ELKS BUILDING ASSOCIATION OF SANTA ANA

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081 * 06/07/2021 * LIMB 3952752 00 GREAT AMERICAN ALLIANCE INS CO *D/B* 121126296 255044 D. 'Bodily injury," "property damage," "personal injury," or "advertising injury' will be deemed to have been known by all "Insureds" to have occurred at the earliest time when any "Insured": 1. reports all, or any part, of the "bodily injury," "property damage," "personal injury," or "advertising injury" to us or any other insurer; 2. receives a written or verbal demand or 'claim" for damages because of the "bodily injury," "property damage," "personal injury," or "advertising injury"; or 3. becomes aware by any other means that "bodily injury," "property damage," "personal injury," or "advertising injury" has occurred or has begun to occur. II. LIMITS OF INSURANCE A. The Limits of Insurance shown in Item 4. of the Declarations and the rules below state the most we will pay regardless of the number of: 1. "Insureds"; 2. 'claims" made or "suits" brought; or 3. persons or organizations making 'claims" or bringing "suits. B. The General Aggregate Limit is the most we will pay for all damages covered under the Insuring Agreement in Section I., except: 1. damages included in the "products -completed operations hazard"; and 2, coverages included in the policies listed in the Schedule of Underlying Insurance to which no underlying aggregate limit applies. The amount stated in the Declarations as the General Aggregate Limit is the most we will pay for all damages arising out of any "bodily injury," "property damage," "personal injury," or "advertising injury" subject to an aggregate limit in the "underlying insurance." The General Aggregate Limit applies separately and in the same manner as the aggregate limits in the "underlying insurance." C. The Products -Completed Operations Aggregate Limit stated in the Declarations is the most we will pay for all damages included in the "products -completed operations hazard." D. Subject to B. or C. in Section II. LIMITS OF INSURANCE, whichever applies, the Each Occurrence Limit stated in the Declarations is the most we will pay for damages covered under the Insuring Agreement in Section I. because of all "bodily injury," "property damage," "personal injury," and "advertising injury" arising out of any one "occurrence." E. If the applicable Limits of Insurance of the policies listed in the Schedule of Underlying Insurance or of other insurance providing coverage to the "Insured" are reduced or exhausted by actual payment for one or more 'claims" or "suits," then, subject to all applicable terms and conditions of this Policy, we will: 1. in the event of reduction, pay in excess of the reduced underlying Limits of Insurance, or; GAI 6002 (Ed. 04/10) XS (Page 2 of 26)