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3. The special limit shown for each category, a.
<br />through d., is the total limit for loss of or
<br />damage to all property in that category. The
<br />special limit applies to any one occurrence of
<br />theft, regardless of the types or number of
<br />articles that are lost or damaged in that
<br />occurrence. The special limits are (unless a
<br />higher limit is shown in the Declarations):
<br />a. $2,500 for furs, fur garments and garments
<br />trimmed with fur.
<br />b. $2,500 for jewelry, watches, watch
<br />movements, jewels, pearls, precious and
<br />semiprecious stones, bullion, gold, silver,
<br />platinum and other precious alloys or
<br />metals. This limit does not apply to jewelry
<br />and watches worth $100 or less per item.
<br />c. $2,500 for patterns, dies, molds and forms.
<br />d. $250 for stamps, tickets, including lottery
<br />tickets held for sale, and letters of credit.
<br />These special limits are part of, not in addition
<br />to, the Limit of Insurance applicable to the
<br />Covered Property.
<br />This limitation, C.3., does not apply to
<br />Business Income Coverage or to Extra Expense
<br />Coverage.
<br />4. We will not pay the cost to repair any defect to
<br />a system or appliance from which water, other
<br />liquid, powder or molten material escapes. But
<br />we will pay the cost to repair or replace
<br />damaged parts of fire -extinguishing equipment
<br />if the damage:
<br />a. Results in discharge of any substance from
<br />an automatic fire protection system; or
<br />b. Is directly caused by freezing.
<br />However, this limitation does not apply to
<br />Business Income Coverage or to Extra Expense
<br />Coverage.
<br />D. Additional Coverage —Collapse
<br />The coverage provided under this Additional
<br />Coverage, Collapse, applies only to an abrupt
<br />collapse as described and limited in D.1. through
<br />D.7.
<br />1. For the purpose of this Additional Coverage,
<br />Collapse, abrupt collapse means an abrupt
<br />falling down or caving in of a building or any
<br />part of a building with the result that the
<br />building or part of the building cannot be
<br />occupied for its intended purpose.
<br />2. We will pay for direct physical loss or damage
<br />to Covered Property, caused by abrupt
<br />collapse of a building or any part of a building
<br />that is insured under this Coverage Form or
<br />that contains Covered Property insured under
<br />this Coverage Form, if such collapse is caused
<br />by one or more of the following:
<br />a. Building decay that is hidden from view,
<br />unless the presence of such decay is
<br />known to an insured prior to collapse;
<br />b. Insect or vermin damage that is hidden
<br />from view, unless the presence of such
<br />damage is known to an insured prior to
<br />collapse;
<br />c. Use of defective material or methods in
<br />construction, remodeling or renovation if
<br />the abrupt collapse occurs during the
<br />course of the construction, remodeling or
<br />renovation.
<br />d. Use of defective material or methods in
<br />construction, remodeling or renovation if
<br />the abrupt collapse occurs after the constr-
<br />uction, remodeling or renovation is
<br />complete, but only if the collapse is caused
<br />in part by:
<br />(1) A cause of loss listed in 2.a. or 2.b.;
<br />(2) One or more of the "specified causes of
<br />loss";
<br />(3) Breakage of building glass;
<br />(4) Weight of people or personal property;
<br />or
<br />(5) Weight of rain that collects on a roof.
<br />3. This Additional Coverage — Collapse does not
<br />apply to:
<br />a. A building or any part of a building that is
<br />in danger of falling down or caving in;
<br />b. A part of a building that is standing, even if
<br />it has separated from another part of the
<br />building; or
<br />c. A building that is standing or any part of a
<br />building that is standing, even if it shows
<br />evidence of cracking, bulging, sagging,
<br />bending, leaning, settling, shrinkage or
<br />expansion.
<br />4 . With respect to the following property:
<br />a. Outdoor radio or television antennas
<br />(including satellite dishes) and their lead-in
<br />wiring, masts or towers;
<br />CP 10 30 10 12 © Insurance Services Office,lnc., 2011
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<br />RiskMmVmedDMsfan
<br />REVIEWED & APPROVED BY.-
<br />f R. V;&wd
<br />Risk Management Analyst
<br />
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