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COMMERCIAL GENERAL LIABILITY <br />Various provisions inthis policy restrict coverage. Read <br />the entire policy carefully todetermine rights, duties and <br />what is and is not covered. <br />Throughout this policy the words "you and "your" refer <br />to the Named Insured shown in the Declarations, and <br />any other person ororganization qualifying asaNamed <br />Insured under this policy. The words "we", "us" and <br />"uur'refer tothe company providing this insurance. <br />The word "insured" means any person mrorganization <br />qualifying as such under Section 11 — Who Is An <br />Insured. <br />Other words and phrases that appear in quotation <br />marks have special meaning. Refer to Section V — <br />Definitions. <br />COVERAGE A — BODILY INJURY AND PROPERTY <br />DAMAGE LIABILITY <br />1. Insuring Agreement <br />a. We will pay those sums that the insured <br />becomes legally obligated hopay asdamages <br />because of "bodily injury" or "property damage" <br />to which this insurance applies. We will have <br />the right and duty todefend the insured against <br />any "suit" seeking those damages. Hmvvever, <br />we will have no duty to defend the insured <br />against any "suit' seeking damages for "bodily <br />injury" or "property damage" to which this <br />insurance does not apply. We may, at our <br />discretion, investigate any "occurrence" and <br />settle any claim or"suit'that may result. But: <br />(1) The amount we will pay for damages is <br />limited as described in Section UUU— Limits <br />Of Insurance; and <br />(2) Our right and duty to defend end when we <br />have used up the applicable limit of <br />insurance in the payment of judgments or <br />settlements under Coverages A or B or <br />medical expenses under Coverage C. <br />No other obligation or liability to pay sums or <br />perform acts or services is covered unless <br />explicitly provided for under Supplementary <br />Payments. <br />b. This insurance applies to "bodily injury' and <br />"property damage" only if: <br />(1) The "bodily injury" or"property is <br />caused byan"occunence"that takes place <br />in the "coverage territory"; <br />(2) The "bodily injury" or "property damage" <br />occurs during the policy period; and <br />(3) Prior tothe policy period, no insured listed <br />under Paragraph 1. of Section UU —VVho Is <br />An Insured and no "employee" authorized <br />by you to give or receive notice of an <br />"occurrence" or claim knew that the "bodily <br />injury" or "property damage" had occuned, <br />in whole or in part. If such a listed insured <br />orauthorized "emp|oyee"knew, prior tothe <br />policy period, that the "bodily injury" or <br />"property damage" occurned, then any <br />conbnuadon, change or resumption of such <br />"bodily injury" or "property damage" during <br />orafter the policy period will bedeemed U» <br />have been known prior hothe policy period. <br />c~ "Bodily injury" or "property which <br />occurs during the poky period and was not <br />prior to the policy period. known to have <br />occurred bvany insured listed under Paragraph <br />1, of Section || — Who Is An Insured or any <br />"employee" authorized by you to give or receive <br />notice of an "occurrence" or claim, includes any <br />condnuadon, change or resumption of that <br />"bodily injury" or "property damage" after the <br />end nfthe policy period. <br />o. "Bodily injury" or "property will be <br />deemed to have been known to have occurred <br />at the earliest time when any insured listed <br />under Paragraph 1. of Section UU—VVho Is An <br />Insured mrany "ernp|myee"authorized byyou Uz <br />give or receive notice of an "occurrence" or <br />(1) Reports all, or any part, of the "bodily <br />injury" or "property damage" to us or any <br />other insurer; <br />(2) Receives a written or verbal demand or <br />claim for damages because of the "bodily <br />injury" or"property damage"; or <br />(3) Becomes aware bvany other means that <br />"bodily injury" or "property damage" has <br />occurred nrhas b <br />ReoEwm & APPROVED BY.' <br />CG T1 0002 19 @umrThe Travelers Indemnity Company. All rights reserved. <br />Includes copyrighted material nfInsurance Services Office, Inc. with its permission. <br />