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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. <br />THE <br />HARTFORD <br />(2) The Building and Business Personal Property, if the Building and its Business Personal Property are both <br />covered; <br />(3) Business Personal Property at each building, if Business Personal Property of two or more Buildings is <br />covered; <br />(4) Business Personal Property in the open. <br />e. Specific Insurance and Blanket Insurance <br />As used in this Windstorm or Hail Percentage Deductible clause, Specific Insurance and Blanket Insurance <br />have the following meaning: <br />(1) Specific Insurance covers each item of insurance (for example, each Building or Business Personal <br />Property in a building) under a separate Limit of Insurance <br />(2) Blanket Insurance covers two or more items of insurance (for example, a Building and Business Personal <br />Property in that building, or two Buildings) under a single Limit of Insurance. Items of insurance and <br />corresponding Limit(s) of Insurance are shown in the Declarations. <br />f. Nothing in this Windstorm or Hail Percentage Deductible clause implies or affords coverage for any loss or <br />damage that is excluded under the terms of Exclusion B.1.f, Water, or any other exclusion in this Coverage <br />Part. <br />g. Specified Insurance and Blanket Insurance <br />As used in this Windstorm or Hail Percentage Deductible clause, Specific Insurance and Blanket Insurance <br />have the following meaning: <br />(1) Specific Insurance, covers: <br />(a) Each individual Building; or <br />(b) Business Personal Property contained in or on each individual Building or in the open (or within a <br />vehicle) within 1000 feet of each individual Building; <br />at the "scheduled premises" and for which a separate Limit of Insurance is shown in the Declarations. <br />(2) Blanket Insurance, covers: <br />(a) Two or more Buildings; or <br />(b) Business Personal Property contained in or on those Buildings or in the open (or within a vehicle) <br />within 1,000 feet of those Buildings at the "scheduled premises" and for which a single Limit of <br />Insurance is shown in the Declarations. <br />h. Calculation of Deductible <br />(1) Specific Insurance <br />In determining the amount, if any, that we will pay for loss or damage to Covered Property that is subject <br />to Specific Insurance, we will deduct an amount equal to the Windstorm or Hail Percentage Deductible as <br />shown in the Declarations, multiplied by the Limit(s) of Insurance applicable to the property that has <br />sustained loss or damage. <br />(2) Blanket Insurance <br />In determining the amount, if any, that we will pay for loss or damage to Covered Property that is subject <br />to Blanket Insurance, we will deduct an amount equal to the Windstorm or Hail Percentage Deductible as <br />shown in the Declarations, multiplied by the value of the property that has sustained loss or damage up to <br />the Blanket Limit of Insurance as shown in the Declarations. The value of the Covered Property will be <br />determined at the time of the loss. <br />(3) Newly Acquired or Constructed Property <br />In determining the amount, if any, that we will pay for loss or damage to Covered Property under the <br />Newly Acquired or Constructed Property Coverage Extension (if such Coverage Extension is attached to <br />this Coverage Part), we will deduct an amount equal to the highest Windstorm or Hail Deductible shown <br />in the Declarations for any "scheduled premises" multiplied by the value of the newly acquired property up <br />to the applicable limit(s) for Newly Acquired or Constructed Property. The ve <br />will be determined at the time of the loss. <br />Form SP 10 06 10 18 <br />© 2018, The Hartford <br />(May include copyrighted material of Insurance Services Office, Inc., with its <br />cF Risk Manage meet Division <br />Jy/ 1'x REVIEWED & APPROVED BY: <br />1,,; "° <br />wd <br />--� Risk janagement Analyst <br />