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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. THE HARTFORD WINDSTORM OR HAIL PERCENTAGE DEDUCTIBLE - SOUTH CAROLINA This endorsement modifies insurance provided under the following: SPECIAL PROPERTY COVERAGE FORM THIS POLICY CONTAINS A SEPARATE DEDUCTIBLE FOR NAMED STORM OR WIND/HAIL LOSSES, WHICH MAY RESULT IN HIGH OUT-OF-POCKET EXPENSES TO YOU. THE ENCLOSED EXAMPLE ILLUSTRATES HOW THE DEDUCTIBLE MIGHT AFFECT YOU. Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply. A. If loss or damage to Covered Property is caused by or results from windstorm, the following exclusion is added to Section B., EXCLUSIONS, but only with respect to the "scheduled premises" where Windstorm or Hail Percentage Deductible — South Carolina is shown in the Declarations: Windstorm Exterior Paint and Waterproofing Exclusion a. We will not pay for loss or damage to: (1) Paint; or (2) Waterproofing material; applied to the exterior of Buildings. b. We will not include the value of paint or waterproofing material to determine: (1) The amount of the Deductible; or (2) The value of Covered Property. B. The following is added to Section D., DEDUCTIBLES, but only with respect to the "scheduled premises" where Windstorm or Hail Percentage Deductible — South Carolina is shown in the Declarations: Windstorm or Hail Percentage Deductible — South Carolina a. If loss or damage is caused directly or indirectly by a windstorm or hail event, the Windstorm or Hail Percentage Deductible replaces and supersedes any and all deductibles provided in Paragraph 1. of Section D., DEDUCTIBLES but only with respect to Covered Property located at the "scheduled premises". The Windstorm or Hail Percentage Deductible does not apply to any Additional Coverage or Coverage Extension other than the Newly Acquired or Constructed Property Coverage Extension. Except as set forth in Paragraph d. below, if more than one Deductible applies to a single occurrence of windstorm or hail, the total Deductible for all losses in any one occurrence shall be the highest Deductible amount that applies to the occurrence. b. We will not pay for loss or damage in any one occurrence until the amount of loss or damage exceeds the Windstorm or Hail Percentage Deductible as shown in the Declarations. We will then pay the amount of loss or damage in excess of the Windstorm or Hail Percentage Deductible up to the applicable Limit of Insurance shown in the Declarations. c. In determining the amount, if any, that we will pay for loss or damage, we will deduct an amount equal to the Windstorm or Hail Percentage Deductible as shown in the Declarations multiplied by the Limit(s) of Insurance applicable to the property that has sustained loss or damage. However, in any one occurrence of windstorm or hail, the total deductible for all covered windstorm or hail losses shall not be less than $500. With respect to Covered Property at the "scheduled premises" identified in the Declarations, no other deductible applies to Windstorm or Hail. d. The Windstorm or Hail Deductible applies separately to: (1) Each Building, if two or more Buildings are covered; eGF �D Form SP 10 06 10 18 ��/ 1°x REVIEWED & APPROVED BY.- © 2018, The Hartford (May include copyrighted material of Insurance Services Office, Inc., with its 1— ---- r skPjanagementAnalpt