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CNA CNA PARAMOUNT Employee Benefits Liability Coverage Part - Occurrence V. CONDITIONS Assistance and Cooperation If there is a claim the Insured must: A. forward to the Insurer or its designee, copies of the papers and documents, if any, which inform the Insured of a claim, including all notices, summonses or other processes regarding legal proceedings; B. fully cooperate with the Insurer or its designee in all investigations, the making of settlements, the conduct of suits or other proceedings, enforcing any right of contribution or indemnity against another who may be liable to the Insured because of the claim. The Insured shall attend hearings and trials, assist in securing and giving evidence, and obtaining the attendance of witnesses. Concealment, Misrepresentation and Fraud No concealment, misrepresentation or fraud shall avoid or defeat recovery under this coverage part unless such concealment, misrepresentation or fraud was material. Concealment, misrepresentation or fraud in the procurement of this coverage part which if known by the Insurer would have led to refusal by the Insurer to make this contract or provide coverage, or to make this contract or provide coverage on different terms or conditions, will be deemed material. Estates, Legal Representatives and Spouses The estates, heirs, legal representatives and spouse of any natural person Insured shall also be insured under this coverage part; provided, however, coverage is afforded to such estates, heirs, legal representatives, and spouse only for claims arising solely out of their capacity or status as such and, in the case of a spouse, where such claim seeks damages from marital community property, jointly held property or property transferred from such natural person Insured to such spouse. No coverage is provided for any act, error or omission of an estate, heir, legal representative, or spouse outside the scope of such person's capacity or status as such. Notice of Claims and Circumstances A. Notice of Circumstances The Insured must see to it that the Insurer is notified promptly of any circumstance. To the extent possible, notice should include: N 1. how, when and where the act, error or omission took place; 0 2. the names and addresses of any injured persons or organizations and witnesses; and 0 3. the nature and location of any injury or damage arising out of the occurrence or offense. B. Notice of Claims If a claim is made against any Insured, the Insured must: 1. immediately record the specifics of the claim and the date received; and 2. notify the Insurer in writing as soon as possible. C. The Insured must: 1. immediately send the Insurer copies of any demands, notices, summonses or legal papers received in connection with the claim; 2. authorize the Insurer to obtain records and other information. D. no Insureds will, except at their own cost, voluntarily make a payment, assume any obligation, or incur any expense without the Insurer's consent. CNA74721XX 01-15 Copyright CNA All Rights Reserved. �ortaN 3 r RiskMmRgemerttDivisfan REVIEWED & APPROVED BY.- c AA .e 1, +.cx�1.4a PZ. Y Risk Management Analyst