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(2) You drain the equipment and shut off the
<br />supply if the heat is not maintained.
<br />h. Dishonest or criminal act (including theft) by
<br />you, any of your partners, members,
<br />officers, managers, employees (including
<br />temporary employees and leased workers),
<br />directors, trustees or authorized rep-
<br />resentatives, whether acting alone or in
<br />collusion with each other or with any other
<br />party; or theft by any person to whom you
<br />entrust the property for any purpose,
<br />whether acting alone or in collusion with any
<br />other party.
<br />This exclusion:
<br />(1) Applies whether or not an act occurs
<br />during your normal hours of operation;
<br />(2) Does not apply to acts of destruction by
<br />your employees (including temporary
<br />employees and leased workers) or
<br />authorized representatives; but theft by
<br />your employees (including temporary
<br />employees and leased workers) or
<br />authorized representatives is not
<br />covered.
<br />L Voluntary parting with any property by you
<br />or anyone else to whom you have entrusted 3
<br />the property if induced to do so by any
<br />fraudulent scheme, trick, device or false
<br />pretense.
<br />j. Rain, snow, ice or sleet to personal property
<br />in the open.
<br />k. Collapse, including any of the following
<br />conditions of property or any part of the
<br />property:
<br />(1) An abrupt falling down or caving in;
<br />(2) Loss of structural integrity, including
<br />separation of part s of the property or
<br />property in danger of falling down or
<br />caving in; or
<br />(3) Any cracking, bulging, sagging, bending,
<br />leaning, settling, shrinkage or expansion
<br />as such condition relates to (1) or (2)
<br />above.
<br />But if collapse results in a Covered Cause of
<br />Loss at the described premises, we will pay
<br />for the loss or damage caused by that
<br />Covered Cause of Loss.
<br />This exclusion, k., does not apply:
<br />(a) To the extent that coverage is
<br />provided under the Additional
<br />Coverage, Collapse; or
<br />(b) To collapse caused by one or more of
<br />the following:
<br />(i) The "specified causes of loss";
<br />(ii) Breakage of building glass;
<br />(iii) Weight of rain that collects on a
<br />roof; or
<br />(iv) Weight of people or personal
<br />property.
<br />Discharge, dispersal, seepage, migration
<br />release or escape of "pollutants" unless the
<br />discharge, dispersal, seepage, migration
<br />release or escape is itself caused by any of
<br />the "specified causes of loss". But if the
<br />discharge, dispersal, seepage, migration,
<br />release or escape of "pollutants" results in a
<br />"specified cause of loss", we will pay for the
<br />loss or damage caused by that cause of
<br />loss".
<br />This exclusion, I., does not apply to damage
<br />to glass caused by chemicals applied to the
<br />glass.
<br />m. Neglect of an insured to use all reasonable
<br />means to save and preserve property from
<br />further damage at and after the time of loss.
<br />We will not pay for loss or damage caused by
<br />or resulting from any of the following, 3.a.
<br />through 3.c. But if an excluded cause of loss
<br />that is listed in 3.a. through 3.c. results in a
<br />Covered Cause of Loss, we will pay for the loss
<br />or damage caused by that Covered Cause of
<br />Loss.
<br />a. Weather conditions. But this exclusion only
<br />applies if weather conditions contribute in
<br />any way with a cause or event excluded in
<br />Paragraph 1. above to produce the loss or
<br />damage.
<br />b. Acts or decisions, including the failure to act
<br />or decide, of any person, group, organization
<br />or governmental body.
<br />c. Faulty, inadequate or defective:
<br />(1) Planning, zoning, surveying, siting;
<br />(2) Design, specifications, workmanship,
<br />repair, construction, renovation,
<br />remodeling, grading, compaction;
<br />(3) Materials used in repair, renovation or
<br />remodeling; or
<br />(4) Maintenance; of part or all of any property
<br />on or off the described premises.
<br />Page 4 of 10 © Insurance Services Office,lnc., 2011
<br />�oRaN
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<br />RiskMmWmedDMsfan
<br />REVIEWED & APPROVED BY.-
<br />f R. VSA44a
<br />Risk Management Analyst
<br />
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