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COMMERCIALGENERALLIABILITYCOVERAGEFORM <br />Variousprovisionsinthispolicyrestrictcoverage.(1)The"bodilyinjury"or"propertydamage"is <br />Readtheentirepolicycarefullytodeterminerights, <br />causedbyan"occurrence"thattakes <br />dutiesandwhatisandisnotcovered. <br />placeinthe"coverageterritory"; <br />Throughoutthispolicythewords"you"and"your"(2)The"bodilyinjury"or"propertydamage" <br />refertotheNamedInsuredshowninthe <br />occursduringthepolicyperiod;and <br />Declarations,andanyotherpersonororganization <br />(3)Priortothepolicyperiod,noinsuredlisted <br />qualifyingasaNamedInsuredunderthispolicy.The <br />underParagraph 1.ofSection II ÎWhoIs <br />words"we","us"and"our"refertothestock <br />AnInsuredandno"employee"authorized <br />insurancecompanymemberofTheHartford <br />byyoutogiveorreceivenoticeofan <br />providingthisinsurance. <br />"occurrence"orclaim,knewthatthe <br />Theword"insured"meansanypersonor"bodilyinjury"or"propertydamage"had <br />organizationqualifyingassuchunderSection II Î <br />occurred,inwholeorinpart.Ifsucha <br />WhoIsAnInsured. <br />listedinsuredorauthorized"employee" <br />knew,priortothepolicyperiod,thatthe <br />Otherwordsandphrasesthatappearinquotation <br />"bodilyinjury"or"propertydamage" <br />markshavespecialmeaning.RefertoSection V Î <br />occurred,thenanycontinuation,change <br />Definitions. <br />orresumptionofsuch"bodilyinjury"or <br />SECTIONIÎCOVERAGES <br />"propertydamage"duringorafterthe <br />COVERAGEABODILYINJURYANDPROPERTY <br />policyperiodwillbedeemedtohavebeen <br />DAMAGELIABILITY <br />knownpriortothepolicyperiod. <br />1.InsuringAgreement <br />c."Bodilyinjury"or"propertydamage"willbe <br />deemedtohavebeenknowntohave <br />a.Wewillpaythosesumsthattheinsured <br />occurredattheearliesttimewhenany <br />becomeslegallyobligatedtopayasdamages <br />insuredlistedunderParagraph 1.ofSection II <br />becauseof"bodilyinjury"or"property <br />ÎWhoIsAnInsuredorany"employee" <br />damage"towhichthisinsuranceapplies.We <br />authorizedbyyoutogiveorreceivenoticeof <br />willhavetherightanddutytodefendthe <br />an"occurrence"orclaim: <br />insuredagainstany"suit"seekingthose <br />damages.However,wewillhavenodutyto <br />(1)Reportsall,oranypart,ofthe"bodily <br />defendtheinsuredagainstany"suit"seeking <br />injury"or"propertydamage"tousorany <br />damagesfor"bodilyinjury"or"property <br />otherinsurer; <br />damage"towhichthisinsurancedoesnot <br />(2)Receivesawrittenorverbaldemandor <br />apply.Wemay,atourdiscretion,investigate <br />claimfordamagesbecauseofthe"bodily <br />any"occurrence"andsettleanyclaimor"suit" <br />injury"or"propertydamage";or <br />thatmayresult.But: <br />(3)Becomesawarebyanyothermeansthat <br />(1)Theamountwewillpayfordamagesis <br />"bodilyinjury"or"propertydamage"has <br />limitedasdescribedinSection III ÎLimits <br />occurredorhasbeguntooccur. <br />OfInsurance;and <br />d.Damagesbecauseof"bodilyinjury"include <br />(2)Ourrightanddutytodefendendswhen <br />damagesclaimedbyanypersonor <br />wehaveuseduptheapplicablelimitof <br />organizationforcare,lossofservicesor <br />insuranceinthepaymentofjudgmentsor <br />deathresultingatanytimefromthe"bodily <br />settlementsunderCoverages A or B or <br />injury". <br />medicalexpensesunderCoverage C. <br />e.IncidentalMedicalMalpracticeAndGood <br />Nootherobligationorliabilitytopaysumsor <br />SamaritanCoverage <br />performactsorservicesiscoveredunless <br />"Bodilyinjury"arisingoutoftherenderingof <br />explicitlyprovidedforunderSupplementary <br />failuretorenderthefollowinghealthcare <br />or <br />PaymentsÎCoverages A and B. <br />servicesbyany"employee"or"volunteer <br />b.Thisinsuranceappliesto"bodilyinjury"and <br />worker"shallbedeemedtobecausedbyan <br />"propertydamage"onlyif: <br />"occurrence"for: <br />HG00010916Page1of21 <br />©2016TheHartford <br /> <br />(IncludescopyrightedmaterialofInsuranceServicesOffice,Inc.withitspermission.) <br /> <br />