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SB300176D
<br />(Ed. 6-16)
<br />15. Broad Knowledge I Notice of Occurrence
<br />Under Businessowners Liability Conditions, the condition entitled Duties in The Event of Occurrence, Offense,
<br />Claim or Suit is amended to add the following provisions:
<br />A. BROAD KNOWLEDGE OF OCCURRENCE
<br />You must give us or our authorized representative notice of an "occurrence", offense, claim or "suit" only when the
<br />"occurrence", offense, claim or "suit" is known to a natural person Named Insured, to a partner, executive officer,
<br />manager or member of a Named Insured, or to an "employee" designated by any of the above to give such notice.
<br />B. NOTICE OF OCCURRENCE
<br />Your rights under this Coverage Part will not be prejudiced if you fail to give us notice of an "occurrence", offense,
<br />claim or "suit", and that failure is solely due to your reasonable belief that the "bodily injury" or "property damage"
<br />is not covered under this Coverage Part. However, you shall give written notice of such "occurrence", offense,
<br />claim or"suit" to us as soon as you are aware that this insurance may apply to such "occurrence", offense, claim
<br />or "suit."
<br />16. Extended Bodily Injury
<br />Under Liability And Medical Expenses Definitions, the definition of "Bodily injury," is deleted and replaced with the
<br />following:
<br />"Bodily Injury" means physical injury, sickness or disease sustained by a person, including death, humiliation, shock,
<br />mental injury or mental anguish sustained by that person at any time which results as a consequence of the physical
<br />injury, sickness or disease.
<br />17. Contractual Liability —Railroads
<br />Under Liability And Medical Expenses Definitions, and with respect only to operations performed within 50 feet of
<br />railroad property, the definition of "insured contract" is deleted and replaced by the following:
<br />"Insured contract" means:
<br />a. A contract for a lease of premises.. However, that portion of the contract for a lease of premises that
<br />indemnifies any person or organization for damage by fire to premises while rented to you or temporarily
<br />occupied by you with permission of the owner is not an "insured contract";
<br />b. A sidetrack agreement;
<br />c. Any easement or license agreement;
<br />d. An obligation, as required by ordinance, to indemnify a municipality, except in connection with work for a
<br />municipality;
<br />e. An elevator maintenance agreement;
<br />f. That part of any other contract or agreement pertaining to your business (including an indemnification of a
<br />municipality in connection with work performed for a municipality) under which you assume the tort liability of
<br />another party to pay for "bodily injury" or "property damage" to a third person or organization. Tort liability
<br />means a liability, that would be imposed by law in the absence of any contract or agreement.
<br />Paragraph f. does not include that part of any contract or agreement:
<br />(1) That indemnifies an architect, engineer or surveyor for injury or damage arising out of:
<br />a. Preparing, approving or failing to prepare or approve maps, shop drawings, opinions, reports,
<br />surveys, field orders, change orders or drawings and specifications; or
<br />b. Giving directions or instructions, or failing to give them, if that is the primary cause of the injury or
<br />damage.
<br />(2) Under which the insured, if an architect, engineer or surveyor, assumes liability for an injury or damage
<br />arising out of the insured's rendering or failure to render professional services, including those listed in
<br />paragraph (1) above and supervisory, inspection, architectural or engineering activities.
<br />SB300176D (6-16)
<br />Page 10 of 16
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