Laserfiche WebLink
Metadata
Document management portal powered by Laserfiche WebLink 9 © 1998-2015 Laserfiche. All rights reserved.
081 * 06/07/2021 * UMB 3952752 00 GREAT AMERICAN ALLIANCE INS CO <br />*D/B* 121126296 255044 <br />GAI 6002 <br />(Ed. 04 10) <br />T H E P R O T E C T O R <br />COMMERCIAL UMBRELLA COVERAGE FORM <br />There are provisions in this Policy that restrict coverage. Read the entire Policy carefully to determine <br />rights, duties and what is and is not covered. <br />Throughout this Policy, the words "you" and "your" refer to the Named Insured as defined in Insuring <br />Agreement, V. DEFINITIONS. The words "we," "us," and "our" refer to the Company providing this <br />insurance. The word "Insured" means any person or organization qualifying as such in Insuring Agreement, <br />V. DEFINITIONS. Words and phrases that appear in quotation marks have special meanings that can be <br />found in V. DEFINITIONS or in the specific Policy provision where those words appear. <br />In consideration of the payment of the premium and in reliance upon the statements in the Declarations <br />we agree with you to provide coverage as follows: <br />INSURING AGREEMENTS <br />I. COVERAGE <br />A. We will pay on behalf of the "Insured" those sums in excess of the "retained limit" that the <br />"Insured" becomes legally obligated to pay as damages, by reason of liability imposed by law or <br />assumed by the "Insured" under an "insured contract," because of: <br />1. "bodily injury" or "property damage" that takes place; or <br />2. "personal injury" or "advertising injury" arising from an offense committed; <br />during the Policy Period and caused by an "occurrence" happening anywhere. If we are <br />prevented by law or statute from paying such sums on behalf of the "Insured," then we will <br />indemnify the 'Insured" for them. The amount we will pay for damages is limited as described <br />below in Section II, LIMITS OF INSURANCE. <br />M This insurance applies to "bodily injury," "property damage," "personal injury," or "advertising <br />injury" only if, prior to the Policy Period, no 'Insured" knew that the "bodily injury," "property <br />damage," "personal injury," or "advertising injury" had occurred, in whole or in part. If any <br />"Insured" knew, prior to the Policy Period, that the "bodily injury," "property damage," "personal <br />injury," or "advertising injury" had occurred in whole or in part, then any continuation, change, or <br />resumption of such "bodily injury," "property damage," "personal injury," or "advertising injury," <br />during or after the Policy Period, will be deemed to have been known prior to the Policy Period. <br />C. 'Bodily injury," "property damage," "personal injury," or "advertising injury" which occurs during <br />the Policy Period and was not, prior to the Policy Period, known to have occurred by any <br />"Insured," includes any continuation, change, or resumption of that "bodily injury," "property <br />damage," "personal injury," or "advertising injury" after the end of the Policy Period. <br />GAI 6002 (Ed. 04/10) XS (Page 1 of 26) <br />