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_TRAVELERS.JW' <br />Your Workers' Compensation Benefits <br />CALIFORNIA <br />This form should be given to all newly hired employees in the State of California. Its content applies to <br />industrial injuries on or after January 1, 2013. <br />Any person who makes or causes to be made any knowingly false or fraudulent material statement or <br />material representation for the purpose of obtaining or denying workers' compensation benefits or <br />payments is guilty of a felony. <br />You may be entitled to workers' compensation benefits if you are injured or become ill because of your job, or are <br />a victim of a workplace crime. Workers' compensation covers most work -related physical or mental injuries and <br />illnesses. An injury or illness can be caused by one event (such as hurting your back in a fall) or by repeated <br />exposures to a harmful condition (such as hurting your wrist from doing the same motion over and over). <br />Workers' compensation benefits include: <br />Medical Care: Doctor visits, hospital services, physical therapy, lab tests, x-rays, and medicines that are <br />reasonably necessary to treat your injury. You should never see a bill. Physical therapy, occupational therapy and <br />chiropractic visits may be limited to 24 each. <br />Temporary Disability Benefits: Payments if you lose wages while recovering. For most injuries, temporary <br />disability benefits are limited to 104 weeks within 5 years from your date of injury. Filing a timely Employment <br />Development Department claim may result in additional state disability benefits when TTD benefits are <br />terminated, delayed or denied. <br />Permanent Disability Benefits: Payments if your injury causes a permanent disability. Once your injury <br />stabilizes, your treating physician may find permanent disability, depending upon your level of recovery. The <br />amount of permanent disability found by your doctor will be rated by your claims administrator according to your <br />age and occupation in order to determine the percentage and corresponding dollar amount of permanent disability <br />due. These amounts are set by state law. You have the right to obtain a state disability rating or appeal a rating. <br />Supplemental Job Displacement Vouchers: If your injury causes you to miss time from work and results in <br />permanent disability, you may receive a supplemental job displacement voucher if your employer has not offered <br />modified, alternative or regular employment within 60 days of receipt of the doctor's medical report indicating you <br />have made a maximum medical recovery. The voucher is for reimbursement of education -related costs and is <br />capped at $6,000.00, If you receive a voucher as a result of your injury, you have two years from the date you are <br />furnished the voucher or five years from your date of injury (whichever occurs later), to request reimbursement for <br />qualifying expenditures. <br />Death Benefits: Paid to dependents of a worker who dies from a work -related injury or illness. Burial expenses <br />are also provided, with the maximum amount allowed dependent upon the date of injury. <br />Return to Work Program: If you experience a permanent earnings loss as a result of your injury and your <br />permanent disability benefits are determined to be disproportionately low, you may qualify for additional monies <br />from the Department of Industrial Relation's Return to Work Fund. Contact the Department of Industrial Relations <br />at: <br />to learn more <br />benefit. <br />Temporary disability, permanent disability, and death benefits are all payable at a rate based on 2/3 of your <br />average weekly wage, and subject to state minimum and maximum amounts in effect on your date of injury. <br />These benefits are paid every two weeks while you are eligible. <br />Voluntary, off duty, recreational, social or atheltic activities may not be covered under workers' <br />compensation. <br />W04NE116 <br />travelers.com <br />The Travelers Indemnity Company and its property casualty affiliates. One Tower Square, Hartford, CT 06183 <br />© 2016 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are regi; <br />Travelers Indemnity Company in the U.S. and other countries. CE-10277 Rev. 10-2015 <br />RiakMRmpnmdDMsI nt <br />rREVIEWED &ppAPrPr'R'O//VIyED BY. <br />'�-^" Rlsk Management Analyst <br />