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helped municipalities address density bonus law and Health and Safety Code provisions for affordable housing. aim Staff Resumes All substantive services for this assignment will be performed by David Paul Rosen and Nora Lake -Brown. David Paul Rosen, Ph.D., Founder and Principal of DRA, is an internationally recognized authority in the fields of redevelopment, affordable housing finance, policy, land use, analysis, negotiation, lending and .investment strategic planning. Nora Lake -Brown, Principal of DRA's Irvine office, has more than 35 years of experience in the analysis of real estate markets, local economies and financial feasibility, and has served as managing Principal on more than forty inclusionary analyses. Nora Lake -Brown will be responsible for the coordination and production of the study. David Paul Rosen, Ph.D., is founder and Principal of David Paul Rosen & Associates (DRA), a 41-year old financial and development consulting firm with expertise in capital formation strategies for affordable housing and community economic development. DRA's clients include federal agencies, the United States Congress, state and local agencies and legislative bodies, corporations, non-profit organizations and foundations. Dr. Rosen is nationally recognized in the field of affordable housing finance, policy, land use, analysis, negotiation, lending and investment strategic planning. He has personally advised on more than $3.0 billion in development finance. Dr. Rosen is responsible for some of the more important innovations in affordable housing development policy. He originated the concept of state housing trust funds, now in place in 47 states. These funds are a permanently dedicated, annually renewable source of capital for the production and preservation of affordable housing. He helped lead the efforts in the mid-1980s in California to negotiate with major money center banks under the Community Reinvestment Act (CRA) to make multi -billion dollar commitments to affordable housing development lending and investment. Dr. Rosen served as the inaugural Chairman of the California Organized Investment Network (COIN) Investment Advisory Board for the California Department of Insurance: Dr. Rosen led this first of its kind organization to develop an investment policy that encourages insurance companies to increase capital for affordable housing and neighborhood revitalization. Dr. Rosen has advised more than 60 California jurisdictions alone on the economic analysis, design and adoption of inclusionary housing land use policies, programs and innovations. Dr. Rosen was the lead consultant to the City of Oakland creating the Community Alliance for Santa Ana Community Development Agency September 21, 2021 l Proposal to Provide Multifamily Affordable Housing Advisory Services 7