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UMBRELLA <br />b. You have paid all premiums due for this <br />policy at the time you make such request; <br />c. You promptly pay the additional premium <br />we charge for the Extended Reporting <br />Period endorsement for this insurance <br />when due. We will determine that <br />additional premium after we have <br />received your request for the Extended <br />Reporting Period endorsement for this <br />insurance. That additional premium is not <br />subject to any limitation stated in the <br />"underlying insurance" on the amount or <br />percentage of additional premium that <br />may be charged for the "extended <br />reporting period" in such "underlying <br />insurance"; and <br />d. That Extended Reporting Period L' <br />endorsement is issued by us and made a <br />part of this policy. <br />3. Any Extended Reporting Period endorsement <br />for this insurance will not reinstate or increase <br />the Limits of Insurance or extend the policy <br />period. <br />4. Except with respect to any provisions to the <br />contrary contained in Paragraphs 1., 2. or 3. <br />above, all provisions of any option to <br />purchase an "extended reporting period" <br />granted to you in the "underlying insurance" <br />apply to this insurance. <br />J. INSPECTIONS AND SURVEYS <br />1. We have the right but are not obligated to: <br />a. Make inspections and surveys at any <br />time; <br />b. Give you reports on the conditions we <br />find; and <br />c. Recommend changes. <br />2. Any inspections, surveys, reports or <br />recommendations relate only to insurability <br />and the premiums to be charged. We do not <br />make safety inspections. We do not <br />undertake to perform the duty of any person <br />or organization to provide for the health or <br />safety of workers or the public. We do not <br />warrant that conditions: <br />a. Are safe or healthful; or <br />b. Comply with laws, regulations, codes or <br />standards. <br />K. LEGAL ACTION AGAINST US <br />1. No person or organization has a right under <br />this insurance: M <br />a. To join us as a party or otherwise bring us <br />into a "suit" asking for damages from an <br />insured; or <br />Page 14 of 22 © 2016 The Travelers Indemnity company. All rights reserved. <br />b. To sue us on this insurance unless all of <br />its terms have been fully complied with. <br />2. A person or organization may sue us to <br />recover on an agreed settlement or on a final <br />judgment against an insured. We will not be <br />liable for damages that: <br />a. Are not payable under the terms of this <br />insurance; or <br />b. Are in excess of the applicable limit of <br />insurance. <br />An agreed settlement means a settlement <br />and release of liability signed by us, the <br />insured and the claimant or the claimant's <br />legal representative. <br />MAINTENANCE OF UNDERLYING INSURANCE <br />1. The insurance afforded by each policy of <br />"underlying insurance" will be maintained for <br />the full policy period of this Excess Follow - <br />Form And Umbrella Liability Insurance. This <br />provision does not apply to the reduction or <br />exhaustion of the aggregate limit or limits of <br />such "underlying insurance" solely by <br />payments as permitted in Paragraphs 4.a.(1), <br />(2) and (3) of COVERAGE A — EXCESS <br />FOLLOW -FORM LIABILITY of SECTION I — <br />COVERAGES. As such policies expire, you <br />will renew them at limits and with coverage at <br />least equal to the expiring limits of insurance. <br />If you fail to comply with the above <br />requirements, Coverage A is not invalidated. <br />However, in the event of a loss, we will pay <br />only to the extent that we would have paid had <br />you complied with the above requirements. <br />2. The first Named Insured shown in the <br />Declarations must give us written notice of <br />any change in the "underlying insurance" as <br />respects: <br />a. Coverage; <br />b. Limits of insurance; <br />c. Termination of any coverage; or <br />d. Exhaustion of aggregate limits. <br />3. If you are unable to recover from any <br />"underlying insurer" because you fail to <br />comply with any term or condition of the <br />"underlying insurance", Coverage A is not <br />invalidated. However, we will pay for any loss <br />only to the extent that we would have paid had <br />you complied with that term or condition in <br />that "underlying insurance". <br />OTHERINSURANCE <br />This insurance is excess over any valid and <br />collectible "other insuran " <br />insurance" is stated to tuakidanPg",nentalvalm <br />�B+EVIEV%En&{APPP'IRIIVm BWd <br />Hll�C ['MaP�GN.i <br />RrA Management Analyst <br />