of the loss or damage solely caused by such covered peril. 17. Suspended Equipment The Insurer will not pay for loss or damage caused by or resulting from an equipment breakdown peril to suspended equipment. However, if such Excluded Peril results in a covered peril, the Insurer will pay for that portion of the loss or damage solely caused by such covered peril. 18. Suspension, Lapse or Cancellation The Insurer will not pay for any: a. loss of business income or extra expense caused by or resulting from suspension, lapse or cancellation of any license, lease or contract unless: i. such suspension, lapse or cancellation is directly caused by the actual suspension or delay in operations; ii. the loss of business income is sustained during the period of restoration or extended indemnity period; and iii. the extra expense is incurred during the period of restoration. b. loss of research and development business income caused by or resulting from suspension, lapse or cancellation of any license, lease or contract unless: i. such suspension, lapse or cancellation is directly caused by the actual suspension or delay of the Named Insured's research and development projects in process; and ii. the loss of research and development business income is sustained during the period of restoration. 19. Temperature or Humidity Conditions The Insurer will not pay for loss of or damage to personal property caused by or resulting from the loss of or change in temperature, humidity or atmosphere, whether inside or outside of a building and whether or not artificially maintained or generated. This exclusion applies unless such change in temperature, humidity or atmosphere is itself caused by a specified peril, other than an equipment breakdown peril. However, if such loss of or change in temperature, humidity or atmosphere results in a covered peril, the Insurer will pay for that portion of the loss or damage solely caused by such covered peril. This exclusion does not apply to electronic data processing hardware. C. Limitations 1. Trees, Shrubs, Plants or Lawns The Insurer will not pay for loss of business income or research and development business income caused by or resulting from loss of or damage to outdoor trees, shrubs, plants or lawns unless such loss or damage is directly caused by fire, lightning, explosion, riot or civil commotion, vehicles or aircraft. CNA62648XX 10-15 Copyright CNA All Rights Reserved. �ortaN i� of RiskMmRgemerttDiAsfan REVIEWED & APPROVED BY.- PZ. VI qq4'A �� rR6iA.G+A+Z Risk Management Analyst