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PI-GLD-HS(10/11) <br />a.$1,000,000;or <br />b.TheamountshownintheDeclarationsastheDamagetoPremisesRentedtoYouLimit. <br />Thisisthemostwewillpayforalldamageproximatelycausedbythesameevent,whethersuch <br />damageresultsfromfire,lightning,explosion,smoke,orleaksfromautomaticfireprotective <br />systemsoranycombinationthereof. <br />F.HIPAA <br />SECTIONI$COVERAGES,COVERAGEBPERSONALANDADVERTISINGINJURYLIABILITY, <br />isamendedasfollows: <br />1.Paragraph1.InsuringAgreementisamendedtoincludethefollowing: <br />Wewillpaythosesumsthattheinsuredbecomeslegallyobligatedtopayasdamagesbecause <br />D:5QK>DA5I>DC$H%RD:I=9-95AI=.CHJG5C790DGI56>A ityandAccountabilityAct(HIPAA).Wehave <br />I=9G><=I5C8I=98JINID89:9C8I=9>CHJG985<5>CHI5CNQHJ>I&RQ>CK9HI><5I>DC&RDGQ7>K>AEGD7998>C<R <br />H99@>C<I=9H985B5<9H'-DL9K9G&L9L>AA=5K9CD8JINID89:9C8I=9>CHJG985<5>CHI5CNQHJ>IR <br />H99@>C<85B5<9H&Q>CK9HI><5I>DC&RDGQ7>K>AEGD7998>C<RIDL=>7=I=>H>CHJG5C798D9HCDI5EEAN' <br />2.Paragraph2.Exclusionsisamendedtoincludethefollowingadditionalexclusions: <br />Thisinsurancedoesnotapplyto: <br />a.Intentional,Willful,orDeliberateViolations <br />)CNL>AA:JA&>CI9CI>DC5A&DG89A>69G5I9QK>DA5I>DC$H%R6N5CN>CHJG98' <br />b.CriminalActs <br />)CNQK>DA5I>DCRL=>7=G9HJAIH>C5CN7 riminalpenaltiesundertheHIPAA. <br />c.OtherRemedies <br />Anyremedyotherthanmonetarydamagesforpenaltiesassessed. <br />d.ComplianceReviewsorAudits <br />AnycompliancereviewsbytheDepartmentofHealthandHumanServices. <br />3.SECTIONV P DEFINITIONSisamendedtoincludethefollowingadditionaldefinitions: <br />a.Q+>K>AEGD7998>C<RB95CH5C57I>DC6NI=9,9E5GIB9CID:-95AI=5C8-JB5C29GK>79H$--2% <br />5G>H>C<DJID:QK>DA5I>DCH'R <br />b.Q.CK9HI><5I>DCRB95CH5C9M5B>C5I>DCD:5C57IJ5ADG5AA9<98QK>DA5I>DC$H%R6N--2'-DL9K9G& <br />Q>CK9HI><5I>DCR8D9HCDI>C7AJ895+DBEA>5C7919K>9L' <br />c.Q4>DA5I>DCRB95CHI=957IJ5ADG5AA9<98:5>AJG9ID7DBEANL>I=I=9 regulationsincludedinthe <br />HIPAA. <br />Page4of12 <br />IncludescopyrightedmaterialofInsuranceServicesOffice,Inc.,withitspermission. <br />©2011PhiladelphiaIndemnityInsuranceCompany <br /> <br />