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CNA 18, Office Premises Limited Pollution Coverage SB300176D (Ed. 6-16) This Office Premises Limited Pollution Coverage section of the Architects, Engineers and Surveyors Extension endorsement modifies several portions of the Businessowners Liability Coverage Form. These modifications apply only to the coverage provided by this section of the endorsement. A. The following paragraph 3. is added to SECTION A. COVERAGES: 3. Office Premises Limited Pollution Coverage a. Insuring Agreement (1) We will pay thosesums that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" which directly results from a covered "pollution incident" to which this insurance applies. We will have the right and duty to defend any "suit" seeking those damages, even if any allegations of the "suit" are groundless, false or fraudulent. We may at our discretion investigate any "pollution incident" and settle any claim or "suit" that may result. But: (a) The amount we will pay for damages is limited as described in SECTION D. Liability And Medical Expenses Limits Of Insurance as amended by this endorsement; and (b) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements. (c) We have.no duty to defend "suits" seeking damages not covered by this endorsement. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under paragraph 1.e. Coverage Extension — Supplementary Payments of SECTION A. as amended by this section of the endorsement. (2) We will also reimburse you for "preventive remedial expense" that directly results from a covered "pollution incident" to which this insurance applies. We will reimburse you up to $25;000 per annual policy period for all "preventive remedialexpense" directly resulting from all covered "pollution incidents," subject to a deductible of $5,000 per covered "pollution incident." This annual limit is in addition to the per incident deductible, and is in addition to the Pollution Liability Aggregate Limit described in SECTION D. Liability And Medical Expenses Limits Of Insurance as amended by this endorsement. This "preventive remedial expense" coverage does not apply to expenses that are covered by any other insurance available to the insured. r (3) This insurance applies to "bodily injury," "property damage" or "preventive remedial expense" at, on or from "your office premises" only if: (a) The "bodily injury" directly results from a "pollution incident" that happens entirely above -ground at or from "your office premises"; or (b) The "property damage" occurs off of "your office premises" and directly results from a "pollution " incident" that happens entirely above -ground at or from "your office premises": or (c) The "preventive remedial expense" directly results from a "pollution incident" that happens entirely above -ground on "your office premises" and does not result in any covered "bodily injury" or "property damage; and (d) The "pollution incident": (i) is demonstrable as commencing and ending within 72 hours; (ii) is accidental; (iii) "commences during the policy period"; and (iv) happens in the "coverage territory." SB300176D (6-16) Page 11 of 16 '2 Ihitea®6 Awxodm ec %au Pete oa sexM1w„sn,�.nam�iaar Copyright, CNA All Rights Reserved.