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POLICYHOLDER NOTICE <br />CALIFORNIA INSURANCE GUARANTEE ASSOCIATION (CIGA) SURCHARGE <br />Companies writing property and casualty insurance business in California are required to participate in the <br />California Insurance Guarantee Association. If a company becomes insolvent, the California Insurance Guarantee <br />Association settles unpaid claims and assesses each insurance company for its fair share. <br />California law requires all companies to surcharge policies to recover these assessments. If your policy is <br />surcharged, "CA Surcharge" or "CA Surcharge (CIGA) Surcharge)' with an amount will be displayed on your <br />premium notice. <br />This notice does not change the policy to which it is attached. <br />PN 04 99 04 (00) <br />et °RmkManagxm�mEDktiaian <br />�s REVIEWED&APPRWm BY. <br />` RukManageinent Analyst <br />