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herein, (2) any actions or omissions oJProcessor with respect to these Products and <br />Services, or (3) any claims or disputes arising out ofthe foregoing. <br />27.1 If Merchant elects to receive any of the ancillary Products and Services listed on <br />the Merchant Application (including but not limited to the Guardian Suite (and its related <br />products), Payment Acceptance Applications (WebPASS, Multi -PASS, and/or Hosted <br />Payments), and TmnsLink Insights either in various packages or on a product by product <br />basis, Merchant agrees to the following terms applicable to the relevant software licenses <br />(collectively, the "Licensed Software"). Use of the Licensed Software is limited to <br />Merchant's internal business purposes. Title to and ownership of the Licensed Software <br />remains with Processor and its suppliers. Merchant may not (a) alter or modify the Licensed <br />Software, (b) reverse engineer, decompile, disassemble, or in any way attempt to derive the <br />source code for the Licensed Software, or (c) transfer the Licensed Software to any third <br />party or make the Licensed Software available to any third party as part of any time-sharing <br />or service bureau arrangement. Merchant will not export or re-export the Licensed Software <br />without the appropriate United States or foreign government licenses. All express and <br />implied warranties regarding the Licensed Software by Processor and its suppliers to <br />Merchant are disclaimed. For U.S. Government End Users: The Licensed Software is a <br />"commercial item," as that term is defined at 48 C.F.R. 2.101 (OCT 1995), and more <br />specifically is "commercial computer software" and 'commercial computer software <br />documentation," as such terms are used in 48 C.F.R. 12.212 (SEPT 1995). Consistent with <br />48 C.F.R. 12.212 and 48 C.F.R. 227.7202-1 through 227.7202-4 OUNE 1995), the Licensed <br />Software is provided to U.S. Government end users (a) only as a commercial end item, and <br />(b) with only those rights as are granted to all other end users pursuant to the terms and <br />conditions herein, The Licensed Software is only offered on terminals capable ofsupporling <br />it. <br />27.2 VITAL POS. Subject to the terns and conditions of this Agreement and the <br />Terms of Use and Privacy Policy located within the Vital POS Software and associated <br />portals and web pages (the "Plalfomr"), including without limitation payment of the fees as <br />set forth in this Agreement, Processor hereby grants to Merchant a limited, revocable, non- <br />exclusive, non -transferable, non-sublicensable license to utilize (and allow for the <br />utilization by designated employees and agents) the Vital POS Platform only on an as -is <br />basis, for the sole and exclusive purpose of internally operating the products in the normal <br />course of Merchant's business, and as expressly stipulated under this Agreement (the <br />"Platform License"). Merchant acknowledges and agrees that the Platform provided under <br />this Agreement and all intellectual property provided, embodied, or used in association <br />therewith, including without limitation all trademarks, service marks, logos, software, <br />designs, templates, encryption algorithms, copyrights, and other proprietary rights, and any <br />documentation related to any of the foregoing (collectively, "Intellectual Property Rights"), <br />are and shall remain solely and exclusively owned by Processor (or other third party owner <br />as the case may be), Merchant shall have no right to market, distribute, sell, assign, pledge, <br />sublicense, lease, deliver, or otherwise transfer the Platform or any component thereof, to <br />any third party. Merchant shall not, and shall not permit any third party to, use the Platform <br />directly or indirectly to provide a lime -sharing or subscription service to any third party or <br />to function as a service bureau or application service provider. Merchant shall not reverse <br />engineer, docompile, disassemble, translate, modify, alter, create any derivative works <br />based upon, or otherwise change the Platform or any part thereof, or determine or attempt <br />to determine any source code, algorithms, methods or techniques embodied in the Software <br />included in the Services, or any Application Programming Interfaces "API(s)" or any part <br />thereof, or access or use the Platform or the APIs in any way except via access provided <br />through use in accordance with the Processor documentation and the terms of the <br />Agreement. Merchant shall comply with the Terns of Use and Privacy Policy (as updated <br />from time to lime), all security and operational requirements, policies, and procedures <br />relating to the Platform as specified in the documentation related (hereto and as may be <br />otherwise communicated or provided by Processor. Merchant shall use the Platform solely <br />in the conduct of its business and in compliance with all laws, ndes, and regulations of <br />every governmental authority or card association having jurisdiction over Merchant or any <br />ofthe foregoing. <br />28. GLOBAL PAYMENTS EQUIPMENT AGREEMENT. <br />lrntoortanl Note: Merchant agrees Member Bank is not a party to the GLOBAL PAYMENTS <br />Equipment Agreement and has no responsibility under it. Merchant acknowledges and <br />agrees that Member Bank and its affiliates have no obligation or liability whatsoever far: <br />(1) products or services provided under the GLOBAL PAYMENTS Equipment Agreement, <br />or• (2) any actions or omissions of TSYS Merchant Solutions, LLC dba Global Payments <br />("GLOBAL PAYMENTS') with respect to the GLOBAL PAYMENTS Equipment Agreement. <br />Merchant agrees that any claims or disputes arising oat of the foregoing will be resolved <br />without involving Member Bank and that Member Bank is entitled to rely on Merchant's <br />agreements in this Section 24. <br />THIS GLOBAL PAYMENTS Equipment Agreement ("EQUIPMENT <br />AGREEMENT'% by and between GLOBAL PAYMENTS, and "Merchant," the name <br />of which is set forth in the Agreement, as defined herein, shall become effective as of the <br />date Merchant Application ("Effective Date"). <br />WHEREAS, GLOBAL PAYMENTS and Merchant shall hereinafter be referred to as the <br />'Turtles"; and <br />WHEREAS Merchant desires to purchase or rent equipment from GLOBAL <br />PAYMENTS in order to accept and process specified credit card transactions, <br />NOW THEREFORE, in consideration of the mutual promises made herein, and other <br />valuable consideration, receipt and sufficiency of which are hereby acknowledged, the <br />Parties do hereby agree as follows: <br />28.1 GLOBAL PAYMENTS agrees to sell or rent to Merchant and Merchant agrees to <br />buy or rent from GLOBAL PAYMENTS the equipment described in the Merchant <br />Application or as added from time to time via Merchant's request through Processor's <br />customer service center. GLOBAL PAYMENTS owns all right, title and interest in all <br />EQUIPMENT reeled or sold to MERCHANT hereunder, provided that such right, title and <br />interest will transfer to MERCHANT in the event MERCHANT purchases the <br />EQUIPMENT. The individual sales representative selling or renting the EQUIPMENT to <br />MERCHANT is an employee of GLOBAL PAYMENTS. Merchant's payment for <br />equipment or delivery of the equipment to Merchant will constitute Merchant's acceptance <br />of the applicable following terms and conditions. Payment for equipment and any related <br />fees shall be due and payable on the Effective Date of this EQUIPMENT AGREEMENT if <br />purchasing equipment, monthly if renting, or upon an otherwise agreed upon dale or payment <br />schedule. Merchant agrees to pay the feels) set out in the Agreement and as added from time <br />to time. Merchant is responsible for all sales, use, excise and other taxes, including penalties <br />and interest, that may result from this transaction. The fees set forth in the Merchant <br />Application related to this EQUIPMENT AGREEMENT are exclusive of any and all <br />applicable taxes or assessments, whether designated as sales taxes, use taxes, ad valorem <br />taxes, GST/HST taxes, VAT taxes or by some other name or designation, and including any <br />interest or penalties thereon, which may be levied or assessed by any governmental or taxing <br />jurisdiction in connection with the performance of services or provision of materials to <br />Merchant by GLOBAL PAYMENTS. In the event of the payment of or for any such tax, <br />assessment or expense by GLOBAL PAYMENTS, Merchant shall in turn pay GLOBAL <br />PAYMENTS for such items. Merchant hereby authorizes GLOBAL PAYMENTS to debit <br />payment from the Merchant's designated account established under the Agreement for items <br />ordered herein if payment does not accompany order. <br />28.2 Upon payment by Merchant to GLOBAL PAYMENTS of the entire purchase <br />amount required herein, GLOBAL PAYMENTS shall sell, transfer and assign the purchased <br />equipment to Merchant for Merchant's use and benefit. All risks or expenses of loss, <br />damage, or repair to the equipment shall be borne by Merchant upon such transfer of title, <br />28.3 If Merchant is renting equipment, Merchant agrees to pay Processor a monthly <br />rental fee ("Rental Fee") for the equipment until such time said equipment is returned to <br />GLOBAL PAYMENTS, which will be debited monthly from the Merchant's Settlement <br />Account established under the Agreement or billed separately to merchant if the Merchant's <br />Settlement Account no longer exists. MERCHANT may return the EQUIPMENT to <br />GLOBAL PAYMENTS at any time during the AGREEMENT, at which time MERCHANT <br />will no longer be responsible for future payments of the RENTAL FEE. If Merchant is <br />purchasing the equipment via multiple payments and terminates the EQUIPMENT <br />AGREEMENT prior to completing the monthly purchase payments, then Merchant agrees <br />to immediately pay the remainder of the purchase price or, if Merchant returns the equipment <br />under the conditions specified herein, Merchant agrees to pay GLOBALPAYMENTS's then <br />current RENTAL FEE for the length of time Merchant had the use of the equipment. <br />28.4 Merchant agrees to pay the Rental Fee on a per month basis as rental for the <br />EQUIPMENT. GLOBAL PAYMENTS may amend the Rental Fee on thirty (30) days <br />written notice to Merchant. Submission by Merchant of a Transaction after such notice <br />period shall be evidence that Merchant has received the amended Rental Fee and has agreed <br />to such amended Rental Fee. Merchant is supplied with monthly reports by Processor <br />regarding the equipment. It is Merchant's sole responsibility to report any may or <br />discrepancies detected by Merchant in writing to GLOBAL PAYMENTS within ninety (90) <br />days following the end of the monthly reporting period. After such period, Merchant will be <br />deemed to have accepted the monthly reports as delivered. <br />28.5 The Parties agree to each of the terms and conditions set forth herein and <br />acknowledge that such provisions are binding upon each of them, their successors, heirs and <br />assigns. <br />28.6 Merchant understands that a telephone jack and other equipment maybe required <br />for its phone system to be compatible with equipment at Merchant's expense. <br />28.7 Upon expiration or lennirralion of the EQUIPMENT AGREEMENT, Merchant <br />agrees to reprove the rental equipment from its locations and deliver it to GLOBAL <br />PAYMENTS at Merchant's cost in the same condition as when the rental equipment was <br />installed, normal wear and tear excepted. The Parties agree that the rental equipment is and <br />will remain personal property of GLOBAL PAYMENTS. <br />28.8 Merchant hereby assumes the entire risk of loss, damage or destruction of the <br />equipment fi'om any cause whatsoever, unfit the delivery of the rental equipment to <br />GLOBAL PAYMENTS. If the rental equipment is damaged, lost, or not returned to <br />GLOBAL PAYMENTS, Merchant shall, at the option of GLOBAL PAYMENTS, repair the <br />rental equipment at Merchant's expense or pay GLOBAL PAYMENTS the current <br />replacement cost ofthe rental equipment. <br />28.9 Merchant hereby grants to GLOBAL PAYMENTS the right, during normal <br />business hours, to enter any location under Merchant's control for the purpose of inspecting, <br />repairing, or replacing rental equipment, <br />28.IO14ternhant shall and does hereby agree to indemnify and hold GLOBAL <br />PAYMENTS, its agents, employees, successors and assigns harmless from any and all <br />liability, damages or lass (including attorney fees and costs) arising out of the ownership, <br />selection, possession, leasing or renting, operation (regardless ofwhere, how and by whom <br />operated), control, use, condition (including, but not limited to, latent and other defects, <br />whether or not discoverable by GLOBAL PAYMENTS) maintenance, delivery and return <br />of the equipment. 'This indemnification and the obligations contained herein shall survive <br />termination or expiration of EQUIPMENT AGREEMENT. <br />28.11 Merchant shall keep rental equipment insured against all risks for not less than <br />replacement costs of rental equipment, naming GLOBAL PAYMENTS as an additional <br />insured as its interest may appear. <br />28.12 if this EQUIPMENT AGREEMENT is terminated, GLOBAL PAYMENTS shall <br />have the right to enter Merchant's locations for the purpose of recovering rental equipment. <br />28.13Neither Merchant nor any third party is authorized to make any alterations, repairs <br />or changes including programming changes to rental equipment. Any personal property <br />attached to rental equipment shall become part of the equipment. GLOBAL PAYMENTS <br />will provide maintenance service to rental equipment during the term of the EQUIPMENT <br />Page 9 of 10 UNIVMERAGMT v22.0421 <br />