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PI-GLD-HS(10/11) <br />LIABILITY,Subsection2.Exclusions,Paragraphj.DamagetoProperty,Item(1)isdeletedinits <br />entiretyandreplacedwiththefollowing: <br />(1)Propertyyouown,rent,oroccupy,includinganycostsorexpensesincurredbyyou,or <br />anyotherperson,organizationorentity,forrepair,replacement,enhancement, <br />restorationormaintenanceofsuchpropertyforanyreason,includingpreventionofinjury <br />ID5E9GHDCDG85B5<9ID5CDI=9GSHEGDE9GIN&JCA9HHI=985B5<9IDEGDE9GIN>H75JH986N <br />yourclient,uptoa$30,000limit.Aclientisdefinedasapersonunderyourdirectcare <br />andsupervision. <br />E.DamagetoPremisesRentedtoYou <br />1.IfdamagebyfiretopremisesrentedtoyouisnototherwiseexcludedfromthisCoveragePart, <br />thew DG8Q:>G9R>H7=5C<98IDQ:>G9&A><=IC>C<&9MEADH>DC&HBD@9&DGA95@5<9:GDB5JIDB5I>7:>G9 <br />EGDI97I>K9HNHI9BHRL=9G9>I5EE95GH>C( <br />a.ThelastparagraphofSECTIONI$COVERAGES,COVERAGEABODILYINJURYAND <br />PROPERTYDAMAGELIABILITY,Subsection2.Exclusions;isdeletedinitsentiretyand <br />replacedbythefollowing: <br />Exclusionsc.throughn.donotapplytodamagebyfire,lightning,explosion,smoke,or <br />leakagefromautomaticfireprotectivesystemstopremiseswhilerentedtoyouor <br />temporarilyoccupiedbyyouwithpermissionoftheowner.Aseparatelimitofinsurance <br />appliestothiscoverageasdescribedinSECTIONIII$LIMITSOFINSURANCE. <br />b.SECTIONIII$LIMITSOFINSURANCE,Paragraph6.isdeletedinitsentiretyandreplaced <br />bythefollowing: <br />SubjecttoParagraph5.above,theDamageToPremisesRentedToYouLimitisthe <br />mostwewillpayunderCoverageAfordamagesbecauseof"propertydamage"toany <br />onepremises,whilerentedtoyou,orinthecaseofdamagebyfire,lightning,explosion, <br />smoke,orleakagefromautomaticfireprotectivesystemswhilerentedtoyouor <br />temporarilyoccupiedbyyouwithpermissionoftheowner. <br />c.SECTIONV$DEFINITIONS,Paragraph9.a.,isdeletedinitsentiretyandreplacedbythe <br />following: <br />Acontractforaleaseofpremises.However,thatportionofthecontractforaleaseof <br />premisesthatindemnifiesanypersonororganizationfordamagebyfire,lightning, <br />explosion,smoke,orleakagefromautomaticfireprotectivesystemstopremiseswhile <br />rentedtoyouortemporarilyoccupiedbyyouwithpermissionoftheownerisnotan <br />"insuredcontract"; <br />2.SECTIONIV$COMMERCIALGENERALLIABILITYCONDITIONS,Subsection4.Other <br />Insurance,Paragraphb.ExcessInsurance,(1)(a)(ii)isdeletedinitsentiretyandreplacedby <br />thefollowing: <br />Thatisinsuranceforfire,lightning,explosion,smoke,orleakagefromautomaticfire <br />protectivesystemsforpremisesrentedtoyouortemporarilyoccupiedbyyouwithpermission <br />oftheowner; <br />3.TheDamageToPremisesRentedToYouLimitsectionoftheDeclarationsisamendedtothe <br />greaterof: <br />Page3of12 <br />IncludescopyrightedmaterialofInsuranceServicesOffice,Inc.,withitspermission. <br />©2011PhiladelphiaIndemnityInsuranceCompany <br /> <br />