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COMMERCIAL AUTO AC 70 06 03 16 e.Destruction H.PREJUDGMENTINTERESTCOVERAGE The coverage that applies is the same as ThefollowingparagraphisaddedtoSECTION II the coverage provided for the vehicle being –COVERED AUTOS LIABILITY COVERAGE, replaced. 2.Coverage Extensions, a.Supplementary L.EXPANDED TOWING COVERAGE Payments: 1.We will pay up to: (7)Prejudgmentinterestawardedagainstthe “insured”onthatpartofthejudgmentwe a.$150for a covered "auto" you own of offertopaytheappli- pay.Ifwemakean the private passenger type, or cablelimitofinsurance,wewillnotpay b.$750for a covered "auto" you own that anyprejudgmentinterestbasedonthat is not of the private passenger type, tertheoffer. periodoftimeaf for towing and labor costs incurred each I.FELLOW EMPLOYEE time the covered "auto" is disabled. Howev- The Fellow Employee Exclusion of SECTION II - er, the labor must be performed at the place COVERED AUTOS LIABILITY COVERAGE, of disablement. does not apply if the “bodily Injury” results from 2.This coverage applies only for an "auto" the use of a covered “auto” you own or hire. covered on this policy for Comprehensive or The insurance provided under this provision is Specified Causes of Loss Coverage and excess over any other collectible insurance. Collision Coverages. J.HIRED AUTO PHYSICAL DAMAGE 3.Payment applies in addition to the otherwise If covered "auto" designation symbols 1or 8 ap- applicable amount of each coverage you ply to Liability Coverage and if at least one "au- have on a covered “auto”. to" you own is covered by this policy for Com- M.AUTO LOAN OR LEASE COVERAGE prehensive, Specified Causes of Loss, or Colli- 1.In the event of a total "loss" to acovered sion coverages, then the Physical Damage "auto", we will pay anyunpaid amount due coverages provided are extended to "autos" you on the loan or lease, including up to a max- lease, hire, rent or borrow without a driver; and imum of $500 forearly termination fees or provisions in the Business Auto Coverage Form penalties, for your covered "auto" less: applicable to Hired Auto Physical Damage apply a.The amount paid under SECTION III – up to alimit of $125,000. The deductible will be PHYSICAL DAMAGE COVERAGEof equal to the largestdeductible applicable to any thispolicy; and owned "auto" for that coverage. Any Compre- hensive deductible does not apply to fire or b.Any: lightning. 1)Overdue lease/loan payments at the K.TEMPORARY SUBSTITUTE AUTOS – time of the "loss"; PHYSICAL DAMAGE COVERAGE 2)Financial penalties imposed under a The following is added to paragraph C. Certain lease for excessive use,abnormal Trailers, Mobile Equipment And Temporary wear and tear or high mileage; Substitute Autos of SECTION I – COVERED 3)Security deposits not refunded by a AUTOS: lessor; If Physical Damage Coverage is provided by 4)Costs of extended warranties, Credit this Coverage Form, the following types of Life insurance, Health,Accident, or vehicles are also covered "autos" for Physi- Disability insurance purchased with cal Damage Coverage: the lease; and Any "auto" you do not own while used with 5)Carry-over balances from previous the permission of its owner as a temporary leases. substitute for a covered "auto" you own that 2.This coverage only applies to a "loss" which is out of service because of its: is also covered under this policy for Com- a.Breakdown; prehensive, Specified Causes of Loss, or b.Repair; Collision coverage. c.Servicing; d."Loss"; or AC 70 06 03 16 Includes copyrighted material of Insurance Services Office, Inc. Page 3 of 7 with its permission