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(1)Professionalhealthcareservicessuchas: <br />(a)Liabilitytosuchpartyfor,orforthe <br />costof,thatparty'sdefensehasalso <br />(a)Medical,surgical,dental,laboratory,x- <br />beenassumedinthesame"insured <br />rayornursingservicesortreatment, <br />contract";and <br />adviceorinstruction,ortherelated <br />furnishingoffoodorbeverages;(b)Suchattorneyfeesandlitigation <br />expensesarefordefenseofthatparty <br />(b)Anyhealthortherapeuticservice, <br />againstaciviloralternativedispute <br />treatment,adviceorinstruction;or <br />resolutionproceedinginwhich <br />(c)Thefurnishingordispensingofdrugs <br />damagestowhichthisinsurance <br />ormedical,dental,orsurgicalsupplies <br />appliesarealleged. <br />orappliances;or <br />c.LiquorLiability <br />(2)Firstaidservices,whichinclude: <br />"Bodilyinjury"or"propertydamage"forwhich <br />(a)Cardiopulmonaryresuscitation, <br />anyinsuredmaybeheldliablebyreasonof: <br />whetherperformedmanuallyorwitha <br />(1)Causingorcontributingtotheintoxication <br />defibrillator;or <br />ofanyperson; <br />(b)ServicesperformedasaGood <br />(2)Thefurnishingofalcoholicbeveragestoa <br />Samaritan. <br />personunderthelegaldrinkingageor <br />Forthepurposeofdeterminingthelimitsof <br />undertheinfluenceofalcohol;or <br />insurance,anyactoromissiontogetherwith <br />(3)Anystatute,ordinanceorregulation <br />allrelatedactsoromissionsinthefurnishing <br />relatingtothesale,gift,distributionoruse <br />oftheseservicestoanyonepersonwillbe <br />ofalcoholicbeverages. <br />consideredone"occurrence". <br />Thisexclusionapplieseveniftheclaims <br />However,thisIncidentalMedicalMalpractice <br />againstanyinsuredallegenegligenceor <br />AndGoodSamaritanCoverageprovision <br />otherwrongdoingin: <br />appliesonlyifyouarenotengagedinthe <br />businessoroccupationofprovidinganyofthe(a)Thesupervision,hiring,employment, <br />servicesdescribedinthisprovision. <br />trainingormonitoringofothersbythat <br />insured;or <br />2.Exclusions <br />(b)Providingorfailingtoprovide <br />Thisinsurancedoesnotapplyto: <br />transportationwithrespecttoany <br />a.ExpectedOrIntendedInjury <br />personthatmaybeundertheinfluence <br />"Bodilyinjury"or"propertydamage"expected <br />ofalcohol; <br />orintendedfromthestandpointofthe <br />ifthe"occurrence"whichcausedthe"bodily <br />insured.Thisexclusiondoesnotapplyto <br />injury"or"propertydamage",involvedthat <br />"bodilyinjury"or"propertydamage"resulting <br />whichisdescribedinParagraph(1),(2)or(3) <br />fromtheuseofreasonableforcetoprotect <br />above. <br />personsorproperty. <br />However,thisexclusionappliesonlyifyou <br />b.ContractualLiability <br />areinthebusinessofmanufacturing, <br />"Bodilyinjury"or"propertydamage"forwhich <br />distributing,selling,servingorfurnishing <br />theinsuredisobligatedtopaydamagesby <br />alcoholicbeverages.Forthepurposesofthis <br />reasonoftheassumptionofliabilityina <br />exclusion,permittingapersontobring <br />contractoragreement.Thisexclusiondoes <br />alcoholicbeveragesonyourpremises,for <br />notapplytoliabilityfordamages: <br />consumptiononyourpremises,whetheror <br />notafeeischargedoralicenseisrequired <br />(1)Thattheinsuredwouldhaveinthe <br />forsuchactivity,isnotbyitselfconsideredthe <br />absenceofthecontractoragreement;or <br />businessofselling,servingorfurnishing <br />(2)Assumedinacontractoragreementthat <br />alcoholicbeverages. <br />isan"insuredcontract",providedthe <br />d.Workers'CompensationAndSimilarLaws <br />"bodilyinjury"or"propertydamage" <br />occurssubsequenttotheexecutionofthe <br />Anyobligationoftheinsuredunderaworkers' <br />contractoragreement.Solelyforthe <br />compensation,disabilitybenefitsor <br />purposesofliabilityassumedinan <br />unemploymentcompensationlaworany <br />"insuredcontract",reasonableattorney <br />imilarlaw. <br />s <br />feesandnecessarylitigationexpenses <br />e.Employer'sLiability <br />incurredbyorforapartyotherthanan <br />"Bodilyinjury"to: <br />insuredaredeemedtobedamages <br />(1)An"employee"oftheinsuredarisingoutof <br />becauseof"bodilyinjury"or"property <br />damage",provided:andinthecourseof: <br /> <br />Page2of21HG00010916 <br /> <br />