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This exclusion does not apply:
<br />(1) When "fungus", wet or dry rot or
<br />bacteria result from fire or lightning; or
<br />(2) To the extent that coverage is provided
<br />in the Additional Coverage, Limited
<br />Coverage For "Fungus", Wet Rot, Dry
<br />Rot And Bacteria, with respect to loss or
<br />damage by a cause of loss other than
<br />fire or lightning.
<br />Exclusions B.1.a. through B.1.h. apply
<br />whether or not the loss event results in
<br />widespread damage or affects a substantial
<br />area.
<br />2. We will not pay for loss or damage caused by
<br />or resulting from any of the following:
<br />a. Artificially generated electrical, magnetic or
<br />electromagnetic energy that damages,
<br />disturbs, disrupts or otherwise interferes
<br />with any:
<br />(1) Electrical or electronic wire, device,
<br />appliance, system or network; or
<br />(2) Device, appliance, system or network
<br />utilizing cellular or satellite technology.
<br />For the purpose of this exclusion, electrical,
<br />magnetic or electromagnetic energy includes
<br />but is not limited to:
<br />(a) Electrical current, including arcing;
<br />(b) Electrical charge produced or
<br />conducted by a magnetic or
<br />electromagnetic field;
<br />(c) Pulse of electromagnetic energy; or
<br />(d) Electromagnetic waves or micro-
<br />waves.
<br />But if fire results, we will pay for the loss
<br />or damage caused by that fire.
<br />b. Delay, loss of use or loss of market.
<br />c. Smoke, vapor or gas from agricultural
<br />smudging or industrial operations.
<br />d.(1) Wear and tear;
<br />(2) Rust or other corrosion, decay,
<br />deterioration, hidden or latent defect or
<br />any quality in property that causes it to
<br />damage or destroy itself;
<br />(3) Smog;
<br />(4) Settling, cracking, shrinking or
<br />expansion;
<br />(5) Nesting or infestation, or discharge or
<br />release of waste products or secretions,
<br />by insects, birds, rodents or other
<br />animals.
<br />(6) Mechanical breakdown,including rupture
<br />or bursting caused by centrifugal force.
<br />But if mechanical breakdown results in
<br />elevator collision, we will pay for the
<br />loss or damage caused by that elevator
<br />collision.
<br />(7) The following causes of loss to personal
<br />property:
<br />(a) Dampness or dryness of atmosphere;
<br />(b) Changes in or extremes of temper-
<br />ature; or
<br />(c) Marring or scratching.
<br />But if an excluded cause of loss that is
<br />listed in 2.d.(1) through (7) results in a
<br />"specified cause of loss" or building glass
<br />breakage, we will pay for the loss or
<br />damage caused by that "specified cause of
<br />loss" or building glass breakage.
<br />e. Explosion of steam boilers, steam pipes,
<br />steam engines or steam turbines owned or
<br />leased by you, or operated under your
<br />control. But if explosion of steam boilers,
<br />steam pipes, steam engines or steam
<br />turbines results in fire or combustion
<br />explosion, we will pay for the loss or
<br />damage caused by that fire or combustion
<br />explosion. We will also pay for loss or
<br />damage caused by or resulting from the
<br />explosion of gases or fuel within the furnace
<br />of any fired vessel or within the flues or
<br />passages through which the gases of
<br />combustion pass.
<br />f. Continuous or repeated seepage or leakage
<br />of water, or the presence or condensation
<br />of humidity, moisture or vapor, that occurs
<br />over a period of 14 days or more.
<br />g. Water, other liquids, powder or molten
<br />material that leaks or flows from plumbing,
<br />heating, air conditioning or other equipment
<br />(except fire protective systems) caused by
<br />or resulting from freezing, unless:
<br />(1) You do your best to maintain heat in the
<br />building or structure; or
<br />CP 10 30 10 12 © Insurance Services Office,lnc., 2011
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<br />RiskMmVmedDMsfan
<br />REVIEWED & APPROVED BY.-
<br />f R. V;&wd
<br />Risk Management Analyst
<br />
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