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CNA CNA Paramount Excess and Umbrella Liability <br />Policy <br />C. products or operations for which the underlying insurer states that products -completed operations are <br />subject to the General Aggregate Limit. <br />Property damage means: <br />A. physical injury to tangible property, including all resulting loss of use of that property. All such loss of <br />use shall be deemed to occur at the time of the physical injury that caused it; or <br />B. loss of use of tangible property that is not physically injured. All such loss of use shall be deemed to <br />occur at the time of the incident that caused it. <br />However, electronic data is not tangible property. <br />Retained amount means the self insured retention as set forth on the Declarations of this Policy or the amount <br />payable by other insurance, whichever is greater. <br />Silica means the chemical compound silicon dioxide (Si02) in any form, including dust which contains silicon <br />dioxide. <br />Spouse means any husband, wife or partner in a marriage or civil union or any person qualifying as a domestic <br />partner under any federal, state or local laws or under the Named Insured's employee benefit plans or employee <br />benefits program. <br />Sub limit means a limit that is lower than the underlying limits. <br />Suit means a civil proceeding in which damages because of injury or damage to which this insurance applies are <br />alleged, including: <br />A. an arbitration proceeding alleging such damages; or <br />B. any other alternative dispute resolution proceeding in which such damages are claimed and to which the <br />Insured submits with the Insurer's consent. <br />Temporary worker means a worker who is furnished to the Named Insured to substitute for a permanent <br />employee on leave or to meet seasonal or short-term workload conditions. <br />Underlying insurance means policies of insurance listed in the Schedule of Underlying Insurance including <br />renewal or replacement of such insurance which is neither more restrictive nor more broad than that listed in <br />the aforementioned Schedule of Underlying Insurance. <br />Underlying insurer means the insurer providing the underlying insurance. It does not include any insurer whose <br />policies were purchased specifically to be in excess of this policy. <br />Underlying limits means the limits of insurance as set forth in the Schedule of Underlying Insurance. <br />Volunteer worker means a person who is not an employee and who donates his or her work and acts at the <br />direction of or within the scope of duties determined by the Named Insured and is not paid a fee, salary or other <br />compensation by the Named Insured or anyone else for their work performed for the Insured. <br />Your product means: <br />A. means: <br />1. any goods or products, other than real property, manufactured, sold, handled, distributed or <br />disposed of by: <br />a. the Named Insured; <br />b. others trading under the Named Insured's name; or <br />c. a person or organization whose business or assets the Named Insured has acquired; and <br />2. containers (other than vehicles), materials, parts or equipment furnished in connection with such <br />goods or products. <br />Form No: CNA75504XX (03-2015) Pc <br />Policy Page: 31 of 32 P( <br />Underwriting Company: The Continental Insurance Company, 151 N Franklin St, Chicago, IL 60606 Pc <br />Copyright CNA All Rights Reserved. <br />�oRaN <br />Risk Mwag mendDiAsian <br />REVIEWED & APPROVED BY.- <br />CMUM <br />Risk Management Analyst <br />