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UMBRELLA <br />3. With respect to Coverage A, the insured G. DUTIES REGARDING A CRISIS MANAGEMENT <br />must: <br />EVENT <br />a. Cooperate with us in the investigation, <br />You must: <br />settlement or defense of any claim or <br />"suit"; <br />1. Notify us within 30 days of a "crisis <br />b. Comply with the terms of the "underlying <br />management event" that may result in "crisis <br />insurance"; and <br />management service expenses". <br />C. Pursue all rights of contribution or <br />2. Provide written notice of the "crisis <br />indemnity against any person or <br />management event" as soon as practicable. <br />organization who may be liable to the <br />To the extent possible, notice should include: <br />insured because of the injury, damage or <br />a. How, when and where that "crisis <br />loss for which insurance is provided under <br />management event" took place; <br />this policy or any policy of "underlying <br />insurance". <br />b. The names and addresses of any <br />4. With respect to Coverage B, the insured <br />persons or organizations sustaining injury, <br />damage or loss, and the named and <br />must: <br />addresses of any witnesses; <br />a. Immediately send us copies of any <br />c. The nature and location of any injury or <br />demands, notices, summonses or legal <br />damage arising out of that "crisis <br />papers received in connection with the <br />management event"; and <br />claim or "suit'; <br />b. Authorize us to obtain necessary records <br />d. The reason that "crisis management <br />event" is likely to involve damages <br />and other information; <br />covered by this insurance in excess of the <br />c. Cooperate with us in the investigation, <br />"applicable underlying limit" or "self - <br />settlement or defense of any claim or <br />insured retention" and involve regional or <br />"suit"; and <br />national media coverage. <br />d. Assist us, upon our request, in the <br />H. EXAMINATION OF YOUR BOOKS AND <br />enforcement of any right against any <br />RECORDS <br />person or organization which may be <br />We may examine and audit your books and <br />liable to the insured because of injury or <br />records as they relate to this insurance: <br />damage to which Coverage B may apply. <br />1. At any time during the policy period; <br />5. No insured will, except at that insured's own <br />expense, voluntarily make a payment, <br />2. Up to three years after the end of the policy <br />assume any obligation, make any admission <br />period; and <br />or incur any expense, other than for first aid <br />3. Within one year after final settlement of all <br />for "bodily injury" covered by this insurance, <br />claims under this insurance. <br />without our consent. <br />I. EXTENDED REPORTING PERIOD OPTION <br />6. Knowledge of an "event", "occurrence', claim <br />or "suit" by your agent, servant or "employee" <br />1. When the "underlying insurance" applies on a <br />will not constitute knowledge by you, unless <br />claims -made basis, any automatic or basic <br />your insurance or risk manager, or anyone <br />"extended reporting period" n such <br />working in the capacity as your insurance or <br />"underlying insurance" will apply to this <br />risk manager, or anyone you designate with <br />insurance, <br />the responsibility of reporting an "event", <br />2. When the "underlying insurance" applies on a <br />"occurrence", claim or "suit": <br />claims -made basis and you elect to purchase <br />a. Has received notice of such "event" <br />an optional or supplemental "extended <br />occurrence", claim or "suit" from such <br />reporting period" in such "underlying <br />agent, servant or "employee"; or <br />insurance," that "extended reporting period" <br />will apply to this insurance only if: <br />b. Otherwise has knowledge of such "event", <br />"occurrence", claim or "suit". <br />. to <br />aA written purchase an <br />Extended Reporting Period endorsement <br />for this insurance is made by you and <br />received by us within 90 days after the <br />end of the policy period; <br />EU 00 01 07 16 © 2016 The Travelers Indemnity Company. All rights reserved. <br />.A -Rlakh4oUr{+anentDivielm <br />REVIEWED & APPROVEDBY: <br />m I i< 'Nc c a U lP nazt <br />` Risk Management Analyst. <br />