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5 . Additional Exclusion
<br />The following provisions apply only to the
<br />specified property:
<br />Loss Or Damage To Products
<br />We will not pay for loss or damage to any
<br />merchandise, goods or other product caused
<br />by or resulting from error or omission by any
<br />person or entity (including those having
<br />possession under an arrangement where work
<br />or a portion of the work is outsourced) in any
<br />stage of the development, production or use of
<br />the product, including planning, testing,
<br />processing, packaging, installation, maint-
<br />enance or repair. This exclusion applies to any
<br />effect that compromises the form, substance
<br />or quality of the product. But if such error or
<br />omission results in a Covered Cause of Loss,
<br />we will pay for the loss or damage caused by
<br />that Covered Cause of Loss.
<br />C. Limitations
<br />The following limitations apply to all policy forms
<br />and endorsements, unless otherwise stated:
<br />1. We will not pay for loss of or damage to
<br />property, as described and limited in this
<br />section. In addition,we will not pay for any
<br />loss that is a consequence of loss or damage
<br />as described and limited in this section.
<br />a. Steam boilers, steam pipes, steam engines
<br />or steam turbines caused by or resulting
<br />from any condition or event inside such
<br />equipment. But we will pay for loss of or
<br />damage to such equipment caused by or
<br />resulting from an explosion of gases or fuel
<br />within the furnace of any fired vessel or
<br />within the flues or passages through which
<br />the gases of combustion pass.
<br />b. Hot water boilers or other water heating
<br />equipment caused by or resulting from any
<br />condition or event inside such boilers or
<br />equipment,other than an explosion.
<br />c. The interior of any building or structure, or
<br />to personal property in the building or stru-
<br />cture, caused by or resulting from rain,
<br />snow, sleet, ice, sand or dust, whether
<br />driven by wind or not, unless:
<br />(1) The building or structure first sustains
<br />damage by a Covered Cause of Loss to
<br />its roof or walls through which the rain,
<br />snow,sleet, ice, sand or dust enters; or
<br />(2) The loss or damage is caused by or
<br />results from thawing of snow, sleet or
<br />ice on the building or structure.
<br />d. Building materials and supplies not attached
<br />as part of the building or structure, caused
<br />by or resulting from theft.
<br />However, this limitation does not apply to:
<br />(1) Building materials and supplies held for
<br />sale by you, unless they are insured
<br />under the Builders Risk Coverage Form;
<br />or
<br />(2) Business Income Coverage or Extra
<br />Expense Coverage.
<br />e. Property that is missing, where the only
<br />evidence of the loss or damage is a
<br />shortage disclosed on taking inventory, or
<br />other instances where there is no physical
<br />evidence to show what happened to the
<br />property.
<br />f. Property that has been transferred to a
<br />person or to a place outside the described
<br />premises on the basis of unauthorized
<br />instructions.
<br />g. Lawns, trees, shrubs or plants which are
<br />part of a vegetated roof, caused by or
<br />resultingfrom:
<br />(1) Dampness or dryness of atmosphere or
<br />of soil supporting the vegetation;
<br />(2) Changes in or extremes of temperature;
<br />(3) Disease;
<br />(4) Frost or hail; or
<br />(5) Rain, snow,ice or sleet.
<br />2. We will not pay for loss of or damage to the
<br />following types of property unless caused by
<br />the "specified causes of loss" or building glass
<br />breakage:
<br />a. Animals, and then only if they are killed or
<br />their destruction is made necessary.
<br />b. Fragile articles such as statuary, marbles,
<br />chinaware and porcelains, if broken. This
<br />restriction does not apply to:
<br />(1) Glass; or
<br />(2) Containers of property held for sale.
<br />c. Builders' machinery, tools and equipment
<br />owned by you or entrusted to you, provided
<br />such property is Covered Property.
<br />However, this limitation does not apply:
<br />(1) If the property is located on or within
<br />100 feet of the described premises,
<br />unless the premises is insured under the
<br />Builders Risk Coverage Form; or
<br />(2) To Business Income Coverage or to
<br />Extra Expense Qr-prang
<br />Page 6 of 10 © Insurance Services Office,lnc., 2011
<br />N_oaa RiskMmVmentDMsian
<br />?9 'e''REVIEWED & APPROVED BY.-
<br />} z
<br />f P'. M44441
<br />— Risk Management Analyst
<br />
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