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Last modified
8/26/2021 11:38:02 AM
Creation date
2/22/2021 3:04:35 PM
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Contracts
Company Name
BIBLIOLABS, LLC
Contract #
N-2021-031
Agency
Parks, Recreation, & Community Services
Expiration Date
2/14/2022
Insurance Exp Date
4/16/2022
Destruction Year
2027
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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />THE <br />HARTFORD <br />WINDSTORM OR HAIL PERCENTAGE DEDUCTIBLE - <br />SOUTH CAROLINA <br />This endorsement modifies insurance provided under the following: <br />SPECIAL PROPERTY COVERAGE FORM <br />THIS POLICY CONTAINS A SEPARATE DEDUCTIBLE FOR NAMED STORM OR WIND/HAIL LOSSES, WHICH MAY <br />RESULT IN HIGH OUT-OF-POCKET EXPENSES TO YOU. THE ENCLOSED EXAMPLE ILLUSTRATES HOW THE <br />DEDUCTIBLE MIGHT AFFECT YOU. <br />Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply. <br />A. If loss or damage to Covered Property is caused by or results from windstorm, the following exclusion is added to <br />Section B., EXCLUSIONS, but only with respect to the "scheduled premises" where Windstorm or Hail Percentage <br />Deductible — South Carolina is shown in the Declarations: <br />Windstorm Exterior Paint and Waterproofing Exclusion <br />a. We will not pay for loss or damage to: <br />(1) Paint; or <br />(2) Waterproofing material; <br />applied to the exterior of Buildings. <br />b. We will not include the value of paint or waterproofing material to determine: <br />(1) The amount of the Deductible; or <br />(2) The value of Covered Property. <br />B. The following is added to Section D., DEDUCTIBLES, but only with respect to the "scheduled premises" where <br />Windstorm or Hail Percentage Deductible — South Carolina is shown in the Declarations: <br />Windstorm or Hail Percentage Deductible — South Carolina <br />a. If loss or damage is caused directly or indirectly by a windstorm or hail event, the Windstorm or Hail <br />Percentage Deductible replaces and supersedes any and all deductibles provided in Paragraph 1. of Section <br />D., DEDUCTIBLES but only with respect to Covered Property located at the "scheduled premises". <br />The Windstorm or Hail Percentage Deductible does not apply to any Additional Coverage or Coverage <br />Extension other than the Newly Acquired or Constructed Property Coverage Extension. Except as set forth in <br />Paragraph d. below, if more than one Deductible applies to a single occurrence of windstorm or hail, the total <br />Deductible for all losses in any one occurrence shall be the highest Deductible amount that applies to the <br />occurrence. <br />b. We will not pay for loss or damage in any one occurrence until the amount of loss or damage exceeds the <br />Windstorm or Hail Percentage Deductible as shown in the Declarations. We will then pay the amount of loss <br />or damage in excess of the Windstorm or Hail Percentage Deductible up to the applicable Limit of Insurance <br />shown in the Declarations. <br />c. In determining the amount, if any, that we will pay for loss or damage, we will deduct an amount equal to the <br />Windstorm or Hail Percentage Deductible as shown in the Declarations multiplied by the Limit(s) of Insurance <br />applicable to the property that has sustained loss or damage. However, in any one occurrence of windstorm <br />or hail, the total deductible for all covered windstorm or hail losses shall not be less than $500. <br />With respect to Covered Property at the "scheduled premises" identified in the Declarations, no other <br />deductible applies to Windstorm or Hail. <br />d. The Windstorm or Hail Deductible applies separately to: <br />(1) Each Building, if two or more Buildings are covered; <br />eGF �D <br />Form SP 10 06 10 18 ��/ 1°x REVIEWED & APPROVED BY.- <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its 1— ---- r skPjanagementAnalpt <br />
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