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COMMERCIAL AUTO AC 70 06 03 16 3.Coverage does not apply to any unpaid curred byyou because of the total theft of a amount due on a loan for which the covered covered "auto" of the private passenger type. “auto” is not the sole collateral. We will only pay for those covered "autos" for N.ORIGINAL EQUIPMENT MANUFACTURER which you carry Comprehensive or Specified PARTS – LEASED PRIVATE PASSENGER Causes of Loss Coverage. We will pay for tem- TYPES porary transportation expenses incurred during the period beginning 24hours after the theft and Under Paragraph C. Limit of Insurance of ending, regardless of the policy's expiration, SECTION III – PHYSICAL DAMAGE when the covered "auto" is returned to use or we COVERAGE, Section 4 is added as follows: pay for its "loss". 4.We will use new original equipment vehicle Q. EXTRA EXPENSE – STOLEN AUTOS manufacturer parts for any private passen- ger type covered “auto” where required by The following paragraph is added to Section A.4. the lease agreement which has a term of at of SECTION III – PHYSICAL DAMAGE least sixmonths. If a new original equip-COVERAGE: ment vehicle manufacturer part is not in pro- c.We will pay for up to $5,000 for the expense duction or distribution we may use a like, of returning a stolen covered “auto” to you. kind and quality replacement part. We will pay only for those covered “autos” O. DEDUCTIBLE AMENDMENTS for which you carry Comprehensive or Spec- ified Causes of Loss Coverage. The following are added to theDeductible provi- sion of SECTION III – PHYSICAL DAMAGE R. PHYSICAL DAMAGE LIMIT OF INSURANCE COVERAGE: Under SECTION III – PHYSICAL DAMAGE If another policy or coverage form that is not an COVERAGE, Paragraph C., Limit of Insurance automobile policy or coverage form issued by is replaced by the following: this company applies to the same “accident”,the C. Limit Of Insurance following applies: 1.The most we will pay for “loss” in any one 1.If the deductible under this coverage is the “accident” is the lesser of: smaller (or smallest) deductible, it will be a.The actual cash value of the damaged waived: or stolen property as of the time of the 2.If the deductible under this coverage is not “loss”, or the smaller (or smallest) deductible, it will be b.The cost of repairing or replacing the reduced by the amount of the smaller (or damaged or stolen property. smallest) deductible. 2. $2000is the most we will pay for “loss” in If a Comprehensive or Specified Causes of Loss any one “accident” to all electronic equip- Coverage “loss” from one “accident” involves ment that reproduces, receives or transmits two or more covered “autos”, only the highest audio, visual or data signals which, at the deductible applicable to those coverages will be time of “loss”, is: applied to the “accident,” if the cause of the loss a.Permanently installed in or upon the is covered for those vehicles. This provision only covered “auto” in a housing, opening or applies if you carry Comprehensive or Specified other location that is not normally used Causes of Loss Coverage for those vehicles, by the “auto” manufacturer for the instal- and does not extend coverage to any covered lation of such equipment. “autos” for which you do not carry such coverage. b.Removable from a permanently installed housing unit as described in Paragraph Nodeductible applies to glass if the glass is re- 2.a. above or is an integral part of that paired, in a manner acceptable to us, rather than equipment; or replaced. c.An integral part of such equipment. P. EXPANDED TRANSPORTATION EXPENSE 3.An adjustment for depreciation and physical Paragraph A.4.a. of SECTION III – PHYSICAL condition will be made in determining actual DAMAGE COVERAGEis replaced by the cash value in the event of a total “loss”. following: 4.The cost of repairing or replacing may: We will pay up to $50 per day to a maximum of $1500 for temporary transportation expense in- Page 4 of 7 Includes copyrighted material of Insurance Services Office, IncAC 70 06 03 16 with its permission.